Go Digit General Insurance

Go Digit General Insurance

371.25
+1.20
(0.32%)
Market Cap
34,271.48 Cr
EPS
4.65
PE Ratio
73.97
Dividend Yield
0.00 %
Industry
Insurance
52 Week High
407.40
52 Week Low
264.60
PB Ratio
7.98
Debt to Equity
0.10
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from9 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+66.67 %
+66.67 %
Hold
Hold+22.22 %
+22.22 %
Sell
Sell+11.11 %
+11.11 %

Company News

View All News
Caret
positive
Go Digit General Insurance reported profit before tax of INR 161 crores for the quarter ended June 30, 2025, compared to INR 101 crores in the same period last year. The company expects to pay taxes for the first time at an estimated rate of 13.9% for the full year, resulting in profit after tax of INR 138 crores. Gross written premium grew 12.1% (14.5% excluding 1/n impact). The company's net retention ratio declined to 65.4% from 76.2% last year, primarily due to increased cessions in fire business and strong growth in 2-wheeler segment. Loss ratio improved slightly to 70.3% from 70.5% in the previous year. Assets under management increased significantly to INR 20,861 crores, up by roughly INR 3,100 crores year-on-year. The company showed strong growth in property business at 40% compared to industry's 17%. Net worth increased to INR 4,173 crores from INR 4,033 crores in March 2025, with solvency ratio remaining strong at 227%. Customer base grew to 7.1 crores.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,868.60
#1 92,773.85
35.82
24,000.80
16.45
2,508
28.72
44.53
385.05
67,553.17
#1 9.26
#1 36,711.80
-2.50
#1 6,974
-3.16
58.52
371.25
#3 34,271.48
#5 73.97
#5 9,695.50
#4 12.54
#5 425
#2 36.53
64.14
191.70
31,592.16
27.61
35,537.40
6.38
972
#1 65.38
62.40
437.00
25,687.14
44.32
14,822.20
15.90
646
-17.69
58.00
82.09
15,146.06
75.49
4,894.46
#1 34.36
214
-386.17
54.94

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
12.54 %
Net Income Growth
133.85 %
Cash Flow Change
-6.77 %
ROE
74.43 %
ROCE
108.60 %
EBITDA Margin (Avg.)
106.69 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
2025
TTM
Revenue
1,419
2,252
3,841
5,886
8,615
9,696
9,827
Expenses
1,594
2,375
4,137
5,850
8,410
9,216
9,343
EBITDA
-175
-123
-296
36
206
479
484
Operating Profit %
-17 %
-9 %
-10 %
-1 %
0 %
3 %
-15 %
Depreciation
0
0
0
0
18
20
0
Interest
0
0
0
0
6
34
0
Profit Before Tax
-175
-123
-296
36
182
425
484
Tax
0
0
0
0
0
0
22
Net Profit
-175
-123
-296
36
182
425
462
EPS in ₹
-0.24
-1.50
-3.55
0.41
2.08
4.65
5.00

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
2025
Total Assets
3,893
585
1,037
1,536
3,793
4,962
Fixed Assets
21
22
125
161
173
215
Current Assets
330
472
652
939
1,388
1,835
Capital Work in Progress
67
81
24
1
3
1
Investments
3,476
5,430
9,247
12,389
15,408
19,464
Other Assets
330
-4,948
-8,359
-11,015
-11,790
-14,718
Total Liabilities
3,893
1,294
2,072
2,442
3,793
4,962
Current Liabilities
2,780
4,774
8,070
11,048
13,889
16,797
Non Current Liabilities
-3
3
1
2
350
350
Total Equity
1,116
1,872
2,919
3,345
3,443
4,612
Reserve & Surplus
299
955
1,949
2,357
2,364
3,409
Share Capital
817
825
859
874
875
923

Cash Flow

Cash Flow
2020
2021
2022
2023
2024
2025
Net Cash Flow
-39
86
-13
133
77
-141
Investing Activities
-2,057
-1,637
-3,487
-2,514
-1,986
-2,837
Operating Activities
1,199
1,563
2,479
2,250
1,721
1,604
Financing Activities
820
159
995
397
342
1,092

Share Holding

% Holding
Aug 2022
Mar 2023
May 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
83.66 %
83.48 %
73.58 %
73.58 %
73.28 %
73.18 %
73.12 %
73.10 %
FIIs
0.00 %
0.00 %
4.31 %
5.10 %
5.52 %
6.47 %
7.85 %
8.28 %
DIIs
0.00 %
0.00 %
14.78 %
16.22 %
15.58 %
15.18 %
15.27 %
14.39 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
0.00 %
3.90 %
1.86 %
2.31 %
2.10 %
2.23 %
2.54 %
Others
16.34 %
16.52 %
3.43 %
3.24 %
3.31 %
3.08 %
1.53 %
1.69 %
No of Share Holders
523
542
610
67,000
63,484
66,301
71,321
66,167

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
06 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
06 Aug 2025 334.50 370.05
28 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jul 2025 354.10 348.65
28 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Apr 2025 279.20 298.65
22 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jan 2025 333.80 291.60
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 374.90 347.55
14 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
14 Aug 2024 337.95 348.35

