Regency Fincorp Limited has successfully completed the allotment of Non-Convertible Debentures worth ₹25 crores through private placement, marking a significant fundraising milestone for the Punjab-based financial services company. The allotment was completed on January 28, 2026, following the conclusion of the board meeting at 02:15 PM.

Debenture Allotment Details

The company allotted 2,500 Non-Convertible Debentures to LC Capital India Private Limited under the private placement framework. Each debenture carries a face value of ₹1,00,000, aggregating to a total issue size of ₹25,00,00,000.

Terms and Maturity Structure

The debentures carry a tenor of 12 months and 5 days with a maturity date of February 2, 2027. The instruments offer an attractive coupon rate of 14% per annum with a structured repayment schedule designed to provide regular cash flows to the investor.

Security and Risk Management

The Non-Convertible Debentures are secured with comprehensive security arrangements to protect investor interests. The company has established a security cover ratio of 1.25 times the amounts outstanding under the debentures, including interest, default interest, trustee remuneration, and other associated charges.

Key security features include:

• Security cover of 125% of outstanding amounts
• At least 1.25 times security cover from principal receivables
• Default interest rate of 2.0% per month on delayed payments
• Monthly coupon payment structure

Regulatory Compliance

The allotment was conducted in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and other applicable provisions. The company also adhered to the master circular issued in relation to SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021.

The debentures will be listed on BSE Limited, providing liquidity options for the investor. Regency Fincorp Limited, formerly known as Regency Investments Limited, is headquartered in Zirakpur, Punjab, and operates in the financial services sector with CIN: L67120PB1993PLC013169.

Regency Fincorp Limited has secured in-principle approval from BSE Limited for the private placement of non-convertible debentures and commercial papers, marking a significant step in the company's capital raising initiatives. The approval was communicated through BSE's letter dated January 20, 2026, following the company's application submitted on the online portal on January 14, 2026.

Approval Details and Scope

The BSE approval encompasses a comprehensive range of debt securities under GID Number GID/RFL/SERIES 1/2025-26. The securities covered include:

• Rated/Listed/Secured/Unsecured transferable and redeemable non-convertible debentures
• Principal protected and non-principal protected instruments
• Market linked and non-market linked securities
• Zero coupon bonds
• Subordinated non-convertible debentures
• Rated commercial papers

Compliance Requirements

BSE has outlined ten specific conditions that Regency Fincorp must fulfill at the time of seeking listing. The key compliance requirements include:

Regulatory and Documentation:

• Filing of listing application with prescribed fees
• Compliance with SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021
• Adherence to SEBI Circular No SEBI/HO/DDHS/P/CIR/2021/613 dated August 10, 2021
• Compliance with Companies Act 2013 provisions

Statutory Approvals:

• Receipt of approvals from SEBI, RBI, DCA and other applicable authorities
• Compliance with evolving guidelines and circulars from regulatory bodies
• Adherence to specific BSE circular dated June 10, 2020

Technical Requirements:

• Compliance with Electronic Book Platform (EBP) requirements for issuers
• Signing agreements with both depositories as per SEBI regulations
• Face value compliance as per SEBI circular guidelines

Validity and Conditions

The in-principle approval carries a validity period of one year from the date of issue or one year from the opening of the first offer under the General Information Document, whichever is applicable. BSE has reserved the right to withdraw approval if any information is found to be incomplete, incorrect, misleading, or false.

The approval is also contingent upon compliance with all applicable charges for BSE's systems, software, and facilities that the company may utilize during the securities processing.

Corporate Communication

The announcement was made under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Company Secretary and Compliance Officer Abhimanyu signed the disclosure document, emphasizing the company's commitment to regulatory transparency and compliance standards.