RBL Bank

Market Cap

9,732.80 Cr

EPS

20.94

PE Ratio

9.85

Dividend Yield

0.93 %

Industry

Banks

52 Week High

277.25

52 Week low

146.10

PB Ratio

0.63

Debt to Equity

0.00

Sector

Private Bank

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Analyst Rating

- By Refinitiv from16 analysts

Analysts have suggested that investors can sell this stock

Buy31.25 %

31.25 %

Hold25.00 %

25.00 %

Sell43.75 %

43.75 %

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,687.10	12,90,246.81	18.99	4,07,994.80	99.35	65,447	3.51	55.89
ICICI Bank	1,249.95	8,82,217.19	18.11	2,36,037.70	26.78	45,007	20.25	53.09
Kotak Bank	1,970.55	3,91,777.69	20.07	94,273.90	38.35	17,977	10.23	63.73
Axis Bank	1,017.20	3,14,819.80	11.11	1,37,989.40	30.43	26,424	3.98	50.09
Indusind Bank	1,047.65	81,617.35	11.13	55,144.00	23.81	8,977	-39.07	54.99
IDBI Bank	74.23	79,815.08	10.93	30,370.40	20.68	5,814	28.98	42.54
Yes Bank	18.21	57,088.14	26.10	32,960.90	23.98	1,285	155.32	42.72
Federal Bank	184.38	45,266.11	11.02	26,782.00	32.27	3,928	-10.87	39.36
IDFC First Bank	61.36	44,914.50	22.80	36,256.80	33.32	2,942	-53.53	42.97
Bandhan Bank	136.49	21,988.15	8.67	21,034.20	14.48	2,230	-41.79	31.52

Growth Rate

Revenue Growth

26.84 %

Net Income Growth

37.02 %

Cash Flow Change

144.92 %

ROE

24.85 %

ROCE

9.23 %

EBITDA Margin (Avg.)

2.33 %

Quarterly Financial Results

Quarterly Financials	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024	Dec 2024
Revenue	1,690	1,796	2,013	2,244	2,567	2,634	2,713	2,783	2,679	2,595	2,660	2,608	2,763	2,629	2,690	2,714	2,817	2,871	3,121	3,327	3,549	3,721	3,969	4,215	4,272	4,459	4,611
Expenses	578	609	695	803	957	1,275	1,388	1,444	1,259	1,229	1,366	1,438	2,329	1,552	1,484	1,490	1,471	1,503	1,611	1,651	1,698	2,063	2,004	1,990	2,000	2,239	2,837
EBITDA	301	317	334	345	404	102	90	151	203	202	195	112	-621	18	172	224	284	257	290	390	418	125	320	486	475	305	-177
Operating Profit %	58 %	58 %	58 %	56 %	54 %	42 %	38 %	37 %	46 %	44 %	35 %	30 %	-11 %	24 %	30 %	32 %	33 %	34 %	36 %	38 %	41 %	31 %	37 %	40 %	43 %	37 %	20 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	811	870	984	1,095	1,205	1,258	1,235	1,187	1,218	1,164	1,099	1,059	1,056	1,059	1,034	1,000	1,062	1,111	1,221	1,285	1,434	1,533	1,645	1,739	1,796	1,916	1,951
Profit Before Tax	301	317	334	345	404	102	90	151	203	202	195	112	-621	18	172	224	284	257	290	390	418	125	320	486	475	305	-177
Tax	102	105	113	117	139	48	24	36	48	50	48	36	-159	9	51	59	75	69	66	92	99	-206	75	122	124	73	-225
Net Profit	199	213	222	228	265	53	67	115	154	152	147	76	-462	10	122	165	209	188	225	299	320	331	245	364	351	232	47
EPS in ₹	4.66	5.03	5.21	5.34	6.22	1.24	1.49	2.26	3.04	3.00	2.64	1.27	-7.73	0.16	2.03	2.75	3.48	3.13	3.75	4.98	5.33	5.51	4.07	6.03	5.79	3.82	0.78

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	48,676	61,877	80,398	88,984	1,00,619	1,06,163	1,15,806	1,38,454
Fixed Assets	224	327	416	471	511	538	594	591
Current Assets	5,397	5,715	8,679	12,114	17,972	22,815	15,685	23,809
Capital Work in Progress	35	31	40	62	25	82	45	7
Investments	13,483	15,397	16,745	18,055	23,085	22,129	28,730	29,478
Other Assets	34,934	46,122	63,196	70,396	76,998	83,414	86,436	1,08,378
Total Liabilities	48,676	61,877	80,398	88,984	1,00,619	1,06,163	1,15,806	1,38,454
Current Liabilities	1,771	2,033	2,673	3,600	3,672	3,528	4,074	5,961
Non Current Liabilities	46,904	59,844	77,725	85,384	96,947	1,02,635	1,11,732	1,32,493
Total Equity	4,336	6,699	7,535	10,565	12,666	12,531	13,526	14,837
Reserve & Surplus	3,961	6,261	7,108	10,056	12,068	11,931	12,926	14,232
Share Capital	375	420	427	509	598	600	600	605

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	1,635	273	2,443	2,303	3,251	6,076	-9,030	5,604
Investing Activities	-142	-165	-202	-223	-174	-264	-234	-194
Operating Activities	3,434	-2,556	78	-5,173	7,631	6,449	-11,031	4,955
Financing Activities	-1,656	2,994	2,567	7,698	-4,207	-109	2,235	843

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024	Dec 2024
Promoter	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
FIIs	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	25.14 %	28.46 %	14.63 %	13.39 %
DIIs	21.82 %	19.98 %	21.99 %	19.43 %	18.84 %	11.44 %	13.67 %	20.22 %	18.45 %	16.38 %	17.93 %	18.26 %	20.51 %	20.67 %	26.98 %	18.03 %
Government	0.36 %	0.36 %	0.36 %	0.36 %	0.36 %	0.36 %	0.00 %	0.02 %	0.06 %	0.06 %	0.05 %	0.06 %	0.06 %	0.06 %	0.06 %	0.05 %
Public / Retail	20.37 %	23.16 %	25.24 %	26.17 %	28.01 %	36.34 %	35.51 %	29.41 %	33.33 %	31.71 %	27.44 %	27.69 %	30.96 %	28.62 %	34.93 %	41.93 %
Others	57.44 %	56.50 %	52.41 %	54.03 %	52.79 %	51.85 %	50.82 %	50.35 %	48.17 %	51.85 %	54.58 %	53.99 %	23.33 %	22.20 %	23.39 %	26.61 %
No of Share Holders	3,22,472	3,82,384	4,08,351	4,73,495	4,67,415	5,37,178	4,94,291	4,16,592	4,04,438	3,79,536	3,51,119	3,44,856	3,58,110	3,64,380	4,22,544	4,77,124