| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
Revenue  | 4,069 | 4,205 | 4,466 | 4,668 | 4,817 | 4,981 | 5,006 | 4,904 | 4,986 | 4,988 | 4,927 | 4,980 | 4,867 | 4,723 | 5,079 | 5,337 | 5,303 | 5,101 | 5,896 | 6,431 | 6,759 | 6,766 | 6,804 | 6,949 | 6,799 | 6,940 | 7,071 | 7,306 | 7,250 | 7,180 | 7,215 |
| Expenses | 249 | 327 | 261 | 276 | 359 | 414 | 528 | 292 | 187 | 264 | 348 | 1,213 | 1,111 | 892 | 552 | 456 | 504 | 811 | 1,069 | 582 | 602 | 670 | 686 | 800 | 392 | 372 | 297 | 549 | 475 | 450 | 478 |
| EBITDA | 3,821 | 3,878 | 4,204 | 4,392 | 4,457 | 4,567 | 4,478 | 4,612 | 4,799 | 4,724 | 4,578 | 3,767 | 3,756 | 3,831 | 4,527 | 4,880 | 4,798 | 4,290 | 4,827 | 5,850 | 6,157 | 6,096 | 6,119 | 6,149 | 6,407 | 6,568 | 6,774 | 6,757 | 6,776 | 6,729 | 6,737 |
| Operating Profit % | 94 % | 92 % | 94 % | 94 % | 93 % | 92 % | 89 % | 94 % | 96 % | 95 % | 93 % | 76 % | 77 % | 81 % | 89 % | 91 % | 90 % | 84 % | 82 % | 91 % | 91 % | 90 % | 90 % | 88 % | 94 % | 95 % | 96 % | 92 % | 93 % | 94 % | 93 % |
| Depreciation | 3 | 3 | 3 | 3 | 11 | 13 | 13 | 15 | 13 | 13 | 14 | 13 | 13 | 14 | 14 | 15 | 16 | 16 | 17 | 19 | 19 | 13 | 18 | 18 | 23 | 24 | 25 | 26 | 25 | 32 | 34 |
| Interest | 3,025 | 3,138 | 3,330 | 3,398 | 3,602 | 3,702 | 3,714 | 3,764 | 3,764 | 3,700 | 3,594 | 3,392 | 3,549 | 3,505 | 3,546 | 3,551 | 3,639 | 3,886 | 4,232 | 4,378 | 4,493 | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,950 | 5,046 | 4,994 | 4,941 |
| Profit Before Tax | 793 | 737 | 872 | 991 | 845 | 853 | 751 | 833 | 1,022 | 1,011 | 970 | 363 | 194 | 312 | 968 | 1,314 | 1,143 | 388 | 577 | 1,453 | 1,645 | 1,483 | 1,454 | 1,482 | 1,636 | 1,665 | 1,798 | 1,780 | 1,705 | 1,703 | 1,762 |
| Tax | 225 | 174 | 265 | 294 | 236 | 85 | 149 | 409 | 198 | 217 | 249 | -44 | 42 | 62 | 196 | 200 | 217 | 75 | 115 | 262 | 326 | 291 | 285 | 400 | 329 | 337 | 363 | 406 | 341 | 354 | 364 |
| Net Profit | 567 | 563 | 606 | 697 | 609 | 768 | 602 | 424 | 824 | 794 | 721 | 406 | 152 | 250 | 771 | 1,114 | 926 | 313 | 462 | 1,191 | 1,319 | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 | 1,364 | 1,349 | 1,398 |
| EPS in ₹ | 11.28 | 11.16 | 12.03 | 13.81 | 12.02 | 15.22 | 11.93 | 8.41 | 16.33 | 15.65 | 14.29 | 8.05 | 2.99 | 4.54 | 15.28 | 21.01 | 16.85 | 5.66 | 8.40 | 21.65 | 23.98 | 21.67 | 21.21 | 19.67 | 23.75 | 24.14 | 26.09 | 24.97 | 24.80 | 24.53 | 25.42 |
LIC Housing Finance
LIC Housing Finance
506.05
+9.75
(1.96%)
Market Cap
27,835.94 Cr
PE Ratio
4.98
Volume
51,61,239.00
Day High - Low
512.00 - 498.30
52W High-Low
646.50 - 458.90
Key Fundamentals
Market Cap
27,835.94 Cr
EPS
98.95
PE Ratio
4.98
PB Ratio
0.71
Book Value
700.21
EBITDA
26,502.10
Dividend Yield
2.02 %
Industry
Financial Services Sector
Housing Finance Return on Equity
14.97
Debt to Equity
7.72
Analyst Rating and Forecast
- By Refinitiv from26 analysts
Actual
Company News
View All News
HSBC Upgrades LIC Housing Finance to Buy at Rs 6102 days ago
HSBC upgrades LIC Housing Finance to Buy with target price of Rs 610, citing firmer interest rates, faster disbursements, and valuations at all-time lows.
