ICICI Bank Reports 9.1% Growth in Profit Before Tax, Excluding Treasury

ICICI Bank , one of India's leading private sector banks, has announced its financial results for the quarter ended September 30, showcasing robust growth across key metrics.

Financial Highlights

Profit before tax (excluding treasury) grew by 9.1% year-on-year to ₹16,164.00 crore
Net interest income increased by 7.4% to ₹21,529.00 crore
Net interest margin stood at 4.30%
Fee income rose by 10.1% to ₹6,491.00 crore
Profit after tax increased by 5.2% to ₹12,359.00 crore

Loan Portfolio and Asset Quality

ICICI Bank's domestic loan portfolio expanded by 10.6% year-on-year, with notable growth in various segments:

Retail loans grew by 6.6%
Business banking segment saw a significant increase of 24.8%

The bank maintained a strong asset quality, with the net non-performing asset (NPA) ratio at 0.39%.

Capital Adequacy and Deposits

ICICI Bank continues to maintain a robust capital position:

Common Equity Tier 1 (CET-1) ratio at 16.35%
Total capital adequacy ratio at 17.00%

Average deposits increased by 9.1% year-on-year, reaching ₹15,57,449.00 crore.

Quarterly Performance Analysis

To provide a more comprehensive view of ICICI Bank's performance, here's a comparison of key metrics for the current quarter against the previous quarter and the same quarter last year:

Metric (₹ in crore)	Q2-2026	Q1-2026	Q2-2025	QoQ Change	YoY Change
Net Profit	12,358.90	12,768.20	11,745.90	-3.21%	5.22%
Revenue	49,333.50	51,451.80	47,714.00	-4.12%	3.39%
Operating Profit	29,036.70	29,738.80	28,802.90	-2.36%	0.81%
EPS (₹)	17.31	17.91	16.68	-3.35%	3.78%

While there's a slight decrease in performance compared to the previous quarter, the year-on-year growth remains positive across all key metrics.

Conclusion

ICICI Bank's results demonstrate the bank's resilience and consistent performance in a dynamic economic environment. The growth in profit before tax, excluding treasury operations, highlights the bank's core operational strength. The expansion in the domestic loan portfolio, particularly in the retail and business banking segments, indicates the bank's focus on diversified growth.

The bank's ability to maintain a strong asset quality with a low net NPA ratio, coupled with robust capital adequacy ratios, underscores its financial stability and risk management capabilities. The increase in average deposits also reflects continued customer trust and the bank's strong market position.

As ICICI Bank continues to navigate the evolving financial landscape, its focus on sustainable growth, asset quality, and capital strength positions it well for future opportunities in the Indian banking sector.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+1.03%	-4.10%	-0.36%	-1.78%	+9.97%	+240.64%

A substantial block trade in ICICI Bank shares was executed on the National Stock Exchange (NSE), marking a significant institutional transaction in the banking sector.

Transaction Details

Aspect	Details
Number of Shares	507,268
Price per Share	Rs. 1,379.00
Total Transaction Value	Rs. 69.95 crores

The block trade, involving a large chunk of ICICI Bank shares, underscores continued institutional interest in the banking giant. Such transactions are often indicative of strategic moves by large investors or institutions, though the specific parties involved in this trade remain undisclosed.

Market Implications

Block trades of this magnitude can sometimes influence market sentiment and potentially impact short-term price movements. However, it's important to note that the long-term implications of such trades on the stock's performance are not always straightforward and depend on various market factors.

Investors and market analysts will likely keep a close eye on ICICI Bank's stock performance in the coming days to gauge any potential impact of this significant transaction on market dynamics.