| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 94 | 146 | 271 | 420 | 489 | 596 | 796 | 1,157 | 1,539 | 1,653 |
| Expenses | 26 | 41 | 75 | 111 | 127 | 146 | 187 | 245 | 307 | 333 |
| EBITDA | 68 | 106 | 196 | 308 | 362 | 450 | 609 | 912 | 1,232 | 1,320 |
| Operating Profit % | 72 % | 72 % | 71 % | 72 % | 73 % | 75 % | 76 % | 78 % | 80 % | 80 % |
| Depreciation | 1 | 1 | 5 | 7 | 8 | 8 | 9 | 12 | 16 | 16 |
| Interest | 54 | 67 | 127 | 194 | 220 | 216 | 304 | 500 | 715 | 759 |
| Profit Before Tax | 14 | 38 | 65 | 107 | 134 | 226 | 295 | 400 | 502 | 545 |
| Tax | 5 | 13 | 20 | 28 | 34 | 40 | 67 | 94 | 120 | 127 |
| Net Profit | 9 | 25 | 46 | 80 | 100 | 186 | 228 | 306 | 382 | 413 |
| EPS in ₹ | 23.22 | 24.42 | 7.91 | 10.81 | 12.37 | 21.26 | 26.01 | 34.65 | 42.83 | 44.60 |
Home First Finance Company
Home First Finance Company
1,222.60
+16.40
(1.36%)
Key Fundamentals
Market Cap
12,661.30 Cr
EPS
42.83
PE Ratio
30.66
Dividend Yield
0.26 %
Industry
Financial Services 52 Week High
1,519.00
52 Week Low
878.40
PB Ratio
3.36
Debt to Equity
3.63
Sector
Housing Finance Analyst Rating and Forecast
- By Refinitiv from19 analysts
Actual
Company News
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Home First Finance Company Receives Improved ESG Risk Rating from Morningstar Sustainalytics
Sep 24, 2025
Sep 24, 2025Home First Finance Company India Limited announced an improvement in its ESG Risk Rating from Morningstar Sustainalytics, moving from 17.4 to 13.6, which places the company in the 'Low Risk' category for ESG risk management. The company discovered this rating revision on September 24, 2025 at 3:54 P.M. IST while checking Morningstar Sustainalytics' website. The disclosure was made by Company Secretary and Compliance Officer Shreyans Bachhawat.
Home First Finance Company India Limited shareholders approved the appointment of Mr. Sriram Hariharan as a Non-Executive Independent Director through a postal ballot. The appointment is for a five-year term starting June 26, 2025. The resolution received overwhelming support with 99.89% of votes in favor from 8.42 crore shares voted out of 10.33 crore total shares. Hariharan holds engineering and management degrees from NIT and IIM Bangalore respectively, and previously served as President and CEO of ICICI Bank Canada from 2008 to 2019. He also led ICICI Bank's International Banking Group and served as Board Chair of ICICI Bank UK PLC and ICICI Bank Canada. The company confirmed that Hariharan is not debarred by any regulatory authority and is not disqualified under the Companies Act, 2013.
FMR LLC and FIL Limited, along with their subsidiaries, acquired 2,974,536 shares representing 2.17% of Home First Finance Company India Limited through open market purchases. The acquisition increased their total holding from 4,433,770 shares (5.00%) to 7,408,306 shares (7.17%) of the company's voting rights. The shares were acquired between June 5, 2024 and August 11, 2025. Home First Finance's equity share capital increased from 88,618,392 shares to 103,268,597 shares during this period. The acquirers are not part of the promoter group and the company is listed on both NSE and BSE.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
110.00 | #1 91,655.70 | 40.44 | 9,576.00 | 25.71 | 2,163 | 20.87 | 39.03 | |
568.45 | 31,268.30 | #1 5.68 | #1 28,110.70 | 3.05 | #1 5,443 | 4.41 | 47.97 | |
515.50 | 22,325.90 | 23.54 | 3,108.90 | 20.17 | 912 | 18.59 | 49.60 | |
853.60 | 22,237.00 | 10.92 | 7,691.60 | 8.99 | 1,936 | 23.27 | 47.49 | |
318.30 | 15,935.30 | 19.96 | 1,798.40 | 27.62 | 751 | 27.65 | 44.87 | |
162.22 | 13,437.60 | 7.99 | 8,683.30 | 0.68 | -1,808 | 2.29 | 66.02 | |
1,631.70 | 12,916.80 | 26.34 | 2,020.70 | 25.46 | 491 | 14.85 | 47.28 | |
1,222.60 | #8 12,661.30 | #9 30.66 | #9 1,539.20 | #2 33.09 | #8 382 | #2 35.42 | 45.71 | |
793.60 | 10,567.10 | 12.00 | 3,879.60 | 10.07 | 857 | 12.17 | 58.89 | |
880.55 | 9,529.80 | 23.05 | 1,175.90 | #1 36.51 | 378 | #1 42.99 | 46.89 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
33.09 %
Net Income Growth
24.99 %
Cash Flow Change
-15.24 %
ROE
5.14 %
ROCE
5.55 %
EBITDA Margin (Avg.)