LIC Housing Finance board approved Rs 127000 crore borrowing budget for FY 2026-27, extended Chief Risk Officer tenure till April 2028, and appointed new Chief Information Security Officer.
CITI Sets Buy Rating on LIC Housing Finance5 days ago
CITI initiates Buy rating on LIC Housing Finance with Rs 730 target price, citing growth acceleration prospects driven by repricing benefits and new business levers.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
75.85 | #1 63,200.76 | 26.65 | 9,576.00 | 25.71 | 2,163 | 21.33 | 22.19 | |
506.05 | #2 27,835.94 | #1 4.98 | #1 28,110.70 | #9 3.05 | #1 5,443 | #10 -2.55 | 50.75 | |
794.65 | 20,701.31 | 9.58 | 7,691.60 | 8.99 | 1,936 | 7.66 | 48.07 | |
456.35 | 19,796.29 | 19.96 | 3,108.90 | 20.17 | 912 | 17.51 | 45.65 | |
148.35 | 12,288.76 | 9.51 | 8,683.30 | 0.68 | -1,808 | 3.87 | 55.62 | |
821.85 | 10,943.27 | 11.37 | 3,879.60 | 10.07 | 857 | 24.85 | 42.25 | |
197.78 | 9,903.29 | 11.67 | 1,798.40 | 27.62 | 751 | 23.99 | 26.97 | |
929.70 | 9,661.74 | 19.96 | 1,539.20 | 33.09 | 382 | #1 43.94 | 33.14 | |
1,110.40 | 8,792.09 | 18.33 | 2,020.70 | 25.46 | 491 | 14.85 | 33.95 | |
736.90 | 8,002.51 | 17.32 | 1,175.90 | #1 36.51 | 378 | 29.14 | 52.94 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
3.05 %
Net Income Growth
14.26 %
Cash Flow Change
-132.25 %
ROE
-1.06 %
ROCE
1.05 %
EBITDA Margin (Avg.)
4.87 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,293 | 3,14,040 |
| Fixed Assets | 90 | 102 | 102 | 130 | 168 | 294 | 282 | 315 | 389 | 389 | 377 |
| Current Assets | 10,365 | 12,428 | 14,671 | 2,504 | 3,367 | 2,637 | 1,780 | 1,482 | 1,448 | 2,396 | 2,333 |
| Capital Work in Progress | 0 | 0 | 5 | 3 | 2 | 3 | 6 | 4 | 1 | 0 | 52 |
| Investments | 13 | 17 | 18 | 2,008 | 3,617 | 5,485 | 4,644 | 6,279 | 7,050 | 6,337 | 7,201 |
| Other Assets | 1,12,527 | 1,30,468 | 1,50,871 | 1,69,088 | 1,96,920 | 2,11,138 | 2,30,790 | 2,48,088 | 2,71,120 | 2,84,567 | 3,06,411 |
| Total Equity & Liabilities | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,293 | 3,14,040 |
| Current Liabilities | 22,533 | 28,221 | 32,996 | 18,257 | 29,651 | 30,989 | 34,422 | 33,440 | 40,928 | 35,263 | 40,300 |
| Non Current Liabilities | 82,216 | 93,150 | 1,06,844 | 1,38,658 | 1,54,723 | 1,67,664 | 1,80,695 | 1,96,493 | 2,10,443 | 2,24,551 | 2,37,385 |
| Total Equity | 7,882 | 9,216 | 11,158 | 14,313 | 16,333 | 18,267 | 20,604 | 24,754 | 27,188 | 31,480 | 36,356 |
| Reserve & Surplus | 7,779 | 9,114 | 11,055 | 14,210 | 16,230 | 18,164 | 20,500 | 24,641 | 27,075 | 31,367 | 36,242 |
| Share Capital | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 110 | 110 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -171 | 1,001 | 521 | 465 | 888 | -1,434 | -37 | -508 | -183 | 781 | -134 |
| Investing Activities | -58 | -58 | -278 | 1,368 | -1,642 | -1,851 | 858 | -1,629 | -800 | 587 | -939 |
| Operating Activities | -14,345 | -13,039 | -14,273 | -18,977 | -21,539 | -14,738 | -17,140 | -16,729 | -19,632 | -7,151 | -16,609 |
| Financing Activities | 14,232 | 14,098 | 15,072 | 18,074 | 24,068 | 15,156 | 16,245 | 17,850 | 20,249 | 7,346 | 17,414 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 40.31 % | 40.31 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 22.59 % | 23.19 % | 21.95 % | 21.23 % | 21.55 % | 20.26 % | 20.17 % | 20.36 % |
| DIIs | 16.56 % | 15.25 % | 14.80 % | 14.74 % | 16.16 % | 19.09 % | 20.61 % | 22.74 % | 24.18 % | 24.83 % | 21.36 % | 21.66 % | 21.99 % | 21.22 % | 20.52 % | 21.45 % | 21.34 % | 22.20 % | 22.14 % | 21.81 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 10.06 % | 10.54 % | 11.10 % | 12.01 % | 12.64 % | 12.37 % | 10.30 % | 10.29 % | 10.60 % | 10.19 % | 9.64 % | 8.78 % | 8.13 % | 8.29 % | 9.93 % | 9.77 % | 9.60 % | 9.94 % | 9.86 % | 10.09 % |
| Others | 33.07 % | 33.90 % | 28.86 % | 28.01 % | 25.96 % | 23.30 % | 23.85 % | 21.73 % | 19.98 % | 19.74 % | 23.76 % | 24.32 % | 2.05 % | 2.06 % | 2.36 % | 2.31 % | 2.27 % | 2.36 % | 2.59 % | 2.51 % |
| No of Share Holders | 0 | 2,96,570 | 3,23,148 | 3,84,414 | 4,16,146 | 4,52,133 | 4,42,359 | 3,77,701 | 3,62,974 | 3,49,173 | 3,24,814 | 3,05,862 | 2,97,899 | 3,03,961 | 3,61,857 | 3,66,899 | 3,64,182 | 3,64,388 | 3,58,982 | 3,52,873 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 6.2 | 6.8 | 7.6 | 8 | 8.5 | 8.5 | 8.5 | 9 | 10 | 0.00 |