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript19 hours ago
Announcement Under Reg 30 - Reply To BSE Email Received On 30Th July 20252 days ago
Clarification sought from Go Digit General Insurance Ltd2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome3 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release3 days ago
Results- Q1 FY 2025-263 days ago
Announcement under Regulation 30 (LODR)-Change in Management3 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation3 days ago
Board Meeting Outcome for Outcome Of Board Meeting For Approving Financial Results For Q1 FY 2025-263 days ago
Announcement under Regulation 30 (LODR)-Change in Management6 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication9 days ago
Shareholder Meeting / Postal Ballot-Notice of Postal Ballot9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 18, 2025
Board Meeting Intimation for Intimation Pursuant Regulation 29 Of SEBI Listing Regulations 2015 Regarding Board Meeting.Jul 17, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 15, 2025
Notice Of Annual General Meeting Scheduled On 6Th August 2025Jul 14, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jul 14, 2025
Reg. 34 (1) Annual Report.Jul 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Intimation Of The 9Th Annual General Meeting Of The CompanyJul 10, 2025
Disclosure Under Regulation 30 Of SEBI Listing RegulationsJul 04, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 01, 2025
Closure of Trading WindowJun 27, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Transparency Report 12May 26, 2025
Announcement Under Reg 30 - Reply To BSE Email Received On 22Nd May 2025May 22, 2025
Clarification sought from Go Digit General Insurance LtdMay 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2025
Results-Q4andfy25Apr 28, 2025
Announcement Under Reg 30 - Appointment Of Tax AuditorApr 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 28, 2025
Board Meeting Outcome for Outcome Of Board Meeting - Financial Results And Appointment Of Tax AuditorsApr 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 10, 2025
Board Meeting Intimation for Approval Of Audited Financial Results For The Quarter And Year Ended 31St March 2025Apr 10, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 10, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMar 28, 2025
Closure of Trading WindowMar 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 26, 2025
Announcement under Regulation 30 (LODR)-AcquisitionFeb 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationFeb 16, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 24, 2025
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Jan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 22, 2025
General UpdateJan 22, 2025

Technical Indicators

RSI(14)
Neutral
64.14
ATR(14)
Less Volatile
12.17
STOCH(9,6)
Neutral
62.77
STOCH RSI(14)
Overbought
91.96
MACD(12,26)
Bullish
1.51
ADX(14)
Strong Trend
30.53
UO(9)
Bearish
55.64
ROC(12)
Uptrend And Accelerating
5.08
WillR(14)
Overbought
-15.39

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Mirae Asset Large Cap Fund Direct- Growth
0.33%
-2068138
-0.18%
-0.10%
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
0.89%
1982988
0.89%
0.89%
Mirae Asset Large & Midcap Fund Direct-Growth
1.19%
-1734998
-0.15%
0.03%
Invesco India Large & Mid Cap Fund Direct-Growth
1.46%
1299500
0.56%
0.66%
Aditya Birla Sun Life ELSS Tax Saver Direct-Growth
0.21%
907349
0.21%
0.21%
Mirae Asset ELSS Tax Saver Fund Direct-Growth
1.25%
-850000
-0.11%
0.09%
Aditya Birla Sun Life Business Cycle Fund Direct-Growth
0.98%
495747
0.98%
0.98%
Aditya Birla Sun Life Consumption Direct Fund-Growth
0.24%
409719
0.24%
0.24%
Invesco India Smallcap Fund Direct - Growth
1.59%
351588
0.11%
0.90%
ICICI Prudential Technology Direct Plan-Growth
0.00%
-286239
-0.07%
-0.06%
Mirae Asset Midcap Fund Direct - Growth
1.34%
-242956
-0.06%
-0.09%
Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth
0.20%
200000
0.20%
0.20%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.43%
25980
0.02%
0.06%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.43%
13140
0.02%
0.06%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.43%
7611
0.02%
0.06%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.43%
7080
0.02%
0.06%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.43%
5326
0.02%
0.06%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.04%
2166
0.00%
0.01%
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth
0.43%
1585
0.02%
0.06%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.43%
977
0.02%
0.06%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.43%
685
0.02%
0.07%
SBI Nifty 500 Index Fund Direct-Growth
0.04%
667
0.00%
0.01%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.11%
512
0.01%
0.02%
Kotak Nifty Smallcap 250 Index Fund Direct-Growth
0.43%
458
0.03%
0.06%
Groww Nifty Total Market Index Fund Direct - Growth
0.04%
292
0.00%
0.01%

About Go Digit General Insurance

Go Digit General Insurance Limited is a digital full stack insurance company incorporated in 2016 in Pune, Maharashtra. It offers various non-life insurance products including motor, health, travel, property, marine, and liability insurance. The company leverages technology for product design, distribution, and customer experience, operating entirely on cloud and utilizing artificial intelligence and machine learning. Go Digit distributes its products through a partnership-based model across multiple channels. The company has introduced innovative insurance offerings such as customizable flight delay insurance and COVID-19 hospitalization coverage. As of March 31, 2022, Go Digit had 56 active insurance products. The company completed its Initial Public Offering in May 2024, raising Rs 2615 Crores through a combination of fresh issue and offer for sale.
Listing Date
23 May, 2024(1 Years, -22 days)
Chairperson NameKAMESH GOYAL