| Quarterly Financials | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 224 | 240 | 256 | 277 | 287 | 303 | 326 | 360 |
| Expenses | 75 | 84 | 90 | 90 | 94 | 100 | 105 | 113 |
| EBITDA | 148 | 156 | 166 | 186 | 194 | 203 | 221 | 246 |
| Operating Profit % | 66 % | 65 % | 65 % | 67 % | 67 % | 67 % | 68 % | 69 % |
| Depreciation | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 5 |
| Interest | 89 | 89 | 85 | 88 | 95 | 100 | 106 | 118 |
| Profit Before Tax | 63 | 71 | 86 | 97 | 105 | 110 | 118 | 125 |
| Tax | 16 | 18 | 22 | 24 | 27 | 26 | 30 | 31 |
| Net Profit | 47 | 53 | 64 | 74 | 79 | 84 | 88 | 94 |
| EPS in ₹ | 0.52 | 0.52 | 0.60 | 0.69 | 0.74 | 0.78 | 0.82 | 0.87 |
SBFC Finance
111.58
-0.87
(-0.77%)
Q4 Quarterly Results are out. Check out the updated financials18 hours ago
View
Market Cap
12,117.58 Cr
EPS
2.35
PE Ratio
35.44
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
117.00
52 Week Low
77.61
PB Ratio
3.83
Debt to Equity
1.72
Sector
NBFC
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from5 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
9,368.50 | #1 5,80,733.32 | 35.20 | #1 54,982.50 | 32.75 | #1 14,451 | 18.85 | 56.15 | |
296.00 | 1,88,052.99 | 119.17 | 1,854.70 | #1 4,039.96 | 1,605 | 1.77 | 64.59 | |
1,581.70 | 1,33,007.80 | 31.73 | 19,419.90 | 48.18 | 3,411 | 18.24 | 49.24 | |
668.05 | 1,25,619.05 | 15.53 | 36,413.00 | 19.35 | 7,391 | 6.06 | 52.21 | |
2,555.00 | 1,02,574.02 | 19.11 | 15,162.70 | 26.62 | 4,468 | #1 22.13 | 74.04 | |
1,002.15 | 95,339.94 | 49.26 | 17,483.50 | 22.39 | 2,408 | -19.35 | 68.61 | |
5,021.00 | 55,785.25 | 29.83 | 7,285.50 | 31.41 | 1,422 | 17.06 | 47.11 | |
2,497.80 | 42,423.91 | #1 10.15 | 2,611.20 | 381.77 | 4,285 | 14.67 | 72.67 | |
274.25 | 38,119.96 | 17.26 | 15,970.30 | 24.45 | 1,943 | -31.97 | 58.42 | |
422.80 | 32,894.27 | 173.32 | 3,147.30 | 56.71 | 1,652 | -81.22 | 66.43 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
37.75 %
Net Income Growth
58.38 %
Cash Flow Change
7.18 %
ROE
-1.61 %
ROCE
11.45 %
EBITDA Margin (Avg.)
