| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 94 | 146 | 271 | 420 | 489 | 596 | 796 | 1,157 | 1,539 | 1,539 |
| Expenses | 26 | 41 | 75 | 111 | 127 | 146 | 187 | 245 | 307 | 307 |
| EBITDA | 68 | 106 | 196 | 308 | 362 | 450 | 609 | 912 | 1,232 | 1,232 |
| Operating Profit % | 72 % | 72 % | 71 % | 72 % | 73 % | 75 % | 76 % | 78 % | 80 % | 80 % |
| Depreciation | 1 | 1 | 5 | 7 | 8 | 8 | 9 | 12 | 16 | 16 |
| Interest | 54 | 67 | 127 | 194 | 220 | 216 | 304 | 500 | 715 | 715 |
| Profit Before Tax | 14 | 38 | 65 | 107 | 134 | 226 | 295 | 400 | 502 | 502 |
| Tax | 5 | 13 | 20 | 28 | 34 | 40 | 67 | 94 | 120 | 114 |
| Net Profit | 9 | 25 | 46 | 80 | 100 | 186 | 228 | 306 | 382 | 382 |
| EPS in ₹ | 23.22 | 24.42 | 7.91 | 10.81 | 12.37 | 21.26 | 26.01 | 34.65 | 42.83 | 42.80 |
Home First Finance Company
1,300.50
+14.40
(1.12%)
Market Cap
13,387.62 Cr
EPS
42.83
PE Ratio
34.73
Dividend Yield
0.25 %
Industry
Financial Services52 Week High
1,383.30
52 Week Low
828.00
PB Ratio
3.52
Debt to Equity
3.63
Sector
Housing Finance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from18 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
125.66 | #1 1,04,651.49 | 47.25 | 7,617.70 | 34.46 | 1,731 | #1 53.87 | 57.37 | |
613.45 | 33,743.61 | #1 6.08 | #1 27,277.80 | 20.02 | #1 4,760 | 26.99 | 57.77 | |
1,104.90 | 28,719.12 | 14.29 | 7,057.10 | 8.08 | 1,508 | 25.29 | 66.05 | |
449.45 | 19,388.57 | 21.04 | 2,587.00 | 26.60 | 750 | 21.31 | 51.95 | |
316.60 | 15,824.12 | 20.47 | 1,416.80 | 24.98 | 612 | 26.22 | 44.88 | |
1,922.30 | 15,214.99 | 29.27 | 2,020.70 | 25.46 | 491 | 14.85 | 60.09 | |
1,300.50 | #7 13,387.62 | #9 34.73 | #8 1,539.20 | #3 33.09 | #9 382 | #5 25.39 | 65.42 | |
126.54 | 10,481.76 | 7.99 | 8,624.80 | -1.16 | 1,217 | 1.44 | 58.01 | |
782.55 | 10,419.98 | 12.12 | 3,524.70 | 28.49 | 751 | 11.91 | 64.04 | |
882.45 | 9,521.22 | 25.22 | 861.40 | #1 42.10 | 248 | 38.77 | 55.20 |
Forecast
Actual
Growth Rate
Revenue Growth
33.09 %
Net Income Growth
24.99 %
Cash Flow Change
-15.24 %
ROE
5.14 %
ROCE
5.55 %
EBITDA Margin (Avg.)
1.59 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 12,212 |
| Fixed Assets | 3 | 5 | 17 | 21 | 17 | 20 | 26 | 30 | 46 |
| Current Assets | 196 | 60 | 225 | 300 | 792 | 792 | 434 | 978 | 1,157 |
| Capital Work in Progress | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 103 | 146 | 375 | 0 | 281 | 379 | 360 |
| Other Assets | 988 | 1,366 | 2,361 | 3,314 | 4,119 | 5,097 | 6,432 | 9,125 | 11,805 |
| Total Liabilities | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 12,212 |
| Current Liabilities | 132 | 162 | 33 | 60 | 68 | 77 | 108 | 116 | 137 |
| Non Current Liabilities | 551 | 878 | 1,926 | 2,487 | 3,062 | 3,466 | 4,814 | 7,296 | 9,553 |
| Total Equity | 308 | 333 | 523 | 933 | 1,381 | 1,574 | 1,817 | 2,122 | 2,521 |
| Reserve & Surplus | 298 | 323 | 510 | 918 | 1,363 | 1,556 | 1,800 | 2,104 | 2,503 |
| Share Capital | 10 | 10 | 13 | 16 | 18 | 18 | 18 | 18 | 18 |
Cash Flow
| Cash Flow | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 102 | -154 | 163 | -38 | 62 | 408 | -382 | 345 | 19 |
| Investing Activities | -0 | -5 | -106 | -108 | -615 | 804 | -267 | -217 | -0 |
| Operating Activities | -226 | -438 | -791 | -823 | -223 | -807 | -1,469 | -1,908 | -2,198 |
| Financing Activities | 328 | 289 | 1,059 | 893 | 900 | 411 | 1,353 | 2,470 | 2,217 |
Share Holding
| % Holding | Jan 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Apr 2025 |
| Promoter | 33.70 % | 33.70 % | 33.66 % | 33.65 % | 33.62 % | 33.60 % | 33.58 % | 33.57 % | 33.52 % | 33.46 % | 30.21 % | 30.19 % | 23.60 % | 23.56 % | 23.45 % | 23.38 % | 14.31 % | 14.25 % | 12.47 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.04 % | 25.09 % | 24.74 % | 25.58 % | 37.91 % | 36.00 % | 36.53 % |
| DIIs | 4.04 % | 5.08 % | 5.22 % | 4.05 % | 3.88 % | 3.96 % | 4.68 % | 4.63 % | 6.52 % | 8.41 % | 10.00 % | 9.96 % | 10.16 % | 11.85 % | 11.96 % | 12.41 % | 18.29 % | 19.81 % | 21.20 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 14.56 % | 9.23 % | 8.32 % | 7.54 % | 7.88 % | 8.61 % | 9.14 % | 8.44 % | 9.18 % | 9.07 % | 10.17 % | 10.67 % | 11.09 % | 11.05 % | 11.24 % | 10.24 % | 11.55 % | 12.00 % | 10.62 % |
