Aavas Financiers
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Aavas Financiers

1,227.90
+3.00
(0.24%)
Market Cap
9,722.45 Cr
PE Ratio
19.78
Volume
4,35,925.00
Day High - Low
1,239.80 - 1,218.00
52W High-Low
2,234.00 - 1,204.90
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Key Fundamentals
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Market Cap
9,722.45 Cr
EPS
62.03
PE Ratio
19.78
PB Ratio
2.57
Book Value
590.96
EBITDA
1,486.40
Dividend Yield
0.00 %
Return on Equity
13.00
Debt to Equity
3.16
Analyst Rating and Forecast
- By Refinitiv from20 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+75.00 %
+75.00 %
Hold
Hold+15.00 %
+15.00 %
Sell
Sell+10.00 %
+10.00 %
Forecast For
Actual

Company News

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Caret
positive
Aavas Financiers reports robust Q3FY26 performance with 16% YoY net profit growth to Rs 1.70 bn, AUM reaching Rs 222 bn, and improved asset quality metrics.
positive
AAVAS Financiers delivered robust Q3 performance with net profit rising 16.44% to ₹1.70 billion and revenue growing 12.11% to ₹5.74 billion compared to the same period last year.
positive
AAVAS Financiers reaches significant sustainability milestone with 500 self-built homes receiving EDGE green certification under IFC-supported Green Housing Programme, advancing affordable housing sustainability.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
84.14
#1 70,108.26
28.50
9,576.00
25.71
2,163
21.33
25.47
511.80
28,152.22
#1 5.23
#1 28,110.70
3.05
#1 5,443
-2.55
42.67
772.95
20,136.01
9.45
7,691.60
8.99
1,936
7.66
30.81
455.05
19,739.90
19.11
3,108.90
20.17
912
17.51
42.31
142.40
11,795.89
9.38
8,683.30
0.68
-1,808
3.87
42.39
228.21
11,426.99
12.88
1,798.40
27.62
751
23.99
31.15
827.30
11,015.84
11.30
3,879.60
10.07
857
24.85
35.44
1,046.90
10,879.72
21.85
1,539.20
33.09
382
#1 43.94
37.00
1,227.90
#9 9,722.45
#8 19.78
#7 2,020.70
#5 25.46
#7 491
#7 14.85
27.54
689.55
7,488.31
15.98
1,175.90
#1 36.51
378
29.14
32.48
Growth Rate
Revenue Growth
25.46 %
Net Income Growth
14.22 %
Cash Flow Change
-3.25 %
ROE
-1.07 %
ROCE
3.82 %
EBITDA Margin (Avg.)
1.42 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Revenue
147
164
195
205
198
231
239
235
234
271
310
291
272
326
343
365
353
395
412
450
467
498
509
547
543
Expenses
45
42
48
53
51
50
59
66
54
67
78
76
80
86
97
89
98
110
117
118
132
129
134
139
138
EBITDA
103
122
147
152
147
181
181
169
180
204
233
215
192
240
246
277
255
286
295
332
335
369
375
408
405
Operating Profit %
70 %
74 %
75 %
74 %
74 %
78 %
75 %
72 %
77 %
75 %
75 %
74 %
70 %
74 %
72 %
76 %
72 %
72 %
72 %
74 %
72 %
74 %
74 %
75 %
75 %
Depreciation
2
2
3
3
2
7
5
6
5
5
5
5
5
6
6
7
6
7
7
9
7
8
9
9
9
Interest
58
63
63
72
80
83
95
97
112
114
117
115
113
116
125
124
135
141
150
165
187
204
217
222
235
Profit Before Tax
43
57
81
77
64
91
80
66
63
84
110
95
74
118
115
146
114
138
138
159
141
157
150
177
161
Tax
13
22
25
23
19
15
13
6
13
18
25
7
15
26
26
30
25
31
31
32
31
36
33
35
35
Net Profit
30
35
56
54
45
76
68
60
50
66
86
87
59
92
89
116
89
107
107
127
110
122
117
143
126
EPS in ₹
4.32
4.91
7.22
6.96
5.81
9.73
8.68
7.63
6.38
8.43
10.90
11.15
7.52
11.69
11.25
14.63
11.28
13.51
13.56
16.05
13.89
15.38
14.75
18.00
15.93

