| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 4,069 | 4,205 | 4,466 | 4,668 | 4,817 | 4,981 | 5,006 | 4,904 | 4,986 | 4,988 | 4,927 | 4,980 | 4,867 | 4,723 | 5,079 | 5,337 | 5,303 | 5,101 | 5,896 | 6,431 | 6,759 | 6,766 | 6,804 | 6,949 | 6,799 | 6,940 | 7,071 | 7,306 |
| Expenses | 249 | 327 | 261 | 276 | 359 | 414 | 528 | 292 | 187 | 264 | 348 | 1,213 | 1,111 | 892 | 552 | 456 | 504 | 811 | 1,069 | 582 | 602 | 670 | 686 | 800 | 392 | 372 | 297 | 549 |
| EBITDA | 3,821 | 3,878 | 4,204 | 4,392 | 4,457 | 4,567 | 4,478 | 4,612 | 4,799 | 4,724 | 4,578 | 3,767 | 3,756 | 3,831 | 4,527 | 4,880 | 4,798 | 4,290 | 4,827 | 5,850 | 6,157 | 6,096 | 6,119 | 6,149 | 6,407 | 6,568 | 6,774 | 6,757 |
| Operating Profit % | 94 % | 92 % | 94 % | 94 % | 93 % | 92 % | 89 % | 94 % | 96 % | 95 % | 93 % | 76 % | 77 % | 81 % | 89 % | 91 % | 90 % | 84 % | 82 % | 91 % | 91 % | 90 % | 90 % | 88 % | 94 % | 95 % | 96 % | 92 % |
| Depreciation | 3 | 3 | 3 | 3 | 11 | 13 | 13 | 15 | 13 | 13 | 14 | 13 | 13 | 14 | 14 | 15 | 16 | 16 | 17 | 19 | 19 | 13 | 18 | 18 | 23 | 24 | 25 | 26 |
| Interest | 3,025 | 3,138 | 3,330 | 3,398 | 3,602 | 3,702 | 3,714 | 3,764 | 3,764 | 3,700 | 3,594 | 3,392 | 3,549 | 3,505 | 3,546 | 3,551 | 3,639 | 3,886 | 4,232 | 4,378 | 4,493 | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,950 |
| Profit Before Tax | 793 | 737 | 872 | 991 | 845 | 853 | 751 | 833 | 1,022 | 1,011 | 970 | 363 | 194 | 312 | 968 | 1,314 | 1,143 | 388 | 577 | 1,453 | 1,645 | 1,483 | 1,454 | 1,482 | 1,636 | 1,665 | 1,798 | 1,780 |
| Tax | 225 | 174 | 265 | 294 | 236 | 85 | 149 | 409 | 198 | 217 | 249 | -44 | 42 | 62 | 196 | 200 | 217 | 75 | 115 | 262 | 326 | 291 | 285 | 400 | 329 | 337 | 363 | 406 |
| Net Profit | 567 | 563 | 606 | 697 | 609 | 768 | 602 | 424 | 824 | 794 | 721 | 406 | 152 | 250 | 771 | 1,114 | 926 | 313 | 462 | 1,191 | 1,319 | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 |
| EPS in ₹ | 11.28 | 11.16 | 12.03 | 13.81 | 12.02 | 15.22 | 11.93 | 8.41 | 16.33 | 15.65 | 14.29 | 8.05 | 2.99 | 4.54 | 15.28 | 21.01 | 16.85 | 5.66 | 8.40 | 21.65 | 23.98 | 21.67 | 21.21 | 19.67 | 23.75 | 24.14 | 26.09 | 24.97 |
LIC Housing Finance
612.00
+0.65
(0.11%)
Market Cap
33,663.86 Cr
EPS
86.53
PE Ratio
6.18
Dividend Yield
1.64 %
Industry
Financial Services52 Week High
826.75
52 Week Low
483.70
PB Ratio
0.93
Debt to Equity
8.48
Sector
Housing Finance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from26 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
121.59 | #1 1,01,312.86 | 46.73 | 7,617.70 | 34.46 | 1,731 | #1 53.87 | 48.31 | |
612.00 | #2 33,663.86 | #1 6.18 | #1 27,277.80 | #8 20.02 | #1 4,760 | #3 26.99 | 53.02 | |
