UCO Bank

UCO Bank

30.77
+0.15
(0.49%)
ann
There are new updates from the company1 day ago
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Market Cap
38,584.20 Cr
EPS
2.06
PE Ratio
15.62
Dividend Yield
1.27 %
Industry
Banks
52 Week High
52.00
52 Week Low
26.81
PB Ratio
1.39
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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positive
The Central Government has extended the tenure of Rajendra Kumar Saboo as Executive Director of UCO Bank for an additional three years beyond his term ending on November 20, 2025, or until further orders, whichever is earlier. The extension was granted through government notification dated September 15, 2025, under the Banking Companies Act, 1970 and related provisions for nationalized banks.
neutral
UCO Bank has received government approval to facilitate trade payments for Nayara Energy, nearly two months after the refiner was sanctioned by the EU. Senior executives from the state-owned lender met with finance ministry officials and were asked to take the lead in executing payments for Nayara, which is part-owned by Russian oil major Rosneft. Operational details including currency choice are still being worked out. Nayara had approached government officials for help securing a domestic lender with limited offshore presence to support crude oil import payments and receive payments for refined fuel exports. Since being sanctioned in July, Nayara has faced significant operational challenges - large institutions including State Bank of India have stopped processing transactions, ships have diverted from its terminal, and the company has cut run rates while seeking advance payments. Rosneft owns just over 49% of Nayara, which accounts for nearly 8% of India's refining capacity and 7% of its retail-fuel network.
neutral
UCO Bank's Asset Liability Management Committee has revised benchmark interest rates effective September 10, 2025. The bank reduced MCLR rates across all tenors by 5-10 basis points, with overnight MCLR decreasing from 8.15% to 8.05% and one-year MCLR falling from 8.95% to 8.90%. The 3-month TBLR increased from 5.35% to 5.45%, while 6-month and 12-month TBLR rates remained unchanged at 5.50% and 5.55% respectively. UCO G-Sec Rate for 1 year rose from 5.64% to 5.67%, and the 10-year G-Sec Rate YTM increased from 6.51% to 6.78%. Repo Linked Rates, Base Rate at 9.60%, and BPLR at 14.25% remain unchanged.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
867.30
#1 8,00,571.50
10.07
#1 6,63,343.30
11.57
#1 79,017
10.09
63.27
263.95
1,36,498.10
7.01
1,52,884.10
7.83
20,459
-26.17
70.13
114.37
1,31,444.80
7.91
1,40,456.80
14.76
18,553
-45.71
60.26
125.90
1,14,199.50
6.17
1,52,657.90
9.70
17,336
-21.12
68.86
137.71
1,05,122.40
#1 5.58
1,29,979.30
9.98
17,921
21.59
57.46
765.95
1,03,170.70
8.99
72,050.90
12.17
10,995
-11.45
68.52
39.89
76,814.50
19.56
33,750.30
13.52
3,396
#1 81.66
53.71
125.53
57,149.60
5.79
80,412.40
19.47
9,552
-3.14
66.91
56.49
43,449.60
7.55
28,402.60
#1 20.90
5,542
16.16
54.47
30.77
#10 38,584.20
#9 15.62
#9 29,473.50
#3 17.33
#10 2,445
#2 23.76
59.30
Forecast
Actual
Growth Rate
Revenue Growth
17.33 %
Net Income Growth
47.85 %
Cash Flow Change
90.92 %
ROE
30.26 %
ROCE
5.56 %
EBITDA Margin (Avg.)
0.51 %

Quarterly Financial Results

Quarterly Financials
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
4,637
4,426
4,656
4,638
4,362
3,797
4,965
5,451
5,947
5,857
5,866
6,413
6,985
6,859
7,071
7,406
8,137
Expenses
2,470
2,158
2,218
1,690
1,757
1,402
1,766
1,754
2,025
2,295
1,924
2,072
2,507
2,227
2,355
2,567
3,055
EBITDA
13
159
316
792
484
193
784
1,022
907
347
640
777
806
863
939
996
1,036
Operating Profit %
31 %
40 %
40 %
57 %
53 %
64 %
58 %
62 %
59 %
56 %
63 %
63 %
57 %
63 %
61 %
59 %
55 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,154
2,109
2,122
2,157
2,120
2,202
2,415
2,675
3,015
3,215
3,302
3,564
3,672
3,770
3,778
3,842
4,046
Profit Before Tax
13
159
316
792
484
193
784
1,022
907
347
640
777
806
863
939
996
1,036
Tax
-56
72
114
481
169
76
287
367
349
122
236
272
268
307
332
356
370
Net Profit
69
88
201
310
315
118
497
654
557
225
404
505
538
555
607
640
666
EPS in ₹
0.07
0.08
0.17
0.24
0.26
0.10
0.42
0.55
0.47
0.19
0.34
0.42
0.45
0.45
0.51
0.54
0.56

