RBL Bank

RBL Bank

275.60
-0.30
(-0.11%)
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Key Fundamentals
Add Ratio
Market Cap
16,913.20 Cr
EPS
11.81
PE Ratio
29.13
Dividend Yield
0.36 %
Industry
Banks
52 Week High
281.70
52 Week Low
146.10
PB Ratio
1.08
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from18 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+44.44 %
+44.44 %
Hold
Hold+16.67 %
+16.67 %
Sell
Sell+38.89 %
+38.89 %
Forecast For
Actual

Company News

View All News
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positive
RBL Bank announced provisional financial figures showing total deposits of Rs. 116,665 crore, marking an 8% year-on-year increase and 3% quarter-on-quarter growth. Gross advances crossed Rs. 1 lakh crore, reaching Rs. 102,350 crore with 14% YoY and 6% QoQ growth. Retail advances grew 11% YoY while wholesale advances increased 20% YoY, with commercial banking advances within wholesale growing 33% YoY. Secured retail advances rose 29% YoY, while unsecured retail advances declined 7% YoY. The retail to wholesale advances mix remained approximately 60:40. Deposits below Rs. 3 crore constituted 51% of total deposits, reflecting the bank's focus on granular retail deposits. CASA deposits reached Rs. 37,169 crore with a ratio of 31.9%, while the Liquidity Coverage Ratio averaged 127% for the quarter.
negative
RBL Bank received a show cause notice from Maharashtra tax authorities demanding ₹92 crore including interest and penalty for financial year 2019-20. The demand relates to reversal of GST input credit taken under separate registration for the bank's digital banking vertical. The bank expects to respond within prescribed timelines and anticipates a favorable outcome with no material financial impact. RBL Bank shares closed down 0.81% at ₹275. Separately, Citi maintained a 'Buy' rating with ₹300 target price, expecting net interest margins to improve from Q2 onwards. The bank's quarterly results showed net interest income fell 13% to ₹1,480.6 crore and net profit dropped 46.2% to ₹200 crore. Gross NPAs increased to 2.78% from 2.6% in the previous quarter, with the bank acknowledging challenges in its cards portfolio while maintaining strong liability growth.
positive
RBL Bank has entered into a bancassurance partnership with Life Insurance Corporation of India (LIC). The collaboration will allow RBL Bank customers to access LIC's life insurance products through the bank's branch network and digital channels. Customers will have access to LIC's product portfolio including term plans, endowment policies, pension and unit-linked insurance plans. The partnership combines LIC's network of over 3,600 branches and satellite offices with RBL Bank's more than 2,000 touchpoints, including nearly 570 branches and 1,474 business correspondent branches. Both institutions aim to expand financial protection and strengthen insurance penetration across India, supporting the vision of 'Insurance for all by 2047'.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
973.45
#1 14,82,504.00
21.20
#1 4,70,915.90
15.42
#1 73,440
-0.57
50.66
1,363.40
9,75,186.40
18.41
2,94,586.90
#1 24.81
54,419
16.00
36.45
2,146.00
4,17,703.90
22.28
1,07,095.00
13.60
21,946
-39.96
66.51
1,212.80
3,66,426.50
13.50
1,55,916.90
12.99
28,112
-2.90
69.27
92.86
99,567.20
12.62
34,058.70
12.14
7,656
16.37
52.61
21.93
68,545.30
25.21
37,075.60
12.48
2,447
#1 56.72
70.30
739.30
58,228.10
57.09
56,358.10
2.20
2,575
-72.17
49.44
71.09
50,666.30
40.17
43,478.30
19.92
1,490
-29.43
40.37
193.66
47,328.00
#1 11.75
32,030.20
19.60
4,202
-9.24
43.39
164.79
26,735.70
12.93
24,914.80
18.41
2,745
-65.02
53.55

