Regency Fincorp Limited's board of directors has approved a comprehensive plan to raise ₹25 crores through the issuance of non-convertible debentures. The board meeting held on February 28, 2026, concluded at 5:00 PM with the approval of a revised term sheet that supersedes the earlier version approved on February 17, 2026.

Debenture Structure and Size

The approved issuance involves 25,000 units of secured, rated, listed non-convertible debentures through private placement. Each debenture carries a face value of ₹10,000, bringing the total issue size to ₹25 crores.

Terms and Features

The debentures are structured with investor-friendly terms and comprehensive security arrangements. The instruments will be secured, rated, and listed on BSE Limited, providing transparency and liquidity to investors.

Security and Risk Management

The debentures will be backed by a security cover ratio of 1.25 times the outstanding amounts, including interest, fees, and other charges. At least 125% of the security cover will comprise principal receivables, ensuring robust protection for debenture holders.

In case of payment default beyond three months from the due date, the company will pay an additional 2% per month over the applicable coupon rate on the outstanding principal amount for the default period.

Professional Appointments

The board has appointed Credora Partners Private Limited as the merchant banker for the debenture issuance. The allotment process will comply with SEBI Master Circular dated October 15, 2025, with debentures being privately placed through an Electronic Book Provider (EBP).

Regulatory Compliance

The disclosure has been made pursuant to Regulation 30 of SEBI Listing Regulations and relevant SEBI circulars. The allotment will occur after the closure of bidding time on the settlement date, ensuring compliance with all regulatory requirements for private placement of debt securities.

Regency Fincorp Limited has filed a compliance certificate with BSE Limited confirming the timely payment of interest on its Non-Convertible Debentures. The certificate was submitted on 28th February 2026 in accordance with Regulation 57 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Interest Payment Details

The company successfully paid the monthly interest due on its listed rated secured Non-Convertible Debentures. The payment details demonstrate the company's commitment to meeting its debt obligations on schedule.

Debenture Status

The Non-Convertible Debentures maintain their full outstanding value with no redemption activities reported during this period. The company confirmed that no changes were made to the payment frequency structure.

Regulatory Compliance

The certificate was signed by Abhimanyu, Company Secretary and Compliance Officer (Membership No: 49176), confirming the company's adherence to regulatory requirements. The timely submission and payment reflect the company's commitment to maintaining transparency with stakeholders and regulatory compliance.

Regency Fincorp Limited, formerly known as Regency Investments Limited, operates from its registered office in Zirakpur, Punjab. The company's proactive approach to debt servicing and regulatory reporting demonstrates its focus on maintaining investor confidence and meeting statutory obligations.