SG Finserve Limited has received the Certificate of Registration from the Reserve Bank of India (RBI) to commence its factoring business operations. The company made this disclosure through an official filing under Regulation 30 of SEBI Listing Regulations on January 07, 2026.

Certificate of Registration Granted

Following the initial RBI approval received on December 17, 2025, the RBI has now issued the Certificate of Registration to SG Finserve on January 07, 2026, for undertaking factoring business in accordance with the provisions of the Factoring Regulation Act, 2011 and directions issued thereunder. This represents the completion of the regulatory approval process that began in December.

Specific Conditions and Timeline

The Certificate of Registration has been granted subject to two specific conditions that the company must fulfill. The first condition requires SG Finserve to commence the factoring business within 6 months from the date of grant of Certificate of Registration. The second condition mandates that the company amend the main clauses of its Memorandum of Association to include specific clauses related to factoring business within 3 months of issuance of the Certificate of Registration and prior to starting the factoring business.

Regulatory Compliance Framework

SG Finserve has committed to comply with the aforementioned conditions and take necessary steps to operationalize the factoring business in accordance with the applicable regulatory framework. The company has made this disclosure pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

RBI Disclaimer and Risk Disclosure

As mandated by RBI regulations, the company has included a specific disclaimer stating that while SG Finserve holds a valid Certificate of Registration dated January 07, 2026, issued by the Reserve Bank of India under Section 3 of the Factoring Regulation Act, 2011, the RBI does not accept responsibility or guarantee regarding the company's financial soundness or for repayment of deposits or discharge of liabilities.

This regulatory milestone positions SG Finserve to enter the factoring business segment, representing a strategic expansion of the company's financial services portfolio beyond its existing operations.

SG Finserv Limited has reported its loan book totalling ₹32.11 billion for the third quarter of fiscal year 2026. This figure represents the company's total outstanding loan portfolio during the reporting period.

Loan Portfolio Performance

The financial services company disclosed its loan book size for Q3FY26, providing stakeholders with visibility into the scale of its lending operations. The ₹32.11 billion loan book reflects the total value of outstanding loans in the company's portfolio.

Business Overview

SG Finserve Limited operates in the financial services sector, focusing on lending activities. The reported loan book figure indicates the company's current lending portfolio size and provides insight into its business operations during the third quarter of fiscal 2026.

The disclosure of the loan book size serves as a key metric for understanding the company's lending business scale and portfolio management during the reporting quarter.