| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
Revenue  | 4,069 | 4,205 | 4,466 | 4,668 | 4,817 | 4,981 | 5,006 | 4,904 | 4,986 | 4,988 | 4,927 | 4,980 | 4,867 | 4,723 | 5,079 | 5,337 | 5,303 | 5,101 | 5,896 | 6,431 | 6,759 | 6,766 | 6,804 | 6,949 | 6,799 | 6,940 | 7,071 | 7,304 | 7,163 | 7,180 | 7,212 | 7,079 | 7,072 |
| Expenses | 249 | 327 | 261 | 276 | 359 | 414 | 528 | 292 | 187 | 264 | 348 | 1,213 | 1,111 | 892 | 552 | 456 | 504 | 811 | 1,069 | 582 | 602 | 670 | 686 | 800 | 392 | 372 | 297 | 546 | 410 | 450 | 474 | 346 | 210 |
| EBITDA | 3,821 | 3,878 | 4,204 | 4,392 | 4,457 | 4,567 | 4,478 | 4,612 | 4,799 | 4,724 | 4,578 | 3,767 | 3,756 | 3,831 | 4,527 | 4,880 | 4,798 | 4,290 | 4,827 | 5,850 | 6,157 | 6,096 | 6,119 | 6,149 | 6,407 | 6,568 | 6,774 | 6,758 | 6,753 | 6,729 | 6,738 | 6,733 | 6,862 |
| Operating Profit % | 94 % | 92 % | 94 % | 94 % | 93 % | 92 % | 89 % | 94 % | 96 % | 95 % | 93 % | 76 % | 77 % | 81 % | 89 % | 91 % | 90 % | 84 % | 82 % | 91 % | 91 % | 90 % | 90 % | 88 % | 94 % | 95 % | 96 % | 93 % | 94 % | 94 % | 93 % | 95 % | 97 % |
| Depreciation | 3 | 3 | 3 | 3 | 11 | 13 | 13 | 15 | 13 | 13 | 14 | 13 | 13 | 14 | 14 | 15 | 16 | 16 | 17 | 19 | 19 | 13 | 18 | 18 | 23 | 24 | 25 | 26 | 25 | 32 | 34 | 31 | 30 |
| Interest | 3,025 | 3,138 | 3,330 | 3,398 | 3,602 | 3,702 | 3,714 | 3,764 | 3,764 | 3,700 | 3,594 | 3,392 | 3,549 | 3,505 | 3,546 | 3,551 | 3,639 | 3,886 | 4,232 | 4,378 | 4,493 | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,951 | 5,047 | 4,994 | 4,942 | 4,786 | 4,946 |
| Profit Before Tax | 793 | 737 | 872 | 991 | 845 | 853 | 751 | 833 | 1,022 | 1,011 | 970 | 363 | 194 | 312 | 968 | 1,314 | 1,143 | 388 | 577 | 1,453 | 1,645 | 1,483 | 1,454 | 1,482 | 1,636 | 1,665 | 1,798 | 1,780 | 1,705 | 1,703 | 1,762 | 1,934 | 1,901 |
| Tax | 225 | 174 | 265 | 294 | 236 | 85 | 149 | 409 | 198 | 217 | 249 | -44 | 42 | 62 | 196 | 200 | 217 | 75 | 115 | 262 | 326 | 291 | 285 | 400 | 329 | 337 | 363 | 406 | 341 | 354 | 364 | 441 | 402 |
| Net Profit | 567 | 563 | 606 | 697 | 609 | 768 | 602 | 424 | 824 | 794 | 721 | 406 | 152 | 250 | 771 | 1,114 | 926 | 313 | 462 | 1,191 | 1,319 | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 | 1,493 | 1,499 |
| EPS in ₹ | 11.28 | 11.16 | 12.03 | 13.81 | 12.02 | 15.22 | 11.93 | 8.41 | 16.33 | 15.65 | 14.29 | 8.05 | 2.99 | 4.54 | 15.28 | 21.01 | 16.85 | 5.66 | 8.40 | 21.65 | 23.98 | 21.67 | 21.21 | 19.67 | 23.75 | 24.14 | 26.09 | 24.97 | 24.80 | 24.53 | 25.42 | 27.13 | 27.25 |
LIC Housing Finance
LIC Housing Finance
502.00
+2.00
(0.40%)
Market Cap
27,613.16 Cr
PE Ratio
4.82
Volume
14,93,009.00
Day High - Low
504.60 - 499.20
52W High-Low
598.20 - 458.90
Key Fundamentals
Market Cap
27,613.16 Cr
EPS
101.87
PE Ratio
4.82
PB Ratio
0.67
Book Value
753.17
EBITDA
26,992.40
Dividend Yield
1.99 %
Industry
Financial Services Sector
Housing Finance Return on Equity
13.53
Debt to Equity
7.05
Analyst Rating and Forecast
- By Refinitiv from26 analysts
Actual
Company News
View All News
LIC Housing Finance Limited has uploaded the transcript of its Q1FY27 earnings conference call on its website, as per SEBI LODR regulations. The call discussed unaudited financial results for the quarter ended June 30, 2026.