Balance Sheet

Balance Sheet
2021
2022
2023
2024
2025
Total Assets
2,53,246
2,67,659
3,00,702
3,23,548
3,62,361
Fixed Assets
3,151
3,287
3,445
3,717
3,791
Current Assets
34,943
35,571
38,105
37,670
43,244
Capital Work in Progress
67
48
65
65
61
Investments
93,693
96,749
95,009
92,761
94,153
Other Assets
1,56,335
1,67,575
2,02,184
2,27,006
2,64,357
Total Liabilities
2,53,246
2,67,659
3,00,702
3,23,548
3,62,361
Current Liabilities
9,428
6,610
5,260
7,874
9,247
Non Current Liabilities
2,43,819
2,61,050
2,95,443
3,15,675
3,53,115
Total Equity
22,517
23,469
25,604
27,214
30,885
Reserve & Surplus
9,998
11,513
13,648
15,258
18,345
Share Capital
9,918
11,956
11,956
11,956
12,540

Cash Flow

Cash Flow
2021
2022
2023
2024
2025
Net Cash Flow
5,794
2,548
2,580
297
7,102
Investing Activities
106
-214
-67
-275
-681
Operating Activities
2,422
4,399
2,983
1,002
1,913
Financing Activities
3,266
-1,637
-336
-430
5,870

Share Holding

% Holding
Mar 2021
May 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
94.44 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
95.39 %
90.95 %
90.95 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.03 %
0.03 %
0.02 %
0.02 %
0.44 %
0.14 %
DIIs
1.59 %
1.29 %
1.28 %
1.28 %
1.29 %
1.29 %
1.32 %
1.35 %
1.38 %
1.37 %
1.35 %
1.37 %
1.32 %
1.32 %
1.33 %
1.33 %
1.33 %
5.36 %
4.74 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.61 %
3.00 %
2.98 %
3.07 %
3.09 %
3.10 %
3.10 %
2.98 %
2.88 %
2.84 %
2.94 %
2.81 %
2.99 %
2.99 %
2.98 %
3.04 %
3.04 %
2.95 %
3.87 %
Others
0.36 %
0.32 %
0.35 %
0.26 %
0.23 %
0.22 %
0.19 %
0.29 %
0.35 %
0.40 %
0.32 %
0.43 %
0.30 %
0.27 %
0.27 %
0.23 %
0.22 %
0.30 %
0.31 %
No of Share Holders
3,75,199
3,83,713
3,95,030
4,02,716
4,12,274
4,26,244
4,29,468
4,30,406
5,43,695
5,36,942
5,37,686
5,83,242
6,10,166
7,39,097
7,78,049
7,73,466
7,91,271
7,99,014
8,43,992

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.28 0.39
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.78 1.27

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
24 Jan 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
24 Jan 2024 39.90 41.79
10 May 2024 DIVIDEND Dividend
₹ 0.28 /share
10 May 2024 57.00 51.95
18 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
18 Jun 2024 53.63 56.80
19 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 Oct 2024 45.11 45.68
21 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Jan 2025 42.41 44.54
22 Jan 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
22 Jan 2025 44.33 44.09
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 31.49 30.39
09 May 2025 DIVIDEND Dividend
₹ 0.39 /share
09 May 2025 30.39 30.38
19 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
19 Jun 2025 31.00 30.98
21 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Jul 2025 31.61 32.13

