| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 4,069 | 4,205 | 4,466 | 4,668 | 4,817 | 4,981 | 5,006 | 4,904 | 4,986 | 4,988 | 4,927 | 4,980 | 4,867 | 4,723 | 5,079 | 5,337 | 5,303 | 5,101 | 5,896 | 6,431 | 6,759 | 6,766 | 6,804 | 6,949 | 6,799 | 6,940 | 7,071 | 7,306 | 7,250 |
| Expenses | 249 | 327 | 261 | 276 | 359 | 414 | 528 | 292 | 187 | 264 | 348 | 1,213 | 1,111 | 892 | 552 | 456 | 504 | 811 | 1,069 | 582 | 602 | 670 | 686 | 800 | 392 | 372 | 297 | 549 | 475 |
| EBITDA | 3,821 | 3,878 | 4,204 | 4,392 | 4,457 | 4,567 | 4,478 | 4,612 | 4,799 | 4,724 | 4,578 | 3,767 | 3,756 | 3,831 | 4,527 | 4,880 | 4,798 | 4,290 | 4,827 | 5,850 | 6,157 | 6,096 | 6,119 | 6,149 | 6,407 | 6,568 | 6,774 | 6,757 | 6,776 |
| Operating Profit % | 94 % | 92 % | 94 % | 94 % | 93 % | 92 % | 89 % | 94 % | 96 % | 95 % | 93 % | 76 % | 77 % | 81 % | 89 % | 91 % | 90 % | 84 % | 82 % | 91 % | 91 % | 90 % | 90 % | 88 % | 94 % | 95 % | 96 % | 92 % | 93 % |
| Depreciation | 3 | 3 | 3 | 3 | 11 | 13 | 13 | 15 | 13 | 13 | 14 | 13 | 13 | 14 | 14 | 15 | 16 | 16 | 17 | 19 | 19 | 13 | 18 | 18 | 23 | 24 | 25 | 26 | 25 |
| Interest | 3,025 | 3,138 | 3,330 | 3,398 | 3,602 | 3,702 | 3,714 | 3,764 | 3,764 | 3,700 | 3,594 | 3,392 | 3,549 | 3,505 | 3,546 | 3,551 | 3,639 | 3,886 | 4,232 | 4,378 | 4,493 | 4,600 | 4,646 | 4,649 | 4,749 | 4,879 | 4,950 | 4,950 | 5,046 |
| Profit Before Tax | 793 | 737 | 872 | 991 | 845 | 853 | 751 | 833 | 1,022 | 1,011 | 970 | 363 | 194 | 312 | 968 | 1,314 | 1,143 | 388 | 577 | 1,453 | 1,645 | 1,483 | 1,454 | 1,482 | 1,636 | 1,665 | 1,798 | 1,780 | 1,705 |
| Tax | 225 | 174 | 265 | 294 | 236 | 85 | 149 | 409 | 198 | 217 | 249 | -44 | 42 | 62 | 196 | 200 | 217 | 75 | 115 | 262 | 326 | 291 | 285 | 400 | 329 | 337 | 363 | 406 | 341 |
| Net Profit | 567 | 563 | 606 | 697 | 609 | 768 | 602 | 424 | 824 | 794 | 721 | 406 | 152 | 250 | 771 | 1,114 | 926 | 313 | 462 | 1,191 | 1,319 | 1,192 | 1,169 | 1,082 | 1,306 | 1,328 | 1,435 | 1,374 | 1,364 |
| EPS in ₹ | 11.28 | 11.16 | 12.03 | 13.81 | 12.02 | 15.22 | 11.93 | 8.41 | 16.33 | 15.65 | 14.29 | 8.05 | 2.99 | 4.54 | 15.28 | 21.01 | 16.85 | 5.66 | 8.40 | 21.65 | 23.98 | 21.67 | 21.21 | 19.67 | 23.75 | 24.14 | 26.09 | 24.97 | 24.80 |
LIC Housing Finance
LIC Housing Finance
569.25
-5.10
(-0.89%)
Market Cap
31,312.30 Cr
EPS
98.95
PE Ratio
5.69
Dividend Yield
1.76 %
Industry
Financial Services52 Week High
735.55
52 Week Low
483.70
PB Ratio
0.86
Debt to Equity
7.72
Sector
Housing Finance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from27 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
112.72 | #1 93,922.10 | 41.42 | 9,576.00 | 25.71 | 2,163 | 20.87 | 40.67 | |
569.25 | #2 31,312.30 | #1 5.69 | #1 28,110.70 | #9 3.05 | #1 5,443 | #9 4.41 | 37.63 | |
501.10 | 21,650.50 | 22.81 | 3,108.90 | 20.17 | 912 | 18.59 | 55.36 | |
767.00 | 19,952.30 | 9.81 | 7,691.60 | 8.99 | 1,936 | 23.27 | 17.70 | |
356.00 | 17,796.70 | 22.28 | 1,798.40 | 27.62 | 751 | 27.65 | 60.89 | |
1,658.00 | 13,124.20 | 26.74 | 2,020.70 | 25.46 | 491 | 14.85 | 31.83 | |
1,251.90 | 12,925.00 | 31.27 | 1,539.20 | 33.09 | 382 | 35.42 | 45.50 | |
758.95 | 10,105.70 | 11.46 | 3,879.60 | 10.07 | 857 | 12.17 | 47.17 | |