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
15.31 %
Net Income Growth
-43.08 %
Cash Flow Change
144.92 %
ROE
-46.05 %
ROCE
1.44 %
EBITDA Margin (Avg.)
-7.01 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
1,690
1,796
2,013
2,244
2,567
2,634
2,713
2,783
2,679
2,595
2,660
2,608
2,763
2,629
2,690
2,714
2,817
2,871
3,121
3,327
3,549
3,721
3,969
4,215
4,272
4,459
4,611
4,478
4,513
Expenses
578
609
695
803
957
1,275
1,388
1,444
1,259
1,229
1,366
1,438
2,329
1,552
1,484
1,490
1,471
1,503
1,611
1,651
1,698
2,063
2,004
1,990
2,000
2,239
2,837
2,472
2,275
EBITDA
301
317
334
345
404
102
90
151
203
202
195
112
-621
18
172
224
284
257
290
390
418
125
320
486
475
305
-177
93
278
Operating Profit %
58 %
58 %
58 %
56 %
54 %
42 %
38 %
37 %
46 %
44 %
35 %
30 %
-11 %
24 %
30 %
32 %
33 %
34 %
36 %
38 %
41 %
31 %
37 %
40 %
43 %
37 %
20 %
29 %
34 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
811
870
984
1,095
1,205
1,258
1,235
1,187
1,218
1,164
1,099
1,059
1,056
1,059
1,034
1,000
1,062
1,111
1,221
1,285
1,434
1,533
1,645
1,739
1,796
1,916
1,951
1,913
1,960
Profit Before Tax
301
317
334
345
404
102
90
151
203
202
195
112
-621
18
172
224
284
257
290
390
418
125
320
486
475
305
-177
93
278
Tax
102
105
113
117
139
48
24
36
48
50
48
36
-159
9
51
59
75
69
66
92
99
-206
75
122
124
73
-225
6
63
Net Profit
199
213
222
228
265
53
67
115
154
152
147
76
-462
10
122
165
209
188
225
299
320
331
245
364
351
232
47
87
214
EPS in ₹
4.66
5.03
5.21
5.34
6.22
1.24
1.49
2.26
3.04
3.00
2.64
1.27
-7.73
0.16
2.03
2.75
3.48
3.13
3.75
4.98
5.33
5.51
4.07
6.03
5.79
3.82
0.78
1.43
3.52

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
48,676
61,877
80,398
88,984
1,00,619
1,06,163
1,15,806
1,38,454
1,46,772
Fixed Assets
224
327
416
471
511
538
594
591
638
Current Assets
5,397
5,715
8,679
12,114
17,972
22,815
15,685
23,809
20,743
Capital Work in Progress
35
31
40
62
25
82
45
7
7
Investments
13,483
15,397
16,745
18,055
23,085
22,129
28,730
29,478
32,103
Other Assets
34,934
46,122
63,196
70,396
76,998
83,414
86,436
1,08,378
1,14,025
Total Liabilities
48,676
61,877
80,398
88,984
1,00,619
1,06,163
1,15,806
1,38,454
1,46,772
Current Liabilities
1,771
2,033
2,673
3,600
3,672
3,528
4,074
5,961
6,435
Non Current Liabilities
46,904
59,844
77,725
85,384
96,947
1,02,635
1,11,732
1,32,493
1,40,337
Total Equity
4,336
6,699
7,535
10,565
12,666
12,531
13,526
14,837
15,670
Reserve & Surplus
3,961
6,261
7,108
10,056
12,068
11,931
12,926
14,232
15,062
Share Capital
375
420
427
509
598
600
600
605
608

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
1,635
273
2,443
2,303
3,251
6,076
-9,030
5,604
Investing Activities
-142
-165
-202
-223
-174
-264
-234
-194
Operating Activities
3,434
-2,556
78
-5,173
7,631
6,449
-11,031
4,955
Financing Activities
-1,656
2,994
2,567
7,698
-4,207
-109
2,235
843

