| Quarterly Financials | Jun 2017 | Sept 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
Revenue  | 1,160 | 1,274 | 1,416 | 1,638 | 1,648 | 1,808 | 2,079 | 2,148 | 2,233 | 2,230 | 2,075 | 1,952 | 1,872 | 2,022 | 1,896 | 1,834 | 1,693 | 1,586 | 1,496 | 1,426 | 1,412 | 1,683 | 1,797 | 1,638 | 1,708 | 1,779 | 1,756 | 1,814 | 1,832 | 1,880 | 1,943 | 2,037 | 2,082 | 2,131 | 2,121 | 2,172 | 2,265 |
| Expenses | 159 | 158 | 148 | 228 | 167 | 199 | 219 | 167 | 290 | 266 | 297 | 885 | 163 | 272 | 342 | 480 | 262 | 247 | 233 | 257 | 158 | 366 | 421 | 275 | 201 | 204 | 216 | 170 | 168 | 143 | 155 | 133 | 145 | 88 | 183 | 52 | 192 |
| EBITDA | 1,001 | 1,116 | 1,268 | 1,410 | 1,482 | 1,609 | 1,859 | 1,982 | 1,943 | 1,964 | 1,777 | 1,067 | 1,709 | 1,750 | 1,554 | 1,354 | 1,431 | 1,339 | 1,263 | 1,169 | 1,254 | 1,318 | 1,376 | 1,363 | 1,507 | 1,576 | 1,540 | 1,644 | 1,665 | 1,737 | 1,788 | 1,904 | 1,937 | 2,043 | 1,938 | 2,120 | 2,073 |
| Operating Profit % | 86 % | 88 % | 90 % | 86 % | 90 % | 89 % | 89 % | 92 % | 87 % | 88 % | 86 % | 55 % | 91 % | 87 % | 82 % | 74 % | 85 % | 84 % | 84 % | 82 % | 89 % | 78 % | 77 % | 83 % | 88 % | 89 % | 88 % | 91 % | 91 % | 92 % | 92 % | 93 % | 93 % | 96 % | 91 % | 98 % | 92 % |
| Depreciation | 5 | 5 | 7 | 7 | 7 | 8 | 8 | 9 | 16 | 17 | 18 | 15 | 16 | 15 | 14 | 14 | 13 | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 13 | 11 | 13 | 14 | 13 | 14 | 14 | 14 | 15 | 16 | 16 | 19 | 16 |
| Interest | 751 | 835 | 926 | 1,026 | 1,100 | 1,229 | 1,410 | 1,428 | 1,513 | 1,521 | 1,461 | 1,380 | 1,364 | 1,340 | 1,246 | 1,151 | 1,103 | 1,035 | 996 | 931 | 930 | 964 | 996 | 1,008 | 1,048 | 1,057 | 1,087 | 1,070 | 1,097 | 1,119 | 1,158 | 1,178 | 1,234 | 1,267 | 1,253 | 1,246 | 1,339 |
| Profit Before Tax | 245 | 276 | 336 | 377 | 375 | 373 | 442 | 545 | 414 | 426 | 298 | -327 | 330 | 396 | 294 | 188 | 315 | 291 | 254 | 224 | 311 | 340 | 367 | 343 | 447 | 507 | 440 | 560 | 554 | 605 | 616 | 711 | 688 | 760 | 668 | 855 | 718 |
| Tax | 75 | 86 | 106 | 125 | 120 | 120 | 139 | 165 | 130 | 59 | 61 | -85 | 72 | 82 | 61 | 61 | 72 | 56 | 65 | 54 | 76 | 78 | 98 | 63 | 99 | 124 | 102 | 121 | 121 | 135 | 132 | 161 | 154 | 178 | 148 | 199 | 161 |
| Net Profit | 170 | 190 | 230 | 253 | 256 | 253 | 303 | 380 | 285 | 367 | 237 | -242 | 257 | 313 | 232 | 127 | 243 | 235 | 188 | 170 | 235 | 263 | 269 | 279 | 347 | 383 | 338 | 439 | 433 | 470 | 483 | 550 | 534 | 582 | 520 | 656 | 557 |
| EPS in ₹ | 10.21 | 11.41 | 13.77 | 15.16 | 15.31 | 15.11 | 18.09 | 22.68 | 16.95 | 21.82 | 14.10 | -14.39 | 15.29 | 18.63 | 13.82 | 7.55 | 14.45 | 13.96 | 11.18 | 10.06 | 13.94 | 15.57 | 15.95 | 16.52 | 13.64 | 14.76 | 13.04 | 16.91 | 16.66 | 18.08 | 18.60 | 21.18 | 20.52 | 22.34 | 19.97 | 25.17 | 21.39 |
PNB Housing Finance
PNB Housing Finance
1,155.30
-14.60
(-1.25%)
Market Cap
30,105.95 Cr
PE Ratio
13.16
Volume
3,17,960.00
Day High - Low
1,164.00 - 1,141.50
52W High-Low
1,211.50 - 729.60
Key Fundamentals
Market Cap
30,105.95 Cr
EPS
88.01
PE Ratio
13.16
PB Ratio
1.59
Book Value
736.93
EBITDA
8,037.30
Dividend Yield
0.68 %
Industry
Financial Services Sector
Housing Finance Return on Equity
11.92
Debt to Equity
3.70
Analyst Rating and Forecast
- By Refinitiv from12 analysts
Actual
Company News
View All News
PNB Housing Finance has appointed Santosh Kumar Singh as Chief Information Officer, effective September 8, 2026. He succeeds Anubhav Rajput, who resigned to pursue alternate career plans. Singh brings over 26 years of experience in financial services IT.
