Abirami Financial Services Reports Q3 FY26 Results with Decline in Net Profit
Abirami Financial Services (India) Limited reported Q3 FY26 results showing a net profit decline to ₹11.02 lacs from ₹13.09 lacs in Q3 FY25, despite maintaining stable total income at ₹33.67 lacs. The nine-month performance was more concerning with net profit dropping 26.60% to ₹37.90 lacs from ₹51.65 lacs in the corresponding period. The company maintains a strong balance sheet with total assets of ₹2,003.44 lacs and robust cash position of ₹1,838.11 lacs.
*this image is generated using AI for illustrative purposes only.
Abirami Financial Services (India) Limited has released its unaudited financial results for the quarter ended December 31, 2025, revealing mixed performance indicators. The Chennai-based financial services company's board approved these results during their meeting held on February 4, 2026.
Financial Performance Overview
The company's quarterly performance showed a decline in profitability despite maintaining stable revenue levels. Total income for Q3 FY26 stood at ₹33.67 lacs, marginally lower than ₹33.79 lacs recorded in the corresponding quarter of the previous year.
| Performance Metric: | Q3 FY26 | Q3 FY25 | Change (%) |
|---|---|---|---|
| Total Income: | ₹33.67 lacs | ₹33.79 lacs | -0.36% |
| Net Profit: | ₹11.02 lacs | ₹13.09 lacs | -15.82% |
| Earnings Per Share: | ₹0.20 | ₹0.24 | -16.67% |
Nine-Month Performance Analysis
The nine-month period ending December 31, 2025, presented a more pronounced decline in the company's financial performance. Total income decreased to ₹102.38 lacs from ₹113.18 lacs in the corresponding nine-month period of FY25.
| Nine-Month Metrics: | 9M FY26 | 9M FY25 | Variance |
|---|---|---|---|
| Total Income: | ₹102.38 lacs | ₹113.18 lacs | -9.54% |
| Net Profit: | ₹37.90 lacs | ₹51.65 lacs | -26.60% |
| Earnings Per Share: | ₹0.70 | ₹0.96 | -27.08% |
Expense Structure and Operational Efficiency
The company's expense management showed mixed results during Q3 FY26. Total expenses increased to ₹18.85 lacs from ₹15.70 lacs in Q3 FY25, primarily driven by higher other expenditure and employee costs.
Key Expense Components (Q3 FY26):
- Employee costs: ₹7.47 lacs (vs ₹7.78 lacs in Q3 FY25)
- Other expenditure: ₹11.27 lacs (vs ₹7.70 lacs in Q3 FY25)
- Finance cost: ₹0.03 lacs (vs ₹0.08 lacs in Q3 FY25)
- Depreciation: ₹0.08 lacs (vs ₹0.14 lacs in Q3 FY25)
Balance Sheet Position
As of December 31, 2025, the company maintained a strong balance sheet with total assets of ₹2,003.44 lacs compared to ₹2,015.15 lacs as of December 31, 2024. Cash and cash equivalents remained robust at ₹1,838.11 lacs, though slightly lower than ₹1,849.80 lacs in the previous year.
| Balance Sheet Highlights: | Dec 31, 2025 | Dec 31, 2024 |
|---|---|---|
| Total Assets: | ₹2,003.44 lacs | ₹2,015.15 lacs |
| Cash & Cash Equivalents: | ₹1,838.11 lacs | ₹1,849.80 lacs |
| Total Equity: | ₹1,940.95 lacs | ₹1,977.76 lacs |
Corporate Governance and Compliance
The board meeting conducted comprehensive business transactions, including approval of audit committee reports, limited review reports from statutory auditors, and internal audit reports. The company reported no pending investor complaints for the quarter, maintaining its clean compliance record.
Board Meeting Outcomes:
- Audit Committee Report noted as of December 31, 2025
- Unaudited financial results approved unanimously
- Statutory Auditor's Limited Review Report recorded
- Share capital reconciliation and shareholding pattern updates completed
The company's paid-up equity share capital remained unchanged at ₹540.00 lacs with a face value of ₹10 per share, reflecting stability in its capital structure during the reporting period.
Historical Stock Returns for Abirami Financial
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -100.00% | -100.00% | -100.00% | -100.00% | -100.00% | -100.00% |
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