918.20 | 9,910.50 | 23.83 | 1,175.90 | #1 36.51 | 378 | #1 42.99 | 49.79 | |
118.27 | 9,797.00 | 7.99 | 8,623.33 | -1.16 | -2,367 | 2.29 | 40.14 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
3.05 %
Net Income Growth
14.26 %
Cash Flow Change
-132.25 %
ROE
-1.06 %
ROCE
1.05 %
EBITDA Margin (Avg.)
4.87 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,293 | 3,14,040 |
| Fixed Assets | 90 | 102 | 102 | 130 | 168 | 294 | 282 | 315 | 389 | 389 | 377 |
| Current Assets | 10,365 | 12,428 | 14,671 | 2,504 | 3,367 | 2,637 | 1,780 | 1,482 | 1,448 | 2,396 | 2,333 |
| Capital Work in Progress | 0 | 0 | 5 | 3 | 2 | 3 | 6 | 4 | 1 | 0 | 52 |
| Investments | 13 | 17 | 18 | 2,008 | 3,617 | 5,485 | 4,644 | 6,279 | 7,050 | 6,337 | 7,201 |
| Other Assets | 1,12,527 | 1,30,468 | 1,50,871 | 1,69,088 | 1,96,920 | 2,11,138 | 2,30,790 | 2,48,088 | 2,71,120 | 2,84,567 | 3,06,411 |
| Total Liabilities | 1,12,630 | 1,30,587 | 1,50,997 | 1,71,228 | 2,00,707 | 2,16,920 | 2,35,722 | 2,54,687 | 2,78,559 | 2,91,293 | 3,14,040 |
| Current Liabilities | 22,533 | 28,221 | 32,996 | 18,257 | 29,651 | 30,989 | 34,422 | 33,440 | 40,928 | 35,263 | 40,300 |
| Non Current Liabilities | 82,216 | 93,150 | 1,06,844 | 1,38,658 | 1,54,723 | 1,67,664 | 1,80,695 | 1,96,493 | 2,10,443 | 2,24,551 | 2,37,385 |
| Total Equity | 7,882 | 9,216 | 11,158 | 14,313 | 16,333 | 18,267 | 20,604 | 24,754 | 27,188 | 31,480 | 36,356 |
| Reserve & Surplus | 7,779 | 9,114 | 11,055 | 14,210 | 16,230 | 18,164 | 20,500 | 24,641 | 27,075 | 31,367 | 36,242 |
| Share Capital | 101 | 101 | 101 | 101 | 101 | 101 | 101 | 110 | 110 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -171 | 1,001 | 521 | 465 | 888 | -1,434 | -37 | -508 | -183 | 781 | -134 |
| Investing Activities | -58 | -58 | -278 | 1,368 | -1,642 | -1,851 | 858 | -1,629 | -800 | 587 | -939 |
| Operating Activities | -14,345 | -13,039 | -14,273 | -18,977 | -21,539 | -14,738 | -17,140 | -16,729 | -19,632 | -7,151 | -16,609 |
| Financing Activities | 14,232 | 14,098 | 15,072 | 18,074 | 24,068 | 15,156 | 16,245 | 17,850 | 20,249 | 7,346 | 17,414 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 40.31 % | 40.31 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % | 45.24 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 22.59 % | 23.19 % | 21.95 % | 21.23 % | 21.55 % | 20.26 % |
| DIIs | 16.56 % | 15.25 % | 14.80 % | 14.74 % | 16.16 % | 19.09 % | 20.61 % | 22.74 % | 24.18 % | 24.83 % | 21.36 % | 21.66 % | 21.99 % | 21.22 % | 20.52 % | 21.45 % | 21.34 % | 22.20 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 10.06 % | 10.54 % | 11.10 % | 12.01 % | 12.64 % | 12.37 % | 10.30 % | 10.29 % | 10.60 % | 10.19 % | 9.64 % | 8.78 % | 8.13 % | 8.29 % | 9.93 % | 9.77 % | 9.60 % | 9.94 % |
| Others | 33.07 % | 33.90 % | 28.86 % | 28.01 % | 25.96 % | 23.30 % | 23.85 % | 21.73 % | 19.98 % | 19.74 % | 23.76 % | 24.32 % | 2.05 % | 2.06 % | 2.36 % | 2.31 % | 2.27 % | 2.36 % |
| No of Share Holders | 0 | 2,96,570 | 3,23,148 | 3,84,414 | 4,16,146 | 4,52,133 | 4,42,359 | 3,77,701 | 3,62,974 | 3,49,173 | 3,24,814 | 3,05,862 | 2,97,899 | 3,03,961 | 3,61,857 | 3,66,899 | 3,64,182 | 3,64,388 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 6.2 | 6.8 | 7.6 | 8 | 8.5 | 8.5 | 8.5 | 9 | 10 |
