Infosys Collaborates with Citizens on AI-First Innovation Hub in Bengaluru
Infosys has officially collaborated with Citizens Financial Group to establish an AI-first Innovation Hub in Bengaluru, India, marking an industry-first initiative to accelerate AI-driven banking transformation. The partnership leverages Infosys Topaz Fabric technology platform to develop scalable, agent-ready capabilities for modern financial products and digital services, positioning Citizens as a technology-driven super regional bank.

*this image is generated using AI for illustrative purposes only.
Infosys has officially announced its collaboration with Citizens Financial Group to launch an AI-first Innovation Hub in Bengaluru, India. This strategic partnership represents an industry-first initiative designed to accelerate AI-driven transformation across Citizens' banking operations, product development, and customer experience.
Strategic Partnership Details
The collaboration positions Infosys as one of Citizens' strategic delivery partners supporting AI development. The partnership leverages Infosys's expertise in AI, cloud, and cybersecurity to advance Citizens' AI-first operating model.
| Partnership Overview: | Details |
|---|---|
| Partner: | Citizens Financial Group (NYSE: CFG) |
| Hub Location: | Bengaluru, India |
| Focus: | AI-first banking transformation |
| Technology Platform: | Infosys Topaz Fabric |
| Announcement Date: | February 3, 2026 |
Infosys Topaz Fabric Integration
The collaboration centers around Infosys Topaz Fabric, a specialized agentic services suite featuring a multi-layer AI fabric. This platform integrates infrastructure, models, data, applications, and workflows into a cohesive, agent-ready ecosystem. The technology will support the development of scalable capabilities designed to simplify and increase the speed of delivery of new financial products and digital services.
Innovation Hub Objectives
The AI-first Innovation Hub builds upon Citizens' commitment to cultivating a highly skilled global workforce. Key objectives include:
- Integrating artificial intelligence throughout the bank's technology ecosystem
- Fostering innovation, resilience, and efficiency at scale
- Developing modern, secure, and intelligent banking capabilities
- Delivering personalized banking experiences through advanced AI
Leadership Perspectives
Michael Ruttledge, Chief Information Officer and Head of Enterprise Technology & Security at Citizens Financial Group, emphasized the hub's role in building modern banking capabilities. He highlighted how partnering with Infosys and leveraging Infosys Topaz Fabric helps transform customer service by integrating advanced AI at the core of operations.
Dennis Gada, EVP and Global Head of Banking and Financial Services at Infosys, noted that financial institutions face dual challenges of rapid modernization and delivering exceptional customer experiences. He expressed excitement about supporting Citizens in adopting an AI-first operating model and becoming future-ready.
Strategic Impact
This collaboration enhances Citizens' standing as a technology-driven super regional bank while highlighting Infosys's expertise in developing AI-enabled operating models for financial institutions. The initiative complements the existing partnership between the two organizations focused on AI transformation, which has helped Citizens advance innovation and enhance customer service.
| Citizens Financial Group Profile: | Information |
|---|---|
| Assets: | $222.70 billion (as of September 30, 2025) |
| Headquarters: | Providence, Rhode Island |
| ATMs: | Approximately 3,100 |
| Branches: | Approximately 1,000 |
| Geographic Presence: | 14 states and District of Columbia |
The AI-first Innovation Hub represents a significant milestone in both organizations' commitment to advancing banking technology through strategic partnerships and innovative AI solutions.
Historical Stock Returns for Infosys
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -0.86% | -9.18% | -6.18% | +3.20% | -20.56% | +18.47% |


































