Satin Creditcare

Satin Creditcare

136.96
-1.84
(-1.33%)
Market Cap
1,533.30 Cr
EPS
16.92
PE Ratio
12.01
Dividend Yield
0.00 %
52 Week High
223.00
52 Week Low
131.80
PB Ratio
0.59
Debt to Equity
3.38
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from1 analysts
HOLD
Analysts have suggested that investors can hold this stock
Buy
Buy0.0 %
0.0 %
Hold
Hold+100.00 %
+100.00 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
Microfinance lender Satin Creditcare Network completed raising Rs 100 crore through bonds in two tranches - Rs 40 crore on July 24 and Rs 60 crore on August 21. The funds were raised through rated, unsecured, non-convertible debentures with bullet repayments structured over 5.5 years and 7 years respectively. The NCDs qualify as tier II capital and are aimed at improving the company's asset liability position. Chairman HP Singh stated the fundraising reinforces investor confidence in their model and provides a stronger capital cushion to their CRAR of about 26% as of June 30, 2025. The company plans to use the funds for expanding income-generating loans and water, sanitation and hygiene (WASH) loans for clients.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,363.00
#1 22,168.60
112.29
#1 5,756.10
11.28
#1 531
-84.86
60.82
152.21
2,663.90
8.35
2,564.40
13.71
-223
-94.52
44.36
247.10
1,781.90
25.54
2,355.16
#1 71.56
-1,379
-746.68
42.15
168.00
1,702.90
#1 5.13
2,368.90
-1.80
-1,225
-159.27
53.40
136.96
#5 1,533.30
#3 12.01
#2 2,601.90
#2 16.13
#2 186
#1 -57.17
25.85
Forecast
Actual
Growth Rate
Revenue Growth
16.13 %
Net Income Growth
-57.31 %
Cash Flow Change
72.77 %
ROE
-59.69 %
ROCE
-16.67 %
EBITDA Margin (Avg.)
-25.03 %

Quarterly Financial Results

Quarterly Financials
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
802
195
213
219
175
254
247
260
295
328
370
400
348
353
366
374
409
311
342
321
406
347
326
348
363
345
361
416
429
463
536
595
646
634
657
687
622
713
Expenses
322
60
70
75
117
250
3
49
88
130
127
114
106
132
136
172
247
131
156
265
186
285
155
144
122
463
138
178
132
156
173
192
218
237
323
398
333
352
EBITDA
480
135
143
143
59
4
244
210
207
198
243
286
242
221
230
203
162
181
185
56
220
62
171
204
241
-118
223
238
297
307
363
403
429
398
334
289
289
361
Operating Profit %
59 %
69 %
67 %
66 %
33 %
2 %
99 %
81 %
70 %
60 %
65 %
71 %
69 %
62 %
63 %
54 %
39 %
58 %
54 %
17 %
54 %
18 %
52 %
58 %
66 %
-34 %
62 %
57 %
69 %
66 %
68 %
68 %
66 %
63 %
51 %
42 %
46 %
50 %
Depreciation
6
1
1
2
2
4
4
4
4
3
3
3
4
4
4
4
5
4
4
3
4
4
4
4
4
3
4
4
8
4
6
6
6
6
7
7
8
6
Interest
436
98
102
117
120
129
127
133
146
154
168
167
153
153
151
145
139
160
156
159
163
165
154
155
157
159
145
155
158
186
217
247
252
251
266
268
264
297
Profit Before Tax
38
36
40
25
-64
-128
113
74
57
41
72
116
87
64
75
54
18
17
26
-107
53
-107
14
46
82
-280
75
79
132
118
143
151
171
141
62
15
18
58
Tax
13
12
13
8
-21
-45
40
27
20
14
26
45
30
24
21
7
5
4
11
-26
16
-26
3
12
25
-70
18
20
33
30
36
38
43
36
17
1
-4
13
Net Profit
25
25
27
17
-43
-84
73
47
38
28
46
71
57
41
54
47
13
13
16
-80
38
-81
11
34
57
-210
57
59
99
88
107
113
128
105
45
14
22
45
EPS in ₹
0.00
7.81
8.31
4.18
-13.06
-21.85
18.89
10.82
8.06
5.77
9.51
14.73
11.64
8.40
9.97
9.04
2.40
2.34
2.78
-13.62
5.61
-11.97
1.64
4.92
8.34
-27.95
7.61
7.41
11.80
10.23
10.93
11.23
11.66
9.57
4.06
1.30
1.99
4.10

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
4,777
6,299
6,741
7,300
8,045
7,655
7,850
10,485
11,587
Fixed Assets
73
75
81
94
131
126
129
133
137
Current Assets
3,680
1,196
1,822
1,985
2,046
2,090
1,241
1,384
1,507
Capital Work in Progress
12
16
16
34
4
0
0
0
0
Investments
21
72
264
246
1
49
62
51
55
Other Assets
4,672
6,136
6,380
6,926
7,909
7,481
7,659
10,301
11,395
Total Liabilities
4,777
6,299
6,741
7,300
8,045
7,655
7,850
10,485
11,587
Current Liabilities
2,080
400
496
630
785
854
523
826
1,554
Non Current Liabilities
2,032
5,012
5,096
5,221
5,774
5,220
5,698
7,258
7,490
Total Equity
665
887
1,149
1,449
1,486
1,582
1,628
2,401
2,543
Reserve & Surplus
601
820
1,086
1,397
1,420
1,457
1,514
2,291
2,433
Share Capital
62
47
49
52
67
75
85
110
110