PNB Housing Finance Ltd will participate in a virtual group meeting with investors on September 3, 2026. The session covers India Housing & Real Estate updates.
PNB Housing Finance Ltd held an investor group meeting in Gurugram on August 21, 2026. MD & CEO Ajai Kumar Shukla and CFO Vinay Gupta discussed strategy, margins, and asset quality with three fund managers.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
84.19 | #1 70,149.93 | 26.31 | 11,150.30 | 16.70 | 2,560 | 22.63 | 48.22 | |
1,155.30 | #2 30,105.95 | #4 13.16 | #3 8,505.00 | #7 10.58 | #3 2,291 | #9 4.46 | 60.43 | |
536.45 | 29,508.13 | #1 5.13 | #1 28,843.50 | 2.64 | #1 5,604 | 9.90 | 59.59 | |
466.15 | 20,384.69 | 18.08 | 3,686.90 | 18.59 | 1,096 | 19.01 | 39.38 | |
146.67 | 17,036.36 | -2.34 | 8,166.16 | -5.96 | -8,790 | -27.22 | 32.34 | |
252.65 | 12,651.27 | 13.01 | 2,245.50 | 24.86 | 943 | 18.97 | 42.86 | |
1,186.50 | 12,401.92 | 21.49 | 1,922.70 | 24.92 | 540 | #1 34.48 | 54.49 | |
805.50 | 10,725.60 | 9.61 | 4,218.20 | 8.73 | 1,086 | 19.61 | 45.82 | |
1,259.00 | 9,982.33 | 20.64 | 2,020.70 | 25.46 | 491 | 14.85 | 30.28 | |
649.90 | 7,069.94 | 14.08 | 1,528.60 | #1 29.99 | 503 | 27.29 | 33.65 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
10.58 %
Net Income Growth
18.34 %
Cash Flow Change
-11.50 %
ROE
3.83 %
ROCE
-2.70 %
EBITDA Margin (Avg.)
2.47 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 | 82,520 | 93,512 |
| Fixed Assets | 76 | 103 | 251 | 181 | 150 | 146 | 207 | 239 | 274 |
| Current Assets | 3,305 | 4,851 | 9,685 | 8,089 | 6,358 | 5,543 | 3,601 | 5,021 | 4,092 |
| Capital Work in Progress | 10 | 5 | 4 | 2 | 4 | 3 | 15 | 16 | 6 |
| Investments | 2,413 | 4,561 | 2,076 | 2,045 | 3,483 | 3,196 | 4,346 | 3,381 | 2,779 |
| Other Assets | 60,516 | 79,200 | 76,599 | 69,164 | 62,093 | 63,528 | 67,837 | 78,884 | 90,453 |
| Total Equity & Liabilities | 63,015 | 83,869 | 78,930 | 71,392 | 65,730 | 66,874 | 72,405 | 82,520 | 93,512 |
| Current Liabilities | 14,377 | 14,738 | 4,299 | 4,281 | 2,947 | 2,288 | 5,902 | 6,645 | 5,163 |
| Non Current Liabilities | 42,070 | 61,587 | 66,633 | 58,188 | 52,911 | 53,571 | 51,529 | 59,013 | 69,130 |
| Total Equity | 6,567 | 7,544 | 7,998 | 8,923 | 9,872 | 11,014 | 14,974 | 16,863 | 19,219 |
| Reserve & Surplus | 6,401 | 7,376 | 7,830 | 8,755 | 9,703 | 10,845 | 14,715 | 16,603 | 18,959 |
| Share Capital | 167 | 168 | 168 | 168 | 169 | 169 | 260 | 260 | 261 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | 2,751 | 1,217 | 4,480 | -1,546 | -1,953 | -1,388 | -1,669 | 104 | 421 |
| Investing Activities | -50 | -54 | -63 | -6 | -1,475 | 176 | -1,186 | 757 | 684 |
| Operating Activities | -15,664 | -16,617 | 8,929 | 6,792 | 6,254 | -1,865 | -4,662 | -8,057 | -8,984 |
| Financing Activities | 18,464 | 17,888 | -4,386 | -8,332 | -6,732 | 302 | 4,179 | 7,404 | 8,720 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | May 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 32.64 % | 32.59 % | 32.58 % | 32.57 % | 32.57 % | 32.57 % | 32.57 % | 32.53 % | 32.52 % | 28.15 % | 28.15 % | 28.14 % | 28.13 % | 28.13 % | 28.13 % | 28.11 % | 28.11 % | 28.10 % | 28.08 % | 28.04 % | 28.04 % | 28.04 % | 28.03 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 24.81 % | 0.00 % | 25.01 % | 17.89 % | 20.42 % | 24.34 % | 21.44 % | 24.18 % | 18.61 % | 17.22 % | 16.60 % | 16.81 % |
