RBL Bank

209.51

-6.77

(-3.13%)

Market Cap (₹ Cr.)

₹13,130

52 Week High

300.70

Book Value

₹245

52 Week Low

205.25

PE Ratio

10.17

PB Ratio

0.88

PE for Sector

15.46

PB for Sector

1.77

ROE

8.49 %

ROCE

5.56 %

Dividend Yield

0.69 %

EPS

₹21.30

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

26.84 %

Net Income Growth

37.01 %

Cash Flow Change

144.92 %

ROE

24.90 %

ROCE

9.15 %

EBITDA Margin (Avg.)

2.32 %

Financial Results

Quarterly Financials	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	731	777	823	905	1,031	1,071	1,143	1,223	1,300	1,332	1,409	1,535	1,690	1,797	2,013	2,243	2,504	2,568	2,644	2,709	2,593	2,515	2,583	2,514	2,679	2,568	2,627	2,642	2,703	2,869	3,116	3,316	3,541	3,712	3,969	4,215	4,302
Expenses	204	204	214	260	270	331	305	389	418	433	474	542	587	617	691	788	893	1,208	1,316	1,371	1,185	1,156	1,289	1,345	2,241	1,469	1,387	1,386	1,365	1,487	1,621	1,672	1,726	2,089	2,016	2,002	2,013
EBITDA	527	573	608	645	761	740	839	834	881	899	935	992	1,103	1,180	1,322	1,455	1,611	1,360	1,329	1,338	1,408	1,359	1,294	1,170	438	1,099	1,241	1,256	1,338	1,382	1,495	1,644	1,815	1,624	1,953	2,212	2,289
Operating Profit %	66 %	69 %	70 %	66 %	69 %	63 %	68 %	61 %	60 %	60 %	59 %	56 %	57 %	58 %	58 %	57 %	56 %	43 %	39 %	38 %	48 %	45 %	36 %	32 %	-11 %	26 %	32 %	35 %	35 %	35 %	35 %	37 %	40 %	31 %	37 %	40 %	42 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	438	474	491	522	619	599	640	634	664	671	684	722	812	870	984	1,095	1,205	1,257	1,235	1,187	1,218	1,165	1,099	1,059	1,056	1,059	1,034	1,000	1,062	1,111	1,220	1,285	1,434	1,533	1,646	1,739	1,796
Profit Before Tax	89	99	118	123	142	141	199	200	217	228	251	270	292	309	338	360	406	103	94	151	190	194	195	110	-618	39	207	257	276	271	274	359	381	91	307	473	493
Tax	29	32	37	39	45	51	70	70	76	78	86	92	102	105	113	113	139	48	24	36	48	50	48	35	-159	9	51	59	75	69	65	88	93	-203	74	121	121
Net Profit	60	67	81	84	97	90	129	130	141	151	165	178	190	205	225	247	267	54	70	114	141	144	147	75	-459	31	156	198	201	202	209	271	288	294	233	353	372
EPS in ₹	2.03	2.27	2.65	2.60	2.99	2.60	3.46	3.48	3.75	3.78	3.97	4.26	4.52	4.84	5.30	5.79	6.25	1.26	1.56	2.25	2.78	2.83	2.64	1.26	-7.68	0.51	2.60	3.30	3.36	3.36	3.49	4.52	4.81	4.90	3.87	5.84	6.13

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	27,105	39,161	48,675	61,851	80,359	88,978	1,00,651	1,06,209	1,15,876	1,38,432
Fixed Assets	154	158	224	303	363	408	442	467	529	525
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	10	19	35	31	40	62	24	82	45	7
Investments	9,792	14,436	13,482	15,448	16,840	18,150	23,230	22,274	28,875	29,576
Other Assets	17,148	24,548	34,934	46,069	63,116	70,358	76,954	83,387	86,427	1,08,324
Total Liabilities	24,874	36,172	44,339	55,167	72,811	78,395	87,988	93,591	1,02,299	1,23,636
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	24,874	36,172	44,339	55,167	72,812	78,395	87,988	93,590	1,02,300	1,23,636
Total Equity	2,230	2,989	4,336	6,684	7,547	10,583	12,663	12,618	13,577	14,796
Reserve & Surplus	1,937	2,665	3,960	6,264	7,121	10,074	12,065	12,019	12,977	14,191
Share Capital	293	325	375	420	427	509	598	600	600	605

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	757	-405	1,635	305	2,345	2,408	3,233	6,090	-9,028	5,605
Investing Activities	-58	-60	-142	-162	-190	-206	-157	-246	-223	-172
Operating Activities	-2,261	-4,384	3,434	-2,528	-31	-5,084	7,597	6,449	-11,044	4,935
Financing Activities	3,076	4,040	-1,656	2,995	2,567	7,698	-4,207	-114	2,239	842

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
FIIs	31.85 %	32.21 %	29.20 %	28.92 %	28.20 %	26.11 %	27.20 %	26.52 %	22.27 %	25.89 %	30.00 %	28.26 %	25.14 %	28.46 %
DIIs	25.14 %	23.12 %	24.74 %	22.08 %	21.44 %	14.02 %	14.20 %	22.61 %	22.54 %	20.68 %	19.48 %	19.70 %	20.51 %	20.67 %
Government	0.36 %	0.36 %	0.36 %	0.36 %	0.36 %	0.36 %	0.00 %	0.02 %	0.06 %	0.06 %	0.05 %	0.06 %	0.06 %	0.06 %
Public / Retail	42.64 %	44.30 %	45.70 %	48.64 %	50.00 %	59.50 %	58.60 %	50.84 %	55.14 %	53.38 %	50.46 %	51.98 %	54.29 %	50.81 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,708.50	12,72,590.50	18.67	4,07,994.78	99.35	65,447	38.58	71.08
ICICI Bank	1,292.00	8,93,548.63	19.72	2,36,037.73	26.78	45,007	13.15	72.48
Axis Bank	1,242.70	3,80,782.72	14.24	1,37,989.36	30.43	26,424	5.79	68.55
Kotak Bank	1,871.95	3,66,987.06	19.69	94,273.91	38.35	17,977	79.47	69.35
Indusind Bank	1,484.75	1,14,312.81	12.67	55,143.99	23.81	8,977	2.18	67.47
IDBI Bank	88.26	98,201.69	15.61	30,370.41	20.68	5,814	40.90	41.59
Yes Bank	22.95	73,345.03	50.87	32,960.89	23.98	1,285	48.84	39.19
IDFC First Bank	73.82	54,808.39	19.23	36,256.84	33.32	2,942	-12.15	50.56
AU Small Finance Bank	752.50	53,470.73	31.22	1,445.99	19.10	761	29.90	80.04
Federal Bank	186.20	45,169.80	11.22	26,781.95	32.27	3,928	17.18	41.37

Corporate Action

Technical Indicators

RSI(14)

Neutral

38.35

ATR(14)

Volatile

5.80

STOCH(9,6)

Neutral

39.56

STOCH RSI(14)

Neutral

39.33

MACD(12,26)

Bearish

-0.17

ADX(14)

Weak Trend

23.88

UO(9)

Bearish

33.93

ROC(12)

Downtrend And Accelerating

-7.31

WillR(14)

Oversold

-89.40