Satin creditcare Network Limited has achieved a significant milestone in its sustainability journey by scoring 59 in its first-ever S&P Global Corporate Sustainability Assessment (CSA) on January 22, 2026. This achievement marks an important step for one of India's leading microfinance institutions in demonstrating its commitment to Environmental, Social and Governance (ESG) excellence.

Assessment Performance and Key Strengths

The S&P Global CSA represents a globally recognized assessment framework that evaluates companies across comprehensive ESG parameters, benchmarking performance against global industry peers based on transparent disclosures, systems and measurable outcomes. For Satin Creditcare Network Limited, the assessment revealed strong performance in critical areas that underline the company's governance maturity.

These results underscore the company's focus on strong governance architecture and resilient management systems embedded across the organization.

Sustainability Integration and Strategic Focus

The CSA score reflects Satin Creditcare's continued emphasis on integrating sustainability considerations into decision-making processes and strengthening institutional frameworks. The assessment outcome highlights the company's ability to translate policy frameworks into consistent execution, reinforcing its focus on internal controls and disciplined risk management approaches.

This achievement demonstrates the maturity of governance, risk and people-centric management systems that have been developed across the organization. The company's performance in the assessment validates its approach to responsible financial inclusion and stakeholder-centric operations.

Leadership Perspective on Achievement

Dr H P Singh, Chairman cum Managing Director of Satin Creditcare Network Limited, commented on the development: "The outcome of our S&P Global Corporate Sustainability assessment, is the collective effort across the organization to institutionalize strong governance, responsible practices and a long-term sustainability mindset. We view this as an important step in our ongoing journey to strengthen transparency, accountability and stakeholder trust."

Strategic Positioning and Future Commitments

This achievement reinforces Satin Creditcare's commitment to long-term, stakeholder-centric value creation, positioning the company as a credible and forward-looking institution in India's evolving ESG and sustainable finance landscape. The assessment outcome validates the company's systematic approach to sustainability management and governance excellence.

The company has outlined its continued focus on several key areas:

• Enhancing sustainability disclosures and transparency
• Strengthening ESG governance frameworks
• Aligning operations with globally recognized best practices
• Maintaining commitment to financial empowerment and inclusive growth

Company Profile and Market Presence

Satin Creditcare Network Limited operates as a leading microfinance institution with presence across 26 states, 5 union territories and over 1,00,000 villages. As of September 30, 2025, the Satin group maintained 1,616 branches with a headcount of 16,950, serving 33.30 lakh clients. The company's mission focuses on providing comprehensive financial products and services for the financially under-served community while leading in gender empowerment through technology and innovation.

Satin Creditcare Network Limited has announced a strategic acquisition that marks its entry into the cybersecurity sector. The company's wholly-owned subsidiary, Satin Technologies Limited, has entered into a Share Subscription-cum-Shareholders Agreement on January 17, 2026, to acquire up to 76.40% equity share capital of QTrino Labs Private Limited in one or more tranches.

Strategic Acquisition Details

The acquisition represents a significant milestone for Satin Technologies Limited as it expands into advanced technology domains. Upon completion of the transaction, QTrino will be consolidated as a subsidiary of Satin Technologies Limited, strengthening the overall technology ecosystem of the Satin Group.

About QTrino Labs

QTrino Labs Private Limited is an IIT-incubated deep-tech cybersecurity startup engaged in developing cost-effective, cutting-edge, quantum-safe security solutions. The company operates in a rapidly evolving and high-growth technology segment, focusing on advanced cybersecurity capabilities for enterprises and government institutions. QTrino's quantum-safe security solutions align strongly with Satin Technologies Limited's long-term technology vision.

Strategic Benefits and Vision

The proposed acquisition will enable Satin Technologies Limited to expand its business footprint in advanced technology and cybersecurity domains. The transaction is expected to strengthen solution offerings and enhance the overall technology resilience of the Satin Group. This acquisition reflects Satin's belief that innovation and responsible growth are deeply interconnected, shaping a future that is inclusive, resilient and digitally empowered.

According to Prof. (Dr.) Jawar Singh, Founder and Director of QTrino Labs, the association with Satin Group provides a powerful platform to advance quantum-safe security solutions for enterprises and government institutions. The partnership aims to strengthen cyber resilience, drive impactful innovation and contribute meaningfully to India's growing digital security ecosystem.

Management Commentary

Mr. Rupinder Kalia, Managing Director and Chief Executive Officer of Satin Technologies Limited, described this as a significant milestone in the company's journey to build advanced, future-ready technology capabilities. He emphasized that as cybersecurity becomes increasingly critical in a digitally interconnected world, QTrino's deep-tech and quantum-safe security solutions strongly complement their strategic vision.

The partnership holds potential to accelerate innovation, enhance cyber resilience, and create scalable, cost-effective security solutions for enterprises and government institutions. It positions Satin Technologies at the forefront of next-generation cybersecurity while strengthening the overall technology ecosystem of the Satin Group.

Company Background

Satin Creditcare Network Limited is a leading microfinance institution with presence in 26 states, 5 union territories and over 1,00,000 villages. The company has diversified its portfolio through various subsidiaries including Satin Housing Finance Limited for affordable housing loans, Satin Finserv Limited for MSME business, and Satin Technologies Limited for software services. As of September 30, 2025, Satin group operated 1,616 branches with a headcount of 16,950, serving 33.3 lakh clients.