| Quarterly Financials | Jun 2017 | Sept 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
Revenue  | 1,160 | 1,274 | 1,416 | 1,638 | 1,648 | 1,808 | 2,079 | 2,148 | 2,233 | 2,230 | 2,075 | 1,952 | 1,872 | 2,022 | 1,896 | 1,834 | 1,693 | 1,586 | 1,496 | 1,426 | 1,412 | 1,683 | 1,797 | 1,638 | 1,708 | 1,779 | 1,756 | 1,814 | 1,832 | 1,880 | 1,943 | 2,037 | 2,082 | 2,131 | 2,121 | 2,172 | 2,265 |
| Expenses | 159 | 158 | 148 | 228 | 167 | 199 | 219 | 167 | 290 | 266 | 297 | 885 | 163 | 272 | 342 | 480 | 262 | 247 | 233 | 257 | 158 | 366 | 421 | 275 | 201 | 204 | 216 | 170 | 168 | 143 | 155 | 133 | 145 | 88 | 183 | 52 | 192 |
| EBITDA | 1,001 | 1,116 | 1,268 | 1,410 | 1,482 | 1,609 | 1,859 | 1,982 | 1,943 | 1,964 | 1,777 | 1,067 | 1,709 | 1,750 | 1,554 | 1,354 | 1,431 | 1,339 | 1,263 | 1,169 | 1,254 | 1,318 | 1,376 | 1,363 | 1,507 | 1,576 | 1,540 | 1,644 | 1,665 | 1,737 | 1,788 | 1,904 | 1,937 | 2,043 | 1,938 | 2,120 | 2,073 |
| Operating Profit % | 86 % | 88 % | 90 % | 86 % | 90 % | 89 % | 89 % | 92 % | 87 % | 88 % | 86 % | 55 % | 91 % | 87 % | 82 % | 74 % | 85 % | 84 % | 84 % | 82 % | 89 % | 78 % | 77 % | 83 % | 88 % | 89 % | 88 % | 91 % | 91 % | 92 % | 92 % | 93 % | 93 % | 96 % | 91 % | 98 % | 92 % |
| Depreciation | 5 | 5 | 7 | 7 | 7 | 8 | 8 | 9 | 16 | 17 | 18 | 15 | 16 | 15 | 14 | 14 | 13 | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 13 | 11 | 13 | 14 | 13 | 14 | 14 | 14 | 15 | 16 | 16 | 19 | 16 |
| Interest | 751 | 835 | 926 | 1,026 | 1,100 | 1,229 | 1,410 | 1,428 | 1,513 | 1,521 | 1,461 | 1,380 | 1,364 | 1,340 | 1,246 | 1,151 | 1,103 | 1,035 | 996 | 931 | 930 | 964 | 996 | 1,008 | 1,048 | 1,057 | 1,087 | 1,070 | 1,097 | 1,119 | 1,158 | 1,178 | 1,234 | 1,267 | 1,253 | 1,246 | 1,339 |
| Profit Before Tax | 245 | 276 | 336 | 377 | 375 | 373 | 442 | 545 | 414 | 426 | 298 | -327 | 330 | 396 | 294 | 188 | 315 | 291 | 254 | 224 | 311 | 340 | 367 | 343 | 447 | 507 | 440 | 560 | 554 | 605 | 616 | 711 | 688 | 760 | 668 | 855 | 718 |
| Tax | 75 | 86 | 106 | 125 | 120 | 120 | 139 | 165 | 130 | 59 | 61 | -85 | 72 | 82 | 61 | 61 | 72 | 56 | 65 | 54 | 76 | 78 | 98 | 63 | 99 | 124 | 102 | 121 | 121 | 135 | 132 | 161 | 154 | 178 | 148 | 199 | 161 |
| Net Profit | 170 | 190 | 230 | 253 | 256 | 253 | 303 | 380 | 285 | 367 | 237 | -242 | 257 | 313 | 232 | 127 | 243 | 235 | 188 | 170 | 235 | 263 | 269 | 279 | 347 | 383 | 338 | 439 | 433 | 470 | 483 | 550 | 534 | 582 | 520 | 656 | 557 |
| EPS in ₹ | 10.21 | 11.41 | 13.77 | 15.16 | 15.31 | 15.11 | 18.09 | 22.68 | 16.95 | 21.82 | 14.10 | -14.39 | 15.29 | 18.63 | 13.82 | 7.55 | 14.45 | 13.96 | 11.18 | 10.06 | 13.94 | 15.57 | 15.95 | 16.52 | 13.64 | 14.76 | 13.04 | 16.91 | 16.66 | 18.08 | 18.60 | 21.18 | 20.52 | 22.34 | 19.97 | 25.17 | 21.39 |
PNB Housing Finance
PNB Housing Finance
1,133.10
+29.60
(2.68%)
Market Cap
29,527.44 Cr
PE Ratio
12.48
Volume
13,28,599.00
Day High - Low
1,138.30 - 1,103.00
52W High-Low
1,211.50 - 729.60
Key Fundamentals
Market Cap
29,527.44 Cr
EPS
88.01
PE Ratio
12.48
PB Ratio
1.50
Book Value
736.93
EBITDA
8,037.30
Dividend Yield
0.72 %
Industry
Financial Services Sector
Housing Finance Return on Equity
11.92
Debt to Equity
3.70
Analyst Rating and Forecast
- By Refinitiv from12 analysts
Actual
Company News
View All News
PNB Housing Finance Limited will participate in the Citi India Financials Investor Forum on September 23, 2026. The virtual group meeting is scheduled as per SEBI disclosure norms.
