360 ONE WAM has outlined an ambitious efficiency improvement plan, targeting a significant reduction in its cost-to-income ratio for the upcoming year. The wealth management company aims to achieve a cost-to-income ratio of 45-46%, representing a notable improvement from its current levels of 48.2-48.3%.

Strategic Cost Optimization Framework

The company's cost reduction strategy is built on a dual-pillar approach designed to maximize operational efficiency across its business portfolio. The improvement plan encompasses both recovery from existing investments and enhanced productivity from core operations.

Current Performance Baseline

The company currently operates with a cost-to-income ratio ranging between 48.2% and 48.3%. This baseline provides a clear reference point for measuring the effectiveness of the planned optimization initiatives.

Business Segment Recovery Strategy

A significant portion of the expected improvement stems from the recovery of ET Money and HNI business segments, which are approaching breakeven status. This development is projected to contribute 150-200 basis points to the overall cost-to-income ratio improvement, representing the largest single contributor to the efficiency gains.

Core Business Productivity Enhancement

Complementing the segment recovery, 360 ONE WAM expects to generate an additional 100-150 basis points improvement through enhanced productivity in its core business operations. These gains reflect the company's focus on operational excellence and process optimization across its primary wealth management services.

Operational Excellence Initiative

The comprehensive approach to cost optimization demonstrates 360 ONE WAM's commitment to sustainable profitability and operational efficiency. By addressing both segment-specific challenges and core business productivity, the company is positioning itself for improved financial performance while maintaining service quality across its wealth management platform.

360 ONE WAM has unveiled ambitious growth targets across key financial metrics, positioning itself for significant expansion in the wealth management sector. The company's comprehensive growth strategy encompasses multiple performance indicators, reflecting confidence in its business model and market opportunities.

Assets Under Management Growth Strategy

The company has set a robust target for AUM expansion, aiming for annual growth of 22% to 24%. This growth trajectory will be supported by consistent net flows, which the company expects to represent 10% to 12% of closing AUM. The dual focus on both organic growth and new client acquisition demonstrates 360 ONE WAM's commitment to expanding its market presence while maintaining service quality for existing clients.

Financial Performance Projections

360 ONE WAM has established clear revenue and profitability targets that align with its AUM growth objectives. The company aims to achieve revenue growth of 16% to 18%, which reflects the expected increase in fee-based income from expanded assets under management. More significantly, the company targets profit growth of 22% to 24%, indicating improved operational efficiency and margin expansion.

Profit After Tax Milestone

The most notable aspect of 360 ONE WAM's growth plan is its projection to achieve PAT in the range of ₹1,800 crores to ₹2,100 crores by April 2025. This substantial profit target represents the company's confidence in executing its growth strategy effectively while maintaining strong profitability metrics.

Strategic Business Positioning

These comprehensive targets reflect 360 ONE WAM's strategic approach to capturing growth opportunities in the Indian wealth management market. The company's focus on maintaining double-digit growth across AUM, revenue, and profitability metrics demonstrates its commitment to delivering value to stakeholders while expanding its market footprint. The alignment between AUM growth targets and profitability projections suggests a well-structured approach to scaling operations efficiently.