| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
Revenue  | 147 | 164 | 195 | 205 | 198 | 231 | 239 | 235 | 234 | 271 | 310 | 291 | 272 | 326 | 343 | 365 | 353 | 395 | 412 | 450 | 467 | 498 | 509 | 547 | 543 |
| Expenses | 45 | 42 | 48 | 53 | 51 | 50 | 59 | 66 | 54 | 67 | 78 | 76 | 80 | 86 | 97 | 89 | 98 | 110 | 117 | 118 | 132 | 129 | 134 | 139 | 138 |
| EBITDA | 103 | 122 | 147 | 152 | 147 | 181 | 181 | 169 | 180 | 204 | 233 | 215 | 192 | 240 | 246 | 277 | 255 | 286 | 295 | 332 | 335 | 369 | 375 | 408 | 405 |
| Operating Profit % | 70 % | 74 % | 75 % | 74 % | 74 % | 78 % | 75 % | 72 % | 77 % | 75 % | 75 % | 74 % | 70 % | 74 % | 72 % | 76 % | 72 % | 72 % | 72 % | 74 % | 72 % | 74 % | 74 % | 75 % | 75 % |
| Depreciation | 2 | 2 | 3 | 3 | 2 | 7 | 5 | 6 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 7 | 6 | 7 | 7 | 9 | 7 | 8 | 9 | 9 | 9 |
| Interest | 58 | 63 | 63 | 72 | 80 | 83 | 95 | 97 | 112 | 114 | 117 | 115 | 113 | 116 | 125 | 124 | 135 | 141 | 150 | 165 | 187 | 204 | 217 | 222 | 235 |
| Profit Before Tax | 43 | 57 | 81 | 77 | 64 | 91 | 80 | 66 | 63 | 84 | 110 | 95 | 74 | 118 | 115 | 146 | 114 | 138 | 138 | 159 | 141 | 157 | 150 | 177 | 161 |
| Tax | 13 | 22 | 25 | 23 | 19 | 15 | 13 | 6 | 13 | 18 | 25 | 7 | 15 | 26 | 26 | 30 | 25 | 31 | 31 | 32 | 31 | 36 | 33 | 35 | 35 |
| Net Profit | 30 | 35 | 56 | 54 | 45 | 76 | 68 | 60 | 50 | 66 | 86 | 87 | 59 | 92 | 89 | 116 | 89 | 107 | 107 | 127 | 110 | 122 | 117 | 143 | 126 |
| EPS in ₹ | 4.32 | 4.91 | 7.22 | 6.96 | 5.81 | 9.73 | 8.68 | 7.63 | 6.38 | 8.43 | 10.90 | 11.15 | 7.52 | 11.69 | 11.25 | 14.63 | 11.28 | 13.51 | 13.56 | 16.05 | 13.89 | 15.38 | 14.75 | 18.00 | 15.93 |
Aavas Financiers
Aavas Financiers
1,286.60
-21.90
(-1.67%)
Market Cap
10,187.24 Cr
PE Ratio
21.03
Volume
3,99,683.00
Day High - Low
1,303.60 - 1,264.10
52W High-Low
2,234.00 - 1,277.10
Q3 Quarterly Results are out. Check out the updated financials18 hrs ago
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Key Fundamentals
Market Cap
10,187.24 Cr
EPS
62.03
PE Ratio
21.03
PB Ratio
2.74
Book Value
590.96
EBITDA
1,486.40
Dividend Yield
0.00 %
Industry
Financial Services Sector
Housing Finance Return on Equity
13.00
Debt to Equity
3.16
Analyst Rating and Forecast
- By Refinitiv from20 analysts
Actual
Company News
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Aavas Financiers reports robust Q3FY26 performance with 16% YoY net profit growth to Rs 1.70 bn, AUM reaching Rs 222 bn, and improved asset quality metrics.
AAVAS Financiers Reports Strong Q3 Growth
10 days ago
10 days agoAAVAS Financiers delivered robust Q3 performance with net profit rising 16.44% to ₹1.70 billion and revenue growing 12.11% to ₹5.74 billion compared to the same period last year.
AAVAS Financiers reaches significant sustainability milestone with 500 self-built homes receiving EDGE green certification under IFC-supported Green Housing Programme, advancing affordable housing sustainability.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
89.29 | #1 74,399.42 | 30.43 | 9,576.00 | 25.71 | 2,163 | 21.33 | 38.68 | |
507.65 | 27,923.95 | #1 5.18 | #1 28,110.70 | 3.05 | #1 5,443 | -2.55 | 42.13 | |
836.05 | 21,779.82 | 10.16 | 7,691.60 | 8.99 | 1,936 | 7.66 | 39.38 | |
466.65 | 20,243.10 | 19.84 | 3,108.90 | 20.17 | 912 | 17.51 | 39.92 | |
249.60 | 12,498.04 | 14.20 | 1,798.40 | 27.62 | 751 | 23.99 | 36.19 | |
1,179.30 | 12,255.66 | 24.91 | 1,539.20 | 33.09 | 382 | #1 43.94 | 55.35 | |
144.03 | 11,930.91 | 9.49 | 8,683.30 | 0.68 | -1,808 | 3.87 | 47.16 | |
884.25 | 11,774.15 | 12.14 | 3,879.60 | 10.07 | 857 | 24.85 | 42.28 | |
1,286.60 | #9 10,187.24 | #8 21.03 | #7 2,020.70 | #5 25.46 | #7 491 | #7 14.85 | 28.28 | |
737.40 | 8,007.94 | 17.04 | 1,175.90 | #1 36.51 | 378 | 29.14 | 37.13 |
Growth Rate
Revenue Growth
25.46 %
Net Income Growth
14.22 %
Cash Flow Change
-3.25 %
ROE
-1.07 %
ROCE
3.82 %
EBITDA Margin (Avg.)