LIC Housing Finance posted PAT of ₹5,595 Crore for FY26, up 3% YoY. Total loan portfolio crossed ₹3.20 lakh Crore. Board recommended 500% dividend of ₹10 per share.
LIC Housing Finance Limited will hold its 37th AGM on August 28, 2026, to approve a ₹55,000 crore NCD issuance limit and declare a ₹10 per share dividend. Shareholders can vote remotely from August 25 to 27.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
85.18 | #1 70,974.83 | 26.34 | 11,150.30 | 16.70 | 2,560 | 22.63 | 43.90 | |
1,142.10 | 29,761.98 | 12.90 | 8,505.00 | 10.58 | 2,291 | 4.46 | 62.70 | |
502.00 | #3 27,613.16 | #1 4.82 | #1 28,843.50 | #9 2.64 | #1 5,604 | #8 9.90 | 31.58 | |
501.55 | 21,932.73 | 19.22 | 3,686.90 | 18.59 | 1,096 | 19.01 | 47.76 | |
163.40 | 18,979.62 | -2.63 | 8,166.16 | -5.96 | -8,790 | -2,600.43 | 49.02 | |
256.70 | 12,854.07 | 12.88 | 2,245.50 | 24.86 | 943 | 18.97 | 35.99 | |
1,176.00 | 12,292.17 | 21.24 | 1,922.70 | 24.92 | 540 | #1 34.48 | 46.71 | |
1,396.80 | 11,074.92 | 22.70 | 2,020.70 | 25.46 | 491 | 14.85 | 46.76 | |
825.90 | 10,997.24 | 9.67 | 4,218.20 | 8.73 | 1,086 | 19.61 | 44.33 | |
646.85 | 7,036.76 | 13.89 | 1,528.60 | #1 29.99 | 503 | 27.29 | 21.79 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
2.64 %
Net Income Growth
2.97 %
Cash Flow Change
49.91 %
ROE
-9.62 %
ROCE
-3.01 %
EBITDA Margin (Avg.)
-0.80 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,293 | 3,14,018 | 3,25,213 |
| Fixed Assets | 90 | 102 | 102 | 130 | 168 | 294 | 282 | 315 | 389 | 389 | 377 | 416 |
| Current Assets | 10,365 | 12,428 | 14,671 | 2,504 | 3,367 | 2,637 | 1,780 | 1,482 | 1,448 | 2,396 | 2,570 | 2,538 |
| Capital Work in Progress | 0 | 0 | 5 | 3 | 2 | 3 | 6 | 4 | 1 | 0 | 52 | 0 |
| Investments | 13 | 17 | 18 | 2,008 | 3,617 | 5,485 | 4,644 | 6,279 | 7,050 | 6,337 | 6,941 | 5,132 |
| Other Assets | 1,12,527 | 1,30,468 | 1,50,871 | 1,69,088 | 1,96,920 | 2,11,138 | 2,30,790 | 2,48,088 | 2,71,120 | 2,84,567 | 3,06,647 | 3,19,664 |
| Total Equity & Liabilities | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,293 | 3,14,018 | 3,25,213 |
| Current Liabilities | 22,533 | 28,221 | 32,996 | 18,257 | 29,651 | 30,989 | 34,422 | 33,440 | 40,928 | 35,263 | 40,277 | 38,234 |
| Non Current Liabilities | 82,216 | 93,150 | 1,06,844 | 1,38,658 | 1,54,723 | 1,67,664 | 1,80,695 | 1,96,493 | 2,10,443 | 2,24,551 | 2,37,385 | 2,45,546 |
| Total Equity | 7,882 | 9,216 | 11,158 | 14,313 | 16,333 | 18,267 | 20,604 | 24,754 | 27,188 | 31,480 | 36,356 | 41,433 |
| Reserve & Surplus | 7,779 | 9,114 | 11,055 | 14,210 | 16,230 | 18,164 | 20,500 | 24,641 | 27,075 | 31,367 | 36,242 | 41,319 |
| Share Capital | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 110 | 110 | 110 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | -171 | 1,001 | 521 | 465 | 888 | -1,434 | -37 | -508 | -183 | 781 | -123 | -560 |
| Investing Activities | -58 | -58 | -278 | 1,368 | -1,642 | -1,851 | 858 | -1,629 | -800 | 587 | -679 | 1,752 |
| Operating Activities | -14,345 | -13,039 | -14,273 | -18,977 | -21,539 | -14,738 | -11,324 | -16,729 | -19,632 | -7,151 | -16,978 | -8,504 |
| Financing Activities | 14,232 | 14,098 | 15,072 | 18,074 | 24,068 | 15,156 | 10,428 | 17,850 | 20,249 | 7,346 | 17,534 | 6,192 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 40.31 % | 40.31 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 22.59 % | 23.19 % | 21.95 % | 21.23 % | 21.55 % | 20.26 % | 20.17 % | 20.36 % | 21.39 % | 21.47 % |
