| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 94 | 146 | 271 | 420 | 489 | 596 | 796 | 1,157 | 1,539 | 1,653 |
| Expenses | 26 | 41 | 75 | 111 | 127 | 146 | 187 | 245 | 307 | 333 |
| EBITDA | 68 | 106 | 196 | 308 | 362 | 450 | 609 | 912 | 1,232 | 1,320 |
| Operating Profit % | 72 % | 72 % | 71 % | 72 % | 73 % | 75 % | 76 % | 78 % | 80 % | 80 % |
| Depreciation | 1 | 1 | 5 | 7 | 8 | 8 | 9 | 12 | 16 | 16 |
| Interest | 54 | 67 | 127 | 194 | 220 | 216 | 304 | 500 | 715 | 759 |
| Profit Before Tax | 14 | 38 | 65 | 107 | 134 | 226 | 295 | 400 | 502 | 545 |
| Tax | 5 | 13 | 20 | 28 | 34 | 40 | 67 | 94 | 120 | 127 |
| Net Profit | 9 | 25 | 46 | 80 | 100 | 186 | 228 | 306 | 382 | 413 |
| EPS in ₹ | 23.22 | 24.42 | 7.91 | 10.81 | 12.37 | 21.26 | 26.01 | 34.65 | 42.83 | 44.60 |
Home First Finance Company
Home First Finance Company
1,195.10
-14.30
(-1.18%)
There are new updates from the company1 day ago
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Key Fundamentals
Market Cap
12,376.50 Cr
EPS
42.83
PE Ratio
29.96
Dividend Yield
0.27 %
Industry
Financial Services 52 Week High
1,519.00
52 Week Low
878.40
PB Ratio
3.28
Debt to Equity
3.63
Sector
Housing Finance Analyst Rating and Forecast
- By Refinitiv from19 analysts
Actual
Company News
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Home First Finance Allots 68,907 Equity Shares Under Employee Stock Option Plans1 day ago
Home First Finance Company India Limited has allotted 68,907 equity shares of Rs. 2 each following the exercise of employee stock options under three ESOP schemes. The allotment was approved by the Committee of Directors and Review Committee on October 31, 2025. The company's paid-up share capital increased from Rs. 20,71,21,158 to Rs. 20,72,58,972, with total equity shares rising to 10,36,29,486. The allotment includes 37,415 shares under ESOP II scheme, 27,802 shares under ESOP 2021 scheme, and 3,690 shares under ESOP 2024 scheme. Exercise prices varied across schemes, ranging from Rs. 117.242 to Rs. 970.300 per share. The newly allotted shares will rank equally with existing equity shares and the company is completing formalities for listing these shares.
Home First Finance Company Receives Improved ESG Risk Rating from Morningstar Sustainalytics
Sep 24, 2025
Sep 24, 2025Home First Finance Company India Limited announced an improvement in its ESG Risk Rating from Morningstar Sustainalytics, moving from 17.4 to 13.6, which places the company in the 'Low Risk' category for ESG risk management. The company discovered this rating revision on September 24, 2025 at 3:54 P.M. IST while checking Morningstar Sustainalytics' website. The disclosure was made by Company Secretary and Compliance Officer Shreyans Bachhawat.
Home First Finance Company India Limited shareholders approved the appointment of Mr. Sriram Hariharan as a Non-Executive Independent Director through a postal ballot. The appointment is for a five-year term starting June 26, 2025. The resolution received overwhelming support with 99.89% of votes in favor from 8.42 crore shares voted out of 10.33 crore total shares. Hariharan holds engineering and management degrees from NIT and IIM Bangalore respectively, and previously served as President and CEO of ICICI Bank Canada from 2008 to 2019. He also led ICICI Bank's International Banking Group and served as Board Chair of ICICI Bank UK PLC and ICICI Bank Canada. The company confirmed that Hariharan is not debarred by any regulatory authority and is not disqualified under the Companies Act, 2013.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
110.21 | #1 91,830.70 | 40.53 | 9,576.00 | 25.71 | 2,163 | 20.87 | 47.87 | |
570.95 | 31,405.80 | #1 5.69 | #1 28,110.70 | 3.05 | #1 5,443 | 1.63 | 47.26 | |
928.70 | 24,193.40 | 11.26 | 7,691.60 | 8.99 | 1,936 | 23.82 | 65.83 | |
509.85 | 22,081.20 | 23.27 | 3,108.90 | 20.17 | 912 | 18.59 | 46.91 | |
317.60 | 15,900.30 | 18.87 | 1,798.40 | 27.62 | 751 | 24.51 | 50.25 | |
188.59 | 15,622.00 | 12.33 | 8,683.30 | 0.68 | -1,808 | #1 111.17 | 75.95 | |
1,650.00 | 13,061.60 | 26.62 | 2,020.70 | 25.46 | 491 | 14.85 | 50.98 | |
1,195.10 | #8 12,376.50 | #9 29.96 | #9 1,539.20 | #2 33.09 | #8 382 | #3 35.42 | 42.09 | |
867.90 | 11,556.40 | 12.54 | 3,879.60 | 10.07 | 857 | 18.87 | 70.45 | |
883.85 | 9,565.60 | 23.19 | 1,175.90 | #1 36.51 | 378 | 42.99 | 50.06 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
33.09 %
Net Income Growth
24.99 %
Cash Flow Change
-15.24 %
ROE
5.14 %
ROCE
5.55 %
EBITDA Margin (Avg.)
