| Quarterly Financials | Jun 2017 | Sept 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
Revenue  | 1,160 | 1,274 | 1,416 | 1,638 | 1,648 | 1,808 | 2,079 | 2,148 | 2,233 | 2,230 | 2,075 | 1,952 | 1,872 | 2,022 | 1,896 | 1,834 | 1,693 | 1,586 | 1,496 | 1,426 | 1,412 | 1,683 | 1,797 | 1,638 | 1,708 | 1,779 | 1,756 | 1,814 | 1,832 | 1,880 | 1,943 | 2,037 | 2,082 | 2,131 | 2,121 | 2,172 |
| Expenses | 159 | 158 | 148 | 228 | 167 | 199 | 219 | 167 | 290 | 266 | 297 | 885 | 163 | 272 | 342 | 480 | 262 | 247 | 233 | 257 | 158 | 366 | 421 | 275 | 201 | 204 | 216 | 170 | 168 | 143 | 155 | 133 | 145 | 88 | 183 | 52 |
| EBITDA | 1,001 | 1,116 | 1,268 | 1,410 | 1,482 | 1,609 | 1,859 | 1,982 | 1,943 | 1,964 | 1,777 | 1,067 | 1,709 | 1,750 | 1,554 | 1,354 | 1,431 | 1,339 | 1,263 | 1,169 | 1,254 | 1,318 | 1,376 | 1,363 | 1,507 | 1,576 | 1,540 | 1,644 | 1,665 | 1,737 | 1,788 | 1,904 | 1,937 | 2,043 | 1,938 | 2,120 |
| Operating Profit % | 86 % | 88 % | 90 % | 86 % | 90 % | 89 % | 89 % | 92 % | 87 % | 88 % | 86 % | 55 % | 91 % | 87 % | 82 % | 74 % | 85 % | 84 % | 84 % | 82 % | 89 % | 78 % | 77 % | 83 % | 88 % | 89 % | 88 % | 91 % | 91 % | 92 % | 92 % | 93 % | 93 % | 96 % | 91 % | 98 % |
| Depreciation | 5 | 5 | 7 | 7 | 7 | 8 | 8 | 9 | 16 | 17 | 18 | 15 | 16 | 15 | 14 | 14 | 13 | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 13 | 11 | 13 | 14 | 13 | 14 | 14 | 14 | 15 | 16 | 16 | 19 |
| Interest | 751 | 835 | 926 | 1,026 | 1,100 | 1,229 | 1,410 | 1,428 | 1,513 | 1,521 | 1,461 | 1,380 | 1,364 | 1,340 | 1,246 | 1,151 | 1,103 | 1,035 | 996 | 931 | 930 | 964 | 996 | 1,008 | 1,048 | 1,057 | 1,087 | 1,070 | 1,097 | 1,119 | 1,158 | 1,178 | 1,234 | 1,267 | 1,253 | 1,246 |
| Profit Before Tax | 245 | 276 | 336 | 377 | 375 | 373 | 442 | 545 | 414 | 426 | 298 | -327 | 330 | 396 | 294 | 188 | 315 | 291 | 254 | 224 | 311 | 340 | 367 | 343 | 447 | 507 | 440 | 560 | 554 | 605 | 616 | 711 | 688 | 760 | 668 | 855 |
| Tax | 75 | 86 | 106 | 125 | 120 | 120 | 139 | 165 | 130 | 59 | 61 | -85 | 72 | 82 | 61 | 61 | 72 | 56 | 65 | 54 | 76 | 78 | 98 | 63 | 99 | 124 | 102 | 121 | 121 | 135 | 132 | 161 | 154 | 178 | 148 | 199 |
| Net Profit | 170 | 190 | 230 | 253 | 256 | 253 | 303 | 380 | 285 | 367 | 237 | -242 | 257 | 313 | 232 | 127 | 243 | 235 | 188 | 170 | 235 | 263 | 269 | 279 | 347 | 383 | 338 | 439 | 433 | 470 | 483 | 550 | 534 | 582 | 520 | 656 |