| DIIs | 16.56 % | 15.25 % | 14.80 % | 14.74 % | 16.16 % | 19.09 % | 20.61 % | 22.74 % | 24.18 % | 24.83 % | 21.36 % | 21.66 % | 21.99 % | 21.22 % | 20.52 % | 21.45 % | 21.34 % | 22.20 % | 22.14 % | 21.81 % | 20.89 % | 21.02 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 10.06 % | 10.54 % | 11.10 % | 12.01 % | 12.64 % | 12.37 % | 10.30 % | 10.29 % | 10.60 % | 10.19 % | 9.64 % | 8.78 % | 8.13 % | 8.29 % | 9.93 % | 9.77 % | 9.60 % | 9.94 % | 9.86 % | 10.09 % | 9.98 % | 9.74 % |
| Others | 33.07 % | 33.90 % | 28.86 % | 28.01 % | 25.96 % | 23.30 % | 23.85 % | 21.73 % | 19.98 % | 19.74 % | 23.76 % | 24.32 % | 2.05 % | 2.06 % | 2.36 % | 2.31 % | 2.27 % | 2.36 % | 2.59 % | 2.51 % | 2.50 % | 2.53 % |
| No of Share Holders | 0 | 2,96,570 | 3,23,148 | 3,84,414 | 4,16,146 | 4,52,133 | 4,42,359 | 3,77,701 | 3,62,974 | 3,49,173 | 3,24,814 | 3,05,862 | 2,97,899 | 3,03,961 | 3,61,857 | 3,66,899 | 3,64,182 | 3,64,388 | 3,58,982 | 3,52,873 | 3,47,941 | 3,37,873 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 6.2 | 6.8 | 7.6 | 8 | 8.5 | 8.5 | 8.5 | 9 | 10 | 10 |
| Dividend Yield (%) | 1.16 | 1.28 | 3.23 | 1.87 | 2.37 | 2.64 | 1.39 | 1.6 | 2.02 | 2 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Aug 2026 |  Annual General Meeting | NA | 28 Aug 2026 | 553.65 | 502.40 |
| 21 Aug 2026 |  Dividend | ₹ 10.00 /share | 21 Aug 2026 | 567.60 | 502.40 |
| 19 Sept 2021 | Dividend | ₹ 8.50 /share | 16 Sept 2021 | 524.25 | 418.10 |
| 20 Sept 2022 | Dividend | ₹ 8.50 /share | 19 Sept 2022 | 355.45 | 413.50 |
| 18 Aug 2023 | Dividend | ₹ 8.50 /share | 18 Aug 2023 | 381.85 | 424.40 |
| 28 Aug 2023 | Annual General Meeting | NA | 28 Aug 2023 | 394.35 | 417.30 |
| 23 Aug 2024 | Dividend | ₹ 9.00 /share | 23 Aug 2024 | 633.35 | 682.35 |
| 30 Aug 2024 | Annual General Meeting | NA | 30 Aug 2024 | 806.55 | 675.85 |
| 28 Oct 2024 |  Quarterly Result Announcement | NA | 28 Oct 2024 | 617.75 | 598.20 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 562.70 | 584.55 |
| 15 May 2025 | Quarterly Result Announcement | NA | 15 May 2025 | 608.40 | 616.80 |
| 01 Aug 2025 | Quarterly Result Announcement | NA | 01 Aug 2025 | 620.20 | 585.60 |
| 22 Aug 2025 | Dividend | ₹ 10.00 /share | 22 Aug 2025 | 616.80 | 578.00 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 585.60 | 547.35 |
| 29 Oct 2025 | Quarterly Result Announcement | NA | 29 Oct 2025 | 569.20 | 585.90 |
| 30 Jan 2026 | Quarterly Result Announcement | NA | 30 Jan 2026 | 533.95 | 522.55 |
| 13 May 2026 | Quarterly Result Announcement | NA | 13 May 2026 | 554.70 | 567.60 |
| 30 Jul 2026 | Quarterly Result Announcement | NA | 30 Jul 2026 | 550.00 | 553.40 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
6 days ago
6 days agoReg. 34 (1) Annual Report.7 days ago
7 days agoIntimation And Notice Of 37Th Annual General Meeting Of The Company7 days ago
7 days agoAppointment Of Ms. Varsha Hardasani As Company Secretary Of LICHFL Care Homes Limited (Additional Charge)Jul 31, 2026
Jul 31, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 31, 2026
Jul 31, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJul 30, 2026
Jul 30, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 30, 2026
Jul 30, 2026Board Meeting Outcome for Outcome Of Board Meeting Dated June 302026Jul 30, 2026
Jul 30, 2026Unaudited Financial Result For The First Quarter Ended June 30 2026Jul 30, 2026
Jul 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 28, 2026
Jul 28, 2026Board Meeting Intimation for Prior Intimation Of Board Meeting To Consider And Approve The Un-Audited Financial Results For The First Quarter Ended 30Th June 2026Jul 20, 2026
Jul 20, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2026