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
25.14 %
28.46 %
14.63 %
13.39 %
14.43 %
17.56 %
DIIs
21.82 %
19.98 %
21.99 %
19.43 %
18.84 %
11.44 %
13.67 %
20.22 %
18.45 %
16.38 %
17.93 %
18.26 %
20.51 %
20.67 %
26.98 %
18.03 %
21.14 %
34.72 %
Government
0.36 %
0.36 %
0.36 %
0.36 %
0.36 %
0.36 %
0.00 %
0.02 %
0.06 %
0.06 %
0.05 %
0.06 %
0.06 %
0.06 %
0.06 %
0.05 %
0.05 %
0.04 %
Public / Retail
20.37 %
23.16 %
25.24 %
26.17 %
28.01 %
36.34 %
35.51 %
29.41 %
33.33 %
31.71 %
27.44 %
27.69 %
30.96 %
28.62 %
34.93 %
41.93 %
38.67 %
28.75 %
Others
57.44 %
56.50 %
52.41 %
54.03 %
52.79 %
51.85 %
50.82 %
50.35 %
48.17 %
51.85 %
54.58 %
53.99 %
23.33 %
22.20 %
23.39 %
26.61 %
25.71 %
18.93 %
No of Share Holders
3,22,472
3,82,384
4,08,351
4,73,495
4,67,415
5,37,178
4,94,291
4,16,592
4,04,438
3,79,536
3,51,119
3,44,856
3,58,110
3,64,380
4,22,544
4,77,124
4,52,790
3,86,691

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 1.5 1.8 2.1 2.7 1.5 0.00 0.00 1.5 1.5 1
Dividend Yield (%) 0.3 0.38 0.31 1.99 0.72 0.00 0.00 0.62 0.86 0.36

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
18 Aug 2023 DIVIDEND Dividend
₹ 1.50 /share
18 Aug 2023 161.75 219.05
26 Jul 2024 DIVIDEND Dividend
₹ 1.50 /share
26 Jul 2024 265.40 230.40
07 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
07 Aug 2024 243.70 212.00
19 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 Oct 2024 200.70 205.26
18 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Jan 2025 161.85 155.12
25 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Apr 2025 182.95 198.31
19 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 Jul 2025 263.38 263.14
09 Sept 2025 DIVIDEND Dividend
₹ 1.00 /share
08 Sept 2025 198.31 273.00
26 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Sept 2025 261.05 275.75

