PNB Housing Finance

870.55
-0.60
(-0.07%)
Market Cap
22,621.69
Eps
58.37
PE Ratio (TTM)
12.41
Dividend Yield
0.00
Industry
Financial Services
52 Week High
1,202.20
52 Week low
604.00
PB Ratio
1.43
Debt to Equity
4.18
Sector
Housing Finance
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
8.08 %
Net Income Growth
44.17 %
Cash Flow Change
-149.94 %
ROE
6.00 %
ROCE
14.86 %
EBITDA Margin (Avg.)
9.17 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
5,489
7,683
8,490
7,624
6,201
6,530
7,057
7,469
Expenses
694
751
1,738
1,257
999
1,219
791
636
EBITDA
4,795
6,932
6,752
6,367
5,202
5,311
6,266
6,833
Operating Profit %
87 %
90 %
80 %
83 %
84 %
81 %
89 %
92 %
Depreciation
24
31
66
59
53
51
51
56
Interest
3,537
5,166
5,875
5,101
4,065
3,899
4,261
4,443
Profit Before Tax
1,235
1,734
811
1,207
1,084
1,361
1,954
2,334
Tax
393
543
165
277
248
315
446
509
Net Profit
841
1,192
646
930
837
1,046
1,508
1,825
EPS in ₹
50.52
71.19
38.45
55.29
49.64
53.21
58.37
70.20

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
63,015
83,869
78,930
71,392
65,730
66,874
72,405
Fixed Assets
76
103
251
181
150
146
207
Current Assets
3,305
4,851
9,685
8,089
6,358
5,543
3,601
Capital Work in Progress
10
5
4
2
4
3
15
Investments
2,413
4,561
2,076
2,045
3,483
3,196
4,346
Other Assets
60,516
79,200
76,599
69,164
62,093
63,528
67,837
Total Liabilities
63,015
83,869
78,930
71,392
65,730
66,874
72,405
Current Liabilities
14,377
14,738
4,299
4,282
2,947
2,288
5,902
Non Current Liabilities
42,070
61,587
66,633
58,188
52,911
53,571
51,529
Total Equity
6,567
7,544
7,998
8,923
9,872
11,014
14,974
Reserve & Surplus
6,401
7,376
7,830
8,755
9,703
10,845
14,715
Share Capital
167
168
168
168
169
169
260

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
2,751
1,217
4,480
-1,546
-1,953
-1,388
-1,669
Investing Activities
-50
-54
-63
21
-1,475
176
-1,186
Operating Activities
-15,664
-16,617
8,929
6,611
6,254
-1,865
-4,662
Financing Activities
18,464
17,888
-4,386
-8,178
-6,732
302
4,179

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
May 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
32.64 %
32.59 %
32.58 %
32.57 %
32.57 %
32.57 %
32.57 %
32.53 %
32.52 %
28.15 %
28.15 %
28.14 %
28.13 %
28.13 %
28.13 %
28.11 %
28.11 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
24.81 %
0.00 %
25.01 %
17.89 %
20.42 %
24.34 %
DIIs
3.11 %
2.80 %
2.96 %
2.34 %
2.30 %
2.33 %
3.24 %
2.99 %
3.65 %
6.28 %
7.60 %
7.73 %
5.03 %
6.88 %
10.95 %
22.18 %
26.86 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.73 %
4.58 %
4.68 %
6.02 %
6.79 %
6.92 %
6.93 %
7.03 %
6.14 %
5.63 %
5.56 %
5.46 %
5.48 %
6.01 %
8.10 %
7.24 %
7.89 %
No of Share Holders
1,05,902
1,05,325
1,01,947
1,04,398
1,19,187
1,20,592
1,19,997
1,18,147
1,08,269
1,09,200
1,20,193
1,19,631
1,24,656
1,33,177
1,62,938
1,58,799
1,83,482

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 9 9 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield (%) 0.00 0.00 1.26 6.7 0.00 0.00 0.00 0.00 0.00 0.00
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
115.40 96,106.81 49.30 7,617.70 34.46 1,731 25.40 46.54
572.65 31,499.36 6.47 27,277.80 20.02 4,760 11.40 48.54
870.85 22,629.49 12.41 7,057.10 8.08 1,508 42.82 48.82
393.85 16,962.31 20.55 2,587.00 26.60 750 15.31 45.71
295.20 14,754.51 21.38 1,416.80 24.98 612 22.97 49.06
1,702.80 13,476.60 27.27 2,020.70 25.46 491 14.85 53.13
143.06 10,595.68 7.99 8,624.80 -1.16 1,217 -1,026.41 42.32
658.35 8,766.20 10.67 3,524.70 28.49 751 6.00 36.06
975.30 8,746.47 25.44 1,156.50 45.36 306 23.60 37.36
651.45 7,007.81 22.07 861.40 42.10 248 49.67 42.84

Corporate Action

Technical Indicators

RSI(14)
Neutral
48.82
ATR(14)
Volatile
44.92
STOCH(9,6)
Neutral
51.40
STOCH RSI(14)
Neutral
44.57
MACD(12,26)
Bearish
-2.19
ADX(14)
Weak Trend
19.85
UO(9)
Bearish
55.32
ROC(12)
Uptrend And Accelerating
7.63
WillR(14)
Neutral
-40.51