| EPS in ₹ | 10.21 | 11.41 | 13.77 | 15.16 | 15.31 | 15.11 | 18.09 | 22.68 | 16.95 | 21.82 | 14.10 | -14.39 | 15.29 | 18.63 | 13.82 | 7.55 | 14.45 | 13.96 | 11.18 | 10.06 | 13.94 | 15.57 | 15.95 | 16.52 | 13.64 | 14.76 | 13.04 | 16.91 | 16.66 | 18.08 | 18.60 | 21.18 | 20.52 | 22.34 | 19.97 | 25.17 |
PNB Housing Finance
PNB Housing Finance
1,053.05
+9.50
(0.91%)
Market Cap
27,432.85 Cr
PE Ratio
11.86
Volume
16,10,944.00
Day High - Low
1,068.50 - 1,034.35
52W High-Low
1,141.90 - 729.60
Key Fundamentals
Market Cap
27,432.85 Cr
EPS
88.01
PE Ratio
11.86
PB Ratio
1.41
Book Value
737.64
EBITDA
8,036.81
Dividend Yield
0.77 %
Industry
Financial Services Sector
Housing Finance Return on Equity
11.48
Debt to Equity
3.69
Analyst Rating and Forecast
- By Refinitiv from12 analysts
Actual
Company News
View All News
PNB Housing Finance Limited informed shareholders that unclaimed dividends from FY 2018-19 and corresponding shares will be transferred to IEPF Authority by August 10, 2026, if not claimed. The company has launched the 'Saksham Niveshak' campaign from April 1 to July 9, 2026, encouraging shareholders to update KYC details.
PNB Housing Finance Co MD Confirms 18-20% FY27 Growth Target7 days ago
PNB Housing Finance Co MD reaffirms company's ambitious target of 18-20% retail loan growth for FY27, maintaining strategic focus on expansion plans.
PNB Housing Finance Plans Corporate Loan Expansion7 days ago
PNB Housing Finance announces strategic shift toward larger corporate loan portfolio, targeting yield improvements of 11.5%-12% by FY29 to enhance profitability and diversify revenue streams.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
88.01 | #1 73,332.88 | 29.12 | 11,111.00 | 16.03 | 2,552 | 14.06 | 53.47 | |
562.15 | 30,921.79 | #1 5.51 | #1 28,110.70 | 3.05 | #1 5,443 | -2.55 | 63.42 | |
1,053.05 | #3 27,432.85 | #3 11.86 | #4 8,504.52 | #7 10.57 | #3 2,389 | #5 19.15 | 77.22 | |
488.75 | 21,252.63 | 20.89 | 3,108.90 | 20.17 | 912 | 17.51 | 55.49 | |
264.82 | 13,260.67 | 14.56 | 1,798.40 | 27.62 | 751 | 23.99 | 71.37 | |
1,155.15 | 12,051.45 | 23.64 | 1,539.20 | 33.09 | 382 | 43.94 | 61.67 | |
141.09 | 11,691.66 | 12.96 | 8,683.30 | 0.68 | -1,808 | 3.87 | 39.40 | |
871.75 | 11,607.71 | 10.85 | 4,216.27 | 8.68 | 1,031 | #1 47.80 | 51.81 | |
1,382.10 | 10,945.11 | 22.23 | 2,020.70 | 25.46 | 491 | 14.85 | 66.63 | |
820.05 | 8,918.74 | 18.72 | 1,175.90 | #1 36.51 | 378 | 29.14 | 63.25 |
Growth Rate
Revenue Growth
10.57 %
Net Income Growth
23.40 %
Cash Flow Change
-72.85 %
ROE
14.00 %
ROCE
-0.86 %
EBITDA Margin (Avg.)
