SG Finserve Reports Strong Q4 FY26 Results, Announces Board Decisions
SG Finserve delivered exceptional Q4 FY26 performance with total income reaching ₹10,540.62 lakhs and net profit of ₹4,226.91 lakhs, representing significant year-on-year growth. The board approved these results and appointed Mr. Deepak Kumar as Additional Director-Chairperson, while the company maintains zero NPAs and strong regulatory compliance.

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SG Finserve has demonstrated robust financial performance while maintaining its strategic growth trajectory through its latest quarterly results and comprehensive board decisions announced on April 16, 2026.
Strong Financial Performance in Q4 FY26
The company delivered impressive financial results for the quarter and year ended March 31, 2026. The audited results showcase significant growth across key financial metrics, reflecting the company's operational efficiency and market positioning.
| Financial Metric: | Q4 FY26 | Q4 FY25 | Growth (%) |
|---|---|---|---|
| Total Income from Operations: | ₹10,540.62 lakhs | ₹5,409.31 lakhs | +94.89% |
| Net Profit Before Tax: | ₹5,620.53 lakhs | ₹3,107.43 lakhs | +80.85% |
| Net Profit After Tax: | ₹4,226.91 lakhs | ₹2,379.30 lakhs | +77.67% |
| Total Comprehensive Income: | ₹4,247.17 lakhs | ₹2,379.30 lakhs | +78.52% |
Annual Performance Highlights
For the full year FY26, SG Finserve achieved total income from operations of ₹33,341.28 lakhs with net profit after tax reaching ₹12,765.72 lakhs. The company's earnings per share for continuing operations stood at ₹22.75 (basic) and ₹22.41 (diluted) for the year.
The company's loan portfolio expanded significantly to ₹392,419.95 lakhs as of March 31, 2026, compared to ₹223,706.18 lakhs in the previous year. This substantial growth reflects the company's successful business expansion and market penetration strategies.
Board Meeting Outcomes and Leadership Changes
The Board of Directors meeting held on April 16, 2026, commenced at 11:00 AM and concluded at 12:25 PM, addressing several key strategic decisions. The board approved the audited financial results and made significant leadership appointments.
| Board Decision: | Details |
|---|---|
| Meeting Duration: | 11:00 AM to 12:25 PM |
| Financial Results: | Approved for Q4 and FY26 |
| New Director: | Mr. Deepak Kumar appointed |
| Position: | Non-Executive Non-Independent Director-Chairperson |
| Effective Date: | April 16, 2026 |
Strategic Leadership Appointment
Mr. Deepak Kumar has been appointed as Additional Director in the category of Non-Executive Non-Independent Director-Chairperson, liable to retire by rotation, based on the recommendation of Nomination & Remuneration Committee. He brings over two decades of professional experience as a distinguished member of the Institute of Chartered Accountants of India (ICAI).
Mr. Kumar possesses extensive expertise in finance, corporate strategy, and operations management. Currently serving as Whole Time Director and Group Chief Financial Officer at APL Apollo Tubes Limited, he oversees financial planning, treasury, taxation, and overall business operations. The appointment is subject to approval of the members.
Regulatory Compliance and Asset Quality
SG Finserve continues to maintain its exemplary asset quality with zero non-performing assets (NPAs) as of March 31, 2026. The company operates as a Non-Deposit taking Non-Banking Financial Company (NBFC-ND) registered with the Reserve Bank of India and is classified as NBFC-Middle Layer under the revised regulatory framework.
| Regulatory Status: | Details |
|---|---|
| NBFC Registration: | N-14.03632 dated October 03, 2024 |
| Factoring License: | N-14.03675 dated January 06, 2026 |
| Classification: | NBFC-Middle Layer |
| Gross NPA: | Nil |
| Net NPA: | Nil |
| CRAR (Tier I + II): | 36.67% |
Financial Position and Capital Structure
The company's balance sheet reflects strong financial health with total assets of ₹417,339.99 lakhs as of March 31, 2026, compared to ₹240,739.73 lakhs in the previous year. The equity base strengthened significantly with paid-up equity share capital of ₹6,526.72 lakhs and other equity of ₹139,495.46 lakhs.
During FY26, the company allotted 93,72,222 equity shares through conversion of fully convertible share warrants, demonstrating successful capital raising initiatives. The debt-equity ratio stands at 1.85 times, indicating a balanced capital structure.
Source: None/Company/INE618R01015/68888f31906e41c4.pdf
Historical Stock Returns for SG Finserv
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.07% | +5.43% | +32.59% | +53.56% | +50.36% | +50.36% |
How will SG Finserve sustain its 95% operational income growth rate amid potential market saturation and increased competition in the NBFC sector?
What impact will Mr. Deepak Kumar's appointment as Chairperson have on the company's strategic direction, given his background in steel manufacturing at APL Apollo Tubes?
Can SG Finserve maintain its zero NPA status as it continues aggressive loan portfolio expansion, particularly in the current economic environment?


































