Satin Creditcare Network Limited has announced the approval of a significant fundraising initiative through Non-Convertible Debentures (NCDs). The company's board has sanctioned the release of NCDs worth ₹1.00 billion, demonstrating its commitment to strengthening its financial position and expanding its operational capabilities.

NCD Issue Structure

The approved NCD issue comes with a strategic greenshoe option, providing additional fundraising flexibility to the company. The structure of this debt instrument reflects careful financial planning aimed at optimizing capital requirements.

Strategic Financial Move

The inclusion of a greenshoe option worth ₹500.00 million allows Satin Creditcare to raise additional funds if market conditions and investor demand prove favorable. This mechanism provides the company with the flexibility to scale its fundraising based on actual market response, ensuring optimal capital utilization.

Non-Convertible Debentures represent a debt instrument that offers fixed returns to investors while providing companies with access to long-term capital without diluting equity ownership. For a microfinance institution like Satin Creditcare, this funding approach supports business expansion while maintaining existing shareholding structures.

Capital Strengthening Initiative

This NCD approval represents a significant step in Satin Creditcare's capital management strategy. The funds raised through this instrument will likely support the company's ongoing operations in the microfinance sector, enabling it to serve its customer base more effectively while maintaining regulatory compliance and operational efficiency.

Satin Creditcare Network Limited has announced that its Board Working Committee will meet on January 05, 2026, to consider a significant fund raising initiative through the issuance of non-convertible debentures (NCDs).

Meeting Details and Regulatory Compliance

The company has scheduled the Working Committee meeting in accordance with Regulations 29 and 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The meeting will specifically focus on considering a fund raising proposal through private placement of listed non-convertible debentures.

Proposed Debenture Structure

The fund raising proposal involves the issuance of non-convertible debentures with flexible security arrangements. The debentures are planned to be:

• Listed on stock exchanges
• Available in both secured and unsecured formats
• Issued through private placement basis
• Compliant with applicable SEBI regulations

Regulatory Notifications

Satin Creditcare Network Limited has formally communicated this development to both major stock exchanges through an official letter dated December 30, 2025. The notification was sent to regulatory authorities, ensuring proper corporate governance protocols are followed.

The communication was signed by Vikas Gupta, Company Secretary & Chief Compliance Officer, ensuring proper corporate governance protocols are followed. This formal notification demonstrates the company's commitment to maintaining transparency with regulatory authorities and stakeholders regarding its capital raising activities.