SSPN Finance reports profit growth in FY26

SSPN Finance reported a net profit of ₹1,00,762 for the financial year ended March 31, 2026, an increase from ₹87,994 in the previous year. Revenue from operations rose to ₹31,35,876 from ₹30,36,862 in FY25. The company's Board of Directors approved the audited financial statements for the year and half-year ended March 31, 2026, during a meeting held on May 30, 2026.

The financial results were reviewed by the Audit Committee and subsequently taken on record by the Board. The filing was submitted to BSE Limited pursuant to Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Jain Anil & Associates, Chartered Accountants, issued an unmodified opinion on the audit report, confirming the company's compliance with Indian Accounting Standards.

Total expenses for the year increased to ₹29,97,846 from ₹29,14,355 in the prior year. Employees benefit expenses decreased to ₹9,46,200 from ₹13,34,730, while other expenses rose to ₹11,44,309 from ₹5,73,483. Finance costs stood at ₹9,00,000 compared to ₹9,97,425 in FY25.

The balance sheet shows total assets at ₹7,06,57,909 as of March 31, 2026, up from ₹6,52,37,626 in the previous year. Shareholders' funds increased to ₹4,40,69,247 from ₹4,38,25,906. Short-term borrowings rose significantly to ₹2,56,13,093 from ₹1,51,34,843.

Financial Performance Summary

Metric	FY26 (₹)	FY25 (₹)
Revenue from Operations	31,35,876	30,36,862
Net Profit	1,00,762	87,994
Total Expenses	29,97,846	29,14,355
Earnings Per Share (Basic)	0.03	0.02

The company stated that it has not issued any shares in the past three years and therefore is not required to prepare a Statement of Deviation. There were no investor complaints pending as of March 31, 2026.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
0.0%	0.0%	0.0%	+18.86%	+46.68%	+29.78%

SSPN Finance Limited , a micro-finance company specializing in small-ticket secured and unsecured loans, has reported strong financial performance for the fiscal year 2025. The company's revenue from operations increased by 18% to Rs. 30.37 crore, up from Rs. 25.73 crore in the previous year.

Profit Surge

The company witnessed a significant boost in profitability, with profit before tax surging 76% to Rs. 1.23 crore, compared to Rs. 69,685 in FY2024. Net profit after tax grew by 29% to Rs. 87,994.

Core Business Growth

SSPN Finance, which primarily offers loans to small vendors and business owners, saw its total assets grow to Rs. 65.24 crore. The company's core business of short-term loans and advances expanded to Rs. 52.42 crore from Rs. 48.71 crore in the previous year.

Financial Highlights

Metric	FY2025	FY2024	Change
Revenue from Operations	Rs. 30.37 crore	Rs. 25.73 crore	18%
Profit Before Tax	Rs. 1.23 crore	Rs. 69,685	76%
Net Profit After Tax	Rs. 87,994	N/A	29%
Short-term Loans and Advances	Rs. 52.42 crore	Rs. 48.71 crore	7.6%

Challenges and Outlook

Despite the overall positive performance, SSPN Finance reported a negative operating cash flow of Rs. 6.43 crore. The company's earnings per share remained flat at Rs. 0.02.

Management expressed optimism about future growth prospects while acknowledging potential risks, including economic volatility, policy changes, and the company's low equity base.

Annual General Meeting

The company has announced its 13th Annual General Meeting to be held on September 30, 2025, via audio-visual means. Key agenda items include:

Adoption of financial statements
Re-appointment of directors
Proposal to increase the authorized share capital to Rs. 10 crore

SSPN Finance continues to focus on its niche market of providing financial services to small businesses and vendors, aiming to capitalize on the growing demand for micro-finance solutions in India.