PNB Housing Finance allots NCDs worth ₹500 crore3 days ago
PNB Housing Finance allotted 50,000 NCDs aggregating ₹500 crore at a coupon rate of 8.135% per annum, with maturity set for September 17, 2031.
PNB Housing Finance schedules investor meet
Aug 31, 2026
Aug 31, 2026PNB Housing Finance will host a physical institutional investor meet in Gurugram on September 4, 2026. The company disclosed the schedule under SEBI LODR regulations.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
85.58 | #1 71,308.12 | 25.60 | 11,150.30 | 16.70 | 2,560 | 22.63 | 57.12 | |
548.15 | 30,151.70 | #1 5.24 | #1 28,843.50 | 2.64 | #1 5,604 | 9.90 | 55.22 | |
1,133.10 | #3 29,527.44 | #4 12.48 | #3 8,505.00 | #7 10.58 | #3 2,291 | #9 4.46 | 47.22 | |
461.65 | 20,187.90 | 18.03 | 3,686.90 | 18.59 | 1,096 | 19.01 | 42.33 | |
143.92 | 16,716.93 | -2.28 | 8,166.16 | -5.96 | -8,790 | -27.22 | 37.78 | |
1,241.30 | 12,974.72 | 21.11 | 1,922.70 | 24.92 | 540 | #1 34.48 | 61.44 | |
237.68 | 11,901.65 | 12.13 | 2,245.50 | 24.86 | 943 | 18.97 | 29.23 | |
778.50 | 10,366.08 | 9.12 | 4,218.20 | 8.73 | 1,086 | 19.61 | 37.69 | |
1,284.60 | 10,185.31 | 20.85 | 2,020.70 | 25.46 | 491 | 14.85 | 41.29 | |
681.85 | 7,417.51 | 14.55 | 1,528.60 | #1 29.99 | 503 | 27.29 | 52.99 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
10.58 %
Net Income Growth
18.34 %
Cash Flow Change
-11.50 %
ROE
3.83 %
ROCE
-2.70 %
EBITDA Margin (Avg.)
2.47 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 | 82,520 | 93,512 |
| Fixed Assets | 76 | 103 | 251 | 181 | 150 | 146 | 207 | 239 | 274 |
| Current Assets | 3,305 | 4,851 | 9,685 | 8,089 | 6,358 | 5,543 | 3,601 | 5,021 | 4,092 |
| Capital Work in Progress | 10 | 5 | 4 | 2 | 4 | 3 | 15 | 16 | 6 |
| Investments | 2,413 | 4,561 | 2,076 | 2,045 | 3,483 | 3,196 | 4,346 | 3,381 | 2,779 |
| Other Assets | 60,516 | 79,200 | 76,599 | 69,164 | 62,093 | 63,528 | 67,837 | 78,884 | 90,453 |
| Total Equity & Liabilities | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 | 82,520 | 93,512 |
| Current Liabilities | 14,377 | 14,738 | 4,299 | 4,281 | 2,947 | 2,288 | 5,902 | 6,645 | 5,163 |
| Non Current Liabilities | 42,070 | 61,587 | 66,633 | 58,188 | 52,911 | 53,571 | 51,529 | 59,013 | 69,130 |
| Total Equity | 6,567 | 7,544 | 7,998 | 8,923 | 9,872 | 11,014 | 14,974 | 16,863 | 19,219 |
| Reserve & Surplus | 6,401 | 7,376 | 7,830 | 8,755 | 9,703 | 10,845 | 14,715 | 16,603 | 18,959 |
| Share Capital | 167 | 168 | 168 | 168 | 169 | 169 | 260 | 260 | 261 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | 2,751 | 1,217 | 4,480 | -1,546 | -1,953 | -1,388 | -1,669 | 104 | 421 |
| Investing Activities | -50 | -54 | -63 | -6 | -1,475 | 176 | -1,186 | 757 | 684 |
| Operating Activities | -15,664 | -16,617 | 8,929 | 6,792 | 6,254 | -1,865 | -4,662 | -8,057 | -8,984 |
| Financing Activities | 18,464 | 17,888 | -4,386 | -8,332 | -6,732 | 302 | 4,179 | 7,404 | 8,720 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | May 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 32.64 % | 32.59 % | 32.58 % | 32.57 % | 32.57 % | 32.57 % | 32.57 % | 32.53 % | 32.52 % | 28.15 % | 28.15 % | 28.14 % | 28.13 % | 28.13 % | 28.13 % | 28.11 % | 28.11 % | 28.10 % | 28.08 % | 28.04 % | 28.04 % | 28.04 % | 28.03 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 24.81 % | 0.00 % | 25.01 % | 17.89 % | 20.42 % | 24.34 % | 21.44 % | 24.18 % | 18.61 % | 17.22 % | 16.60 % | 16.81 % |
