UCO Bank Makes Q3 FY26 Post-Earnings Analyst Call Recording Available Online

UCO Bank has made the recording of its post-earnings analyst call available to stakeholders following the meeting held on January 20, 2026. The bank has uploaded the complete audio/video recording on its official website to ensure transparency and accessibility for investors and analysts.

Regulatory Compliance and Notification

The bank formally notified both the National Stock Exchange of India (NSE) and BSE Limited about the availability of the recording through a regulatory filing dated January 20, 2026. The communication was filed under Regulation 30, ensuring compliance with disclosure requirements.

Exchange Details:	Information
NSE Scrip Symbol:	UCOBANK
BSE Scrip Code:	532505
Filing Reference:	HO/Finance/Share/216/2025-26
Date:	January 20, 2026

Access and Availability

Stakeholders can access the complete recording through the bank's official website. The recording provides insights into the bank's recent financial performance and management's responses to analyst queries during the earnings call.

The recording is available at the dedicated section for earnings calls and transcripts on the bank's website, ensuring easy access for investors, analysts, and other stakeholders interested in the bank's financial updates.

Corporate Governance

Company Secretary Vikash Gupta digitally signed the regulatory communication on January 20, 2026, at 21:59:56 IST. The formal notification to stock exchanges demonstrates the bank's commitment to maintaining transparency and adhering to regulatory disclosure requirements.

The availability of the post-earnings call recording allows stakeholders to review the detailed discussions and gain comprehensive insights into the bank's performance and strategic outlook as presented during the analyst interaction.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-2.83%	-0.42%	+0.49%	-10.40%	-35.39%	+120.61%

UCO Bank has announced revisions to its benchmark rates following a comprehensive review by the Asset Liability Management Committee (ALCO). The changes, effective from January 11, 2026, include reductions in key lending rates across multiple categories.

MCLR Rate Reductions

The bank has implemented a uniform 5 basis points reduction across all MCLR tenors. The revised rates demonstrate the bank's commitment to competitive pricing in the lending market.

MCLR Tenor	Existing Rate	New Rate (w.e.f. 11.01.2026)
Overnight	7.95%	7.90%
One month	8.20%	8.15%
Three month	8.45%	8.40%
Six month	8.70%	8.65%
One year	8.80%	8.75%

Treasury Bill Linked Rates and Other Benchmarks

The bank has also revised its Treasury Bill Linked Rates (TBLR), with reductions ranging from 5 to 10 basis points. The 10-year G-Sec rate has seen an increase of 12 basis points.

Benchmark	Existing Rate	New Rate (w.e.f. 11.01.2026)
TBLR (3 month)	5.40%	5.30%
TBLR (6 month)	5.55%	5.50%
TBLR (12 month)	5.55%	5.50%
UCO G-Sec Rate (1 year)	5.59%	5.59%
10-year G-Sec Rate YTM	6.66%	6.78%
Repo Linked Rate – UCO Float	8.05%	8.05%
Repo Linked Rate – UCO Prime	5.25%	5.25%
Base Rate	9.60%	9.60%
BPLR	14.25%	14.25%

Unchanged Rate Categories

Several benchmark rates remain stable, reflecting the bank's selective approach to rate adjustments:

Repo Linked Rates (both UCO Float and UCO Prime)
Base Rate at 9.60%
Benchmark Prime Lending Rate (BPLR) at 14.25%
UCO G-Sec Rate (1 year) at 5.59%

Implementation Timeline

The revised MCLR, TBLR, and 10-year G-Sec rates take effect from January 11, 2026. The rate revision was communicated to both the National Stock Exchange of India Ltd. and BSE Limited as part of the bank's regulatory compliance under Regulation 30.