Announcements

Provisional Business Figures Of The Bank - 30.09.202537 minutes ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20181 day ago
Closure of Trading WindowSep 23, 2025
Extension Of Tenure Of Shri Rajendra Kumar Saboo Executive DirectorSep 16, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesSep 09, 2025
Approval Of Reserve Bank Of India To Setup IFSC Banking Unit (IBU) At Gift City Gandhinagar GujaratSep 03, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesAug 07, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 21, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 21, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 21, 2025
Rectification In Subject Line Of Outcome Announcement Letter Dated 21St July 2025Jul 21, 2025
Unaudited Financial Results -June-25 QuarterJul 21, 2025
Board Meeting Outcome for Unaudited Financial Results For The Quarter Ended 30.06.2025Jul 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2025
Board Meeting Intimation for Approval Of Unaudited (Reviewed) Financial Results Of The Bank For The Quarter Ended 30Th June 2025.Jul 15, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJul 10, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 08, 2025
Provisional Business Figures For June 2025Jul 03, 2025
Closure of Trading WindowJun 25, 2025
Appointment Of Secretarial AuditorJun 19, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJun 19, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJun 19, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 06, 2025
Change In Chief Financial OfficerJun 02, 2025
Change In The Senior ManagementJun 01, 2025
Change In Senior ManagementJun 01, 2025
Business Responsibility and Sustainability Reporting (BRSR)May 27, 2025
Reg. 34 (1) Annual Report.May 27, 2025
22Nd Annual General Meeting Of The Bank On 19Th June 2025May 22, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 21, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesMay 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2025
Record Date Intimation For The Purpose Of Dividend For The FY 2024-25Apr 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 28, 2025
Presentation On Financial Results - 31.03.2025Apr 28, 2025
Corporate Action-Board approves DividendApr 28, 2025
Board Meeting Outcome for Outcome Of Board MeetingApr 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2025
Board Meeting Intimation for Financial Results Dividend And Equity Capital RaisingApr 23, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesApr 09, 2025
Change In The Assignment Of Senior ManagementApr 09, 2025
Intimation Under Reg.30 Of SEBI LODR RegulationsApr 08, 2025
Appointment Of Secretarial Auditor For FY 2024-25Apr 08, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 04, 2025

Technical Indicators

RSI(14)
Neutral
60.63
ATR(14)
Less Volatile
0.76
STOCH(9,6)
Neutral
45.97
STOCH RSI(14)
Neutral
54.16
MACD(12,26)
Bullish
0.06
ADX(14)
Weak Trend
24.59
UO(9)
Bearish
44.31
ROC(12)
Uptrend And Accelerating
3.01
WillR(14)
Neutral
-28.74

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
53804
0.17%
0.17%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
41347
0.00%
-0.01%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
18344
0.00%
-0.01%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
16287
0.00%
-0.01%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.17%
12592
0.00%
-0.01%
Axis Nifty 500 Index Fund Direct-Growth
0.02%
10101
0.01%
0.01%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
10024
0.00%
-0.01%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.19%
-9721
-0.01%
-0.02%
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
6576
0.00%
-0.01%
SBI BSE PSU Bank Index Fund Direct - Growth
1.19%
5457
-0.07%
-0.10%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.02%
2800
0.00%
0.00%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.17%
2022
0.00%
-0.01%
Kotak Nifty Smallcap 250 Index Fund Direct-Growth
0.17%
1779
0.00%
-0.01%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.17%
947
0.00%
-0.01%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.04%
-768
0.00%
-0.01%
Groww Nifty Total Market Index Fund Direct - Growth
0.02%
641
0.00%
0.00%
SBI Nifty 500 Index Fund Direct-Growth
0.02%
242
0.00%
0.00%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.02%
216
0.00%
0.00%
Angel One Nifty Total Market Index Fund Direct - Growth
0.02%
188
0.00%
0.00%
Kotak BSE PSU Index Fund Direct-Growth
0.17%
113
0.00%
-0.01%
HDFC BSE 500 Index Fund Direct - Growth
0.02%
110
0.00%
0.00%
Bandhan Nifty Total Market Index Fund Direct-Growth
0.02%
95
0.00%
0.00%
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0.04%
42
0.00%
-0.01%
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0.02%
38
0.00%
0.00%

About UCO Bank

UCO Bank is a commercial bank and Government of India Undertaking. It offers various banking services including international banking, NRI services, loan schemes, deposit schemes, and e-banking solutions. The bank has a widespread presence with 3230 domestic branches, 43 zones, and 2 overseas branches in Singapore and Hong Kong as of March 31, 2024. UCO Bank provides corporate banking, retail banking, international banking, government business, and rural banking services. Its product portfolio includes education loans, gold loans, home loans, personal loans, and car loans. The bank also offers services for agriculture credit, financial inclusion, and MSME. UCO Bank's global business stood at Rs. 4,50,007 Crore as of March 31, 2024, with deposits at Rs. 2,63,130 Crore and advances at Rs. 1,86,877 Crore.
Listing Date
09 Oct, 2003(21 Years, 25 days)
Chairperson NameAravamudan Krishana Kumar