SG Finserve Limited reported a 57.6% increase in net profit to ₹127.66 crore for the financial year ended March 31, 2026, compared to ₹80.99 crore in the previous year. Total income surged 96% to ₹333.66 crore, driven by a 94.3% rise in interest income to ₹320.15 crore. The loan book expanded 75.2% to ₹3,935.56 crore, reflecting the company's strategic shift towards MSME supply chain financing.

The company's net interest income grew 44.1% to ₹199.21 crore, while operating expenses increased 23.7% to ₹25.28 crore. Profit before tax rose 55.7% to ₹171.55 crore. The capital adequacy ratio stood at a healthy 36.58% as of March 31, 2026, significantly above the regulatory minimum of 15%.

Financial Performance

The audited financial statements for FY26 highlighted robust growth across key metrics. The company successfully transitioned from a broad-based NBFC to a precision-led MSME supply chain financier, building a platform with pre-validated risk and visible cash flows. This structural shift contributed to the substantial expansion in assets and profitability.

Operational Highlights

During the year, the company secured a Certificate of Registration from the Reserve Bank of India on January 07, 2026, permitting it to commence factoring business operations. Additionally, the company's equity shares were listed on the National Stock Exchange of India Limited with effect from August 05, 2025. The Board of Directors did not recommend a dividend for FY 2025-26, opting to retain earnings to support future growth.

The company maintained a strong asset quality with zero non-performing assets. It also redeemed its Non-Convertible Debentures aggregating to ₹50 crore on April 06, 2026, following a modification of terms approved by stakeholders.

SG Finserve Limited has submitted a comprehensive disclosure to the stock exchanges regarding a change in shareholding by a member of the promoter group. The disclosure, filed under Regulation 7(2)(b) of SEBI (Prohibition of Insider Trading) Regulations, 2015, details an acquisition of equity shares by Sanjay Gupta through an off-market gift transaction dated April 27, 2026.

Transaction Details

Sanjay Gupta, identified as a member of the promoter group with PAN ALQPG6676F and address at 106 Hargovind Enclave, Delhi-110092, acquired 15,50,000 equity shares representing 2.35% of the company's total shareholding. The transaction was executed through an off-market gift mechanism, with no prior holdings reported in the category. The shares were acquired on April 27, 2026, and the company was intimated on the same date.

Financial Valuation

While the transaction was conducted as a gift, the disclosure notes the closing market price of Rs 547.70 per share as on the transaction date for valuation purposes. Based on this reference price, the transaction value amounts to Rs 84,89,35,000. The filing specifically mentions that value is not applicable for gift transactions, but the market price has been considered for reference.

Regulatory Compliance

The disclosure was filed in Form C as required under SEBI (Prohibition of Insider Trading) Regulations, 2015, specifically under Regulation 7(2) read with Regulation 6(2) for continual disclosure. The company holds ISIN INE618R01015 and maintains its registered office at 37, Hargobind Enclave, Vikas Marg, East Delhi, Delhi-110092.

Exchange Filings

The disclosure was addressed to the Listing Departments of both BSE Limited (Scrip Code: 539199) and National Stock Exchange of India Ltd (NSE Symbol: SGFIN). The filing was digitally signed by Kush Mishra, Company Secretary and Compliance Officer of SG Finserve Limited, on April 29, 2026. No derivative trading activities were reported in connection with this transaction, with the derivatives section marked as "NA" in the filing.