PNB Housing Finance Limited has successfully completed the allotment of Non-Convertible Debentures worth ₹305 crore, marking a significant fundraising milestone for the housing finance company. The Management Committee, authorized by the Board of Directors, approved the allotment on February 27, 2026, through a private placement mechanism via the Electronic Book Provider platform of NSE.

Debenture Issue Details

The company allotted 30,500 Listed, Secured, Rated, Taxable, Redeemable Non-Convertible Debentures with specific terms designed to attract institutional investors:

Listing and Security Features

The debentures will be listed on the Wholesale Debt Market segment of the National Stock Exchange of India Limited, providing liquidity options for investors. The instruments are backed by robust security arrangements, featuring an exclusive charge on the specific book debts of the company with minimum security coverage of 1 time.

The NCDs do not carry any special rights or privileges, maintaining a straightforward debt structure for investors seeking regular income opportunities.

Payment Schedule and Terms

The debentures follow a structured payment mechanism with the principal amount due at maturity and regular interest payments:

Default Protection Mechanism

The debenture terms include investor protection measures in case of payment delays. If the company defaults on interest or principal payments for more than three months from the due date, an additional interest of 2% per annum over and above the coupon rate will be payable for the defaulting period.

The redemption amount will be repaid in full at maturity on February 27, 2031, as specified in the term sheet, providing certainty to investors regarding their investment recovery.

Source: None/Company/INE572E01012/63c360a3-f8a8-4e40-b543-8b64278fbcaf.pdf

PNB Housing Finance Limited participated in IIFL's 17th Enterprising India Global Investors meeting on February 24, 2026, engaging with institutional investors in Mumbai. The company's senior leadership team conducted comprehensive discussions with 29 major investment firms during the day-long event.

Leadership Participation

The company was represented by MD & CEO Ajai Kumar Shukla and Chief Financial Officer Vinay Gupta, who participated in both group meetings and one-on-one sessions with investors. The meeting was conducted in physical format from 11:00 A.M. to 05:00 P.M. (IST) on Tuesday, February 24, 2026.

Discussion Topics

The subject matter of discussions encompassed several key areas of the company's operations and strategic direction:

• Business strategy and operational framework
• Margin analysis and profitability metrics
• Asset quality assessment
• Government schemes return profile
• Future outlook and growth prospects

The company emphasized that all discussion topics were covered in detail through previously submitted investor presentations, earnings call recordings and transcripts, and press releases already available to stock exchanges.

Investor Participation

The meeting attracted significant participation from major institutional investors across various categories:

Regulatory Compliance

The company filed this disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. PNB Housing Finance explicitly stated that no unpublished price sensitive information was shared during the meeting, maintaining compliance with regulatory requirements.

Complete Participant List

The meeting included participation from 29 institutional investors:

The information has been made available on the company's website at www.pnbhousing.com , ensuring transparency and accessibility for all stakeholders.