| Quarterly Financials | Jun 2017 | Sept 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 1,160 | 1,274 | 1,416 | 1,638 | 1,648 | 1,808 | 2,079 | 2,148 | 2,233 | 2,230 | 2,075 | 1,952 | 1,872 | 2,022 | 1,896 | 1,834 | 1,693 | 1,586 | 1,496 | 1,426 | 1,412 | 1,683 | 1,797 | 1,638 | 1,708 | 1,779 | 1,756 | 1,814 | 1,832 | 1,880 | 1,943 | 2,037 |
| Expenses | 159 | 158 | 148 | 228 | 167 | 199 | 219 | 167 | 290 | 266 | 297 | 885 | 163 | 272 | 342 | 480 | 262 | 247 | 233 | 257 | 158 | 366 | 421 | 275 | 201 | 204 | 216 | 170 | 168 | 143 | 155 | 133 |
| EBITDA | 1,001 | 1,116 | 1,268 | 1,410 | 1,482 | 1,609 | 1,859 | 1,982 | 1,943 | 1,964 | 1,777 | 1,067 | 1,709 | 1,750 | 1,554 | 1,354 | 1,431 | 1,339 | 1,263 | 1,169 | 1,254 | 1,318 | 1,376 | 1,363 | 1,507 | 1,576 | 1,540 | 1,644 | 1,665 | 1,737 | 1,788 | 1,904 |
| Operating Profit % | 86 % | 88 % | 90 % | 86 % | 90 % | 89 % | 89 % | 92 % | 87 % | 88 % | 86 % | 55 % | 91 % | 87 % | 82 % | 74 % | 85 % | 84 % | 84 % | 82 % | 89 % | 78 % | 77 % | 83 % | 88 % | 89 % | 88 % | 91 % | 91 % | 92 % | 92 % | 93 % |
| Depreciation | 5 | 5 | 7 | 7 | 7 | 8 | 8 | 9 | 16 | 17 | 18 | 15 | 16 | 15 | 14 | 14 | 13 | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 13 | 11 | 13 | 14 | 13 | 14 | 14 | 14 |
| Interest | 751 | 835 | 926 | 1,026 | 1,100 | 1,229 | 1,410 | 1,428 | 1,513 | 1,521 | 1,461 | 1,380 | 1,364 | 1,340 | 1,246 | 1,151 | 1,103 | 1,035 | 996 | 931 | 930 | 964 | 996 | 1,008 | 1,048 | 1,057 | 1,087 | 1,070 | 1,097 | 1,119 | 1,158 | 1,178 |
| Profit Before Tax | 245 | 276 | 336 | 377 | 375 | 373 | 442 | 545 | 414 | 426 | 298 | -327 | 330 | 396 | 294 | 188 | 315 | 291 | 254 | 224 | 311 | 340 | 367 | 343 | 447 | 507 | 440 | 560 | 554 | 605 | 616 | 711 |
| Tax | 75 | 86 | 106 | 125 | 120 | 120 | 139 | 165 | 130 | 59 | 61 | -85 | 72 | 82 | 61 | 61 | 72 | 56 | 65 | 54 | 76 | 78 | 98 | 63 | 99 | 124 | 102 | 121 | 121 | 135 | 132 | 161 |
| Net Profit | 170 | 190 | 230 | 253 | 256 | 253 | 303 | 380 | 285 | 367 | 237 | -242 | 257 | 313 | 232 | 127 | 243 | 235 | 188 | 170 | 235 | 263 | 269 | 279 | 347 | 383 | 338 | 439 | 433 | 470 | 483 | 550 |
| EPS in ₹ | 10.21 | 11.41 | 13.77 | 15.16 | 15.31 | 15.11 | 18.09 | 22.68 | 16.95 | 21.82 | 14.10 | -14.39 | 15.29 | 18.63 | 13.82 | 7.55 | 14.45 | 13.96 | 11.18 | 10.06 | 13.94 | 15.57 | 15.95 | 16.52 | 13.64 | 14.76 | 13.04 | 16.91 | 16.66 | 18.08 | 18.60 | 21.18 |
PNB Housing Finance
1,052.00
+41.80
(4.14%)
Market Cap
27,344.10 Cr
EPS
58.37
PE Ratio
14.11
Dividend Yield
0.48 %
Industry
Financial Services52 Week High
1,202.20
52 Week Low
616.60
PB Ratio
1.62
Debt to Equity
4.18
Sector
Housing Finance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from10 analysts
Company News
View All News
PNB Housing Finance: Carlyle Group to Sell Remaining 10.44% Stake2 days ago
Carlyle Group plans to divest its 10.44% stake in PNB Housing Finance through a block trade worth $308 million. The floor price is set at Rs 960 per share, a 5% discount to the April 30 closing price. IIFL Capital Services will manage the transaction.
Carlyle Group to Sell Entire Stake in PNB Housing2 days ago
Private equity firm Carlyle Group plans to sell its entire 10.4% stake in PNB Housing tomorrow. The floor price for the deal is set at Rs 960, which represents a 5% discount to the current market price. The stake is held under the name Quality Investment Holdings, and IIFL Capital will act as the broker for the transaction.
