SG Finserv

SG Finserv

383.20
-5.50
(-1.41%)
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Key Fundamentals
Add Ratio
Market Cap
2,172.60 Cr
EPS
14.54
PE Ratio
21.35
Dividend Yield
0.00 %
52 Week High
426.15
52 Week Low
339.90
PB Ratio
2.00
Debt to Equity
1.29
Sector
NBFC
Forecast For
Actual

Company News

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neutral
SG Finserve Limited has issued commercial papers worth Rs 50 crore with a 91-day tenure at an interest rate of 7.50%. The commercial papers were allotted on October 28, 2025, and will mature on January 27, 2026. The papers have been issued in favor of Quant Mutual Fund-A/C Quant Liquid Plan and carry an [ICRA] A1+ credit rating. The commercial papers will be listed on BSE Limited.
neutral
SG Finserve Limited reported a 15% quarter-on-quarter loan book growth to INR 2,878 crores in Q2-FY26, leading to a 14% increase in PBT and 16% increase in net profit. The company maintains zero NPAs after disbursing INR 52,000 crores since inception 36 months ago. CEO Sorabh Dhawan and CFO/COO Sahil Sikka announced their resignations to pursue new opportunities. Vinay Gupta, a chartered accountant with over 20 years of banking experience, will join as the new CEO in November. Sanjay Rajput, currently Head of Finance and Accounts, will take over as CFO. The company revised its FY26 PAT guidance downward from INR 150 crores to INR 120-125 crores due to macro economic slowdown affecting customer businesses. Management expects 10% quarter-on-quarter earnings growth going forward and targets INR 6,000 crores loan book by FY27. The company operates in supply chain financing, serving over 1,000 MSMEs with anchor partnerships including Tata Motors, Mahindra & Mahindra, and Tata Steel.
positive
SG Finserve anticipates strong growth driven by increased lending activities and improved yield spreads. The company plans to expand in MSME and retail sectors while maintaining double-digit return on equity expectations.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,043.10
#1 6,48,880.40
36.80
#1 69,724.80
26.81
#1 16,780
21.81
51.83
306.80
1,94,914.40
119.30
2,078.90
12.09
1,613
0.86
47.06
1,718.50
1,42,768.60
32.56
26,152.80
34.67
4,260
20.12
62.82
796.45
1,40,868.70
15.19
41,859.50
19.61
9,423
7.47
89.52
3,190.60
1,27,614.80
20.89
20,324.50
34.04
5,352
65.12
54.87
887.50
83,607.40
44.02
18,637.10
6.60
1,916
9.99
44.91
4,684.90
51,046.70
26.42
8,563.00
17.53
1,813
11.90
59.26
2,840.20
49,392.70
#1 11.79
4,612.20
#1 76.63
4,241
-14.01
30.74
318.60
43,860.50
17.93
18,530.50
16.03
2,261
45.15
76.51
474.60
37,546.20
177.13
4,222.80
34.17
-98
#1 115.75
39.77
Growth Rate
Revenue Growth
-9.86 %
Net Income Growth
3.05 %
Cash Flow Change
22.19 %
ROE
-18.15 %
ROCE
-38.20 %
EBITDA Margin (Avg.)
-6.46 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
6
4
1
1
0
1
2
2
42
190
171
242
Expenses
6
4
1
1
1
1
1
1
9
21
28
31
EBITDA
0
0
0
1
-0
-1
2
1
34
169
143
211
Operating Profit %
-2 %
-6 %
-9 %
43 %
-3,651 %
-2,871 %
59 %
-237 %
80 %
89 %
83 %
86 %
Depreciation
0
0
0
0
0
0
0
0
0
0
1
1
Interest
0
0
0
0
0
0
0
0
8
64
32
75
Profit Before Tax
0
0
0
1
-1
-1
2
1
25
105
110
136
Tax
0
0
0
0
-0
0
0
0
7
26
29
36
Net Profit
0
0
0
1
-0
-1
2
1
18
79
81
100
EPS in ₹
0.47
0.18
0.46
1.17
-0.68
-1.99
3.15
1.57
8.50
15.72
14.54
18.00

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
8
7
8
8
8
8
8
9
1,079
1,779
2,416
Fixed Assets
0
0
2
2
2
1
1
1
0
2
2
Current Assets
5
2
2
3
5
5
6
6
102
103
85
Capital Work in Progress
0
0
0
0
0
0
0
0
1
0
0
Investments
0
0
1
1
1
2
1
2
0
0
80
Other Assets
8
7
5
6
5
5
6
6
1,078
1,778
2,334
Total Liabilities
8
7
8
8
8
8
8
9
1,079
1,779
2,416
Current Liabilities
1
0
0
1
0
0
0
0
13
16
17
Non Current Liabilities
0
0
0
0
1
1
0
0
493
957
1,385
Total Equity
7
7
7
8
8
7
8
9
573
806
1,015
Reserve & Surplus
2
2
2
3
3
2
3
4
477
747
846
Share Capital
5
5
5
5
5
5
5
5
41
55
56