0.65 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 |
| Total Assets | 4,515 | 5,746 | 7,063 |
| Fixed Assets | 299 | 296 | 300 |
| Current Assets | 385 | 427 | 519 |
| Capital Work in Progress | 0 | 1 | 2 |
| Investments | 848 | 607 | 406 |
| Other Assets | 3,368 | 4,843 | 6,355 |
| Total Liabilities | 4,515 | 5,746 | 7,063 |
| Current Liabilities | 269 | 328 | 278 |
| Non Current Liabilities | 2,959 | 3,691 | 4,007 |
| Total Equity | 1,287 | 1,727 | 2,778 |
| Reserve & Surplus | 480 | 838 | 1,706 |
| Share Capital | 807 | 890 | 1,072 |
Cash Flow
| Cash Flow | 2022 | 2023 | 2024 |
| Net Cash Flow | 13 | 32 | 41 |
| Investing Activities | 652 | 206 | 159 |
| Operating Activities | -822 | -1,245 | -1,155 |
| Financing Activities | 183 | 1,071 | 1,037 |
Share Holding
| % Holding | Aug 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 64.02 % | 64.05 % | 63.73 % | 60.66 % | 55.19 % | 55.05 % | 54.75 % | 53.33 % |
| FIIs | 0.00 % | 2.74 % | 2.23 % | 2.86 % | 4.72 % | 4.56 % | 4.92 % | 6.53 % |
| DIIs | 5.08 % | 12.41 % | 11.94 % | 13.52 % | 16.24 % | 16.26 % | 16.46 % | 17.67 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 14.27 % | 9.10 % | 10.28 % | 11.59 % | 12.24 % | 12.73 % | 12.72 % | 11.88 % |
| Others | 16.62 % | 11.70 % | 11.82 % | 11.36 % | 11.62 % | 11.39 % | 11.15 % | 10.59 % |
| No of Share Holders | 2,48,603 | 1,19,109 | 1,29,470 | 1,35,768 | 1,38,991 | 1,63,595 | 1,62,908 | 1,53,744 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
No dividends have been distributed by the company in the past 10 years
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 14 Jul 2025 |  Annual General Meeting | NA | 14 Jul 2025 | 112.78 | 112.45 |
| 26 Apr 2025 |  Quarterly Result Announcement | NA | 26 Apr 2025 | 90.02 | 106.15 |
| 25 Jan 2025 | Quarterly Result Announcement | NA | 25 Jan 2025 | 89.13 | 88.16 |
| 26 Oct 2024 | Quarterly Result Announcement | NA | 26 Oct 2024 | 97.95 | 78.83 |
| 28 Jun 2024 | Annual General Meeting | NA | 28 Jun 2024 | 90.45 | 82.63 |
| 30 Nov 2022 |  Change Of Name | NA | 30 Nov 2022 | 0.00 | 0.00 |
Announcements
The Board Of Directors At Its Meeting Held On 06Th June 2025 Inter-Alia Approved Convening Of 18Th Annual General Meeting Of The Company Which Is To Be Held On Monday 14Th July 2025 Through Video Conferencing And/Or Other Audio-Visual Means.
6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Change in Management6 days ago
6 days agoBoard Meeting Outcome for Outcome Of The Board Meeting Dated 06Th June 20256 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Credit RatingMay 31, 2025
May 31, 2025Board Meeting Intimation for Inter-Alia To Consider Convening Annual General Meeting Of The Company With Respect To Issuance Of Ncds (Or Such Other Debt Securities As May Be Permitted From Time To Time) In Addition To Other Items As Applicable.May 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 27, 2025
May 27, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 12, 2025
May 12, 2025Key Performance Indicators (KPI) Under The Securities And Exchange Board Of India (Issue Of Capital And Disclosure Requirements) Regulations 2018May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 05, 2025
May 05, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 28, 2025
Apr 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2025
Apr 28, 2025Details Under Regulation 30(5) Of The SEBI Listing RegulationsApr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Raising of FundsApr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 26, 2025
Apr 26, 2025Board Meeting Outcome for Outcome Of Board MeetingApr 26, 2025
Apr 26, 2025Results - March 2025Apr 26, 2025
Apr 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2025
Apr 23, 2025Announcement Under Regulation 30 Of SEBI Listing RegulationsApr 23, 2025
Apr 23, 2025Compliance Certificate (RTA & Compliance Officer) - March 2025Apr 22, 2025
Apr 22, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 21, 2025