| Dividend Yield (%) | 0.00 | 1.16 | 1.28 | 3.23 | 1.87 | 2.37 | 2.64 | 1.39 | 1.6 | 1.76 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 29 Aug 2025 |  Annual General Meeting | NA | 29 Aug 2025 | 585.60 | 568.85 |
| 22 Aug 2025 |  Dividend | ₹ 10.00 /share | 22 Aug 2025 | 616.80 | 568.85 |
| 01 Aug 2025 |  Quarterly Result Announcement | NA | 01 Aug 2025 | 620.30 | 585.60 |
| 15 May 2025 | Quarterly Result Announcement | NA | 15 May 2025 | 608.55 | 616.80 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 562.75 | 584.55 |
| 28 Oct 2024 | Quarterly Result Announcement | NA | 28 Oct 2024 | 617.75 | 598.20 |
| 30 Aug 2024 | Annual General Meeting | NA | 30 Aug 2024 | 806.55 | 675.85 |
| 23 Aug 2024 | Dividend | ₹ 9.00 /share | 23 Aug 2024 | 633.35 | 682.20 |
| 28 Aug 2023 | Annual General Meeting | NA | 28 Aug 2023 | 394.35 | 417.30 |
| 18 Aug 2023 | Dividend | ₹ 8.50 /share | 18 Aug 2023 | 381.85 | 424.40 |
| 20 Sept 2022 | Dividend | ₹ 8.50 /share | 19 Sept 2022 | 355.45 | 413.50 |
| 19 Sept 2021 | Dividend | ₹ 8.50 /share | 16 Sept 2021 | 524.25 | 418.10 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
8 days ago
8 days agoBusiness Responsibility and Sustainability Reporting (BRSR)9 days ago
9 days agoReg. 34 (1) Annual Report.9 days ago
9 days ago36Th Annual General Meeting Of LICHFL Is Schedule To Be Held On August 29 20259 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Investor PresentationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 01, 2025
Aug 01, 2025Record Date For The Purpose Of Ascertaining The Eligibility Of Members For Payment Of Final Dividend For F.Y. 2024-25.Aug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Change in Registered Office AddressAug 01, 2025
Aug 01, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated August 1 2025Aug 01, 2025
Aug 01, 2025Unaudited Financial Result For Quarter Ended June 30 2025Aug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2025
Jul 25, 2025Board Meeting Intimation for 1)To Consider And Approve The Un-Audited Financial Results For The 1St Quarter Ended 30Th June 2025
2)To Fix Date Of 36Th Annual General Meeting Along With The Record Date For The The Dividend Payment If Any.Jul 23, 2025
Jul 23, 2025De-Registration As Aggregator Under NPS-Lite Swavalamban SchemeJul 18, 2025
Jul 18, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Disclosure Under Regulation 30 Of SEBI(LODR) -Intimation Of Regulatory RecognitionJul 09, 2025
Jul 09, 2025Announcement under Regulation 30 (LODR)-CessationJun 29, 2025
Jun 29, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 13, 2025
Jun 13, 2025Announcement under Regulation 30 (LODR)-CessationJun 07, 2025
Jun 07, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 02, 2025
Jun 02, 2025Regulation 30 Of SEBI (LODR) Regulations 2015-Intimation Of Opening Of New Regional Office (East Coast Region) At Bhubaneswar OdishaJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 02, 2025
Jun 02, 2025Announcement under Regulation 30 (LODR)-CessationMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 16, 2025
May 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 15, 2025