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-1
-2
-0
-0
0
0
0
0
91
-18
7
Investing Activities
-1
-2
0
-0
1
1
1
-0
2
-4
-58
Operating Activities
0
-1
-0
-0
-1
-1
0
0
-941
-629
-489
Financing Activities
0
0
0
0
0
0
-1
0
1,030
616
554

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Aug 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Jul 2025
Aug 2025
Sept 2025
Promoter
56.25 %
56.25 %
56.25 %
56.25 %
56.25 %
56.25 %
73.05 %
50.88 %
50.88 %
49.38 %
54.13 %
47.80 %
47.80 %
47.77 %
46.99 %
48.38 %
48.38 %
48.38 %
48.38 %
48.38 %
48.38 %
48.38 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.14 %
0.00 %
0.25 %
0.37 %
0.07 %
0.07 %
0.08 %
0.12 %
0.00 %
0.00 %
0.18 %
DIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.97 %
0.97 %
0.94 %
0.82 %
0.73 %
0.05 %
1.39 %
1.69 %
1.90 %
1.93 %
2.30 %
4.44 %
1.59 %
1.59 %
4.04 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
40.78 %
40.78 %
40.77 %
40.64 %
40.63 %
35.20 %
17.09 %
30.98 %
31.15 %
34.03 %
31.69 %
40.23 %
40.14 %
38.76 %
39.26 %
36.66 %
36.26 %
37.04 %
34.74 %
34.93 %
34.79 %
34.55 %
Others
2.97 %
2.97 %
2.98 %
3.11 %
3.12 %
8.55 %
9.86 %
17.17 %
17.00 %
15.65 %
13.36 %
11.11 %
12.00 %
11.83 %
11.68 %
12.99 %
13.36 %
12.21 %
12.33 %
15.11 %
15.25 %
12.86 %
No of Share Holders
124
125
132
104
100
391
590
654
1,750
3,151
7,016
8,600
9,409
11,368
12,439
14,091
14,627
17,256
30,921
31,613
31,782
31,164

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
16 Nov 2022 CHANGE OF NAME Change Of Name
NA
16 Nov 2022 0.00 0.00
24 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
24 Sept 2024 411.30 491.15
15 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Oct 2024 477.85 491.70
17 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Jan 2025 413.05 375.50
08 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2025 396.25 384.00
22 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jul 2025 403.15 423.50
23 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Sept 2025 378.40 378.05
13 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Oct 2025 363.35 367.05

Announcements

Intimation Regarding Issuance Of Commercial Paper6 days ago
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 14, 2025
Announcement under Regulation 30 (LODR)-Credit RatingOct 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 14, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 14, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 13, 2025
Authorisation Of Officials For The Purpose Of Determination Of Materiality Of Events / Information And Disclosure To Stock ExchangesOct 13, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportOct 13, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 13, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateOct 13, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 13, 2025
Announcement under Regulation 30 (LODR)-Resignation of Chief Financial Officer (CFO)Oct 13, 2025
Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)Oct 13, 2025
Appointment of Company Secretary and Compliance OfficerOct 13, 2025
Financial Results For The Quarter And Half Year Ended 30 September 2025Oct 13, 2025
Financial Results For The Quarter And Half Year Ended 30 September 2025Oct 13, 2025
Board Meeting Outcome for Outcome Of The Board MeetingOct 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 09, 2025
Board Meeting Intimation for Board Meeting To Be Held On Monday October 13 2025Oct 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Announcement under Regulation 30 (LODR)-Credit RatingOct 01, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 01, 2025
Announcement under Regulation 30 (LODR)-Credit RatingOct 01, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 23, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 23, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 22, 2025
Re-Lodgement Of Transfer Requests Of Physical SharesSep 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 31, 2025
Notice Of 31St AGMAug 30, 2025
Reg. 34 (1) Annual Report.Aug 30, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 28, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 28, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Listing Of Equity Shares Of The Company On National Stock Exchange Of India Limited With Effect From August 5 2025.Aug 02, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJul 27, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 27, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 23, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 23, 2025
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerJul 22, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sJul 22, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Board Meeting Outcome for Un-Audited Financial Results For The Quarter Ending June 30 2025Jul 22, 2025
Un-Audited Financial Results-30/06/2025Jul 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 17, 2025
Board Meeting Intimation for Disclosure Of Unaudited Financial Results For Quarter Ended On 30Th June 2025Jul 14, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bandhan Large & Mid Cap Fund Direct-Growth
0.31%
47457
-0.02%
-0.04%

Technical Indicators

RSI(14)
Neutral
52.27
ATR(14)
Volatile
16.05
STOCH(9,6)
Neutral
62.94
STOCH RSI(14)
Neutral
46.84
MACD(12,26)
Bullish
1.35
ADX(14)
Strong Trend
30.67
UO(9)
Bearish
55.26
ROC(12)
Downtrend And Accelerating
-1.08
WillR(14)
Neutral
-62.26