1.59 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 12,212 |
| Fixed Assets | 3 | 5 | 17 | 21 | 17 | 20 | 26 | 30 | 46 |
| Current Assets | 196 | 60 | 225 | 300 | 792 | 792 | 434 | 978 | 1,157 |
| Capital Work in Progress | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 103 | 146 | 375 | 0 | 281 | 379 | 360 |
| Other Assets | 988 | 1,366 | 2,361 | 3,314 | 4,119 | 5,097 | 6,432 | 9,125 | 11,805 |
| Total Liabilities | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 12,212 |
| Current Liabilities | 132 | 162 | 33 | 60 | 68 | 77 | 108 | 116 | 137 |
| Non Current Liabilities | 551 | 878 | 1,926 | 2,487 | 3,062 | 3,466 | 4,814 | 7,296 | 9,553 |
| Total Equity | 308 | 333 | 523 | 933 | 1,381 | 1,574 | 1,817 | 2,122 | 2,521 |
| Reserve & Surplus | 298 | 323 | 510 | 918 | 1,363 | 1,556 | 1,800 | 2,104 | 2,503 |
| Share Capital | 10 | 10 | 13 | 16 | 18 | 18 | 18 | 18 | 18 |
Cash Flow
| Cash Flow | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 102 | -154 | 163 | -38 | 62 | 408 | -382 | 345 | 19 |
| Investing Activities | -0 | -5 | -106 | -108 | -615 | 804 | -267 | -217 | -0 |
| Operating Activities | -226 | -438 | -791 | -823 | -223 | -807 | -1,469 | -1,908 | -2,198 |
| Financing Activities | 328 | 289 | 1,059 | 893 | 900 | 411 | 1,353 | 2,470 | 2,217 |
Share Holding
| % Holding | Jan 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Apr 2025 | Jun 2025 | Sept 2025 |
| Promoter | 33.70 % | 33.70 % | 33.66 % | 33.65 % | 33.62 % | 33.60 % | 33.58 % | 33.57 % | 33.52 % | 33.46 % | 30.21 % | 30.19 % | 23.60 % | 23.56 % | 23.45 % | 23.38 % | 14.31 % | 14.25 % | 12.47 % | 12.43 % | 12.39 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.04 % | 25.09 % | 24.74 % | 25.58 % | 37.91 % | 36.00 % | 36.53 % | 37.19 % | 39.99 % |
| DIIs | 4.04 % | 5.08 % | 5.22 % | 4.05 % | 3.88 % | 3.96 % | 4.68 % | 4.63 % | 6.52 % | 8.41 % | 10.00 % | 9.96 % | 10.16 % | 11.85 % | 11.96 % | 12.41 % | 18.29 % | 19.81 % | 21.20 % | 21.89 % | 28.83 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 14.56 % | 9.23 % | 8.32 % | 7.54 % | 7.88 % | 8.61 % | 9.14 % | 8.44 % | 9.18 % | 9.07 % | 10.17 % | 10.67 % | 11.09 % | 11.05 % | 11.24 % | 10.24 % | 11.55 % | 12.00 % | 10.62 % | 9.58 % | 10.27 % |
| Others | 47.70 % | 51.99 % | 52.81 % | 54.76 % | 54.62 % | 53.83 % | 52.59 % | 53.36 % | 50.78 % | 49.06 % | 49.62 % | 49.18 % | 55.11 % | 28.46 % | 28.61 % | 28.38 % | 17.95 % | 17.94 % | 19.18 % | 18.91 % | 8.51 % |
| No of Share Holders | 48 | 1,36,780 | 1,05,060 | 77,223 | 64,064 | 61,837 | 62,404 | 73,601 | 74,548 | 73,731 | 78,164 | 78,918 | 78,152 | 76,526 | 75,625 | 78,604 | 86,972 | 88,276 | 88,604 | 86,471 | 85,010 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.6 | 3.4 | 3.7 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.29 | 0.34 | 0.31 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 04 Nov 2025 |  Quarterly Result Announcement | NA | 04 Nov 2025 | 1,204.30 | 1,195.10 |
| 19 May 2023 |  Dividend | ₹ 2.60 /share | 19 May 2023 | 712.45 | 698.20 |
| 07 Jun 2024 | Dividend | ₹ 3.40 /share | 07 Jun 2024 | 878.75 | 867.00 |
| 20 Jun 2024 |  Annual General Meeting | NA | 20 Jun 2024 | 816.55 | 1,074.55 |
| 24 Oct 2024 | Quarterly Result Announcement | NA | 24 Oct 2024 | 1,208.30 | 1,115.25 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 1,038.20 | 977.10 |
| 01 May 2025 | Quarterly Result Announcement | NA | 01 May 2025 | 1,263.75 | 1,230.25 |
| 30 May 2025 | Dividend | ₹ 3.70 /share | 30 May 2025 | 1,230.25 | 1,196.35 |
| 25 Jun 2025 | Annual General Meeting | NA | 25 Jun 2025 | 1,154.05 | 1,340.50 |