2.46 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 | 82,520 | 93,512 |
| Fixed Assets | 76 | 103 | 251 | 181 | 150 | 146 | 207 | 239 | 280 |
| Current Assets | 3,305 | 4,851 | 9,685 | 8,089 | 6,358 | 5,543 | 3,601 | 4,068 | 3,945 |
| Capital Work in Progress | 10 | 5 | 4 | 2 | 4 | 3 | 15 | 16 | 1 |
| Investments | 2,413 | 4,561 | 2,076 | 2,045 | 3,483 | 3,196 | 4,346 | 3,381 | 0 |
| Other Assets | 60,516 | 79,200 | 76,599 | 69,164 | 62,093 | 63,528 | 67,837 | 78,884 | 0 |
| Total Equity & Liabilities | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 | 82,520 | 93,512 |
| Current Liabilities | 14,377 | 14,738 | 4,299 | 4,282 | 2,947 | 2,288 | 5,902 | 6,645 | 2,929 |
| Non Current Liabilities | 42,070 | 61,587 | 66,633 | 58,188 | 52,911 | 53,571 | 51,529 | 59,013 | 71,364 |
| Total Equity | 6,567 | 7,544 | 7,998 | 8,923 | 9,872 | 11,014 | 14,974 | 16,863 | 19,219 |
| Reserve & Surplus | 6,401 | 7,376 | 7,830 | 8,755 | 9,703 | 10,845 | 14,715 | 16,603 | 18,959 |
| Share Capital | 167 | 168 | 168 | 168 | 169 | 169 | 260 | 260 | 261 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 2,751 | 1,217 | 4,480 | -1,546 | -1,953 | -1,388 | -1,669 | 104 |
| Investing Activities | -50 | -54 | -63 | 21 | -1,475 | 176 | -1,186 | 757 |
| Operating Activities | -15,664 | -16,617 | 8,929 | 6,611 | 6,254 | -1,865 | -4,662 | -8,057 |
| Financing Activities | 18,464 | 17,888 | -4,386 | -8,178 | -6,732 | 302 | 4,179 | 7,404 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | May 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 32.64 % | 32.59 % | 32.58 % | 32.57 % | 32.57 % | 32.57 % | 32.57 % | 32.53 % | 32.52 % | 28.15 % | 28.15 % | 28.14 % | 28.13 % | 28.13 % | 28.13 % | 28.11 % | 28.11 % | 28.10 % | 28.08 % | 28.04 % | 28.04 % | 28.04 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 24.81 % | 0.00 % | 25.01 % | 17.89 % | 20.42 % | 24.34 % | 21.44 % | 24.18 % | 18.61 % | 17.22 % | 16.60 % |
| DIIs | 3.11 % | 2.80 % | 2.96 % | 2.34 % | 2.30 % | 2.33 % | 3.24 % | 2.99 % | 3.65 % | 6.28 % | 7.60 % | 7.73 % | 5.03 % | 6.88 % | 10.95 % | 22.18 % | 26.86 % | 29.87 % | 37.99 % | 40.69 % | 43.03 % | 44.07 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.01 % | 0.02 % | 0.02 % |
| Public / Retail | 5.73 % | 4.58 % | 4.68 % | 6.02 % | 6.79 % | 6.92 % | 6.93 % | 7.03 % | 6.14 % | 5.63 % | 5.56 % | 5.46 % | 5.48 % | 6.01 % | 8.10 % | 7.24 % | 7.89 % | 7.82 % | 7.51 % | 9.77 % | 9.07 % | 9.01 % |
| Others | 58.53 % | 60.03 % | 59.78 % | 59.06 % | 58.34 % | 58.19 % | 57.26 % | 57.45 % | 57.69 % | 59.94 % | 58.69 % | 33.86 % | 61.36 % | 33.98 % | 34.94 % | 22.05 % | 12.80 % | 12.76 % | 2.24 % | 2.88 % | 2.62 % | 2.26 % |
| No of Share Holders | 1,05,902 | 1,05,325 | 1,01,947 | 1,04,398 | 1,19,187 | 1,20,592 | 1,19,997 | 1,18,147 | 1,08,269 | 1,09,200 | 1,20,193 | 1,19,631 | 1,24,656 | 1,33,177 | 1,62,938 | 1,58,799 | 1,83,482 | 1,82,070 | 1,87,526 | 2,24,183 | 1,99,930 | 1,92,512 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 6 | 9 | 9 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5 | 0.00 |
| Dividend Yield (%) | 0.56 | 1.26 | 6.7 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.66 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 05 Apr 2023 |  Rights | 29:54 | 05 Apr 2023 | 386.53 | 448.58 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 832.95 | 821.00 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 981.70 | 948.20 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 854.85 | 912.35 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 990.65 | 970.85 |
| 21 Jul 2025 | Quarterly Result Announcement | NA | 21 Jul 2025 | 1,076.40 | 1,082.20 |
| 01 Aug 2025 |  Dividend | ₹ 5.00 /share | 01 Aug 2025 | 970.85 | 986.20 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 1,103.35 | 808.45 |
| 27 Oct 2025 | Quarterly Result Announcement | NA | 27 Oct 2025 | 843.80 | 907.30 |
| 21 Jan 2026 | Quarterly Result Announcement | NA | 21 Jan 2026 | 977.65 | 950.10 |
| 20 Apr 2026 | Quarterly Result Announcement | NA | 20 Apr 2026 | 755.05 | 923.70 |
