Aditya Birla Capital 's health insurance subsidiary has delivered remarkable performance with premium collections showing substantial growth in December. The company reported a significant 64.58% year-on-year increase in premium collections, marking a strong finish to the year.

Premium Performance Highlights

The health insurance arm's performance demonstrates robust business momentum in the competitive insurance sector. The substantial growth rate indicates effective market penetration and customer acquisition strategies.

Market Position and Growth Trajectory

This impressive premium growth reflects the company's strengthening position in the health insurance market. The significant increase suggests successful implementation of business strategies and growing customer confidence in the company's insurance products.

The strong performance in December indicates positive momentum for Aditya Birla Health Insurance, showcasing the effectiveness of its market approach and product offerings in attracting new customers while retaining existing policyholders.

Business Impact

The substantial premium growth of 64.58% year-on-year represents a significant achievement for the health insurance subsidiary. This performance metric demonstrates the company's ability to capitalize on market opportunities and deliver strong business results in the insurance sector.

Aditya Birla Capital Ltd has invested ₹40 crore in its wholly-owned subsidiary Aditya Birla Capital Digital Ltd (ABCDL) through a rights issue to support the digital arm's growth and funding requirements. The investment was made by subscribing to equity shares on a rights basis with the entire consideration paid in cash.

Investment Details

The strategic investment maintains the existing ownership structure, with ABCDL continuing as a wholly-owned subsidiary of Aditya Birla Capital. The company's shareholding percentage in ABCDL remains at 100% following the transaction.

The company stated that the objective of this investment is to meet the growth and funding requirements of its digital subsidiary, with no governmental or regulatory approvals required for the transaction.

Second Quarter Financial Performance

Aditya Birla Capital reported mixed results for the second quarter, with revenue growth offset by lower net profit compared to the previous year. The company's consolidated revenue increased 4% year-on-year to ₹12,481.00 crore.

The decline in net profit was attributed to the previous year's results including a one-time gain of ₹167 crore, which was not repeated in the current quarter.

NBFC Division Shows Strong Growth

The company's non-banking financial company (NBFC) division demonstrated robust performance across key metrics. NBFC disbursements reached ₹21,990 crore, representing a 14% increase year-on-year and 39% growth sequentially.

Financial Services Segment Performance

The asset management and insurance businesses within the financial services segment maintained steady growth momentum. Assets under management for these segments climbed 10% year-on-year to ₹5.50 lakh crore, reflecting consistent investor inflows across both retail and institutional categories.

The company emphasized that its diversified portfolio across lending, insurance, and asset management segments helped maintain business momentum despite operating in a high-interest rate environment. This diversification strategy has enabled the financial services arm of the Aditya Birla Group to sustain growth across its various business verticals including lending, insurance, asset management, and housing finance.