| 25 Jul 2025 | Quarterly Result Announcement | NA | 25 Jul 2025 | 1,393.00 | 1,414.55 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation16 hours ago
16 hours agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoBoard Meeting Intimation for Considering The Reviewed Financial Results Of The Company For The Quarter And Half Year Ended September 30 2025 And Other Items 3 days ago
3 days agoDisclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Oct 17, 2025
Oct 17, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Oct 07, 2025Closure of Trading WindowSep 30, 2025
Sep 30, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG Score By Morningstar SustainalyticsSep 24, 2025
Sep 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 19, 2025
Sep 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025
Sep 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 11, 2025
Sep 11, 2025ESG Score By CFC Finlease Private Limited
Sep 11, 2025
Sep 11, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 04, 2025
Sep 04, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 04, 2025
Sep 04, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportSep 04, 2025
Sep 04, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotSep 04, 2025
Sep 04, 2025Announcement Under Regulation 30 Of SEBI Listing Regulations - Grant Of Employee Stock OptionsSep 03, 2025
Sep 03, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Aug 25, 2025Announcement Under Regulation 30 Of The SEBI Listing Regulations - ESG Score By ESG Risk Assessments And Insights LimitedAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Aug 13, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 13, 2025
Aug 13, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 06, 2025
Aug 06, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 26, 2025
Jul 26, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 25, 2025
Jul 25, 2025Statement On Deviation/ Variation In Utilisation Of Funds Raised Through Qualified Institutions Placement For The Quarter Ended June 30 2025Jul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 25, 2025
Jul 25, 2025Results - Financial Results For Quarter Ended June 30 2025Jul 25, 2025
Jul 25, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On Friday July 25 2025 And Submission Of Reviewed Financial Results For The Quarter Ended June 30 2025Jul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 18, 2025
Jul 18, 2025Board Meeting Intimation for Considering The Reviewed Financial Results For The Quarter Ended June 30 2025 And Other ItemsJul 18, 2025
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About Home First Finance Company
Home First Finance Company India Limited is a technology-driven affordable housing finance company registered with RBI and NHB. It primarily offers housing loans to first-time home buyers in low and middle-income groups, along with loans for commercial property purchase, loans against property, and construction finance. The company serves both salaried and self-employed customers through a network of over 100 branches across 11 states and a union territory in India. Home First utilizes diverse lead sourcing channels and leverages technology for loan processing, customer experience, and risk management. The company was incorporated in 2010, converted to a public limited company in 2018, and was listed on BSE and NSE in 2021. It has expanded its operations and raised funds through various means including bank borrowings, direct assignments, refinancing from NHB, and issuance of NCDs.
Listing Date
03 Feb, 2021(4 Years,
-1 days)
Chairperson NameDeepak Satwalekar
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