| DIIs | 3.11 % | 2.80 % | 2.96 % | 2.34 % | 2.30 % | 2.33 % | 3.24 % | 2.99 % | 3.65 % | 6.28 % | 7.60 % | 7.73 % | 5.03 % | 6.88 % | 10.95 % | 22.18 % | 26.86 % | 29.87 % | 37.99 % | 40.69 % | 43.03 % | 44.07 % | 45.71 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.01 % | 0.02 % | 0.02 % | 0.02 % |
| Public / Retail | 5.73 % | 4.58 % | 4.68 % | 6.02 % | 6.79 % | 6.92 % | 6.93 % | 7.03 % | 6.14 % | 5.63 % | 5.56 % | 5.46 % | 5.48 % | 6.01 % | 8.10 % | 7.24 % | 7.89 % | 7.82 % | 7.51 % | 9.77 % | 9.07 % | 9.01 % | 7.44 % |
| Others | 58.53 % | 60.03 % | 59.78 % | 59.06 % | 58.34 % | 58.19 % | 57.26 % | 57.45 % | 57.69 % | 59.94 % | 58.69 % | 33.86 % | 61.36 % | 33.98 % | 34.94 % | 22.05 % | 12.80 % | 12.76 % | 2.24 % | 2.88 % | 2.62 % | 2.26 % | 1.98 % |
| No of Share Holders | 1,05,902 | 1,05,325 | 1,01,947 | 1,04,398 | 1,19,187 | 1,20,592 | 1,19,997 | 1,18,147 | 1,08,269 | 1,09,200 | 1,20,193 | 1,19,631 | 1,24,656 | 1,33,177 | 1,62,938 | 1,58,799 | 1,83,482 | 1,82,070 | 1,87,526 | 2,24,183 | 1,99,930 | 1,92,512 | 1,71,742 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 6 | 9 | 9 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5 | 8 |
| Dividend Yield (%) | 0.56 | 1.26 | 6.7 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.66 | 0.68 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 05 Apr 2023 |  Rights | 29:54 | 05 Apr 2023 | 386.53 | 448.58 |
| 12 Aug 2024 |  Annual General Meeting | NA | 12 Aug 2024 | 832.95 | 821.00 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 981.70 | 948.20 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 854.85 | 912.35 |
| 28 Apr 2025 | Quarterly Result Announcement | NA | 28 Apr 2025 | 990.65 | 970.85 |
| 21 Jul 2025 | Quarterly Result Announcement | NA | 21 Jul 2025 | 1,076.40 | 1,082.20 |
| 01 Aug 2025 |  Dividend | ₹ 5.00 /share | 01 Aug 2025 | 970.85 | 986.20 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 1,103.35 | 808.45 |
| 27 Oct 2025 | Quarterly Result Announcement | NA | 27 Oct 2025 | 843.80 | 907.30 |
| 21 Jan 2026 | Quarterly Result Announcement | NA | 21 Jan 2026 | 977.65 | 950.10 |
| 20 Apr 2026 | Quarterly Result Announcement | NA | 20 Apr 2026 | 755.05 | 924.40 |
| 31 Jul 2026 | Dividend | ₹ 8.00 /share | 31 Jul 2026 | 924.40 | 1,033.10 |
| 04 Aug 2026 | Quarterly Result Announcement | NA | 04 Aug 2026 | 1,058.00 | 1,090.00 |
| 17 Aug 2026 | Annual General Meeting | NA | 17 Aug 2026 | 1,032.30 | 1,150.10 |
Announcements
Announcement under Regulation 30 (LODR)-Change in Management
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating5 days ago
5 days agoAnalyst / Investor Meet - Update6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2026
Aug 19, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 18, 2026
Aug 18, 2026Shareholder Meeting / Postal Ballot-Outcome of AGMAug 18, 2026
Aug 18, 2026Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 18, 2026
Aug 18, 2026Proceedings Of 38Th Annual General Meeting Of The Company Held On August 17 2026.Aug 17, 2026
Aug 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2026
Aug 12, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 07, 2026
Aug 07, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 05, 2026
Aug 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 05, 2026
