RBL Bank Limited has issued a regulatory disclosure informing investors about a potential operational disruption due to a nationwide bank strike scheduled for January 27, 2026. The disclosure was made under Regulation 30 of SEBI Listing Obligations and Disclosure Requirements Regulations, 2015.

Strike Details and Union Participation

The United Forum of Bank Unions has called for a one-day nationwide bank strike on January 27, 2026 (Tuesday), raising various industry-level demands. RBL Bank has two employee unions that are affiliated with national banking associations:

Employees associated with both AIBEA and AIBOA may participate in the strike action. The bank emphasized that the strike concerns industry-level issues and is not related to any bank-specific matters.

Operational Impact and Mitigation Measures

RBL Bank has assured stakeholders that it will implement all necessary measures to maintain smooth operations across its branch and office network during the strike period. However, the bank acknowledged that some branches could experience disruptions if the strike proceeds as planned.

The disclosure was signed by Company Secretary Niti Arya on January 23, 2026, and has been made available on the bank's official website in compliance with SEBI Listing Regulations. This proactive communication demonstrates the bank's commitment to maintaining transparency with investors and regulatory authorities regarding potential operational challenges.

Regulatory Compliance

The notification fulfills the bank's obligations under Regulation 30(4) of SEBI Listing Regulations, which requires listed companies to disclose events or information that may impact their operations. Additionally, the information has been hosted on the bank's website as mandated by Regulation 46(2) of the SEBI Listing Regulations, ensuring broader accessibility for stakeholders.

French multinational bank BNP Paribas executed a significant divestment in RBL Bank on Wednesday, offloading 60 lakh shares worth ₹178 crore through a bulk deal. In a corresponding transaction, BofA Securities acquired nearly the same number of shares in the private sector lender.

Transaction Details

The bulk deal was executed at ₹296 per share, representing a 0.80% premium over the previous day's closing price of ₹293.70 on BSE. BNP Paribas, which held its equity stake through affiliate BNP Paribas Financial Markets, significantly reduced its position in the bank.

Prior to this transaction, BNP Paribas held a 2.47% stake in RBL Bank as of December 31, 2025, equivalent to 1.52 crore shares. Following the bulk deal, the French bank's holding decreased to 92.57 lakh shares, representing approximately 1.50% of the total equity.

Stock Performance Analysis

RBL Bank shares have experienced consolidation over the past three months, declining nearly 9.00% during this period. The stock has underperformed major benchmarks, with both Nifty and BSE Sensex falling approximately 3.00% over the same timeframe.

Despite recent weakness, the bank's shares have delivered impressive returns over a longer horizon, posting 90.00% gains over the past year. The stock currently trades below its 50-day simple moving average of ₹308.70 while remaining above its 200-day SMA of ₹263.20.

Strong Q3 FY26 Financial Performance

RBL Bank reported exceptional financial results for the third quarter of FY26, demonstrating significant operational improvements across key metrics.

The lender achieved a remarkable 555.00% increase in net profit, rising from ₹33 crore in Q3 FY25 to ₹214 crore in Q3 FY26. On a quarter-on-quarter basis, profitability grew by 20.00%.

Asset Quality Improvements

The bank demonstrated significant progress in asset quality parameters during the quarter, reflecting improved risk management and collection efficiency.

The gross NPA ratio improved to 1.88% as of December 31, 2025, from 2.32% at the end of September 2025. The net NPA ratio also declined to 0.55% from 0.57% over the same period. The provision coverage ratio, including technical write-offs, stood at a robust 93.20%.

Analyst Outlook

Motilal Oswal maintained a Buy rating on RBL Bank with a target price of ₹370, indicating a potential upside of 14.00% from current levels. The brokerage noted that while the bank reported an earnings miss due to higher provisions, pre-provision operating profit exceeded expectations, supported by strong other income. Management has provided guidance for healthy business expansion, projecting wholesale advances growth of 20-25% year-on-year and retail advances growth of 25-30% year-on-year.