| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 |
Revenue  | 147 | 164 | 195 | 205 | 198 | 231 | 239 | 235 | 234 | 271 | 310 | 291 | 272 | 326 | 343 | 365 | 353 | 395 | 412 | 450 | 467 | 498 | 509 | 547 | 543 |
| Expenses | 45 | 42 | 48 | 53 | 51 | 50 | 59 | 66 | 54 | 67 | 78 | 76 | 80 | 86 | 97 | 89 | 98 | 110 | 117 | 118 | 132 | 129 | 134 | 139 | 138 |
| EBITDA | 103 | 122 | 147 | 152 | 147 | 181 | 181 | 169 | 180 | 204 | 233 | 215 | 192 | 240 | 246 | 277 | 255 | 286 | 295 | 332 | 335 | 369 | 375 | 408 | 405 |
| Operating Profit % | 70 % | 74 % | 75 % | 74 % | 74 % | 78 % | 75 % | 72 % | 77 % | 75 % | 75 % | 74 % | 70 % | 74 % | 72 % | 76 % | 72 % | 72 % | 72 % | 74 % | 72 % | 74 % | 74 % | 75 % | 75 % |
| Depreciation | 2 | 2 | 3 | 3 | 2 | 7 | 5 | 6 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 7 | 6 | 7 | 7 | 9 | 7 | 8 | 9 | 9 | 9 |
| Interest | 58 | 63 | 63 | 72 | 80 | 83 | 95 | 97 | 112 | 114 | 117 | 115 | 113 | 116 | 125 | 124 | 135 | 141 | 150 | 165 | 187 | 204 | 217 | 222 | 235 |
| Profit Before Tax | 43 | 57 | 81 | 77 | 64 | 91 | 80 | 66 | 63 | 84 | 110 | 95 | 74 | 118 | 115 | 146 | 114 | 138 | 138 | 159 | 141 | 157 | 150 | 177 | 161 |
| Tax | 13 | 22 | 25 | 23 | 19 | 15 | 13 | 6 | 13 | 18 | 25 | 7 | 15 | 26 | 26 | 30 | 25 | 31 | 31 | 32 | 31 | 36 | 33 | 35 | 35 |
| Net Profit | 30 | 35 | 56 | 54 | 45 | 76 | 68 | 60 | 50 | 66 | 86 | 87 | 59 | 92 | 89 | 116 | 89 | 107 | 107 | 127 | 110 | 122 | 117 | 143 | 126 |
| EPS in ₹ | 4.32 | 4.91 | 7.22 | 6.96 | 5.81 | 9.73 | 8.68 | 7.63 | 6.38 | 8.43 | 10.90 | 11.15 | 7.52 | 11.69 | 11.25 | 14.63 | 11.28 | 13.51 | 13.56 | 16.05 | 13.89 | 15.38 | 14.75 | 18.00 | 15.93 |
Aavas Financiers
Aavas Financiers
1,843.60
-26.80
(-1.43%)
Market Cap
14,805.50 Cr
EPS
62.03
PE Ratio
30.17
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
2,234.00
52 Week Low
1,603.30
PB Ratio
3.92
Debt to Equity
3.16
Sector
Housing Finance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from21 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
117.02 | #1 99,704.70 | 43.99 | 9,576.00 | 25.71 | 2,163 | 20.87 | 35.02 | |
606.90 | 33,812.40 | #1 6.21 | #1 28,110.10 | 20.02 | #1 5,443 | 26.99 | 46.57 | |
1,010.40 | 27,319.30 | 13.39 | 7,665.35 | 8.08 | 1,916 | 23.27 | 30.49 | |
496.40 | 22,108.50 | 24.24 | 3,108.90 | 20.17 | 912 | 18.59 | 61.49 | |
348.90 | 17,674.30 | 23.57 | 1,750.41 | 24.98 | 755 | 26.22 | 61.27 | |
1,843.60 | #6 14,805.50 | #8 30.17 | #7 2,020.70 | #5 25.46 | #7 491 | #8 14.85 | 41.35 | |
1,479.00 | 14,618.20 | 38.22 | 1,539.20 | 33.09 | 382 | 35.42 | 67.30 | |
126.68 | 10,839.10 | 7.99 | 8,623.33 | -1.16 | -2,367 | 1.44 | 45.70 | |
774.60 | 10,284.80 | 11.67 | 3,878.26 | 28.49 | 854 | 12.17 | 41.23 | |
935.05 | 10,240.30 | 27.12 | 1,175.90 | #1 42.10 | 378 | #1 38.77 | 52.70 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
25.46 %
Net Income Growth
14.22 %
Cash Flow Change
-3.25 %
ROE
-1.07 %
ROCE
3.82 %
EBITDA Margin (Avg.)