PNB Housing Finance: Carlyle Group to Sell 10.44% Stake via Block Deal2 days ago
Carlyle Group entity Quality Investment Holdings Pcc plans to sell 10.44% stake in PNB Housing Finance through block deals on Friday. The floor price is set at ₹960 per share, a 5% discount to Wednesday's closing price. The deal is valued at approximately ₹2,603.9 crore. IIFL Capital is reported to be the broker for the transaction.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
122.02 | #1 1,01,620.00 | 46.94 | 7,617.70 | 34.46 | 1,731 | 53.87 | 47.38 | |
602.25 | 33,127.50 | #1 6.43 | #1 27,277.80 | 20.02 | #1 4,760 | 22.75 | 58.54 | |
1,052.00 | #3 27,344.10 | #4 14.11 | #4 7,057.10 | #9 8.08 | #3 1,508 | #4 25.29 | 66.63 | |
470.80 | 20,309.60 | 23.38 | 2,587.00 | 26.60 | 750 | 17.13 | 57.25 | |
319.85 | 15,986.60 | 22.58 | 1,416.80 | 24.98 | 612 | 20.88 | 53.48 | |
1,844.90 | 14,602.40 | 29.74 | 2,020.70 | 25.46 | 491 | 14.85 | 37.43 | |
1,193.30 | 12,284.10 | 32.12 | 1,156.50 | #1 45.36 | 306 | 25.39 | 56.87 | |
119.20 | 9,873.80 | 7.99 | 8,624.80 | -1.16 | 1,217 | -0.07 | 50.94 | |
718.75 | 9,570.50 | 11.18 | 3,524.70 | 28.49 | 751 | 11.91 | 59.12 | |
859.20 | 9,270.40 | 26.70 | 861.40 | 42.10 | 248 | #1 54.25 | 55.90 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
8.08 %
Net Income Growth
44.17 %
Cash Flow Change
-149.94 %
ROE
6.00 %
ROCE
14.86 %
EBITDA Margin (Avg.)
9.17 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 |
| Fixed Assets | 76 | 103 | 251 | 181 | 150 | 146 | 207 |
| Current Assets | 3,305 | 4,851 | 9,685 | 8,089 | 6,358 | 5,543 | 3,601 |
| Capital Work in Progress | 10 | 5 | 4 | 2 | 4 | 3 | 15 |
| Investments | 2,413 | 4,561 | 2,076 | 2,045 | 3,483 | 3,196 | 4,346 |
| Other Assets | 60,516 | 79,200 | 76,599 | 69,164 | 62,093 | 63,528 | 67,837 |
| Total Liabilities | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 |
| Current Liabilities | 14,377 | 14,738 | 4,299 | 4,282 | 2,947 | 2,288 | 5,902 |
| Non Current Liabilities | 42,070 | 61,587 | 66,633 | 58,188 | 52,911 | 53,571 | 51,529 |
| Total Equity | 6,567 | 7,544 | 7,998 | 8,923 | 9,872 | 11,014 | 14,974 |
| Reserve & Surplus | 6,401 | 7,376 | 7,830 | 8,755 | 9,703 | 10,845 | 14,715 |
| Share Capital | 167 | 168 | 168 | 168 | 169 | 169 | 260 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 2,751 | 1,217 | 4,480 | -1,546 | -1,953 | -1,388 | -1,669 |
| Investing Activities | -50 | -54 | -63 | 21 | -1,475 | 176 | -1,186 |
| Operating Activities | -15,664 | -16,617 | 8,929 | 6,611 | 6,254 | -1,865 | -4,662 |
| Financing Activities | 18,464 | 17,888 | -4,386 | -8,178 | -6,732 | 302 | 4,179 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | May 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 32.64 % | 32.59 % | 32.58 % | 32.57 % | 32.57 % | 32.57 % | 32.57 % | 32.53 % | 32.52 % | 28.15 % | 28.15 % | 28.14 % | 28.13 % | 28.13 % | 28.13 % | 28.11 % | 28.11 % | 28.10 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 24.81 % | 0.00 % | 25.01 % | 17.89 % | 20.42 % | 24.34 % | 21.44 % |
| DIIs | 3.11 % | 2.80 % | 2.96 % | 2.34 % | 2.30 % | 2.33 % | 3.24 % | 2.99 % | 3.65 % | 6.28 % | 7.60 % | 7.73 % | 5.03 % | 6.88 % | 10.95 % | 22.18 % | 26.86 % | 29.87 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.73 % | 4.58 % | 4.68 % | 6.02 % | 6.79 % | 6.92 % | 6.93 % | 7.03 % | 6.14 % | 5.63 % | 5.56 % | 5.46 % | 5.48 % | 6.01 % | 8.10 % | 7.24 % | 7.89 % | 7.82 % |
| Others | 58.53 % | 60.03 % | 59.78 % | 59.06 % | 58.34 % | 58.19 % | 57.26 % | 57.45 % | 57.69 % | 59.94 % | 58.69 % | 33.86 % | 61.36 % | 33.98 % | 34.94 % | 22.05 % | 12.80 % | 12.76 % |
| No of Share Holders | 1,05,902 | 1,05,325 | 1,01,947 | 1,04,398 | 1,19,187 | 1,20,592 | 1,19,997 | 1,18,147 | 1,08,269 | 1,09,200 | 1,20,193 | 1,19,631 | 1,24,656 | 1,33,177 | 1,62,938 | 1,58,799 | 1,83,482 | 1,82,070 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 3.4 | 6 | 9 | 9 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Yield (%) | 0.34 | 0.56 | 1.26 | 6.7 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Apr 2025 |  Quarterly Result Announcement | NA | 28 Apr 2025 | 990.25 | 970.85 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 854.85 | 912.35 |
| 24 Oct 2024 | Quarterly Result Announcement | NA | 24 Oct 2024 | 981.70 | 948.20 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 831.80 | 823.20 |
| 05 Apr 2023 |  Rights | 29:54 | 05 Apr 2023 | 386.53 | 448.58 |
Announcements
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Resignation of Director1 day ago
