Regency Fincorp Limited has announced that its board of directors will convene on February 2, 2026, through video conferencing to deliberate on crucial financial matters and strategic initiatives. The meeting, scheduled under Regulation 29 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, will address multiple significant agenda items that could impact the company's financial structure and growth trajectory.

Key Agenda Items

The board meeting will focus on four primary areas of consideration, each carrying substantial implications for the company's operations and capital structure.

Non-Convertible Debentures Proposal

The most significant item on the agenda involves the proposed issuance of non-convertible debentures worth INR 75,00,00,000. These debentures will be structured as secured, rated, and listed instruments, offering investors a debt investment option with specific characteristics. The company plans to execute this issuance on a private placement basis, providing flexibility to complete the offering in one or more tranches based on market conditions and investor demand.

Supporting Infrastructure for NCD Issuance

To facilitate the proposed debenture issuance, the board will consider appointing essential service providers. The agenda includes the selection and approval of a credit rating agency, which will assess and rate the proposed NCDs to provide investors with an independent evaluation of the investment risk. Additionally, the board will deliberate on appointing a debenture trustee, who will serve as a fiduciary representative for debenture holders and ensure compliance with the terms and conditions of the issuance.

Quarterly Financial Results Review

The board will also review and approve the unaudited financial results for the quarter ended December 31, 2025, along with the accompanying limited review report. This quarterly assessment will provide stakeholders with insights into the company's financial performance during Q3FY26 and its operational efficiency during this period.

Corporate Compliance and Communication

The meeting notification was issued on January 28, 2026, by Company Secretary and Compliance Officer Abhimanyu (Membership No. 49176), ensuring proper regulatory compliance. The company, formerly known as Regency Investments Limited, operates under CIN L67120PB1993PLC013169 and maintains its corporate and registered office in Zirakpur, Punjab. The formal communication to BSE Limited demonstrates the company's commitment to maintaining transparency and adhering to listing obligations under current securities regulations.

Regency Fincorp Limited has successfully completed the allotment of Non-Convertible Debentures worth ₹25 crores through private placement, marking a significant fundraising milestone for the Punjab-based financial services company. The allotment was completed on January 28, 2026, following the conclusion of the board meeting at 02:15 PM.

Debenture Allotment Details

The company allotted 2,500 Non-Convertible Debentures to LC Capital India Private Limited under the private placement framework. Each debenture carries a face value of ₹1,00,000, aggregating to a total issue size of ₹25,00,00,000.

Terms and Maturity Structure

The debentures carry a tenor of 12 months and 5 days with a maturity date of February 2, 2027. The instruments offer an attractive coupon rate of 14% per annum with a structured repayment schedule designed to provide regular cash flows to the investor.

Security and Risk Management

The Non-Convertible Debentures are secured with comprehensive security arrangements to protect investor interests. The company has established a security cover ratio of 1.25 times the amounts outstanding under the debentures, including interest, default interest, trustee remuneration, and other associated charges.

Key security features include:

• Security cover of 125% of outstanding amounts
• At least 1.25 times security cover from principal receivables
• Default interest rate of 2.0% per month on delayed payments
• Monthly coupon payment structure

Regulatory Compliance

The allotment was conducted in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and other applicable provisions. The company also adhered to the master circular issued in relation to SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021.

The debentures will be listed on BSE Limited, providing liquidity options for the investor. Regency Fincorp Limited, formerly known as Regency Investments Limited, is headquartered in Zirakpur, Punjab, and operates in the financial services sector with CIN: L67120PB1993PLC013169.