1.42 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 4,040 | 5,627 | 7,657 | 8,959 | 11,018 | 13,410 | 16,520 |
| Fixed Assets | 18 | 23 | 60 | 58 | 66 | 78 | 116 |
| Current Assets | 688 | 880 | 1,416 | 1,377 | 1,843 | 1,724 | 2,206 |
| Capital Work in Progress | 0 | 0 | 1 | 0 | 2 | 20 | 11 |
| Investments | 0 | 0 | 0 | 0 | 53 | 111 | 182 |
| Other Assets | 4,022 | 5,604 | 7,596 | 8,901 | 10,897 | 13,200 | 16,210 |
| Total Liabilities | 4,040 | 5,627 | 7,657 | 8,959 | 11,018 | 13,410 | 16,520 |
| Current Liabilities | 101 | 94 | 145 | 152 | 165 | 203 | 288 |
| Non Current Liabilities | 2,749 | 3,696 | 5,414 | 6,406 | 8,047 | 9,937 | 12,459 |
| Total Equity | 1,190 | 1,837 | 2,098 | 2,401 | 2,806 | 3,270 | 3,773 |
| Reserve & Surplus | 1,120 | 1,759 | 2,020 | 2,322 | 2,727 | 3,191 | 3,694 |
| Share Capital | 69 | 78 | 78 | 79 | 79 | 79 | 79 |
Cash Flow
| Cash Flow | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 90 | -199 | 191 | -329 | 26 | 130 | -157 |
| Investing Activities | -218 | -327 | -342 | -265 | -463 | 196 | -648 |
| Operating Activities | -933 | -1,276 | -1,172 | -1,071 | -1,135 | -1,924 | -1,987 |
| Financing Activities | 1,240 | 1,404 | 1,705 | 1,008 | 1,623 | 1,858 | 2,477 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 50.08 % | 50.07 % | 39.22 % | 39.21 % | 39.20 % | 39.19 % | 39.16 % | 39.15 % | 39.14 % | 39.13 % | 39.11 % | 39.10 % | 26.47 % | 26.47 % | 26.47 % | 26.47 % | 26.47 % | 48.96 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.04 % | 0.04 % | 0.00 % | 35.50 % | 0.00 % | 34.79 % | 35.88 % | 35.50 % | 33.97 % | 29.67 % | 29.77 % |
| DIIs | 6.97 % | 6.51 % | 8.25 % | 8.42 % | 8.30 % | 8.40 % | 9.00 % | 10.92 % | 10.95 % | 14.35 % | 14.15 % | 13.85 % | 24.00 % | 24.40 % | 25.56 % | 25.69 % | 10.75 % | 11.51 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 8.87 % | 8.88 % | 9.79 % | 9.72 % | 9.87 % | 10.29 % | 6.27 % | 6.27 % | 5.71 % | 9.13 % | 8.67 % | 10.36 % | 11.70 % | 10.38 % | 9.86 % | 10.50 % | 8.32 % | 7.53 % |
| Others | 34.08 % | 34.53 % | 42.74 % | 42.66 % | 42.62 % | 42.11 % | 45.57 % | 43.61 % | 44.16 % | 37.39 % | 2.57 % | 36.68 % | 3.04 % | 2.87 % | 2.61 % | 3.36 % | 24.80 % | 2.22 % |
| No of Share Holders | 25,935 | 30,154 | 42,335 | 42,777 | 50,248 | 54,261 | 58,409 | 62,631 | 60,388 | 94,788 | 1,07,718 | 1,32,644 | 1,51,680 | 1,44,395 | 1,44,452 | 1,47,894 | 1,32,792 | 1,21,862 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 Apr 2025 |  Quarterly Result Announcement | NA | 24 Apr 2025 | 2,004.15 | 2,119.40 |
| 30 Jan 2025 | Quarterly Result Announcement | NA | 30 Jan 2025 | 1,637.10 | 1,689.80 |
| 07 Nov 2024 | Quarterly Result Announcement | NA | 07 Nov 2024 | 1,731.60 | 1,684.70 |
| 07 Aug 2024 |  Annual General Meeting | NA | 07 Aug 2024 | 1,794.85 | 1,630.00 |
| 24 May 2017 |  Change Of Name | NA | 24 May 2017 | 0.00 | 0.00 |
Announcements
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 
7 days ago
7 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Jul 14, 2025Disclosure Under Regulation 30 And 51 Of SEBI (LODR) Regulations 2015- Intimation Of Regulatory Recognition.Jul 10, 2025
Jul 10, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015- Intimation Of ESG Rating By NSE Sustainability Ratings & Analytics Limited.Jul 09, 2025
Jul 09, 2025Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations 2011.Jul 08, 2025
Jul 08, 2025Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations 2011.Jul 08, 2025
Jul 08, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jul 02, 2025
Jul 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 02, 2025
Jul 02, 2025Disclosure Under Regulation 7(2)(B) Of The Securities And Exchange Board Of India (Prohibition Of Insider Trading) Regulations 2015Jul 01, 2025
Jul 01, 2025Disclosure Under Regulation 7(2)(B) Of The Securities And Exchange Board Of India (Prohibition Of Insider Trading) Regulations 2015Jul 01, 2025
Jul 01, 2025Disclosure Under Regulation 7(2)(B) Of The Securities And Exchange Board Of India (Prohibition Of Insider Trading) Regulations 2015Jul 01, 2025
Jul 01, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jul 01, 2025
Jul 01, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jul 01, 2025
Jul 01, 2025Disclosure Under Regulation 31A Of The SEBI (LODR) Regulations 2015- Reclassification Of Promoters And Members Of The Promoter Group To Public Category Pursuant To The Open Offer.Jun 30, 2025
Jun 30, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 30, 2025
Jun 30, 2025Intimation Under Regulation 30 And 51 Of The SEBI (LODR) Regulations 2015 For Re-Appointment Of Head Of Internal Audit Of The Company.Jun 30, 2025