| Dividend Yield (%) | 1.16 | 1.28 | 3.23 | 1.87 | 2.37 | 2.64 | 1.39 | 1.6 | 1.98 | 0.00 |
Announcements
Announcement under Regulation 30 (LODR)-Change in Management
3 days ago
3 days agoBoard Meeting Outcome for Outcome Of Board Meeting3 days ago
3 days agoClosure of Trading Window5 days ago
5 days agoShareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 13, 2026
Mar 13, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 13, 2026
Mar 13, 2026Board Meeting Intimation for Prior Intimation Of Board MeetingMar 13, 2026
Mar 13, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 11, 2026
Feb 11, 2026Special Window For Re-Lodgment Of Transfer Requests Of Physical SharesFeb 09, 2026
Feb 09, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 30, 2026
Jan 30, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 30, 2026
Jan 30, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateJan 30, 2026
Jan 30, 2026Board Meeting Outcome for Outcome Of Board Meeting Dated 30Th January 2026Jan 30, 2026
Jan 30, 2026Unaudited Standalone And Consolidated Financial Result For Third Quarter Ended December 31 2025Jan 30, 2026
Jan 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 28, 2026
Jan 28, 2026Board Meeting Intimation for Approval Of The Un-Audited Financial Results For The Third Quarter And Nine Months Ended 31St December 2025Jan 20, 2026
Jan 20, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJan 09, 2026
Jan 09, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJan 09, 2026
Jan 09, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 08, 2026
Jan 08, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 08, 2026
Jan 08, 2026Announcement under Regulation 30 (LODR)-Credit RatingJan 05, 2026
Jan 05, 2026Intimation Under Regulation 30Dec 29, 2025
Dec 29, 2025Closure of Trading WindowDec 26, 2025
Dec 26, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotDec 09, 2025
Dec 09, 2025Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Dec 05, 2025
Dec 05, 2025Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Dec 04, 2025
Dec 04, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 04, 2025
Nov 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 29, 2025
Oct 29, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 29, 2025
Oct 29, 2025Board Meeting Outcome for Unaudited Financial Results For The Second Quarter And Half Year Ended On September 30 2025Oct 29, 2025
Oct 29, 2025Unaudited Standalone And Consolidated Financial Result Second Quarter And Half Year Ended September 30 2025Oct 29, 2025
Oct 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Oct 24, 2025Board Meeting Intimation for Un-Audited Financial Results For The Second Quarter And Half Year Ended 30Th September 2025.Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 16, 2025
Oct 16, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 09, 2025
Oct 09, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 03, 2025
Sep 03, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 29, 2025
Aug 29, 2025Appointment Of Secretarial AuditorsAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 29, 2025
Aug 29, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 06, 2025
Aug 06, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 05, 2025
Aug 05, 2025Reg. 34 (1) Annual Report.Aug 05, 2025
Aug 05, 202536Th Annual General Meeting Of LICHFL Is Schedule To Be Held On August 29 2025Aug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 01, 2025
Aug 01, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 50.75
ATR(14)
Less Volatile 15.79
STOCH(9,6)
Neutral 37.19
STOCH RSI(14)
Overbought 84.82
MACD(12,26)
Bearish -0.33
ADX(14)
Weak Trend 23.20
UO(9)
Bearish 46.14
ROC(12)
Downtrend And Accelerating -1.26
WillR(14)
Neutral -25.22
About LIC Housing Finance
LIC Housing Finance Ltd (LICHFL) is one of India's largest housing finance companies. It provides long-term finance for residential property purchase or construction, as well as loans for existing properties, business needs, and professional equipment. The company also finances builders and developers for residential construction projects. LICHFL operates through 9...more
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Chairperson NameDoraiswamy Ramchandran
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