NewsEarningsSG Finserv's Loan Book Surges to INR 2,878 Crores, Marking Strong Growth in H1 FY2026SG Finserv's Loan Book Surges to INR 2,878 Crores, Marking Strong Growth in H1 FY2026
SG Finserv Limited (SGFL), a tech-enabled NBFC, has reported significant growth in its loan book, reaching INR 2,878.00 crores as of September 30, 2025. The company achieved a 28% increase in the first half of FY2026, with the loan book growing by INR 632.00 crores in six months. SGFL demonstrated a 15% sequential increase in Q2 FY2026 compared to Q1. The average loan book improved from INR 2,096.00 crores in Q1 to INR 2,409.00 crores in Q2 FY2026. Since FY2023, SGFL's loan book has grown at a CAGR of approximately 52%. The company maintains AA ratings from CRISIL and ICRA for long-term debt and A1+ ratings for short-term debt and commercial paper.
*this image is generated using AI for illustrative purposes only.
SG Finserv Limited (SGFL), a tech-enabled Non-Banking Finance Company (NBFC), has reported significant growth in its loan book, reaching INR 2,878.00 crores as of September 30, 2025. The company's latest financial update reveals impressive expansion in its lending portfolio, underscoring its strong position in the financial services sector.
Robust Growth Trajectory
SGFL has demonstrated remarkable growth in its loan book, achieving a 28% increase in the first half of FY2026. The company's loan book stood at INR 2,246.00 crores on March 31, 2025, and has since grown by INR 632.00 crores in just six months. This growth momentum is further highlighted by a 15% sequential increase in Q2 FY2026 compared to Q1.
Quarterly Performance
The company's quarterly performance shows a consistent upward trend:
| Quarter | Loan Book (INR Cr) | Sequential Growth |
|---|---|---|
| Q1 FY2026 | 2,504.00 | - |
| Q2 FY2026 | 2,878.00 | ~15% |
The average loan book also saw significant improvement, rising from INR 2,096.00 crores in Q1 to INR 2,409.00 crores in Q2 FY2026, indicating strong deployment and utilization of funds.
Long-Term Growth and Financial Strength
SGFL's loan book has experienced substantial long-term growth, expanding from INR 975.00 crores in FY2023 to the current INR 2,878.00 crores in Q2 FY2026. This represents a compound annual growth rate (CAGR) of approximately 52% since FY2023, showcasing the company's ability to scale operations while maintaining portfolio quality.
Company Profile and Ratings
SG Finserv Limited is an RBI-registered NBFC that provides inclusive business financing solutions to various channel partners in the Indian corporate ecosystem. The company leverages technology and its distribution network to offer tailored financing solutions to SMEs, MSMEs, and other corporates.
SGFL's financial strength is further validated by its credit ratings. The company has received AA ratings from CRISIL and ICRA for its long-term debt, and A1+ ratings for short-term debt and commercial paper. These ratings reinforce SGFL's position as a strong and reliable financial institution in the market.
The robust growth in SG Finserv's loan book reflects the strong demand for its financing solutions and demonstrates the company's prudent portfolio management. As the company continues to expand its operations, it remains well-positioned to capitalize on opportunities in the Indian financial services sector.