Jul 10, 2026Corporate Action For Record Date For Payment Of Final Dividend For FY 2025-26Jul 06, 2026
Jul 06, 2026Board Meeting Outcome for Outcome Of Board MeetingJul 06, 2026
Jul 06, 2026Clarification On Surge In VolumesJun 30, 2026
Jun 30, 2026Clarification sought from LIC Housing Finance LtdJun 30, 2026
Jun 30, 2026Board Meeting Intimation for Notice Of Board MeetingJun 29, 2026
Jun 29, 2026Closure of Trading WindowJun 25, 2026
Jun 25, 2026Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2026
May 27, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 21, 2026
May 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 14, 2026
May 14, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 13, 2026
May 13, 2026Announcement under Regulation 30 (LODR)-Investor PresentationMay 13, 2026
May 13, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 13, 2026
May 13, 2026Board Meeting Outcome for Outcome Of Board Meeting Dated 13Th May 2026May 13, 2026
May 13, 2026Audited Financial Result For The Quarter And Year Ended March 31 2026May 13, 2026
May 13, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 10, 2026
May 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 08, 2026
May 08, 2026Board Meeting Intimation for Prior Intimation Of Board Meeting To Be Held On Wednesday 13Th May 2026 At 2:30 P.MMay 04, 2026
May 04, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 24, 2026
Apr 24, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 20, 2026
Apr 20, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 16, 2026
Apr 16, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 10, 2026
Apr 10, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2026
Apr 08, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 08, 2026
Apr 08, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMar 25, 2026
Mar 25, 2026Board Meeting Outcome for Outcome Of Board MeetingMar 25, 2026
Mar 25, 2026Closure of Trading WindowMar 23, 2026
Mar 23, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 13, 2026
Mar 13, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 13, 2026
Mar 13, 2026Board Meeting Intimation for Prior Intimation Of Board MeetingMar 13, 2026
Mar 13, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 11, 2026
Feb 11, 2026Special Window For Re-Lodgment Of Transfer Requests Of Physical SharesFeb 09, 2026
Feb 09, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 30, 2026
Jan 30, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 30, 2026
Jan 30, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateJan 30, 2026
Jan 30, 2026Board Meeting Outcome for Outcome Of Board Meeting Dated 30Th January 2026Jan 30, 2026
Jan 30, 2026Unaudited Standalone And Consolidated Financial Result For Third Quarter Ended December 31 2025Jan 30, 2026
Jan 30, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 29.84
ATR(14)
Less Volatile 11.02
STOCH(9,6)
Oversold 3.97
STOCH RSI(14)
Oversold 0.00
MACD(12,26)
Bearish -4.38
ADX(14)
Weak Trend 20.89
UO(9)
Bullish 24.38
ROC(12)
Downtrend And Accelerating -6.31
WillR(14)
Oversold -100.00
About LIC Housing Finance
LIC Housing Finance Ltd (LICHFL) is one of India's largest housing finance companies. It provides long-term finance for residential property purchase or construction, as well as loans for existing properties, business needs, and professional equipment. The company also finances builders and developers for residential construction projects. LICHFL operates through 9...more
Website
Chairperson NameDoraiswamy Ramchandran
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