Regency Fincorp Limited has secured a significant regulatory milestone with the receipt of listing approval from BSE Limited for its privately placed securities on the debt market segment. The approval, dated February 3, 2026, represents an important step in the company's capital market operations.

Regulatory Approval Details

The company received the listing approval through BSE Limited's official notice number 20260203-19, issued on February 3, 2026. This approval specifically covers privately placed securities that will be listed on BSE's debt market segment.

Compliance and Disclosure

Regency Fincorp made this announcement pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The regulation mandates listed companies to disclose material events and information that could impact investor decisions.

The BSE notice containing the detailed approval information is accessible through the exchange's official website at the specified link provided by the company. This ensures transparency and allows stakeholders to access complete documentation regarding the listing approval.

Company Background

Regency Fincorp Limited, formerly known as Regency Investments Limited, operates from its corporate and registered office located at SCO 6 Upper Ground Floor LA MER, PR 7, Airport Road, Zirakpur, Punjab. The company trades on BSE under scrip code 540175.

The announcement was signed by Abhimanyu, Company Secretary and Compliance Officer (Membership Number 49176), demonstrating proper corporate governance procedures in the disclosure process.

Regency Fincorp Limited announced strong unaudited financial results for the quarter ended December 31, 2025, following board approval at their meeting held on February 2, 2026. The NBFC demonstrated exceptional operational efficiency with profit after tax surging 230.7% year-on-year to ₹340.44 lacs, showcasing remarkable growth momentum across all key performance indicators.

Board Meeting and Regulatory Compliance

The Board of Directors convened on February 2, 2026, from 4:00 PM to 6:30 PM via video conferencing to consider and approve the unaudited financial results. The meeting was conducted in compliance with Regulation 30 of SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The company submitted the required disclosures to BSE Limited along with the statutory auditor's limited review report.

Financial Performance Highlights

The company delivered impressive financial results for Q3 FY26, with total income reaching ₹914.48 lacs compared to ₹539.08 lacs in the corresponding quarter of the previous year, representing a robust growth of 69.6%. Revenue from operations increased substantially to ₹862.57 lacs from ₹515.70 lacs in Q3 FY25.

Quarter-on-Quarter Performance Analysis

The company maintained strong sequential growth momentum with profit after tax improving to ₹340.44 lacs in Q3 FY26 from ₹332.18 lacs in Q2 FY26. Total income reached ₹914.48 lacs compared to ₹954.10 lacs in the previous quarter, while maintaining consistent profitability margins.

Revenue Stream Analysis

Interest income, the primary revenue driver, increased significantly to ₹821.77 lacs in Q3 FY26 from ₹499.69 lacs in Q3 FY25. Fees and commission income also showed strong growth, rising to ₹40.80 lacs from ₹16.01 lacs year-on-year. Other income contributed ₹51.91 lacs during the quarter compared to ₹23.37 lacs in the previous year.

Financial Ratio Performance

The company demonstrated improved financial health across key metrics. Current ratio strengthened to 2.84 from 2.25, while debt equity ratio improved to 0.36 from 0.40. Return on equity ratio surged to 12.33% from 7.82%, and net profit ratio increased significantly to 40.87% from 24.93%. The Capital Risk Adequacy Ratio (CRAR) improved to 70.38% from 64.35%.

Nine-Month Performance

For the nine months ended December 31, 2025, the company reported total income of ₹2,803.04 lacs compared to ₹1,325.00 lacs in the corresponding period last year. Profit after tax for the nine-month period reached ₹988.33 lacs against ₹238.87 lacs in the previous year, marking substantial growth in profitability.

Capital Strengthening Initiatives

The company successfully completed warrant conversions during the quarter, raising significant capital through preferential issues. On October 17, 2025, the company received ₹6,74,21,680 from conversion of 4086162 share warrants. Additionally, on December 20, 2025, another ₹10,92,33,316.50 was raised through conversion of 6620201 share warrants. The paid-up equity share capital increased to ₹8,017.11 lacs from ₹4,795.05 lacs in the corresponding quarter last year.