DiGiSPICE Technologies Reports Strong Q2 FY26 Results with 14% Revenue Growth and Continued Profitability

DiGiSPICE Technologies , a leading rural fintech platform, has announced robust financial results for the second quarter of fiscal year 2026, showcasing significant growth across key metrics.

Financial Highlights

The company reported a 14% year-over-year increase in revenue, reaching ₹124.00 crores. This marks the second consecutive quarter of profitability for DiGiSPICE, with a Profit After Tax (PAT) of ₹7.20 crores. The company also achieved a 12.8% annualized Return on Capital Employed (ROCE).

DiGiSPICE's financial performance for Q2 FY26 is summarized as follows:

Particulars (₹ Crores)	Q2 FY26	Y-o-Y Growth
Revenue	124.00	14%
PAT	7.20	-
Customer GTV	32,270.00	22%

The company's customer Gross Transaction Value (GTV) grew by 22% year-over-year, reaching ₹32,270.00 crores. This growth underscores the increasing adoption of DiGiSPICE's financial services in rural areas.

Operational Achievements

DiGiSPICE has significantly expanded its reach, now serving 100 million customers across 250,000 small towns through a network of 1.6 million Business Correspondent (BC) agents. This extensive network positions the company as a major player in rural fintech services.

Credit Distribution Growth

A notable highlight is the surge in credit distribution, which grew 2.6 times to ₹176.00 crores. This substantial increase reflects the growing demand for credit services in rural areas and DiGiSPICE's ability to meet this need effectively.

SpiceMoney Platform

The company's SpiceMoney platform continues to be a key driver of growth, facilitating transactions and providing financial services to millions of customers in underserved areas.

Outlook

The strong financial results and operational expansion suggest a positive outlook for DiGiSPICE Technologies. The consistent growth in customer GTV, expanding agent network, and significant increase in credit distribution signal robust growth potential across various business segments.

DiGiSPICE Technologies continues to drive financial inclusion in rural India, leveraging its extensive network and innovative fintech solutions. The company's performance in Q2 FY26 demonstrates its ability to capitalize on the growing demand for digital financial services in underserved markets while maintaining profitability.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+2.67%	+1.00%	+0.96%	+21.29%	-6.11%	+136.92%

DiGiSPICE Technologies Limited , a leading player in the financial technology services sector, has released its unaudited financial results for the quarter and half-year ended September 30, 2025, alongside significant corporate updates.

Financial Performance

For the quarter ended September 30, 2025, DiGiSPICE Technologies reported:

Consolidated revenue from operations: Rs. 12,458.48 lakhs (up from Rs. 12,375.66 lakhs in the previous quarter)
Profit before tax from continuing operations: Rs. 1,016.09 lakhs (up from Rs. 949.69 lakhs in the preceding quarter)

For the half-year ended September 30, 2025:

Consolidated revenue: Rs. 24,834.14 lakhs
Profit before tax from continuing operations: Rs. 1,965.78 lakhs

Corporate Developments

The Board of Directors, in their meeting held on November 11, 2025, noted significant share disposal plans:

Independent Non-Promoter Trust (INPT), holding 6.79% of company shares, plans to dispose of its shareholding
Independent Non-Promoter (Spice Employee Benefit) Trust (SEBT), holding 4.33%, also plans to dispose of its shareholding

Specifics of these disposals are yet to be finalized and communicated by the trusts.

This development is related to the ongoing Scheme of Amalgamation between DiGiSPICE Technologies and three other companies:

SpiceMoney Limited
E-Arth Travel Solutions Private Limited
Vikasni Fintech Private Limited

The scheme remains conditional upon approval from the National Company Law Tribunal (NCLT) and other regulatory authorities, as well as the disposal of equity shareholding by INPT and SEBT.

Segment Performance

The Financial Technology Services segment, primarily operated through Spice Money Limited, remains the main revenue driver:

Segment revenue: Rs. 12,458.48 lakhs for the quarter
Contribution: 100% of the company's consolidated revenue

Balance Sheet Highlights

As of September 30, 2025:

Item	Amount (in lakhs)
Total Assets	72,711.45
Equity Share Capital	6,246.10
Total Equity (including non-controlling interests)	22,899.74

Future Outlook

DiGiSPICE Technologies continues to focus on financial technology services opportunities, primarily through its subsidiary Spice Money Limited. The ongoing amalgamation process, once approved and implemented, is expected to streamline operations and potentially create synergies across the group's fintech businesses.

The company continues to navigate the dynamic fintech landscape, with its latest financial results and corporate actions reflecting its strategic focus on the financial technology sector. Investors and stakeholders will be keenly watching the developments regarding the share disposal by the trusts and the progress of the amalgamation scheme, as these could have significant implications for the company's future structure and operations.