| DIIs | 3.11 % | 2.80 % | 2.96 % | 2.34 % | 2.30 % | 2.33 % | 3.24 % | 2.99 % | 3.65 % | 6.28 % | 7.60 % | 7.73 % | 5.03 % | 6.88 % | 10.95 % | 22.18 % | 26.86 % | 29.87 % | 37.99 % | 40.69 % | 43.03 % | 44.07 % | 45.71 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.01 % | 0.02 % | 0.02 % | 0.02 % |
| Public / Retail | 5.73 % | 4.58 % | 4.68 % | 6.02 % | 6.79 % | 6.92 % | 6.93 % | 7.03 % | 6.14 % | 5.63 % | 5.56 % | 5.46 % | 5.48 % | 6.01 % | 8.10 % | 7.24 % | 7.89 % | 7.82 % | 7.51 % | 9.77 % | 9.07 % | 9.01 % | 7.44 % |
| Others | 58.53 % | 60.03 % | 59.78 % | 59.06 % | 58.34 % | 58.19 % | 57.26 % | 57.45 % | 57.69 % | 59.94 % | 58.69 % | 33.86 % | 61.36 % | 33.98 % | 34.94 % | 22.05 % | 12.80 % | 12.76 % | 2.24 % | 2.88 % | 2.62 % | 2.26 % | 1.98 % |
| No of Share Holders | 1,05,902 | 1,05,325 | 1,01,947 | 1,04,398 | 1,19,187 | 1,20,592 | 1,19,997 | 1,18,147 | 1,08,269 | 1,09,200 | 1,20,193 | 1,19,631 | 1,24,656 | 1,33,177 | 1,62,938 | 1,58,799 | 1,83,482 | 1,82,070 | 1,87,526 | 2,24,183 | 1,99,930 | 1,92,512 | 1,71,742 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 6 | 9 | 9 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5 | 8 |
| Dividend Yield (%) | 0.56 | 1.26 | 6.7 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.66 | 0.71 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 05 Apr 2023 |  Rights | 29:54 | 05 Apr 2023 | 386.53 | 448.58 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 832.95 | 821.00 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 981.70 | 948.20 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 854.85 | 912.35 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 990.65 | 970.85 |
| 21 Jul 2025 | Quarterly Result Announcement | NA | 21 Jul 2025 | 1,076.40 | 1,082.20 |
| 01 Aug 2025 |  Dividend | ₹ 5.00 /share | 01 Aug 2025 | 970.85 | 986.20 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 1,103.35 | 808.45 |
| 27 Oct 2025 | Quarterly Result Announcement | NA | 27 Oct 2025 | 843.80 | 907.30 |
| 21 Jan 2026 | Quarterly Result Announcement | NA | 21 Jan 2026 | 977.65 | 950.10 |
| 20 Apr 2026 | Quarterly Result Announcement | NA | 20 Apr 2026 | 755.05 | 924.40 |
| 31 Jul 2026 | Dividend | ₹ 8.00 /share | 31 Jul 2026 | 924.40 | 1,033.10 |
| 04 Aug 2026 | Quarterly Result Announcement | NA | 04 Aug 2026 | 1,058.00 | 1,090.00 |
| 17 Aug 2026 | Annual General Meeting | NA | 17 Aug 2026 | 1,032.30 | 1,150.10 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Allotment3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation4 days ago
4 days agoRevised Outcome Of Board Meeting Held On September 7 2026Sep 07, 2026
Sep 07, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On September 07 2026Sep 07, 2026
Sep 07, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 04, 2026
Sep 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 03, 2026
Sep 03, 2026Announcement Under Regulation 30 (LODR) Regulations - Intimation Of ESG RatingSep 03, 2026
Sep 03, 2026Board Meeting Intimation for Fund RaisingAug 31, 2026
Aug 31, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 31, 2026
Aug 31, 2026Announcement under Regulation 30 (LODR)-Change in ManagementAug 29, 2026
Aug 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 27, 2026
Aug 27, 2026Announcement under Regulation 30 (LODR)-Credit RatingAug 25, 2026
Aug 25, 2026Analyst / Investor Meet - UpdateAug 24, 2026
Aug 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 21, 2026
Aug 21, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 20, 2026