| Others | 47.70 % | 51.99 % | 52.81 % | 54.76 % | 54.62 % | 53.83 % | 52.59 % | 53.36 % | 50.78 % | 49.06 % | 49.62 % | 49.18 % | 55.11 % | 28.46 % | 28.61 % | 28.38 % | 17.95 % | 17.94 % | 19.18 % |
| No of Share Holders | 48 | 1,36,780 | 1,05,060 | 77,223 | 64,064 | 61,837 | 62,404 | 73,601 | 74,548 | 73,731 | 78,164 | 78,918 | 78,152 | 76,526 | 75,625 | 78,604 | 86,972 | 88,276 | 88,604 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.6 | 3.4 | 3.7 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.29 | 0.34 | 0.28 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 25 Jun 2025 |  Annual General Meeting | NA | 25 Jun 2025 | 1,154.05 | 1,301.00 |
| 30 May 2025 |  Dividend | ₹ 3.70 /share | 30 May 2025 | 1,230.25 | 1,196.35 |
| 01 May 2025 |  Quarterly Result Announcement | NA | 01 May 2025 | 1,263.75 | 1,230.25 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 1,038.20 | 977.10 |
| 24 Oct 2024 | Quarterly Result Announcement | NA | 24 Oct 2024 | 1,208.30 | 1,115.25 |
| 20 Jun 2024 | Annual General Meeting | NA | 20 Jun 2024 | 816.55 | 1,074.55 |
| 07 Jun 2024 | Dividend | ₹ 3.40 /share | 07 Jun 2024 | 878.75 | 867.00 |
| 19 May 2023 | Dividend | ₹ 2.60 /share | 19 May 2023 | 712.45 | 698.20 |
Announcements
Announcement under Regulation 30 (LODR)-Credit Rating
3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoLetter Sent To Members3 days ago
3 days agoReg. 34 (1) Annual Report.3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication4 days ago
4 days agoCommunication To Shareholders - Intimation Of Tax Deduction On Dividend4 days ago
4 days agoBusiness Responsibility and Sustainability Reporting (BRSR)5 days ago
5 days agoAnnual General Meeting Of The Company Scheduled To Be Held On Wednesday June 25 2025 At 12:00 Noon (IST) Through VC/OAVM5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication5 days ago
5 days agoAnnouncement Under Regulation 30 Of SEBI Listing Regulations - Grant Of Esops8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Date of payment of DividendMay 26, 2025
May 26, 2025Corporate Action - Intimation Of Record Date For DividendMay 26, 2025
May 26, 2025Intimation Of Record Date For The Purpose Of Determining The Eligibility Of The Equity Shareholders For The Dividend.May 26, 2025
May 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 21, 2025
May 21, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
May 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 12, 2025
May 12, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 08, 2025
May 08, 2025Revised Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 08, 2025
May 08, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 07, 2025
May 07, 2025Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
May 02, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-CessationMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Resignation of DirectorMay 01, 2025
May 01, 2025Announcement Under Regulation 30 (LODR) - Appointment Of Secretarial Auditor And Re-Appointment Of Internal AuditorsMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 01, 2025
May 01, 2025Corporate Action-Board approves DividendMay 01, 2025
May 01, 2025Results - Financial Results For March 31 2025May 01, 2025
May 01, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On May 01 2025 And Submission Of Audited Financial Results For The Quarter And Year Ended March 31 2025May 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Apr 25, 2025Board Meeting Intimation for Considering The Audited Financial Results And Other Items.Apr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 16, 2025
Apr 16, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2025
Apr 15, 2025Announcement under Regulation 30 (LODR)-AllotmentApr 11, 2025
Apr 11, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementApr 11, 2025
Apr 11, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementApr 08, 2025
Apr 08, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementApr 08, 2025