1.59 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 12,212 |
| Fixed Assets | 3 | 5 | 17 | 21 | 17 | 20 | 26 | 30 | 46 |
| Current Assets | 196 | 60 | 225 | 300 | 792 | 792 | 434 | 978 | 1,157 |
| Capital Work in Progress | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 103 | 146 | 375 | 0 | 281 | 379 | 360 |
| Other Assets | 988 | 1,366 | 2,361 | 3,314 | 4,119 | 5,097 | 6,432 | 9,125 | 11,805 |
| Total Liabilities | 990 | 1,372 | 2,482 | 3,480 | 4,510 | 5,117 | 6,739 | 9,534 | 12,212 |
| Current Liabilities | 132 | 162 | 33 | 60 | 68 | 77 | 108 | 116 | 137 |
| Non Current Liabilities | 551 | 878 | 1,926 | 2,487 | 3,062 | 3,466 | 4,814 | 7,296 | 9,553 |
| Total Equity | 308 | 333 | 523 | 933 | 1,381 | 1,574 | 1,817 | 2,122 | 2,521 |
| Reserve & Surplus | 298 | 323 | 510 | 918 | 1,363 | 1,556 | 1,800 | 2,104 | 2,503 |
| Share Capital | 10 | 10 | 13 | 16 | 18 | 18 | 18 | 18 | 18 |
Cash Flow
| Cash Flow | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 102 | -154 | 163 | -38 | 62 | 408 | -382 | 345 | 19 |
| Investing Activities | -0 | -5 | -106 | -108 | -615 | 804 | -267 | -217 | -0 |
| Operating Activities | -226 | -438 | -791 | -823 | -223 | -807 | -1,469 | -1,908 | -2,198 |
| Financing Activities | 328 | 289 | 1,059 | 893 | 900 | 411 | 1,353 | 2,470 | 2,217 |
Share Holding
| % Holding | Jan 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Apr 2025 | Jun 2025 |
| Promoter | 33.70 % | 33.70 % | 33.66 % | 33.65 % | 33.62 % | 33.60 % | 33.58 % | 33.57 % | 33.52 % | 33.46 % | 30.21 % | 30.19 % | 23.60 % | 23.56 % | 23.45 % | 23.38 % | 14.31 % | 14.25 % | 12.47 % | 12.43 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.04 % | 25.09 % | 24.74 % | 25.58 % | 37.91 % | 36.00 % | 36.53 % | 37.19 % |
| DIIs | 4.04 % | 5.08 % | 5.22 % | 4.05 % | 3.88 % | 3.96 % | 4.68 % | 4.63 % | 6.52 % | 8.41 % | 10.00 % | 9.96 % | 10.16 % | 11.85 % | 11.96 % | 12.41 % | 18.29 % | 19.81 % | 21.20 % | 21.89 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 14.56 % | 9.23 % | 8.32 % | 7.54 % | 7.88 % | 8.61 % | 9.14 % | 8.44 % | 9.18 % | 9.07 % | 10.17 % | 10.67 % | 11.09 % | 11.05 % | 11.24 % | 10.24 % | 11.55 % | 12.00 % | 10.62 % | 9.58 % |
| Others | 47.70 % | 51.99 % | 52.81 % | 54.76 % | 54.62 % | 53.83 % | 52.59 % | 53.36 % | 50.78 % | 49.06 % | 49.62 % | 49.18 % | 55.11 % | 28.46 % | 28.61 % | 28.38 % | 17.95 % | 17.94 % | 19.18 % | 18.91 % |
| No of Share Holders | 48 | 1,36,780 | 1,05,060 | 77,223 | 64,064 | 61,837 | 62,404 | 73,601 | 74,548 | 73,731 | 78,164 | 78,918 | 78,152 | 76,526 | 75,625 | 78,604 | 86,972 | 88,276 | 88,604 | 86,471 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.6 | 3.4 | 3.7 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.29 | 0.34 | 0.3 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 19 May 2023 |  Dividend | ₹ 2.60 /share | 19 May 2023 | 712.45 | 698.20 |
| 07 Jun 2024 | Dividend | ₹ 3.40 /share | 07 Jun 2024 | 878.75 | 867.00 |
| 20 Jun 2024 |  Annual General Meeting | NA | 20 Jun 2024 | 816.55 | 1,074.55 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 1,208.30 | 1,115.25 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 1,038.20 | 977.10 |
| 01 May 2025 | Quarterly Result Announcement | NA | 01 May 2025 | 1,263.75 | 1,230.25 |
| 30 May 2025 | Dividend | ₹ 3.70 /share | 30 May 2025 | 1,230.25 | 1,196.35 |
| 25 Jun 2025 | Annual General Meeting | NA | 25 Jun 2025 | 1,154.05 | 1,340.50 |
| 25 Jul 2025 | Quarterly Result Announcement | NA | 25 Jul 2025 | 1,393.00 | 1,414.55 |
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20185 days ago
5 days agoClosure of Trading WindowSep 30, 2025
Sep 30, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG Score By Morningstar SustainalyticsSep 24, 2025
Sep 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 19, 2025
Sep 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025
Sep 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 11, 2025
Sep 11, 2025ESG Score By CFC Finlease Private Limited
