Suryoday Small Finance Bank has submitted its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26 to the National Stock Exchange of India and BSE Limited. The filing, made on July 14, 2026, details the bank's adherence to environmental, social, and governance (ESG) principles as mandated under Regulation 34(2)(f) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The report discloses that the bank incurred a monetary penalty of ₹2,00,000 during the financial year. The Reserve Bank of India imposed this fine for SGL bouncing, referencing circular IDMD.DOD.17/11.01.01 (B) 201011 dated July 14, 2010. The bank confirmed that no appeals were preferred against this monetary action.

Operational and Financial Metrics

The BRSR provides key operational data for the reporting period. The bank's paid-up capital stood at ₹1,06,28,48,240. It operated 717 offices nationally, serving 15 states, with no international operations. The bank reported a turnover of ₹25,199,667,398 and a net worth of ₹20,783,175,034.

Environmental Impact

The bank noted an increase in energy consumption during FY 2025-26, attributing the rise to the relocation to a larger corporate office and the addition of seven new branch offices. Consequently, total Scope 1 and Scope 2 greenhouse gas emissions increased compared to the previous financial year. However, the bank optimized water usage by replacing manual taps with sensor-based fixtures, resulting in lower water consumption.

Governance and Compliance

Suryoday Small Finance Bank confirmed that it has a Corporate Social Responsibility & ESG Committee in place to oversee sustainability-related issues. The Managing Director & Chief Executive Officer, Mr. Baskar Babu Ramachandran, is identified as the highest authority responsible for implementing the Business Responsibility policy. The bank reported that it has not yet constituted a dedicated focal point for addressing human rights impacts but is currently in the process of instituting one.

suryoday small finance bank has fixed Friday, July 17, 2026, as the record date for determining shareholder entitlement to a final dividend of ₹1.50 per equity share. The dividend, recommended for the financial year ended March 31, 2026, amounts to 15% of the face value of ₹10 per share and is subject to approval by shareholders at the 18th Annual General Meeting (AGM). If approved, the payout will be made within 30 days of the AGM, on or before September 5, 2026.

The 18th AGM is scheduled to be held on Thursday, August 06, 2026, at 12:30 p.m. IST via video conferencing and other audio-visual means. The meeting will be conducted without the physical presence of members at a common venue, in compliance with the relevant circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India (SEBI). Members attending the meeting through these electronic means will be counted for the purpose of quorum.

Key Meeting Details

The bank has appointed KFin Technologies Limited as the registrar and transfer agent to facilitate the electronic voting process and the video conferencing facility for the AGM. Shareholders will have access to remote e-voting facilities as well as e-voting during the meeting (InstaPoll). Login credentials for e-voting and attending the meeting will be sent to registered email addresses.

Dividend and Taxation

The board of directors recommended the final dividend at its meeting held on May 07, 2026. The dividend will be paid to beneficial owners as per the list furnished by depositories at the end of the day on July 17, 2026, for shares held in electronic form. For physical shares, entitlement will be determined after giving effect to valid transmission requests lodged with the bank as of the close of business hours on the same date.

Pursuant to the Income Tax Act, 2025, dividend income is taxable in the hands of members. The bank will deduct tax at source (TDS) at applicable rates, which vary based on the residential status and classification of the entity. Shareholders are advised to ensure their bank account details and PAN information are updated with their depositories or the registrar to facilitate timely credit and avoid higher TDS deductions.

Key AGM Agenda

The 18th AGM will transact nine items of business. The Board has recommended a final dividend of ₹1.50 per share for the financial year ended March 31, 2026. Additionally, the Board has sought shareholder approval to raise funds. This includes raising up to ₹300 crore through equity shares and other instruments via rights issue, preferential allotment or QIP. It also seeks approval to raise up to ₹200 crore through debt instruments such as bonds and NCDs.

Shareholders will also vote on amendments to the Suryoday ESOP Scheme 2019. The proposed changes include extending the exercise period for options from three years to five years and modifying superannuation treatment for long-serving employees. The Nomination and Remuneration Committee has recommended increasing the remuneration for the Managing Director & CEO and the Executive Director for FY 2026-27.