Apr 08, 2025Announcement Under Regulation 30 Of LODR - Grant Of EsopsApr 03, 2025
Apr 03, 2025Closure of Trading WindowMar 28, 2025
Mar 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 25, 2025
Mar 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 21, 2025
Mar 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 21, 2025
Mar 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2025
Mar 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 13, 2025
Mar 13, 2025Technical Indicators
RSI(14)
Neutral 65.42
ATR(14)
Volatile 48.68
STOCH(9,6)
Overbought 85.78
STOCH RSI(14)
Overbought 84.22
MACD(12,26)
Bullish 9.08
ADX(14)
Strong Trend 25.45
UO(9)
Bearish 59.98
ROC(12)
Uptrend And Accelerating 10.40
WillR(14)
Overbought -14.78
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 Invesco India ESG Integration Strategy Fund Direct - Growth | 0 | 0.00% | -3.41% | -2.94% | May 2025 | |
 Union Innovation & Opportunities Fund Direct - Growth | 0 | 0.00% | -2.70% | -2.31% | May 2025 | |
| Invesco India ELSS Tax Saver Fund Direct-Growth | 0 | 0.00% | -2.62% | -2.17% | May 2025 | |
 HDFC Banking & Financial Services Fund Direct - Growth | 0 | 0.00% | -2.23% | -1.30% | May 2025 | |
 Tata Banking and Financial Services Fund Direct-Growth | 0 | 0.00% | -2.01% | -1.79% | May 2025 | |
 Edelweiss Multi Cap Fund Direct - Growth | 0 | 0.00% | -1.80% | -1.56% | May 2025 | |
| HDFC Small Cap Fund Direct- Growth | 0 | 0.00% | -1.78% | -1.50% | May 2025 | |
| Invesco India Multicap Fund Direct-Growth | 0 | 0.00% | -1.76% | -1.21% | May 2025 | |
| Union Small Cap Fund Direct-Growth | 0 | 0.00% | -1.74% | -1.71% | May 2025 | |
| Edelweiss Technology Fund Direct - Growth | 0 | 0.00% | -1.65% | -1.39% | May 2025 | |
 PGIM India Retirement Fund Direct - Growth | 0 | 0.00% | -1.63% | -1.43% | May 2025 | |
| Tata Flexi Cap Fund Direct - Growth | 0 | 0.00% | -1.57% | -1.37% | May 2025 | |
| Union Children's Fund Direct - Growth | 0 | 0.00% | -1.57% | -1.35% | May 2025 | |
 Aditya Birla Sun Life Small Cap Fund Direct-Growth | 0 | 0.00% | -1.54% | -1.30% | May 2025 | |
| Edelweiss Small Cap Fund Direct - Growth | 0 | 0.00% | -1.52% | -1.31% | May 2025 | |
 SBI Innovative Opportunities Fund Direct-Growth | 0 | 0.00% | -1.51% | -1.25% | May 2025 | |
| Invesco India Flexi Cap Fund Direct - Growth | 0 | 0.00% | -1.49% | -1.33% | May 2025 | |
| Invesco India Largecap Fund Direct-Growth | 0 | 0.00% | -1.49% | -1.19% | May 2025 | |
| Union Flexi Cap Fund Direct-Growth | 0 | 0.00% | -1.49% | -1.27% | May 2025 | |
| Invesco India Financial Services Fund Direct-Growth | 0 | 0.00% | -1.44% | -1.29% | May 2025 | |
 ITI Small Cap Fund Direct-Growth | 0 | 0.00% | -1.39% | -1.37% | May 2025 | |
| Invesco India Smallcap Fund Direct - Growth | 0 | 0.00% | -1.33% | -1.15% | May 2025 | |
 Samco Special Opportunities Fund Direct - Growth | 0 | 0.00% | -1.29% | 0.00% | May 2025 | |
| Invesco India Equity Savings Fund Direct - Growth | 0 | 0.00% | -1.28% | -1.07% | May 2025 | |
| Edelweiss Mid Cap Direct Plan-Growth | 0 | 0.00% | -1.23% | -1.08% | May 2025 |
About Home First Finance Company
Home First Finance Company India Limited is a technology-driven affordable housing finance company registered with RBI and NHB. It primarily offers housing loans to first-time home buyers in low and middle-income groups, along with loans for commercial property purchase, loans against property, and construction finance. The company serves both salaried and self-employed customers through a network of over 100 branches across 11 states and a union territory in India. Home First utilizes diverse lead sourcing channels and leverages technology for loan processing, customer experience, and risk management. The company was incorporated in 2010, converted to a public limited company in 2018, and was listed on BSE and NSE in 2021. It has expanded its operations and raised funds through various means including bank borrowings, direct assignments, refinancing from NHB, and issuance of NCDs.
Listing Date
03 Feb, 2021(4 Years,
4 days)
Chairperson NameDeepak Satwalekar
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