May 15, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 15, 2025
May 15, 2025Audited Financial Result For March 31 2025May 15, 2025
May 15, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 15Th May 2025May 15, 2025
May 15, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2025
May 13, 2025Board Meeting Intimation for 1) Consider Audited Financial Result For The Financial Year Ended 31St March 2025.
2) Recommendation Of Dividend For The F.Y. 2024-2025 If Any.May 06, 2025
May 06, 2025Pursuant To Regulation 30 Read With Schedule III Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Changes In The Companys Senior Management Personnel (SMP)Apr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-CessationApr 17, 2025
Apr 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 15, 2025
Apr 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Apr 08, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMar 28, 2025
Mar 28, 2025Closure of Trading WindowMar 27, 2025
Mar 27, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 5Th March 2025Mar 05, 2025
Mar 05, 2025Clarification On Rumour In The Market On Change In ManagementMar 04, 2025
Mar 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementFeb 28, 2025
Feb 28, 2025Board Meeting Intimation for Notice Of Board Meeting To Consider And Approve The Borrowing Budget For Financial Year 2025-2026Feb 24, 2025
Feb 24, 2025Technical Indicators
RSI(14)
Neutral 37.63
ATR(14)
Less Volatile 12.38
STOCH(9,6)
Neutral 30.27
STOCH RSI(14)
Neutral 44.18
MACD(12,26)
Bearish -1.94
ADX(14)
Strong Trend 26.47
UO(9)
Bearish 45.19
ROC(12)
Downtrend And Accelerating -4.85
WillR(14)
Oversold -83.00
Mutual Fund Holdings
Nippon India Small Cap Fund Direct- Growth 
Kotak Arbitrage Fund Direct-Growth 
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Aditya Birla Sun Life Arbitrage Fund Direct-Growth 
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HDFC Arbitrage Fund Wholesale Direct-Growth 
Invesco India Arbitrage Fund Direct-Growth 
Edelweiss Arbitrage Fund Direct-Growth 
Bandhan Flexi Cap Fund Direct-Growth 
SBI Arbitrage Opportunities Fund Direct-Growth 
DSP Arbitrage Fund Direct - Growth 
Baroda BNP Paribas Midcap Fund Direct-Growth About LIC Housing Finance
LIC Housing Finance Ltd (LICHFL) is one of India's largest housing finance companies. It provides long-term finance for residential property purchase or construction, as well as loans for existing properties, business needs, and professional equipment. The company also finances builders and developers for residential construction projects. LICHFL operates through 9 regional offices, 24 back offices, and 282 marketing offices across India, with overseas representative offices in Dubai and Kuwait. It has several subsidiaries including LICHFL Asset Management Company, LICHFL Care Homes Limited, and LICHFL Financial Services Limited. The company offers various loan products such as housing loans, home renovation loans, plot loans, and top-up loans. As of 2023, LICHFL's loan portfolio exceeded Rs 2.75 lakh crore, with individual housing loans representing 83.16% of its retail portfolio.
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