Aug 20, 2026Announcement under Regulation 30 (LODR)-Credit RatingAug 20, 2026
Aug 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2026
Aug 19, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 18, 2026
Aug 18, 2026Shareholder Meeting / Postal Ballot-Outcome of AGMAug 18, 2026
Aug 18, 2026Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 18, 2026
Aug 18, 2026Proceedings Of 38Th Annual General Meeting Of The Company Held On August 17 2026.Aug 17, 2026
Aug 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2026
Aug 12, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 07, 2026
Aug 07, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 05, 2026
Aug 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 05, 2026
Aug 05, 2026Announcement under Regulation 30 (LODR)-Investor PresentationAug 04, 2026
Aug 04, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 04, 2026
Aug 04, 2026Submission Of Un-Audited Financial Results (Consolidated And Standalone) For The Quarter Ended June 30 2026Aug 04, 2026
Aug 04, 2026Board Meeting Outcome for Submission Of Un-Audited Financial Results (Consolidated And Standalone) For The Quarter Ended June 30 2026Aug 04, 2026
Aug 04, 2026Announcement under Regulation 30 (LODR)-Change in ManagementAug 03, 2026
Aug 03, 2026Communication To Shareholders With Respect To TDS On DividendJul 30, 2026
Jul 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 27, 2026
Jul 27, 2026Board Meeting Intimation for Consideration Of Financial Results For Q1 FY 27Jul 27, 2026
Jul 27, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 24, 2026
Jul 24, 2026Business Responsibility and Sustainability Reporting (BRSR)Jul 23, 2026
Jul 23, 2026Notice Convening The 38Th Annual General Meeting And Annual Report For FY 2025-26Jul 23, 2026
Jul 23, 2026Reg. 34 (1) Annual Report.Jul 23, 2026
Jul 23, 2026Announcement Under Regulation 30 (LODR)Jul 20, 2026
Jul 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 14, 2026
Jul 14, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2026
Jul 14, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateJul 10, 2026
Jul 10, 2026Corporate Action -Record Date Of DividendJul 10, 2026
Jul 10, 2026Board Meeting Outcome for The Company Has Informed Regarding Outcome Of Board Meeting Held On July 10 2026.Jul 10, 2026
Jul 10, 2026Announcement under Regulation 30 (LODR)-AllotmentJul 09, 2026
Jul 09, 2026Board Meeting Intimation for Fund RaisingJul 06, 2026
Jul 06, 2026Announcement under Regulation 30 (LODR)-Credit RatingJul 03, 2026
Jul 03, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 25, 2026
Jun 25, 2026Closure of Trading WindowJun 25, 2026
Jun 25, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 47.22
ATR(14)
Volatile 32.63
STOCH(9,6)
Neutral 39.30
STOCH RSI(14)
Oversold 11.35
MACD(12,26)
Bearish -7.59
ADX(14)
Weak Trend 20.66
UO(9)
Bearish 45.26
ROC(12)
Downtrend And Accelerating -1.64
WillR(14)
Neutral -64.08
About PNB Housing Finance
PNB Housing Finance Limited is a registered housing finance company promoted by Punjab National Bank, which holds 32.57% of its share capital. The company offers retail and corporate loans, including home loans, loan against property, and construction finance. It operates through a network of branches across India and a wholly-owned...more
Listing Date
07 Nov, 2016(9 Years, 10 Months, 13 Days)
Website
Chairperson NameDevendran Surendran
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