ICICI Bank Q2 Results Preview: Muted Profit Growth Expected Amid Margin Pressure
ICICI Bank is expected to report modest growth in Q2FY26, with standalone net profit projected at ₹11,933.00 crore (2% YoY increase) and net interest income at ₹21,284.00 crore (6% YoY growth). Net interest margins are anticipated to decline by 14 basis points to 4.20%. Total advances are likely to grow by 10% YoY to ₹14.04 lakh crore, while deposits are expected to increase by 9% to ₹16.39 lakh crore. Asset quality is projected to improve with moderated slippages and eased credit cost. The bank will announce Q2FY26 results on October 18, followed by an earnings call. Additionally, ICICI Bank allotted 125,223 shares under its Employee Stock Option Scheme on October 16, 2025.

*this image is generated using AI for illustrative purposes only.
ICICI Bank , one of India's leading private sector banks, is expected to report muted quarterly results for Q2. Here's a breakdown of the projected financial performance and key points to watch:
Projected Q2 Financial Results
Metric | Projected Value | Year-on-Year Change |
---|---|---|
Standalone Net Profit | ₹11,933.00 crore | 2% |
Net Interest Income | ₹21,284.00 crore | 6% |
Pre-Provision Operating Profit | ₹17,379.00 crore | 4% |
Key Performance Indicators
- Net Interest Margins: Expected to decline by 14 basis points sequentially to 4.20% from 4.34%, primarily due to the impact of repo rate cut transmission on yields.
- Total Advances: Likely to expand 10% year-on-year to ₹14.04 lakh crore.
- Deposit Growth: Expected at 9% to ₹16.39 lakh crore.
Asset Quality Improvements
- Slippages: Projected to moderate to ₹54,283.00 crore from ₹62,450.00 crore.
- Credit Cost: Expected to ease to 0.40%.
- The improvement is attributed to reduced stress in Kisan Credit Card and agricultural loan segments.
Investor Focus
Investors will be closely watching the management's commentary on:
- Margin trajectory
- Loan growth outlook
Q2FY26 Results Announcement
ICICI Bank has scheduled the announcement of its Q2FY26 financial results for October 18. The Board of Directors will meet to approve the unaudited standalone and consolidated results on this date. An earnings call is set for 5 p.m. IST on the same day.
Trading Window Closure
As part of regulatory compliance, ICICI Bank has implemented a trading window closure for designated persons from October 1 to October 20.
Employee Stock Option Allotment
In a separate development, ICICI Bank has made an allotment under its Employee Stock Option Scheme:
Aspect | Details |
---|---|
Allotment Date | October 16, 2025 |
Number of Shares Allotted | 125,223 |
Face Value per Share | ₹2.00 |
Scheme Name | ICICI Bank Employees Stock Option Scheme- 2000 |
As investors and analysts await the Q2FY26 results, these projections and recent developments provide a snapshot of ICICI Bank's current position and expected performance. The upcoming earnings call will likely offer more detailed insights into the bank's actual results and strategic direction.
Historical Stock Returns for ICICI Bank
1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
---|---|---|---|---|---|
-1.32% | -3.78% | -2.19% | -4.26% | +8.96% | +227.07% |