Aavas Financiers

2,028.15
-15.55
(-0.76%)
Market Cap
16,052.80 Cr
EPS
62.03
PE Ratio
32.98
Dividend Yield
0.00 %
52 Week High
2,139.00
52 Week Low
1,460.95
PB Ratio
4.29
Debt to Equity
3.16
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from20 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+80.00 %
+80.00 %
Hold
Hold+15.00 %
+15.00 %
Sell
Sell+5.00 %
+5.00 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
119.38
#1 99,421.42
50.32
7,617.70
34.46
1,731
25.40
51.28
559.65
30,784.28
#1 5.94
#1 27,277.80
20.02
#1 4,760
22.75
52.20
979.40
25,457.06
13.15
7,057.10
8.08
1,508
42.82
66.77
463.40
19,990.36
22.79
2,587.00
26.60
750
17.13
63.69
2,028.15
#5 16,052.80
#9 32.98
#7 2,020.70
#6 25.46
#8 491
#8 14.85
59.13
302.45
15,116.88
21.13
1,416.80
24.98
612
20.88
51.23
1,059.00
9,536.88
26.29
1,156.50
#1 45.36
306
23.60
57.77
850.90
9,180.81
25.86
861.40
42.10
248
#1 54.25
65.51
107.80
8,929.46
7.99
8,624.80
-1.16
1,217
-0.07
43.82
652.00
8,681.65
10.50
3,524.70
28.49
751
6.00
49.92
Growth Rate
Revenue Growth
25.46 %
Net Income Growth
14.22 %
Cash Flow Change
-3.25 %
ROE
-1.07 %
ROCE
3.82 %
EBITDA Margin (Avg.)
1.42 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Revenue
147
164
195
205
198
231
239
235
234
271
310
291
272
326
343
365
353
395
412
450
467
498
509
547
543
Expenses
45
42
48
53
51
50
59
66
54
67
78
76
80
86
97
89
98
110
117
118
132
129
134
139
138
EBITDA
103
122
147
152
147
181
181
169
180
204
233
215
192
240
246
277
255
286
295
332
335
369
375
408
405
Operating Profit %
70 %
74 %
75 %
74 %
74 %
78 %
75 %
72 %
77 %
75 %
75 %
74 %
70 %
74 %
72 %
76 %
72 %
72 %
72 %
74 %
72 %
74 %
74 %
75 %
75 %
Depreciation
2
2
3
3
2
7
5
6
5
5
5
5
5
6
6
7
6
7
7
9
7
8
9
9
9
Interest
58
63
63
72
80
83
95
97
112
114
117
115
113
116
125
124
135
141
150
165
187
204
217
222
235
Profit Before Tax
43
57
81
77
64
91
80
66
63
84
110
95
74
118
115
146
114
138
138
159
141
157
150
177
161
Tax
13
22
25
23
19
15
13
6
13
18
25
7
15
26
26
30
25
31
31
32
31
36
33
35
35
Net Profit
30
35
56
54
45
76
68
60
50
66
86
87
59
92
89
116
89
107
107
127
110
122
117
143
126
EPS in ₹
4.32
4.91
7.22
6.96
5.81
9.73
8.68
7.63
6.38
8.43
10.90
11.15
7.52
11.69
11.25
14.63
11.28
13.51
13.56
16.05
13.89
15.38
14.75
18.00
15.93

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
4,040
5,627
7,657
8,959
11,018
13,410
16,520
Fixed Assets
18
23
60
58
66
78
116
Current Assets
688
880
1,416
1,377
1,843
1,724
2,206
Capital Work in Progress
0
0
1
0
2
20
11
Investments
0
0
0
0
53
111
182
Other Assets
4,022
5,604
7,596
8,901
10,897
13,200
16,210
Total Liabilities
4,040
5,627
7,657
8,959
11,018
13,410
16,520
Current Liabilities
101
94
145
152
165
203
288
Non Current Liabilities
2,749
3,696
5,414
6,406
8,047
9,937
12,459
Total Equity
1,190
1,837
2,098
2,401
2,806
3,270
3,773
Reserve & Surplus
1,120
1,759
2,020
2,322
2,727
3,191
3,694
Share Capital
69
78
78
79
79
79
79

Cash Flow

Cash Flow
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
90
-199
191
-329
26
130
-157
Investing Activities
-218
-327
-342
-265
-463
196
-648
Operating Activities
-933
-1,276
-1,172
-1,071
-1,135
-1,924
-1,987
Financing Activities
1,240
1,404
1,705
1,008
1,623
1,858
2,477

