Go Digit General Insurance has reported a significant 22% increase in premium collections compared to the previous year, marking a strong performance in the insurance sector.

Premium Growth Performance

The company's premium growth of 22% year-on-year represents a substantial improvement in business performance. This increase demonstrates the insurer's ability to expand its market presence and attract new customers while retaining existing policyholders.

Market Position

The reported premium growth positions Go Digit General Insurance favorably within the competitive insurance landscape. This performance indicates the company's successful implementation of business strategies and its ability to capitalize on market opportunities in the general insurance sector.

The 22% premium increase reflects positive business momentum and suggests effective customer acquisition and retention strategies. This growth trajectory demonstrates the company's operational efficiency and market competitiveness in delivering insurance products and services to its customer base.

Go Digit General Insurance has informed stock exchanges that CRISIL Ratings Limited has placed the company's credit rating on Rating Watch with Developing Implications. The rating agency reaffirmed the Corporate Credit Rating (CCR) at AA- but changed the outlook from Stable to Rating Watch status through a letter dated December 31, 2025.

Rating Action Details

The credit rating revision reflects CRISIL's assessment following recent corporate developments at the insurance company. The rating agency maintained the AA- grade while adjusting the outlook to monitor evolving circumstances.

Amalgamation Scheme Trigger

The rating action directly follows Go Digit General Insurance's corporate announcement made on December 19, 2025. The company had informed stakeholders about receiving Board of Directors' approval for a proposed scheme of amalgamation with Go Digit Infoworks Services Pvt Ltd (GDISPL) and their respective shareholders.

Regulatory Compliance

The company disclosed this rating development to both BSE Limited and National Stock Exchange of India Limited under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure also complies with Para A of Part A of Schedule III and Regulation 46 of the same regulations.

Company Communication

Company Secretary & Compliance Officer Tejas Saraf signed the regulatory filing, confirming that the CRISIL rating letter has been annexed with the stock exchange communication. The company has also made this information available on its investor relations website at www.godigit.com/investor-relations .

The Rating Watch status indicates CRISIL's intention to monitor the company's credit profile as the proposed amalgamation scheme progresses through various regulatory and approval stages.