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
395
-203
512
73
15
-157
-639
166
305
Investing Activities
-36
-55
-187
56
226
-51
-73
-24
-45
Operating Activities
-966
-1,541
611
-225
-945
336
-956
-2,069
-563
Financing Activities
1,398
1,394
88
243
734
-442
390
2,259
914

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Jan 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Jul 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
38.21 %
38.24 %
38.24 %
38.26 %
36.69 %
36.69 %
36.69 %
39.97 %
38.00 %
39.45 %
41.70 %
39.98 %
39.98 %
36.06 %
36.17 %
36.17 %
36.17 %
36.17 %
36.17 %
36.17 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
6.66 %
7.14 %
6.09 %
4.83 %
4.52 %
4.32 %
DIIs
8.17 %
8.12 %
8.12 %
8.12 %
7.76 %
7.65 %
7.47 %
7.14 %
6.66 %
6.38 %
5.19 %
4.46 %
3.96 %
7.22 %
6.92 %
7.04 %
6.60 %
6.11 %
6.35 %
7.15 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
20.01 %
20.90 %
20.78 %
19.58 %
19.24 %
18.23 %
17.41 %
15.63 %
14.44 %
13.69 %
15.83 %
19.15 %
18.87 %
18.22 %
22.22 %
20.99 %
22.76 %
23.33 %
21.21 %
20.42 %
Others
33.61 %
32.74 %
32.86 %
34.04 %
36.32 %
37.44 %
38.43 %
37.26 %
40.90 %
40.47 %
37.28 %
36.41 %
37.20 %
38.50 %
28.02 %
28.65 %
28.37 %
29.56 %
31.74 %
31.94 %
No of Share Holders
19,752
22,643
22,616
19,608
19,776
17,618
16,272
15,488
16,146
16,244
18,505
20,908
23,527
27,434
44,333
41,951
50,610
52,490
50,129
49,904

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
05 Aug 2020 RIGHTS Rights
48:125
04 Aug 2020 73.08 70.75
27 Nov 2023 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
27 Nov 2023 219.00 243.20
09 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
09 Aug 2024 241.45 209.95
08 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 Nov 2024 162.17 164.85
10 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
10 Feb 2025 143.15 141.85
07 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
07 May 2025 164.25 162.76
07 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
07 Aug 2025 159.75 142.48
08 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 Aug 2025 145.30 142.30

Announcements

Announcement under Regulation 30 (LODR)-Newspaper Publication4 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release4 days ago
Announcement under Regulation 30 (LODR)-Allotment5 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Subsidiary Updates7 days ago
Board Meeting Outcome for Working Committee Meeting_ Issuance Of Non-Convertible DebenturesAug 14, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 14, 2025
Board Meeting Intimation for Consider The Fund Raising Proposal By Way Of Issuance Of Listed Secured/Unsecured Nonconvertible Debentures On Private Placement BasisAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 11, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 09, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 08, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 08, 2025
Unaudited Financial Results For The Quarter Ended June 30 2025Aug 08, 2025
Board Meeting Outcome for Unaudited Financial Results (Standalone & Consolidated) For Quarter Ended June 30 2025Aug 08, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 07, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Board Meeting Intimation for Approval Of Un-Audited Financial Results (Standalone And Consolidated) Of The Company For The Quarter Ended June 30 2025Aug 04, 2025
Announcement under Regulation 30 (LODR)-AllotmentJul 24, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 24, 2025
Board Meeting Outcome for Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Approval For Incorporation Of Wholly Owned SubsidiaryJul 23, 2025
Announcement under Regulation 30 (LODR)-AllotmentJul 17, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 17, 2025
Board Meeting Outcome for Outcome Of Working Committee Meeting_Issuance Of Non-Convertable DebenturesJul 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jul 10, 2025
Reg. 34 (1) Annual Report.Jul 10, 2025
Board Meeting Intimation for Board Meeting Intimation Regarding Raising Of Funds Through Private Placement Of Non-Convertible DebenturesJul 09, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Board Meeting Outcome for Outcome Of Working Committee Meeting Held On July 01 2025 For Issuance Of 4410 Senior Secured Rated Listed Redeemable Transferable Ncds Denominated In INR Each Having Face Value Of INR 100000 And An Aggregate Value Of INR 4410000Jul 01, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJul 01, 2025
Board Meeting Outcome for Outcome Of The Board MeetingJun 27, 2025
Board Meeting Intimation for Raising Of Funds Through Private Placement Of Non-Convertible Debentures.Jun 26, 2025
Closure of Trading WindowJun 23, 2025
Board Meeting Intimation for Regulations 29 And 50 Of SEBI (LODR) Regulations 2015Jun 23, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 19, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 08, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 07, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 07, 2025
Board Meeting Outcome for Audited Financial Results (Standalone & Consolidated) For Quarter And Year Ended March 31 2025May 07, 2025
Audited Financial Results (Standalone & Consolidated) For Quarter And Year Ended March 31 2025May 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 02, 2025
Board Meeting Intimation for Approval Of Audited Financial Results (Standalone And Consolidated) Of The Company For The Quarter And Year Ended March 31 2025May 01, 2025
Format of the Annual Disclosure to be made by an entity identified as a LC - Annexure B2Apr 15, 2025
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure AApr 15, 2025

Technical Indicators

RSI(14)
Neutral
25.85
ATR(14)
Less Volatile
3.56
STOCH(9,6)
Oversold
17.10
STOCH RSI(14)
Neutral
45.73
MACD(12,26)
Bullish
0.24
ADX(14)
Weak Trend
24.61
UO(9)
Bullish
22.52
ROC(12)
Downtrend And Accelerating
-4.02
WillR(14)
Oversold
-90.83

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bandhan Small Cap Fund Direct-Growth
0.16%
0
-0.04%
-0.04%