UCO Bank has submitted its mandatory annual disclosure to stock exchanges, detailing the government's substantial shareholding in the public sector bank. The disclosure, made pursuant to SEBI regulations on substantial acquisition of shares and takeovers, provides transparency regarding the ownership structure of the bank.

Government Shareholding Details

As of March 31, 2026, the President of India, acting as the promoter of UCO Bank, holds a commanding stake in the institution. The shareholding details reveal the government's continued dominant position in the bank's ownership structure.

Regulatory Compliance

The disclosure was filed in compliance with Regulation 31(4) and 31(5) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. This regulatory framework mandates listed companies to provide annual updates on substantial shareholdings, ensuring market transparency and investor protection.

The bank's Company Secretary, Vikash Gupta, digitally signed the disclosure document on April 6, 2026, confirming the accuracy of the information provided to both the National Stock Exchange of India and BSE Limited.

Encumbrance Declaration

UCO Bank has declared that during the financial year 2025-26, the promoter along with persons acting in concert did not create any encumbrances on their shareholding. This declaration provides assurance to stakeholders regarding the unencumbered nature of the government's stake in the bank.

The absence of encumbrances indicates that the government's shareholding remains free from any pledges, liens, or other security interests, maintaining the integrity of the ownership structure. This transparency is crucial for maintaining investor confidence and regulatory compliance in the banking sector.

UCO Bank has disclosed its quarterly business update for Q4FY26 under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, demonstrating exceptional performance in domestic operations with domestic advances reaching ₹2.34 lakh crore. The public sector bank reported domestic advances growth of 8.84% quarter-on-quarter and 20.00% year-on-year, alongside robust expansion across all key domestic financial metrics.

Q4FY26 Domestic Operations Performance

The bank's domestic operations showed particularly strong performance during the quarter ended March 31, 2026. Domestic advances demonstrated exceptional growth with 8.84% quarter-on-quarter expansion and 20.00% year-on-year growth, reaching ₹2.34 lakh crore from ₹1.95 lakh crore in the previous year. Domestic deposits increased by 4.11% quarter-on-quarter and 10.14% year-on-year, reaching ₹3.04 lakh crore.

Overall Financial Performance

The bank's comprehensive financial metrics show consistent growth across all major parameters. Total business reached ₹5.89 lakh crore, marking significant improvement from the previous year's ₹5.14 lakh crore. Total advances demonstrated strong performance with 7.38% quarter-on-quarter growth and 19.09% year-on-year expansion, while total deposits grew 5.48% quarter-on-quarter and 11.22% year-on-year.

Key Financial Ratios

UCO Bank maintained healthy financial ratios during Q4FY26. The CASA (Current Account Savings Account) ratio for domestic operations stood at 38.48%, showing marginal improvement from 37.91% in the previous year. The Credit-Deposit (CD) ratio increased to 80.12% from 74.94% year-on-year, indicating enhanced credit deployment efficiency.

Regulatory Compliance

The disclosure was made in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the bank's Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information. The figures are provisional and subject to audit by the bank's Statutory Central Auditors.