Manappuram Finance

Market Cap (₹ Cr.)

₹17,843

52 Week High

230.40

Book Value

₹136

52 Week Low

125.35

PE Ratio

7.94

PB Ratio

1.55

PE for Sector

33.71

PB for Sector

2.87

ROE

18.98 %

ROCE

13.55 %

Dividend Yield

1.57 %

EPS

₹26.55

Industry

Finance

Sector

Finance & Investments

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

32.15 %

Net Income Growth

46.48 %

Cash Flow Change

-9.00 %

ROE

22.29 %

ROCE

15.35 %

EBITDA Margin (Avg.)

3.65 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	501	516	520	574	605	675	755	791	789	738	718	744	753	783	851	901	893	951	1,077	1,133	1,191	1,226	1,294	1,355	1,319	1,243	1,170	1,110	1,063	1,110	1,252	1,249	1,215	1,357	1,456	1,528	1,513	1,642
Expenses	164	192	188	194	185	195	207	217	215	239	255	270	278	272	284	278	289	273	272	283	299	257	269	258	264	271	322	368	327	335	371	377	376	385	402	415	416	456
EBITDA	338	324	332	381	420	481	548	573	574	499	463	473	475	510	567	623	604	678	805	850	892	969	1,025	1,097	1,054	972	848	742	736	775	881	872	839	972	1,054	1,114	1,098	1,186
Operating Profit %	67 %	63 %	63 %	66 %	69 %	71 %	73 %	73 %	73 %	67 %	64 %	64 %	63 %	65 %	67 %	69 %	68 %	71 %	74 %	75 %	75 %	79 %	79 %	81 %	80 %	78 %	72 %	67 %	69 %	70 %	70 %	70 %	69 %	71 %	72 %	73 %	72 %	72 %
Depreciation	12	12	13	14	14	15	15	15	14	15	15	15	16	17	17	17	17	39	38	37	40	42	38	37	39	38	34	45	40	35	41	42	44	44	47	48	49	49
Interest	219	226	227	216	216	234	260	268	240	203	188	197	206	228	246	272	272	304	339	357	392	433	442	437	408	363	340	352	337	351	367	398	383	415	443	481	489	544
Profit Before Tax	107	86	92	151	190	232	273	291	319	282	260	261	253	266	304	334	314	335	428	456	461	495	544	623	608	570	474	346	359	390	473	431	413	513	564	584	560	593
Tax	37	30	33	53	70	88	104	101	112	99	89	97	92	95	109	123	100	121	76	119	114	123	139	163	176	143	113	80	85	106	133	114	101	138	157	152	125	154
Net Profit	70	56	59	97	125	149	180	190	207	183	171	169	167	171	194	212	214	220	336	334	340	369	406	465	458	425	355	259	265	290	349	318	309	381	420	429	428	441
EPS in ₹	0.83	0.66	0.70	1.16	1.48	1.77	2.14	2.26	2.46	2.18	2.03	2.05	1.99	2.04	2.29	2.52	4.34	2.61	3.95	3.96	4.03	4.37	4.80	5.50	5.41	5.02	4.19	3.06	3.13	3.43	4.12	3.76	3.65	4.50	4.96	5.06	5.07	5.21

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	11,332	11,911	13,146	14,593	17,646	23,787	25,654	26,971	29,338	33,973
Fixed Assets	171	190	179	265	326	741	861	892	869	815
Current Assets	10,746	11,050	12,237	1,044	1,237	2,690	2,432	2,058	2,359	2,127
Capital Work in Progress	1	0	0	0	1	3	6	11	16	33
Investments	212	0	0	378	1,011	932	1,200	1,215	1,454	1,766
Other Assets	10,948	11,721	12,967	13,950	16,309	22,111	23,587	24,852	26,998	31,358
Total Liabilities	8,705	9,174	9,836	10,781	13,254	18,431	18,752	19,028	20,358	23,623
Current Liabilities	7,045	7,935	7,769	3,438	3,718	2,289	1,660	1,181	554	1,458
Non Current Liabilities	1,660	1,239	2,066	7,343	9,536	16,142	17,092	17,847	19,804	22,165
Total Equity	2,627	2,737	3,311	3,813	4,392	5,356	6,902	7,943	8,980	10,349
Reserve & Surplus	2,459	2,569	3,142	3,644	4,224	5,187	6,732	7,774	8,811	10,180
Share Capital	168	168	168	169	169	169	169	169	169	169

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	-58	-207	-68	28	3	1,796	-197	-330	310	-343
Investing Activities	508	-27	-32	-201	-760	34	-261	-118	-264	-307
Operating Activities	-827	-361	-283	-53	-1,442	-2,506	150	-112	-314	-2,863
Financing Activities	261	181	248	283	2,206	4,268	-87	-100	888	2,826

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	34.99 %	34.99 %	35.05 %	35.06 %	35.06 %	35.15 %	35.18 %	35.20 %	35.20 %	35.20 %	35.20 %	35.20 %	35.20 %	35.24 %
FIIs	38.58 %	35.86 %	34.93 %	34.81 %	29.83 %	28.91 %	28.36 %	30.07 %	0.00 %	30.74 %	27.08 %	28.95 %	31.99 %	33.00 %
DIIs	8.88 %	10.98 %	13.43 %	14.33 %	15.80 %	13.51 %	12.18 %	11.57 %	43.70 %	10.68 %	12.25 %	12.15 %	9.50 %	9.34 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	17.55 %	18.17 %	16.59 %	15.80 %	19.31 %	22.44 %	24.27 %	23.15 %	21.10 %	23.38 %	25.47 %	23.70 %	23.31 %	22.42 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
Bajaj Finance	7,590.35	4,55,813.41	30.54	54,982.51	32.75	14,451	13.82	64.95
Bajaj Finserv	1,890.40	2,95,143.00	35.38	1,10,383.00	34.50	15,595	13.48	69.67
Jio Financial Services	346.65	2,23,413.23	140.66	1,854.68	4,036.22	1,605	-5.81	54.90
Cholamandalam Investment	1,596.30	1,32,233.08	36.15	19,419.87	48.18	3,411	33.41	69.55
Shriram Finance	3,525.35	1,28,736.84	17.02	36,412.99	19.35	7,391	18.60	71.42
Bajaj Holdings & Investments	10,766.90	1,15,398.27	15.46	1,713.46	224.92	7,365	14.04	65.53
HDFC AMC	4,389.80	94,535.56	45.69	3,163.39	27.42	1,943	26.47	52.57
Muthoot Finance	2,035.45	81,155.93	18.17	15,162.74	26.62	4,468	14.45	65.67
SBI Cards	795.15	75,375.96	31.29	17,483.48	22.39	2,408	0.19	63.99
Aditya Birla Capital	229.54	58,639.83	17.03	34,560.58	14.43	3,439	17.06	60.25