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
4,040
5,627
7,657
8,959
11,018
13,410
16,520
Fixed Assets
18
23
60
58
66
78
116
Current Assets
688
880
1,416
1,377
1,843
1,724
2,206
Capital Work in Progress
0
0
1
0
2
20
11
Investments
0
0
0
0
53
111
182
Other Assets
4,022
5,604
7,596
8,901
10,897
13,200
16,210
Total Equity & Liabilities
4,040
5,627
7,657
8,959
11,018
13,410
16,520
Current Liabilities
101
94
145
152
165
203
288
Non Current Liabilities
2,749
3,696
5,414
6,406
8,047
9,937
12,459
Total Equity
1,190
1,837
2,098
2,401
2,806
3,270
3,773
Reserve & Surplus
1,120
1,759
2,020
2,322
2,727
3,191
3,694
Share Capital
69
78
78
79
79
79
79

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
90
-199
191
-329
26
130
-157
Investing Activities
-218
-327
-342
-265
-463
196
-648
Operating Activities
-933
-1,276
-1,172
-1,071
-1,135
-1,924
-1,987
Financing Activities
1,240
1,404
1,705
1,008
1,623
1,858
2,477

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
50.08 %
50.07 %
39.22 %
39.21 %
39.20 %
39.19 %
39.16 %
39.15 %
39.14 %
39.13 %
39.11 %
39.10 %
26.47 %
26.47 %
26.47 %
26.47 %
26.47 %
48.96 %
48.96 %
48.95 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.04 %
0.04 %
0.00 %
35.50 %
0.00 %
34.79 %
35.88 %
35.50 %
33.97 %
29.67 %
29.77 %
25.88 %
24.72 %
DIIs
6.97 %
6.51 %
8.25 %
8.42 %
8.30 %
8.40 %
9.00 %
10.92 %
10.95 %
14.35 %
14.15 %
13.85 %
24.00 %
24.40 %
25.56 %
25.69 %
10.75 %
11.51 %
14.14 %
14.29 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.87 %
8.88 %
9.79 %
9.72 %
9.87 %
10.29 %
6.27 %
6.27 %
5.71 %
9.13 %
8.67 %
10.36 %
11.70 %
10.38 %
9.86 %
10.50 %
8.32 %
7.53 %
8.62 %
9.25 %
Others
34.08 %
34.53 %
42.74 %
42.66 %
42.62 %
42.11 %
45.57 %
43.61 %
44.16 %
37.39 %
2.57 %
36.68 %
3.04 %
2.87 %
2.61 %
3.36 %
24.80 %
2.22 %
2.40 %
2.80 %
No of Share Holders
25,935
30,154
42,335
42,777
50,248
54,261
58,409
62,631
60,388
94,788
1,07,718
1,32,644
1,51,680
1,44,395
1,44,452
1,47,894
1,32,792
1,21,862
1,22,052
1,20,695

