SBFC Finance files Business Responsibility Report for FY26
SBFC Finance filed its Business Responsibility and Sustainability Report for FY 2025-26 with the National Stock Exchange of India and BSE Limited. The report outlines the company's performance against environmental, social, and governance principles, including a workforce of 5,144 employees and a focus on financial inclusion for women-led SMEs. The company reported 100% resolution of 405 customer complaints, zero data breaches, and maintained ISO 27001:2022 certification.

*this image is generated using AI for illustrative purposes only.
SBFC Finance filed its Business Responsibility and Sustainability Report for FY 2025-26 with the National Stock Exchange of India and BSE Limited. The report, which forms an integral part of the Annual Report, outlines the company's performance against environmental, social, and governance principles. The company operates as a non-banking financial company (NBFC) providing secured MSME loans and loans against gold, with a presence across 18 states and 2 union territories.
Workforce and Operations
The company reported a total workforce of 5,144 employees as of March 31, 2026, comprising 3,302 permanent employees and 1,842 other than permanent employees. The gender distribution included 4,694 male employees (91.25%) and 450 female employees (8.75%). The Board of Directors consists of 9 members, with female representation at 11.1%, while women make up 25% of the Key Management Personnel.
| Employee Category | Total | Male | Female |
|---|---|---|---|
| Permanent | 3,302 | 3,003 | 299 |
| Other than Permanent | 1,842 | 1,691 | 151 |
| Total | 5,144 | 4,694 | 450 |
Financial Inclusion and Lending
SBFC Finance focuses on financial inclusion, directing capital toward underserved entrepreneurs and small business owners. The company reported that 95% of the proceeds from disbursed facilities in FY 2026 went to sub-borrowers where a female was either the main loan applicant or the collateral was owned or co-owned by a female. Additionally, the company has committed to allocating at least 50% of the use of proceeds to women-led and women-owned SMEs under the 2x Challenge.
Environmental and Social Governance
The company reported total energy consumption of 15,277.19 GJ for FY 2025-26, entirely from non-renewable sources, with an energy intensity of 0.91 GJ per million INR of turnover. Water consumption stood at 2,664 kilolitres. Total Scope 2 greenhouse gas emissions were recorded at 3,013 tCO2e. The company generated 6.07 metric tonnes of waste, of which 100% was recycled.
Customer Grievances and Compliance
During the financial year, SBFC Finance received 405 customer complaints, all of which were resolved, resulting in a 100% resolution rate. The company reported zero instances of data breaches, zero complaints related to data privacy, and zero fines or penalties from regulatory bodies. The company maintains an ISO 27001:2022 certification for information security management.
Historical Stock Returns for SBFC Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +3.75% | +6.17% | +5.53% | -7.68% | -11.13% | +3.47% |
How does SBFC Finance plan to transition its energy consumption from non-renewable sources to renewable energy to reduce its carbon footprint?
What specific initiatives will the company implement to improve gender diversity within its permanent workforce and Board of Directors?
How will the commitment to allocate 50% of proceeds to women-led SMEs under the 2x Challenge impact the company's loan portfolio performance?

































