Unifinz Capital India Limited has announced the grant of 40,50,000 employee stock options to eligible employees under its UCIL ESOP 2025 scheme. The company's Nomination and Remuneration Committee, designated as the Compensation Committee, approved this significant employee benefit initiative on March 12, 2026, in accordance with SEBI regulations.

Grant Details and Structure

The employee stock option grant encompasses substantial benefits for the company's workforce. The following table outlines the key parameters of the grant:

Vesting Schedule and Terms

The options follow a structured vesting schedule designed to retain talent over multiple years. The vesting arrangement is divided into two categories:

The granted options, once vested, will entitle option holders to acquire an equal number of equity shares upon payment of the exercise price and applicable taxes. Employees have a three-year window from the vesting date to exercise their options, providing flexibility in timing their equity participation.

Regulatory Compliance

The grant operates under strict regulatory oversight and compliance frameworks. The scheme adheres to SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 2021, ensuring proper governance and transparency. The disclosure was made pursuant to Regulation 30 of the SEBI LODR and SEBI Master Circular No. HO/49/14/14(7)2025-CFD-POD2/1/3762/2026 dated January 30, 2026.

The UCIL ESOP 2025 scheme is administered by the company's Nomination and Remuneration Committee, which serves as the Compensation Committee. The grant is based on eligibility criteria established within the scheme framework, ensuring fair and merit-based distribution among qualified employees.

Corporate Structure

Unifinz Capital India Limited operates from its registered office at Rajlok Building, Nehru Place, New Delhi, with corporate operations based in New Friends Colony, New Delhi. The company maintains its commitment to employee engagement and retention through structured equity participation programs, reflecting its focus on building long-term value for both shareholders and employees.

UnifinZ Capital India Limited's Finance Committee has approved a significant debt fundraising initiative through the issuance of non-convertible debentures worth ₹30 crore. The committee meeting held on March 11, 2026, from 3:00 PM to 3:40 PM, considered and approved the comprehensive debenture issuance plan under existing regulatory frameworks.

Debenture Structure and Pricing

The approved issuance comprises 30,000 listed, rated, senior, secured, taxable, transferable, redeemable, non-convertible debentures denominated in Indian Rupees. Each debenture carries a face value of ₹10,000, resulting in an aggregate nominal value of ₹30 crore. Additionally, the company has incorporated a green shoe option of up to 5,000 additional debentures with similar specifications, providing flexibility to raise up to ₹5 crore more if market conditions warrant.

Interest Terms and Maturity Schedule

The debentures offer an attractive interest rate of 13% per annum, payable on a monthly basis to debenture holders. The company has set the deemed date of allotment as March 18, 2026, with the final redemption date scheduled for May 24, 2027. This structure provides investors with a tenure of 14 months and 6 days from the allotment date.

Security and Listing Details

The debentures will be secured through a comprehensive security structure designed to protect investor interests. The company will create a first ranking exclusive and continuing charge in favor of the debenture trustee over certain identified book debts and receivables. The value of these hypothecated assets must maintain a minimum coverage ratio of 1.30 times the outstanding debenture amounts throughout the tenure.

The debentures are proposed for listing on the Wholesale Debt Market segment of BSE Limited under the existing ISIN INE926R07019. This private placement issuance will be conducted in accordance with SEBI regulations, specifically under Regulations 30 & 51 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015.

Default Protection Mechanisms

To safeguard investor interests, the company has incorporated penalty provisions for payment defaults. In case of delayed payment of interest or principal for more than three months from the due date, additional interest at 4% per annum over the base interest rate will be applicable on outstanding principal amounts. This penalty interest will continue until the payment default is resolved or the debentures are fully redeemed.

The debentures will be redeemed on a pari passu basis, with the company making payment of outstanding principal amounts on the final redemption date in accordance with the debenture trust deed and other transaction documents. All rights, interests, and privileges of debenture holders will be governed by the comprehensive transaction documents executed between the company and the debenture trustee.