Aug 05, 2026Announcement under Regulation 30 (LODR)-Investor PresentationAug 04, 2026
Aug 04, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 04, 2026
Aug 04, 2026Submission Of Un-Audited Financial Results (Consolidated And Standalone) For The Quarter Ended June 30 2026Aug 04, 2026
Aug 04, 2026Board Meeting Outcome for Submission Of Un-Audited Financial Results (Consolidated And Standalone) For The Quarter Ended June 30 2026Aug 04, 2026
Aug 04, 2026Announcement under Regulation 30 (LODR)-Change in ManagementAug 03, 2026
Aug 03, 2026Communication To Shareholders With Respect To TDS On DividendJul 30, 2026
Jul 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 27, 2026
Jul 27, 2026Board Meeting Intimation for Consideration Of Financial Results For Q1 FY 27Jul 27, 2026
Jul 27, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 24, 2026
Jul 24, 2026Business Responsibility and Sustainability Reporting (BRSR)Jul 23, 2026
Jul 23, 2026Notice Convening The 38Th Annual General Meeting And Annual Report For FY 2025-26Jul 23, 2026
Jul 23, 2026Reg. 34 (1) Annual Report.Jul 23, 2026
Jul 23, 2026Announcement Under Regulation 30 (LODR)Jul 20, 2026
Jul 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 14, 2026
Jul 14, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2026
Jul 14, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateJul 10, 2026
Jul 10, 2026Corporate Action -Record Date Of DividendJul 10, 2026
Jul 10, 2026Board Meeting Outcome for The Company Has Informed Regarding Outcome Of Board Meeting Held On July 10 2026.Jul 10, 2026
Jul 10, 2026Announcement under Regulation 30 (LODR)-AllotmentJul 09, 2026
Jul 09, 2026Board Meeting Intimation for Fund RaisingJul 06, 2026
Jul 06, 2026Announcement under Regulation 30 (LODR)-Credit RatingJul 03, 2026
Jul 03, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 25, 2026
Jun 25, 2026Closure of Trading WindowJun 25, 2026
Jun 25, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 24, 2026
Jun 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 23, 2026
Jun 23, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2026
Jun 17, 2026Announcement under Regulation 30 (LODR)-AllotmentJun 09, 2026
Jun 09, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 05, 2026
Jun 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 04, 2026
Jun 04, 2026Grant Of Esops And RsusJun 04, 2026
Jun 04, 2026Announcement under Regulation 30 (LODR)-Change in ManagementJun 03, 2026
Jun 03, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 02, 2026
Jun 02, 2026Date Of Annual General MeetingMay 30, 2026
May 30, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 60.43
ATR(14)
Volatile 30.19
STOCH(9,6)
Neutral 57.37
STOCH RSI(14)
Neutral 51.46
MACD(12,26)
Bearish -0.38
ADX(14)
Strong Trend 30.17
UO(9)
Bearish 43.21
ROC(12)
Uptrend And Accelerating 1.06
WillR(14)
Neutral -50.36
About PNB Housing Finance
PNB Housing Finance Limited is a registered housing finance company promoted by Punjab National Bank, which holds 32.57% of its share capital. The company offers retail and corporate loans, including home loans, loan against property, and construction finance. It operates through a network of branches across India and a wholly-owned...more
Listing Date
07 Nov, 2016(9 Years, 9 Months, 24 Days)
Website
Chairperson NameDevendran Surendran
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