Announcements

Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Intimation Of Environmental Social And Governance (ESG) Rating By NSE Sustainability Ratings & Analytics Limited.Feb 20, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 16, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 12, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 06, 2026
Audio Recording Of Earnings Conference Call For The Quarter And Nine Months Ended December 31 2025Feb 05, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationFeb 05, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 05, 2026
Outcome Of Board Meeting Held On Thursday February 05 2026Feb 05, 2026
Board Meeting Outcome for Outcome Of Board Meeting Held On Thursday February 05 2026Feb 05, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2026
Intimation Regarding Achievement Of Milestone Under Green Housing Programme.Feb 04, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 31, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2026
Board Meeting Intimation for Regulation 29 And 50 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jan 20, 2026
Intimation Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI (LODR) Regulations 2015)- Conversion Of Statutory AuditorS Firm Into An LLPJan 15, 2026
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJan 07, 2026
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJan 07, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 07, 2026
Closure of Trading WindowDec 23, 2025
Announcement Under Regulation 30 And 51 Of SEBI (LODR) Regulation 2015Dec 23, 2025
Board Meeting Outcome for Outcome Of Executive Committee Meeting Of Board Of Directors Held On December 23 2025Dec 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 04, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotDec 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 27, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 24, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 17, 2025
Asset Liability Management (ALM) statementNov 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 13, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 12, 2025
Audio Recording Of Earnings Conference Call For The Quarter And Half Year Ended September 30 2025.Nov 11, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 11, 2025
Intimation Under Regulation 8(2) Of SEBI (PIT) Regulations 2015Nov 11, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 11, 2025
Financial Results For The Quarter And Half Year Ended September 30 2025Nov 11, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On Tuesday November 11 2025.Nov 11, 2025
Intimation Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015Nov 11, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Oct 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 29, 2025
Board Meeting Intimation for Regulation 29 And 50 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 SEBI (LODR) Regulations 2015.Oct 29, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Oct 20, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015- Intimation Of Environmental Social And Governance (ESG) Rating By ESG Risk Assessments And Insights Limited.Oct 17, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateOct 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 08, 2025
Intimation Of Press Release Published By CARE Ratings Limited.Oct 08, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015- Intimation Of Environmental Social And Governance Rating By CFC Finlease Private LimitedOct 08, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 06, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015- Intimation Of Environmental Social And Governance (ESG) Rating By Crisil ESG Ratings & Analytics LimitedOct 02, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 30, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Long Term Advantage Fund Series V Direct - Growth
0.00%
-60000
-2.38%
-2.33%
Helios Small Cap Fund Direct-Growth
0.00%
-52915
-1.18%
-1.25%
SBI Long Term Advantage Fund Series VI Direct - Growth
0.00%
-45000
-2.51%
-2.44%
SBI Long Term Advantage Fund Series IV Direct - Growth
0.00%
-40000
-2.81%
-2.76%
SBI Long Term Advantage Fund Series III Direct Growth
0.00%
-11000
-2.46%
-2.38%
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
-4960
-0.31%
-0.29%
DSP Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
-176
-0.30%
-0.29%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.00%
-110
-0.03%
-0.03%
Navi Nifty MidSmallcap 400 Index Fund Direct - Growth
0.00%
-80
-0.10%
-0.10%
DSP Nifty 500 Index Fund Direct-Growth
0.00%
-24
-0.03%
0.00%
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0.00%
0
0.00%
-0.07%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
0
0.00%
-0.31%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
0
0.00%
-0.31%
Groww Nifty Total Market Index Fund Direct - Growth
0.00%
0
0.00%
-0.03%
HDFC Balanced Advantage Fund Direct-Growth
0.00%
0
0.00%
0.00%
HDFC BSE 500 Index Fund Direct - Growth
0.00%
0
0.00%
-0.03%
HDFC Infrastructure Fund Direct-Growth
0.00%
0
0.00%
0.00%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.00%
0
0.00%
-0.31%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.00%
0
0.00%
-0.08%
HDFC Value Fund Direct Plan-Growth
0.00%
0
0.00%
-0.95%
Helios Financial Services Fund Direct - Growth
0.00%
0
0.00%
-1.28%
Helios Mid Cap Fund Direct-Growth
0.00%
0
0.00%
-0.17%
Edelweiss Equity Savings Fund Direct-Growth
0.00%
0
0.00%
-0.21%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.00%
0
0.00%
-1.00%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.00%
0
0.00%
-0.03%

Technical Indicators

RSI(14)
Neutral
26.47
ATR(14)
Less Volatile
39.96
STOCH(9,6)
Neutral
37.48
STOCH RSI(14)
Oversold
0.41
MACD(12,26)
Bearish
-1.93
ADX(14)
Strong Trend
34.82
UO(9)
Bearish
52.75
ROC(12)
Downtrend And Accelerating
-5.50
WillR(14)
Oversold
-83.05

About Aavas Financiers

Aavas Financiers Ltd. is a registered Housing Finance Company in India, focusing on providing affordable housing finance to low and middle-income customers in semi-urban and rural areas. The company offers home loans for purchase, construction, extension, and repair of residential properties, as well as loans against property and MSME loans....more
Listing Date
08 Oct, 2018(7 Years, 27 days)
Chairperson NameSandeep Tandon