Sep 11, 2025
Sep 11, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 04, 2025
Sep 04, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 04, 2025
Sep 04, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportSep 04, 2025
Sep 04, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotSep 04, 2025
Sep 04, 2025Announcement Under Regulation 30 Of SEBI Listing Regulations - Grant Of Employee Stock OptionsSep 03, 2025
Sep 03, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Aug 25, 2025Announcement Under Regulation 30 Of The SEBI Listing Regulations - ESG Score By ESG Risk Assessments And Insights LimitedAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Aug 13, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 13, 2025
Aug 13, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 06, 2025
Aug 06, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 26, 2025
Jul 26, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 25, 2025
Jul 25, 2025Statement On Deviation/ Variation In Utilisation Of Funds Raised Through Qualified Institutions Placement For The Quarter Ended June 30 2025Jul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 25, 2025
Jul 25, 2025Results - Financial Results For Quarter Ended June 30 2025Jul 25, 2025
Jul 25, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On Friday July 25 2025 And Submission Of Reviewed Financial Results For The Quarter Ended June 30 2025Jul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 18, 2025
Jul 18, 2025Board Meeting Intimation for Considering The Reviewed Financial Results For The Quarter Ended June 30 2025 And Other ItemsJul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Resignation of DirectorJul 15, 2025
Jul 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Announcement Under Regulation 30 Of The SEBI Listing Regulations - ESG Rating By SES ESG And CRISIL ESG RatingsJul 01, 2025
Jul 01, 2025Closure of Trading WindowJun 30, 2025
Jun 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 30, 2025
Jun 30, 2025Mutual Fund Holdings
HDFC Value Fund Direct Plan-Growth 
Union Multicap Fund Direct - Growth 
Invesco India Multicap Fund Direct-Growth 
TRUSTMF Small Cap Fund Direct-Growth 
Sundaram Aggressive Hybrid Fund Direct-Growth 
ITI Bharat Consumption Fund Direct-Growth 
Edelweiss Multi Cap Fund Direct - Growth 
Bandhan Financial Services Fund Direct-Growth 
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-Growth 
SBI Nifty Smallcap 250 Index Fund Direct - Growth 
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth 
Nippon India Nifty 500 Momentum 50 Index Fund Direct-Growth 
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth Technical Indicators
RSI(14)
Neutral 45.71
ATR(14)
Less Volatile 36.33
STOCH(9,6)
Neutral 46.29
STOCH RSI(14)
Neutral 61.89
MACD(12,26)
Bearish -1.60
ADX(14)
Weak Trend 10.53
UO(9)
Bearish 48.76
ROC(12)
Downtrend And Accelerating -3.43
WillR(14)
Neutral -59.54
About Home First Finance Company
Home First Finance Company India Limited is a technology-driven affordable housing finance company registered with RBI and NHB. It primarily offers housing loans to first-time home buyers in low and middle-income groups, along with loans for commercial property purchase, loans against property, and construction finance. The company serves both salaried and self-employed customers through a network of over 100 branches across 11 states and a union territory in India. Home First utilizes diverse lead sourcing channels and leverages technology for loan processing, customer experience, and risk management. The company was incorporated in 2010, converted to a public limited company in 2018, and was listed on BSE and NSE in 2021. It has expanded its operations and raised funds through various means including bank borrowings, direct assignments, refinancing from NHB, and issuance of NCDs.
Listing Date
03 Feb, 2021(4 Years,
10 days)
Chairperson NameDeepak Satwalekar
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