Announcements
Announcement under Regulation 30 (LODR)-Newspaper Publication
7 hrs ago
7 hrs agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Cessation8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Dividend Updates9 days ago
9 days agoSubmission Of Audited Financial Results (Consolidated And Standalone) For The Quarter And Financial Year Ended March 31 20269 days ago
9 days agoBoard Meeting Outcome for Submission Of Audited Financial Results (Consolidated And Standalone) For The Quarter And Financial Year Ended March 31 20269 days ago
9 days agoAnnouncement Under Regulation 30 (LODR) Regulations - Intimation Of ESG RatingApr 16, 2026
Apr 16, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 13, 2026
Apr 13, 2026Update on board meetingApr 13, 2026
Apr 13, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2026
Apr 08, 2026Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 02, 2026
Apr 02, 2026Board Meeting Intimation for Consideration Of Financial Results And Intimation Of Trading Window ClosureApr 01, 2026
Apr 01, 2026Announcement under Regulation 30 (LODR)-AllotmentMar 30, 2026
Mar 30, 2026Closure of Trading WindowMar 25, 2026
Mar 25, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 16, 2026
Mar 16, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 13, 2026
Mar 13, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 13, 2026
Mar 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 09, 2026
Mar 09, 2026Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Feb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-AllotmentFeb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 24, 2026
Feb 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 18, 2026
Feb 18, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 11, 2026
Feb 11, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 10, 2026
Feb 10, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 10, 2026
Feb 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 04, 2026
Feb 04, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On February 04 2026Feb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2026
Jan 27, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 22, 2026
Jan 22, 2026Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Jan 22, 2026
Jan 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 22, 2026
Jan 22, 2026Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Jan 22, 2026
Jan 22, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 21, 2026
Jan 21, 2026Submission Of Unaudited Financial Results (Consolidated And Standalone) For The Quarter And Nine Months Ended December 31 2025Jan 21, 2026
Jan 21, 2026Board Meeting Outcome for Submission Of Unaudited Financial Results (Consolidated And Standalone) For The Quarter And Nine Months Ended December 31 2025Jan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 13, 2026
Jan 13, 2026Board Meeting Intimation for Consideration Of Financial Results For Q3 FY 26 And Intimation Of Trading Window ClosureJan 13, 2026
Jan 13, 2026Announcement under Regulation 30 (LODR)-AllotmentJan 13, 2026
Jan 13, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 06, 2026
Jan 06, 2026Announcement under Regulation 30 (LODR)-Credit RatingDec 29, 2025
Dec 29, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 76.41
ATR(14)
Less Volatile 35.39
STOCH(9,6)
Overbought 92.07
STOCH RSI(14)
Overbought 98.52
MACD(12,26)
Bullish 19.29
ADX(14)
Strong Trend 32.00
UO(9)
Bearish 63.42
ROC(12)
Uptrend And Accelerating 20.93
WillR(14)
Overbought -7.60
About PNB Housing Finance
PNB Housing Finance Limited is a registered housing finance company promoted by Punjab National Bank, which holds 32.57% of its share capital. The company offers retail and corporate loans, including home loans, loan against property, and construction finance. It operates through a network of branches across India and a wholly-owned...more
Listing Date
07 Nov, 2016(9 Years,
54 days)
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