1,105.00 | 28,744.80 | 14.82 | 7,057.10 | 8.08 | 1,508 | 25.29 | 59.79 | |
464.20 | 20,056.19 | 21.97 | 2,587.00 | 26.60 | 750 | 21.31 | 62.74 | |
2,035.90 | 16,115.55 | 32.82 | 2,020.70 | 25.46 | 491 | 14.85 | 64.58 | |
321.00 | 16,047.06 | 21.29 | 1,416.80 | 24.98 | 612 | 26.22 | 49.09 | |
1,330.00 | 13,731.37 | 35.72 | 1,539.20 | 33.09 | 382 | 25.39 | 53.18 | |
141.20 | 11,696.42 | 7.99 | 8,624.80 | -1.16 | 1,217 | 1.44 | 65.09 | |
794.25 | 10,575.77 | 12.29 | 3,524.70 | 28.49 | 751 | 11.91 | 56.45 | |
867.00 | 9,357.91 | 24.83 | 861.40 | #1 42.10 | 248 | 38.77 | 47.36 |
Forecast
Actual
Growth Rate
Revenue Growth
20.02 %
Net Income Growth
64.62 %
Cash Flow Change
63.57 %
ROE
42.24 %
ROCE
15.20 %
EBITDA Margin (Avg.)
3.37 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,334 | 3,14,040 |
| Fixed Assets | 90 | 102 | 102 | 130 | 168 | 294 | 282 | 315 | 389 | 389 | 429 |
| Current Assets | 10,365 | 12,428 | 14,671 | 2,504 | 3,367 | 2,637 | 1,780 | 1,482 | 1,448 | 2,437 | 2,109 |
| Capital Work in Progress | 0 | 0 | 5 | 3 | 2 | 3 | 6 | 4 | 1 | 0 | 0 |
| Investments | 13 | 17 | 18 | 2,008 | 3,617 | 5,485 | 4,644 | 6,279 | 7,050 | 6,337 | 0 |
| Other Assets | 1,12,527 | 1,30,468 | 1,50,871 | 1,69,088 | 1,96,920 | 2,11,138 | 2,30,790 | 2,48,088 | 2,71,120 | 2,84,607 | 0 |
| Total Liabilities | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,334 | 3,14,040 |
| Current Liabilities | 22,533 | 28,221 | 32,996 | 18,257 | 29,651 | 30,989 | 34,422 | 33,440 | 40,928 | 35,303 | 6,775 |
| Non Current Liabilities | 82,216 | 93,150 | 1,06,844 | 1,38,658 | 1,54,723 | 1,67,664 | 1,80,695 | 1,96,493 | 2,10,443 | 2,24,551 | 2,70,910 |
| Total Equity | 7,882 | 9,216 | 11,158 | 14,313 | 16,333 | 18,267 | 20,604 | 24,754 | 27,188 | 31,480 | 36,352 |
| Reserve & Surplus | 7,779 | 9,114 | 11,055 | 14,210 | 16,230 | 18,164 | 20,500 | 24,641 | 27,075 | 31,367 | 36,242 |
| Share Capital | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 110 | 110 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | -171 | 1,001 | 521 | 465 | 888 | -1,434 | -37 | -508 | -183 | 781 |
| Investing Activities | -58 | -58 | -278 | 1,368 | -1,642 | -1,851 | 858 | -1,629 | -800 | 587 |
| Operating Activities | -14,345 | -13,039 | -14,273 | -18,977 | -21,539 | -14,738 | -17,140 | -16,729 | -19,632 | -7,151 |
| Financing Activities | 14,232 | 14,098 | 15,072 | 18,074 | 24,068 | 15,156 | 16,245 | 17,850 | 20,249 | 7,346 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 40.31 % | 40.31 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 22.59 % | 23.19 % | 21.95 % | 21.23 % | 21.55 % |