1.42 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 4,040 | 5,627 | 7,657 | 8,959 | 11,018 | 13,410 | 16,520 |
| Fixed Assets | 18 | 23 | 60 | 58 | 66 | 78 | 116 |
| Current Assets | 688 | 880 | 1,416 | 1,377 | 1,843 | 1,724 | 2,206 |
| Capital Work in Progress | 0 | 0 | 1 | 0 | 2 | 20 | 11 |
| Investments | 0 | 0 | 0 | 0 | 53 | 111 | 182 |
| Other Assets | 4,022 | 5,604 | 7,596 | 8,901 | 10,897 | 13,200 | 16,210 |
| Total Liabilities | 4,040 | 5,627 | 7,657 | 8,959 | 11,018 | 13,410 | 16,520 |
| Current Liabilities | 101 | 94 | 145 | 152 | 165 | 203 | 288 |
| Non Current Liabilities | 2,749 | 3,696 | 5,414 | 6,406 | 8,047 | 9,937 | 12,459 |
| Total Equity | 1,190 | 1,837 | 2,098 | 2,401 | 2,806 | 3,270 | 3,773 |
| Reserve & Surplus | 1,120 | 1,759 | 2,020 | 2,322 | 2,727 | 3,191 | 3,694 |
| Share Capital | 69 | 78 | 78 | 79 | 79 | 79 | 79 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 90 | -199 | 191 | -329 | 26 | 130 | -157 |
| Investing Activities | -218 | -327 | -342 | -265 | -463 | 196 | -648 |
| Operating Activities | -933 | -1,276 | -1,172 | -1,071 | -1,135 | -1,924 | -1,987 |
| Financing Activities | 1,240 | 1,404 | 1,705 | 1,008 | 1,623 | 1,858 | 2,477 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 50.08 % | 50.07 % | 39.22 % | 39.21 % | 39.20 % | 39.19 % | 39.16 % | 39.15 % | 39.14 % | 39.13 % | 39.11 % | 39.10 % | 26.47 % | 26.47 % | 26.47 % | 26.47 % | 26.47 % | 48.96 % | 48.96 % | 48.95 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.04 % | 0.04 % | 0.00 % | 35.50 % | 0.00 % | 34.79 % | 35.88 % | 35.50 % | 33.97 % | 29.67 % | 29.77 % | 25.88 % | 24.72 % |
| DIIs | 6.97 % | 6.51 % | 8.25 % | 8.42 % | 8.30 % | 8.40 % | 9.00 % | 10.92 % | 10.95 % | 14.35 % | 14.15 % | 13.85 % | 24.00 % | 24.40 % | 25.56 % | 25.69 % | 10.75 % | 11.51 % | 14.14 % | 14.29 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 8.87 % | 8.88 % | 9.79 % | 9.72 % | 9.87 % | 10.29 % | 6.27 % | 6.27 % | 5.71 % | 9.13 % | 8.67 % | 10.36 % | 11.70 % | 10.38 % | 9.86 % | 10.50 % | 8.32 % | 7.53 % | 8.62 % | 9.25 % |
| Others | 34.08 % | 34.53 % | 42.74 % | 42.66 % | 42.62 % | 42.11 % | 45.57 % | 43.61 % | 44.16 % | 37.39 % | 2.57 % | 36.68 % | 3.04 % | 2.87 % | 2.61 % | 3.36 % | 24.80 % | 2.22 % | 2.40 % | 2.80 % |
| No of Share Holders | 25,935 | 30,154 | 42,335 | 42,777 | 50,248 | 54,261 | 58,409 | 62,631 | 60,388 | 94,788 | 1,07,718 | 1,32,644 | 1,51,680 | 1,44,395 | 1,44,452 | 1,47,894 | 1,32,792 | 1,21,862 | 1,22,052 | 1,20,695 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 May 2017 |  Change Of Name | NA | 24 May 2017 | 0.00 | 0.00 |
| 07 Aug 2024 |  Annual General Meeting | NA | 07 Aug 2024 | 1,794.85 | 1,630.00 |
| 07 Nov 2024 |  Quarterly Result Announcement | NA | 07 Nov 2024 | 1,731.60 | 1,684.70 |
| 30 Jan 2025 | Quarterly Result Announcement | NA | 30 Jan 2025 | 1,637.10 | 1,689.80 |
| 24 Apr 2025 | Quarterly Result Announcement | NA | 24 Apr 2025 | 2,004.15 | 2,119.40 |
| 12 Aug 2025 | Quarterly Result Announcement | NA | 12 Aug 2025 | 1,804.30 | 1,713.35 |
| 16 Sept 2025 | Annual General Meeting | NA | 16 Sept 2025 | 1,658.00 | 1,670.30 |
| 11 Nov 2025 | Quarterly Result Announcement | NA | 11 Nov 2025 | 1,662.35 | 1,652.90 |
| 05 Feb 2026 | Quarterly Result Announcement | NA | 05 Feb 2026 | 1,411.75 | 1,419.85 |
Announcements
Announcement under Regulation 30 (LODR)-Earnings Call Transcript3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication9 days ago
9 days agoAudio Recording Of Earnings Conference Call For The Quarter And Nine Months Ended December 31 20259 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release10 days ago
10 days agoOutcome Of Board Meeting Held On Thursday February 05 202610 days ago
10 days agoBoard Meeting Outcome for Outcome Of Board Meeting Held On Thursday February 05 202610 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2026
Feb 04, 2026Intimation Regarding Achievement Of Milestone Under Green Housing Programme.Feb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 31, 2026
Jan 31, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2026
Jan 20, 2026Board Meeting Intimation for Regulation 29 And 50 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jan 20, 2026