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
50.08 %
50.07 %
39.22 %
39.21 %
39.20 %
39.19 %
39.16 %
39.15 %
39.14 %
39.13 %
39.11 %
39.10 %
26.47 %
26.47 %
26.47 %
26.47 %
26.47 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.04 %
0.04 %
0.00 %
35.50 %
0.00 %
34.79 %
35.88 %
35.50 %
33.97 %
29.67 %
DIIs
6.97 %
6.51 %
8.25 %
8.42 %
8.30 %
8.40 %
9.00 %
10.92 %
10.95 %
14.35 %
14.15 %
13.85 %
24.00 %
24.40 %
25.56 %
25.69 %
10.75 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.87 %
8.88 %
9.79 %
9.72 %
9.87 %
10.29 %
6.27 %
6.27 %
5.71 %
9.13 %
8.67 %
10.36 %
11.70 %
10.38 %
9.86 %
10.50 %
8.32 %
Others
34.08 %
34.53 %
42.74 %
42.66 %
42.62 %
42.11 %
45.57 %
43.61 %
44.16 %
37.39 %
2.57 %
36.68 %
3.04 %
2.87 %
2.61 %
3.36 %
24.80 %
No of Share Holders
25,935
30,154
42,335
42,777
50,248
54,261
58,409
62,631
60,388
94,788
1,07,718
1,32,644
1,51,680
1,44,395
1,44,452
1,47,894
1,32,792

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20185 days ago
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 201510 days ago
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 201510 days ago
Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationMar 28, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 28, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 28, 2025
Shareholder Meeting / Postal Ballot-Outcome of EGMMar 28, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 25, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 25, 2025
Closure of Trading WindowMar 25, 2025
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Mar 25, 2025
Announcement under Regulation 30 (LODR)-Open Offer - UpdatesMar 24, 2025
Post-Offer AdvertisementMar 24, 2025
Intimation Of ESG Rating By Crisil ESG Ratings & Analytics Limited.Mar 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMar 21, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Mar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 12, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 12, 2025
Updates on Open OfferMar 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 07, 2025
Updates on Open OfferMar 06, 2025
Notice Of 26Th Extraordinary General Meeting Of The Aavas Financiers Limited.Mar 06, 2025
Updates on Open OfferMar 05, 2025
Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationMar 05, 2025
Updates on Open OfferMar 04, 2025
Updates on Open OfferMar 03, 2025
Updates on Open OfferFeb 28, 2025
Updates on Open OfferFeb 28, 2025
Updates on Open OfferFeb 27, 2025
Updates on Open OfferFeb 27, 2025
Updates on Open OfferFeb 25, 2025
Updates on Open OfferFeb 25, 2025
Updates on Open OfferFeb 24, 2025
Updates on Open OfferFeb 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 21, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 20, 2025
Updates on Open OfferFeb 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 15, 2025
Announcement under Regulation 30 (LODR)-Open Offer - UpdatesFeb 12, 2025
Letter of OfferFeb 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 11, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 06, 2025
Intimation Under Regulation 30 And 51 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 05, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 31, 2025
Disclosure Under Regulation 30(5) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jan 31, 2025
Audio Recording Of Earnings Conference Call For The Quarter And Nine Months Ended December 31 2024Jan 30, 2025
Appointment of Company Secretary and Compliance OfficerJan 30, 2025

Technical Indicators

RSI(14)
Neutral
59.13
ATR(14)
Volatile
91.32
STOCH(9,6)
Neutral
73.69
STOCH RSI(14)
Neutral
20.26
MACD(12,26)
Bearish
-8.22
ADX(14)
Strong Trend
39.69
UO(9)
Bearish
65.79
ROC(12)
Uptrend And Accelerating
1.14
WillR(14)
Neutral
-23.85

About Aavas Financiers

Aavas Financiers Ltd. is a registered Housing Finance Company in India, focusing on providing affordable housing finance to low and middle-income customers in semi-urban and rural areas. The company offers home loans for purchase, construction, extension, and repair of residential properties, as well as loans against property and MSME loans. Aavas operates through 371 branches across 13 states, including Rajasthan, Maharashtra, Gujarat, and Madhya Pradesh. The company uses technology and data analytics for customer onboarding, underwriting, loan monitoring, and risk management. Aavas sources funding through various means, including term loans, securitization, non-convertible debentures, and refinancing from the National Housing Bank. As of March 31, 2023, Aavas had an Assets under Management (AUM) of Rs 14,167 crore and received a Rs 1,044 crore line of credit from the National Housing Bank in 2022-23.
Listing Date
08 Oct, 2018(6 Years, 37 days)
Chairperson NameSandeep Tandon