L&T Finance Activates Cyclops System, Targets 330+ Gold Loan Branches by FY26
L&T Finance has confirmed the activation of its Cyclops system in the personal loans business, with complete rollout expected by end of Q4 FY26. Alongside this technological advancement, the company continues its ambitious plan to establish over 330 gold loan branches by FY26, showcasing a dual strategy of digital transformation and physical expansion across different lending segments.

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L&T Finance has made significant strides in both technological advancement and business expansion, with the company confirming that its Cyclops system is now active in the personal loans business. The full rollout of this system is expected by the end of Q4 FY26, according to recent concall updates.
Cyclops System Implementation
The activation of the Cyclops system represents a major technological milestone for L&T Finance's personal loans division. This system implementation is part of the company's broader digital transformation strategy aimed at enhancing operational efficiency and customer experience.
| Parameter: | Details |
|---|---|
| System Status: | Now Active |
| Business Segment: | Personal Loans |
| Full Rollout Timeline: | End of Q4 FY26 |
| Update Source: | Management Concall |
Gold Loan Branch Expansion Strategy
Simultaneously, L&T Finance continues to pursue its ambitious expansion strategy for the gold loan business, targeting the establishment of over 330 branches by the end of FY26. This strategic initiative represents a significant step in strengthening the company's position in the retail lending market.
| Parameter: | Details |
|---|---|
| Target Branches: | Over 330 |
| Timeline: | By end of FY26 |
| Business Focus: | Gold Loans |
Strategic Business Development
The dual focus on technological enhancement through the Cyclops system and physical expansion through gold loan branches demonstrates L&T Finance's comprehensive approach to business growth. The Cyclops system activation in personal loans complements the company's expansion in secured lending products like gold loans.
This multi-pronged strategy positions L&T Finance to capture opportunities across different lending segments while leveraging both digital capabilities and physical presence. The systematic rollout timeline extending to FY26 provides adequate time for proper implementation and operational optimization across both initiatives.
Historical Stock Returns for L&T Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.50% | +0.38% | +0.02% | +47.95% | +111.37% | +224.93% |















