Jan 20, 2026Intimation Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI (LODR) Regulations 2015)- Conversion Of Statutory AuditorS Firm Into An LLPJan 15, 2026
Jan 15, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJan 07, 2026
Jan 07, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJan 07, 2026
Jan 07, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 07, 2026
Jan 07, 2026Closure of Trading WindowDec 23, 2025
Dec 23, 2025Announcement Under Regulation 30 And 51 Of SEBI (LODR) Regulation 2015Dec 23, 2025
Dec 23, 2025Board Meeting Outcome for Outcome Of Executive Committee Meeting Of Board Of Directors Held On December 23 2025Dec 23, 2025
Dec 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 18, 2025
Dec 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 05, 2025
Dec 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 04, 2025
Dec 04, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotDec 04, 2025
Dec 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 27, 2025
Nov 27, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 24, 2025
Nov 24, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 17, 2025
Nov 17, 2025Asset Liability Management (ALM) statementNov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 13, 2025
Nov 13, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 12, 2025
Nov 12, 2025Audio Recording Of Earnings Conference Call For The Quarter And Half Year Ended September 30 2025.Nov 11, 2025
Nov 11, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 11, 2025
Nov 11, 2025Intimation Under Regulation 8(2) Of SEBI (PIT) Regulations 2015Nov 11, 2025
Nov 11, 2025Announcement under Regulation 30 (LODR)-Investor PresentationNov 11, 2025
Nov 11, 2025Financial Results For The Quarter And Half Year Ended September 30 2025Nov 11, 2025
Nov 11, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On Tuesday November 11 2025.Nov 11, 2025
Nov 11, 2025Intimation Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015Nov 11, 2025
Nov 11, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Oct 29, 2025
Oct 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 29, 2025
Oct 29, 2025Board Meeting Intimation for Regulation 29 And 50 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 SEBI (LODR) Regulations 2015.Oct 29, 2025
Oct 29, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Oct 20, 2025
Oct 20, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015- Intimation Of Environmental Social And Governance (ESG) Rating By ESG Risk Assessments And Insights Limited.Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 15, 2025
Oct 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 08, 2025
Oct 08, 2025Intimation Of Press Release Published By CARE Ratings Limited.Oct 08, 2025
Oct 08, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015- Intimation Of Environmental Social And Governance Rating By CFC Finlease Private LimitedOct 08, 2025
Oct 08, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 06, 2025
Oct 06, 2025Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015- Intimation Of Environmental
Social And Governance (ESG) Rating By Crisil ESG Ratings & Analytics LimitedOct 02, 2025
Oct 02, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 30, 2025
Sep 30, 2025Closure of Trading WindowSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 26, 2025
Sep 26, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 28.28
ATR(14)
Less Volatile 48.20
STOCH(9,6)
Oversold 16.80
STOCH RSI(14)
Oversold 17.80
MACD(12,26)
Bearish -12.72
ADX(14)
Strong Trend 25.68
UO(9)
Bearish 40.46
ROC(12)
Downtrend And Accelerating -12.07
WillR(14)
Oversold -91.21
About Aavas Financiers
Aavas Financiers Ltd. is a registered Housing Finance Company in India, focusing on providing affordable housing finance to low and middle-income customers in semi-urban and rural areas. The company offers home loans for purchase, construction, extension, and repair of residential properties, as well as loans against property and MSME loans....more
Listing Date
08 Oct, 2018(7 Years,
38 days)
Website
Chairperson NameSandeep Tandon
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