Jun 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On June 30 2025.Jun 30, 2025
Jun 30, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 30, 2025
Jun 30, 2025Closure of Trading WindowJun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-AllotmentJun 26, 2025
Jun 26, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2025
Jun 18, 2025Announcement Under Regulation 30 And 51 SEBI (LODR) Regulations 2015Jun 18, 2025
Jun 18, 2025Board Meeting Outcome for Outcome Of Executive Committee Meeting Of Board Of Directors Held On June 18 2025Jun 18, 2025
Jun 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 11, 2025
Jun 11, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 11, 2025
Jun 11, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 10, 2025
Jun 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 21, 2025
May 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2025
May 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2025
May 14, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 08, 2025
May 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptApr 30, 2025
Apr 30, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Apr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-AllotmentApr 28, 2025
Apr 28, 2025Intimation Of ESG Rating By SES ESG Research Private Limited.Apr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 25, 2025
Apr 25, 2025Audio Recording Of Earnings Conference Call For The Quarter And Financial Year Ended March 31 2025.Apr 24, 2025
Apr 24, 2025Announcement Under Regulation 30 And 50 Of SEBI (LODR) Regulations 2015Apr 24, 2025
Apr 24, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 24, 2025
Apr 24, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 24, 2025
Apr 24, 2025Audited Financial Results For The Quarter And Financial Year Ended March 31 2025Apr 24, 2025
Apr 24, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On Thursday April 24 2025Apr 24, 2025
Apr 24, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Apr 19, 2025
Apr 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 16, 2025
Apr 16, 2025Board Meeting Intimation for Intimation Of Board Meeting Under Regulation 29 And 50 Of Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 SEBI (LODR) Regulations 2015.Apr 16, 2025
Apr 16, 2025Board Meeting Outcome for Outcome Of Executive Committee Meeting Of Board Of Directors Held On April 16 2025Apr 16, 2025
Apr 16, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Apr 08, 2025Technical Indicators
RSI(14)
Neutral 41.35
ATR(14)
Less Volatile 65.22
STOCH(9,6)
Oversold 15.55
STOCH RSI(14)
Oversold 0.00
MACD(12,26)
Bearish -15.76
ADX(14)
Weak Trend 23.58
UO(9)
Bearish 39.97
ROC(12)
Downtrend And Accelerating -6.59
WillR(14)
Oversold -91.82
Mutual Fund Holdings
SBI Flexicap Fund Direct-Growth 
Nippon India Banking & Financial Services Fund Direct-Growth 
360 ONE Focused Fund Direct-Growth 
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth 
Bandhan Financial Services Fund Direct-Growth 
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth 
HDFC Nifty Smallcap 250 Index Fund Direct-Growth 
Helios Financial Services Fund Direct - Growth 
Quantum Small Cap Fund Direct - Growth 
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth 
Groww Nifty Smallcap 250 Index Fund Direct - Growth 
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund Direct - Growth 
Axis Nifty 500 Index Fund Direct-Growth 
Kotak Nifty Smallcap 250 Index Fund Direct-Growth About Aavas Financiers
Aavas Financiers Ltd. is a registered Housing Finance Company in India, focusing on providing affordable housing finance to low and middle-income customers in semi-urban and rural areas. The company offers home loans for purchase, construction, extension, and repair of residential properties, as well as loans against property and MSME loans. Aavas operates through 371 branches across 13 states, including Rajasthan, Maharashtra, Gujarat, and Madhya Pradesh. The company uses technology and data analytics for customer onboarding, underwriting, loan monitoring, and risk management. Aavas sources funding through various means, including term loans, securitization, non-convertible debentures, and refinancing from the National Housing Bank. As of March 31, 2023, Aavas had an Assets under Management (AUM) of Rs 14,167 crore and received a Rs 1,044 crore line of credit from the National Housing Bank in 2022-23.
Listing Date
08 Oct, 2018(6 Years,
48 days)
Website
Chairperson NameSandeep Tandon
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