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS2 days ago
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.3 days ago
RBL Bank Limited Informs The Exchange About Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.5 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication5 days ago
Shareholder Meeting / Postal Ballot-Notice of Postal Ballot6 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Shareholder Meeting / Postal Ballot-Scrutinizers Report9 days ago
Shareholder Meeting / Postal Ballot-Outcome of AGM10 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 23, 2025
Closure of Trading WindowSep 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 22, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 11, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 09, 2025
RBL Bank Limited Informs The Exchange About Communication To Shareholders Regarding Tax Deduction At Source (TDS) On Dividend DistributionSep 01, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 31, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 30, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 30, 2025
RBL Bank Limited Informs The Exchange About The Date Of The Eighty Second (82Nd) Annual General Meeting Of RBL Bank Limited (The Bank) And The Record Date For The Purpose Of Payment Of Dividend For The Financial Year Ended March 31 2025.Aug 30, 2025
Reg. 34 (1) Annual Report.Aug 30, 2025
RBL Bank Limited Informs The Exchange About Date Of The Eighty Second (82Nd) Annual General Meeting Of RBL Bank Limited For The Financial Year Ended March 31 2025Aug 30, 2025
Board Meeting Outcome for RBL Bank Limited Informs The Exchange About Outcome Of Board Meeting.Aug 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Board Meeting Intimation for Intimation Of Board Meeting To Be Held On August 29 2025.Aug 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 12, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
RBL Bank Limited Informs The Exchange About Intimation Under Regulation 30 Of SEBI Listing Regulations.Aug 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 04, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 29, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Tata Arbitrage Fund Direct - Growth
0.80%
3790950
0.50%
0.44%
HDFC Arbitrage Fund Wholesale Direct-Growth
0.00%
-3492500
-0.44%
-0.49%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.21%
-3178175
-0.40%
-0.39%
Kotak Equity Savings Fund Direct-Growth
0.00%
-2997200
-0.95%
0.00%
Kotak Multicap Fund Direct - Growth
1.51%
2500000
0.29%
1.51%
Invesco India Arbitrage Fund Direct-Growth
0.34%
-2384425
-0.28%
-0.24%
Parag Parikh Flexi Cap Fund Direct-Growth
0.00%
-2057400
-0.05%
-0.05%
Parag Parikh Arbitrage Fund Direct - Growth
0.00%
-1822450
-2.69%
-2.75%
HSBC Arbitrage Fund Direct-Growth
0.14%
-1809750
-1.92%
-2.34%
UTI Arbitrage Fund Direct-Growth
0.01%
-1504950
-0.47%
-0.47%
Edelweiss Arbitrage Fund Direct-Growth
0.56%
-1460500
-0.28%
-0.31%
Kotak Arbitrage Fund Direct-Growth
0.13%
-1457325
-0.06%
-0.06%
DSP Arbitrage Fund Direct - Growth
0.00%
-1330325
-0.58%
-1.19%
Bandhan Arbitrage Fund Direct-Growth
0.12%
-1174750
-0.35%
-0.31%
SBI Arbitrage Opportunities Fund Direct-Growth
0.24%
-819150
-0.07%
-0.13%
Nippon India Arbitrage Fund Direct-Growth
0.40%
-790575
-0.15%
-0.17%
Axis Arbitrage Fund Direct-Growth
0.22%
-787400
-0.32%
-0.61%
Aditya Birla Sun Life Equity Savings Fund Direct-Growth
2.35%
771525
2.35%
2.35%
Bajaj Finserv Arbitrage Fund Direct-Growth
1.24%
-654050
-2.24%
-2.96%
Nippon India Value Fund Direct-Growth
1.05%
-600000
-0.18%
-0.67%
Franklin India Arbitrage Fund Direct-Growth
0.56%
-590550
-4.10%
-5.71%
Parag Parikh Dynamic Asset Allocation Fund Direct - Growth
0.00%
-523875
-0.58%
-0.58%
Tata Aggressive Hybrid Fund Direct-Growth
2.93%
500000
0.32%
2.63%
Baroda BNP Paribas Arbitrage Fund Direct - Growth
1.64%
-495300
-1.10%
-2.17%
Axis Multicap Fund Direct-Growth
0.71%
300000
0.08%
0.71%

Technical Indicators

RSI(14)
Neutral
58.30
ATR(14)
Less Volatile
8.24
STOCH(9,6)
Neutral
77.97
STOCH RSI(14)
Neutral
78.49
MACD(12,26)
Bullish
0.13
ADX(14)
Weak Trend
12.87
UO(9)
Bearish
57.78
ROC(12)
Uptrend And Accelerating
3.22
WillR(14)
Neutral
-28.86

About RBL Bank

RBL Bank Limited is an Indian private sector bank offering a range of banking and financial services. It operates through five business verticals: corporate banking, commercial banking, branch & business banking, retail assets, and treasury & financial markets operations. The bank has a distribution network of 545 branches, 1,272 business correspondent branches, and 395 ATMs across 28 Indian states and Union Territories. RBL Bank provides various products including housing loans, business loans, vehicle finance, gold loans, and education loans. The bank has also launched digital banking channels and a RuPay National Common Mobility Card for transit payments. RBL Bank has expanded its operations and customer base through acquisitions, capital infusions, and partnerships over the years.
Listing Date
31 Aug, 2016(9 Years, -24 days)
Chairperson NameChandan Sinha