| DIIs | 16.56 % | 15.25 % | 14.80 % | 14.74 % | 16.16 % | 19.09 % | 20.61 % | 22.74 % | 24.18 % | 24.83 % | 21.36 % | 21.66 % | 21.99 % | 21.22 % | 20.52 % | 21.45 % | 21.34 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 10.06 % | 10.54 % | 11.10 % | 12.01 % | 12.64 % | 12.37 % | 10.30 % | 10.29 % | 10.60 % | 10.19 % | 9.64 % | 8.78 % | 8.13 % | 8.29 % | 9.93 % | 9.77 % | 9.60 % |
| Others | 33.07 % | 33.90 % | 28.86 % | 28.01 % | 25.96 % | 23.30 % | 23.85 % | 21.73 % | 19.98 % | 19.74 % | 23.76 % | 24.32 % | 2.05 % | 2.06 % | 2.36 % | 2.31 % | 2.27 % |
| No of Share Holders | 0 | 2,96,570 | 3,23,148 | 3,84,414 | 4,16,146 | 4,52,133 | 4,42,359 | 3,77,701 | 3,62,974 | 3,49,173 | 3,24,814 | 3,05,862 | 2,97,899 | 3,03,961 | 3,61,857 | 3,66,899 | 3,64,182 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 6.2 | 6.8 | 7.6 | 8 | 8.5 | 8.5 | 8.5 | 9 | 0.00 |
| Dividend Yield (%) | 0.00 | 1.16 | 1.28 | 3.23 | 1.87 | 2.37 | 2.64 | 1.39 | 1.6 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 15 May 2025 |  Quarterly Result Announcement | NA | 15 May 2025 | 608.55 | 616.80 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 562.75 | 584.55 |
| 28 Oct 2024 | Quarterly Result Announcement | NA | 28 Oct 2024 | 617.75 | 598.20 |
| 30 Aug 2024 |  Annual General Meeting | NA | 30 Aug 2024 | 806.55 | 675.85 |
| 23 Aug 2024 |  Dividend | ₹ 9.00 /share | 23 Aug 2024 | 633.35 | 682.20 |
| 28 Aug 2023 | Annual General Meeting | NA | 28 Aug 2023 | 394.35 | 417.30 |
| 18 Aug 2023 | Dividend | ₹ 8.50 /share | 18 Aug 2023 | 381.85 | 424.40 |
| 20 Sept 2022 | Dividend | ₹ 8.50 /share | 19 Sept 2022 | 355.45 | 413.50 |
| 19 Sept 2021 | Dividend | ₹ 8.50 /share | 16 Sept 2021 | 524.25 | 418.10 |
Announcements
Announcement under Regulation 30 (LODR)-Cessation
2 days ago
2 days agoClosure of Trading Window5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Change in ManagementJun 13, 2025
Jun 13, 2025Announcement under Regulation 30 (LODR)-CessationJun 07, 2025
Jun 07, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 02, 2025
Jun 02, 2025Regulation 30 Of SEBI (LODR) Regulations 2015-Intimation Of Opening Of New Regional Office (East Coast Region) At Bhubaneswar OdishaJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-CessationMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
May 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 15, 2025
May 15, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 15, 2025
May 15, 2025Audited Financial Result For March 31 2025May 15, 2025
May 15, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 15Th May 2025May 15, 2025
May 15, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2025
May 13, 2025Board Meeting Intimation for 1) Consider Audited Financial Result For The Financial Year Ended 31St March 2025.
