Bank customers planning their financial activities today need to be aware that banks across India remain closed on January 10, 2026. This closure follows the Reserve Bank of India's established guidelines for weekend operations, which specify that banks must remain closed on the second and fourth Saturdays of each month.

RBI Weekend Holiday Guidelines

The Reserve Bank of India provides an annual holiday calendar that outlines all dates when banks will remain closed throughout the year. According to RBI guidelines, banks operate on a structured weekend schedule where they remain open on the first and third Saturdays of each month, unless these dates coincide with other holidays mentioned in the official calendar.

Major Bank Holidays in January 2026

January 2026 features an extensive list of bank holidays covering various regional and national celebrations. These holidays reflect India's diverse cultural and religious landscape, with different states observing specific festivals according to local traditions.

February 2026 Bank Holiday Schedule

February 2026 continues with significant religious observances that will affect banking operations across various states. The month includes major festivals celebrated nationwide as well as regular weekend closures.

Key holidays for February 2026 include:

• Guru Ravidas Jayanti
• Maha Shivaratri
• Regular Saturday closures on February 14 and 28
• Sunday closures on February 1 and 15

Market Performance Context

While banks remain closed for regular operations, financial markets experienced significant volatility recently. The Sensex crashed nearly 800 points, representing a 1% decline to an intraday low of 83,402 on Friday. Similarly, the Nifty 50 registered a 1% drop, reaching an intraday low of 25,623.

Both indices extended losses for the fifth consecutive session on January 9, driven by concerns over foreign capital outflow, geopolitical tensions, and caution ahead of Q3 earnings announcements. Over the last five sessions, the Sensex declined by 2.5% (approximately 2,186 points), while the Nifty 50 fell by 2.5% as investors moved away from riskier equity investments.

Central Bank of India has announced its earnings announcement schedule for the third quarter of financial year 2025-26, joining other listed companies in the ongoing earnings season. The public sector lender will hold its board meeting on January 16 to discuss the October-December quarter results.

Board Meeting and Dividend Declaration

The scheduled board meeting will address the bank's financial performance for Q3 FY26 and is expected to announce the third interim dividend for the financial year 2025-26. This follows the bank's practice of declaring interim dividends during the fiscal year.

Earnings Season Context

The announcement comes as part of the broader earnings season, with several companies listed on BSE and NSE releasing their schedules for third quarter results of financial year 2025-26. Banks and financial institutions typically announce their quarterly results during designated periods to provide stakeholders with regular updates on their financial performance.

What to Expect

Investors and stakeholders will be looking forward to the bank's performance metrics for the October-December quarter, including key financial indicators and the dividend announcement. The third interim dividend declaration will be particularly significant for shareholders as it represents the bank's commitment to returning value during the fiscal year.