1 day agoDisclosures under Reg. 29(2) of SEBI (SAST) Regulations 20111 day ago
1 day agoClarification On Volume Movement Letter3 days ago
3 days agoClarification sought from PNB Housing Finance Ltd3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome5 days ago
5 days agoCorporate Action-Board approves Dividend5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation5 days ago
5 days agoResults- Financial Results For March 31 20255 days ago
5 days agoBoard Meeting Outcome for Outcome Of Board Meeting5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 22, 2025
Apr 22, 2025Board Meeting Intimation for Pre-Intimation Of Board Meeting For Consideration Of Financial Results And Proposal For Declaration Of Dividend For The Financial Year 2024-25Apr 21, 2025
Apr 21, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 08, 2025
Apr 08, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 02, 2025
Apr 02, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 02, 2025
Apr 02, 2025Closure of Trading WindowMar 29, 2025
Mar 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 25, 2025
Mar 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 24, 2025
Mar 24, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 20, 2025
Mar 20, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 20, 2025
Mar 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Mar 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Mar 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 18, 2025
Mar 18, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 13, 2025
Mar 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 07, 2025
Mar 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 27, 2025
Feb 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 22, 2025
Feb 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On February 22 2025Feb 22, 2025
Feb 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 19, 2025
Feb 19, 2025Dispatch Of Postal Ballot Notice To ShareholdersFeb 18, 2025
Feb 18, 2025Board Meeting Intimation for Considering Issue Of Non Convertible DebenturesFeb 17, 2025
Feb 17, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 14, 2025
Feb 14, 2025Announcement under Regulation 30 (LODR)-Change in ManagementFeb 14, 2025
Feb 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 13, 2025
Feb 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 12, 2025
Feb 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 07, 2025
Feb 07, 2025Announcement under Regulation 30 (LODR)-AllotmentFeb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderFeb 01, 2025
Feb 01, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 24, 2025
Jan 24, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 22, 2025
Jan 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 21, 2025
Jan 21, 2025Integrated Filing (Financial)Jan 21, 2025
Jan 21, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 21, 2025
Jan 21, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 21, 2025
Jan 21, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJan 21, 2025
Jan 21, 2025Board Meeting Outcome for Outcome Of Board Meeting - Unaudited Financial Results For Q3FY25Jan 21, 2025
Jan 21, 2025Un-Audited Financial Results For The 3Rd Quarter And Nine Months Ended December 31 2024Jan 21, 2025
Jan 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 13, 2025
Jan 13, 2025Technical Indicators
RSI(14)
Neutral 66.63
ATR(14)
Less Volatile 42.63
STOCH(9,6)
Neutral 58.49
STOCH RSI(14)
Neutral 60.10
MACD(12,26)
Bullish 1.74
ADX(14)
Weak Trend 22.65
UO(9)
Bearish 45.35
ROC(12)
Uptrend And Accelerating 7.41
WillR(14)
Neutral -21.30
About PNB Housing Finance
PNB Housing Finance Limited is a registered housing finance company promoted by Punjab National Bank, which holds 32.57% of its share capital. The company offers retail and corporate loans, including home loans, loan against property, and construction finance. It operates through a network of branches across India and a wholly-owned subsidiary, PHFL Home Loans and Services Limited. As of March 31, 2023, PNB Housing Finance had expanded its branch network to 189 branches/outreaches, with 82 branches/outreaches focused on the affordable loan segment in over 150 districts. The company's Assets Under Management (AUM) as of March 31, 2022, were Rs. 65,977 crore. PNB Housing Finance is listed on the National Stock Exchange and Bombay Stock Exchange since November 2016.
Listing Date
07 Nov, 2016(8 Years,
27 days)
Website
Chairperson Name
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