RBL Bank has announced a reduction in savings deposit rates for high-value accounts, marking a significant adjustment in its deposit pricing strategy. The rate cut came into effect from January 15, 2025, and specifically targets customers with substantial account balances.

Rate Reduction Details

The Mumbai-based private lender has implemented a 50 basis points cut in savings deposit rates for accounts maintaining balances between ₹25 lakh and ₹3 crore. This adjustment brings down the peak savings account rates from the previous 6.50% to 6.00%. The interest rates on balance slabs less than ₹25 lakh and above ₹3 crore have been left unchanged by the lender.

Market Performance

Shares of RBL Bank are trading 1.30% higher at ₹309.65. The stock is trading close to its 52-week high of ₹332.00, having doubled in value over the last 12 months with gains of 101.00%.

Industry Context

The rate adjustment follows a similar trend in the banking sector. Earlier this month, IDFC First Bank also reduced interest rates on savings account deposits across several balance slabs by up to 200 basis points. This indicates a broader industry movement toward deposit rate adjustments based on market conditions and regulatory requirements.

RBL Bank Limited has announced its quarterly earnings conference call to discuss Q3FY26 financial performance with investors and analysts. The bank issued a formal notification to stock exchanges on January 13, 2026, outlining the schedule and participation details for the upcoming earnings discussion.

Conference Call Schedule

The earnings call is scheduled for January 17, 2026 (Saturday) at 14:30 IST, with timing accommodations for international participants across multiple time zones.

Management Participation

The conference call will be led by R Subramaniakumar, Managing Director & Chief Executive Officer, along with other members of the senior management team. The session will begin with a brief management discussion on Q3FY26 performance, followed by an interactive question and answer segment with participants.

Access Options for Participants

RBL Bank has provided multiple access methods to accommodate different participant preferences and geographical locations.

Primary Dial-in Numbers:

• +91 22 6280 1338
• +91 22 7115 8239

International Toll-Free Access:

Participants can also join through web-based platforms, with a direct registration link provided for seamless access without waiting for an operator. For those who prefer to listen without asking questions, a separate webcast link has been made available that works across mobile, laptop, and desktop devices.

Regulatory Compliance and Documentation

The announcement was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The bank will release its quarter and nine months ended results along with the related investor presentation to BSE and NSE before making them available on the bank's website at www.rbl.bank.in .

In compliance with Regulation 46 of the SEBI Listing Regulations, both the audio recording and transcript of the earnings call will be made available on the bank's website following the session. Participants are advised to dial in at least 10 minutes prior to the scheduled time to ensure proper connection to the call.