2) Recommendation Of Dividend For The F.Y. 2024-2025 If Any.May 06, 2025
May 06, 2025Pursuant To Regulation 30 Read With Schedule III Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Changes In The Companys Senior Management Personnel (SMP)Apr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-CessationApr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 15, 2025
Apr 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Apr 08, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMar 28, 2025
Mar 28, 2025Closure of Trading WindowMar 27, 2025
Mar 27, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 5Th March 2025Mar 05, 2025
Mar 05, 2025Clarification On Rumour In The Market On Change In ManagementMar 04, 2025
Mar 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementFeb 28, 2025
Feb 28, 2025Board Meeting Intimation for Notice Of Board Meeting To Consider And Approve The Borrowing Budget For Financial Year 2025-2026Feb 24, 2025
Feb 24, 2025Disclosure Under Regulation Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (Listing Regulations)Feb 10, 2025
Feb 10, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 03, 2025
Feb 03, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJan 31, 2025
Jan 31, 2025Integrated Filing (Financial)Jan 31, 2025
Jan 31, 2025Board Meeting Outcome for Unaudited Financial Results For The Quarter Ended 31 December 2024Jan 31, 2025
Jan 31, 2025Unaudited Financial Results For The Quarter Ended 31 December 2024Jan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2025
Jan 29, 2025Board Meeting Intimation for To Consider And Approve The Un-Audited Financial Results For The Third Quarter And Nine Months Ended 31St December 2024.Jan 20, 2025
Jan 20, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 10, 2025
Jan 10, 2025Change Of Name Of RTAJan 09, 2025
Jan 09, 2025Announcement under Regulation 30 (LODR)-Change in ManagementDec 31, 2024
Dec 31, 2024Closure of Trading WindowDec 27, 2024
Dec 27, 2024Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 06, 2024
Dec 06, 2024Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 02, 2024
Dec 02, 2024Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateNov 29, 2024
Nov 29, 2024Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateNov 27, 2024
Nov 27, 2024Technical Indicators
RSI(14)
Neutral 53.02
ATR(14)
Less Volatile 14.90
STOCH(9,6)
Neutral 76.33
STOCH RSI(14)
Neutral 74.81
MACD(12,26)
Bullish 1.12
ADX(14)
Weak Trend 11.38
UO(9)
Bearish 54.43
ROC(12)
Uptrend And Accelerating 1.89
WillR(14)
Neutral -32.79
Mutual Fund Holdings
ICICI Prudential Value Direct-Growth 
Mirae Asset Large & Midcap Fund Direct-Growth 
Kotak Arbitrage Fund Direct-Growth 
Quant BFSI Fund Direct - Growth 
HDFC Banking & Financial Services Fund Direct - Growth 
SBI Arbitrage Opportunities Fund Direct-Growth 
Mahindra Manulife Mid Cap Fund Direct - Growth 
Bandhan Large & Mid Cap Fund Direct-Growth 
Tata Arbitrage Fund Direct - Growth 
Sundaram Mid Cap Fund Direct-Growth 
Invesco India Arbitrage Fund Direct-Growth 
UTI Arbitrage Fund Direct-Growth 
Axis Arbitrage Fund Direct-Growth 
Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth About LIC Housing Finance
LIC Housing Finance Ltd (LICHFL) is one of India's largest housing finance companies. It provides long-term finance for residential property purchase or construction, as well as loans for existing properties, business needs, and professional equipment. The company also finances builders and developers for residential construction projects. LICHFL operates through 9 regional offices, 24 back offices, and 282 marketing offices across India, with overseas representative offices in Dubai and Kuwait. It has several subsidiaries including LICHFL Asset Management Company, LICHFL Care Homes Limited, and LICHFL Financial Services Limited. The company offers various loan products such as housing loans, home renovation loans, plot loans, and top-up loans. As of 2023, LICHFL's loan portfolio exceeded Rs 2.75 lakh crore, with individual housing loans representing 83.16% of its retail portfolio.
Website
Chairperson NameSiddhartha Mohanty
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