Apr 21, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 08, 2025
Apr 08, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotApr 08, 2025
Apr 08, 2025Closure of Trading WindowMar 26, 2025
Mar 26, 2025Board Meeting Intimation for Intimation Of Board Meeting Of SBFC Finance Limited And Closure Of Trading WindowMar 26, 2025
Mar 26, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 20, 2025
Mar 20, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Mar 20, 2025
Mar 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
Mar 19, 2025Disclosure Under Regulation 30 Of SEBI Listing RegulationsMar 12, 2025
Mar 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 08, 2025
Mar 08, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 07, 2025
Mar 07, 2025Board Meeting Outcome for Appointment Of DirectorFeb 28, 2025
Feb 28, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Feb 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 27, 2025
Feb 27, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 24, 2025
Feb 24, 2025Announcement under Regulation 30 (LODR)-Credit RatingFeb 20, 2025
Feb 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 17, 2025
Feb 17, 2025Intimation Of Press Release Dated February 10 2025Feb 10, 2025
Feb 10, 2025Announcement under Regulation 30 (LODR)-AllotmentFeb 04, 2025
Feb 04, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 30, 2025
Jan 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2025
Jan 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 26, 2025
Jan 26, 2025Technical Indicators
RSI(14)
Neutral 59.83
ATR(14)
Less Volatile 3.98
STOCH(9,6)
Neutral 67.93
STOCH RSI(14)
Neutral 40.06
MACD(12,26)
Bearish -0.07
ADX(14)
Strong Trend 40.43
UO(9)
Bearish 48.92
ROC(12)
Uptrend And Accelerating 6.29
WillR(14)
Neutral -33.85
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 Axis Quant Fund Direct-Growth | 0 | 0.00% | -1.82% | -1.80% | May 2025 | |
 Invesco India Financial Services Fund Direct-Growth | 0 | 0.00% | -1.26% | -0.94% | May 2025 | |
 Samco Active Momentum Fund Direct - Growth | 790000 | 1.04% | 1.04% | 1.04% | May 2025 | |
 ICICI Prudential Banking and Financial Services Direct Plan-Growth | 460782 | 0.05% | -0.50% | -0.45% | May 2025 | |
 HDFC Nifty Smallcap 250 Index Fund Direct-Growth | 0 | 0.00% | -0.20% | -0.18% | May 2025 | |
 Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth | 4508249 | 1.45% | 0.11% | 0.22% | May 2025 | |
| HDFC Banking & Financial Services Fund Direct - Growth | 8000000 | 2.19% | -0.10% | 0.01% | May 2025 | |
| Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-Growth | 125658 | 1.23% | 0.09% | 0.22% | May 2025 | |
 SBI Small Cap Fund Direct-Growth | 89318180 | 2.96% | 0.09% | 0.41% | May 2025 | |
| Aditya Birla Sun Life Multi-Cap Fund Direct-Growth | 7607393 | 1.36% | 0.08% | 0.22% | May 2025 | |
| Aditya Birla Sun Life Business Cycle Fund Direct-Growth | 2555064 | 1.63% | 0.06% | 0.24% | May 2025 | |
| Axis Retirement Fund - Dynamic Plan Direct-Growth | 194601 | 0.66% | 0.06% | -0.05% | May 2025 | |
| HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth | 0 | 0.00% | -0.05% | -0.04% | May 2025 | |
 Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth | 0 | 0.00% | -0.05% | -0.04% | May 2025 | |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-Growth | 9406 | 0.41% | 0.04% | 0.08% | May 2025 | |
| Aditya Birla Sun Life ELSS Tax Saver Direct-Growth | 8422121 | 0.62% | 0.04% | 0.10% | May 2025 | |
| Aditya Birla Sun Life MNC Fund Direct-Growth | 2369053 | 0.73% | 0.02% | 0.11% | May 2025 | |
| SBI Banking & Financial Services Fund Direct-Growth | 3033160 | 0.43% | 0.02% | 0.05% | May 2025 | |
| Aditya Birla Sun Life Flexi Cap Fund Direct-Growth | 8626091 | 0.43% | 0.02% | 0.07% | May 2025 | |
 Franklin India Smaller Companies Fund Direct-Growth | 11200000 | 0.93% | 0.02% | 0.11% | May 2025 | |
 Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth | 78756 | 0.22% | 0.01% | 0.02% | May 2025 | |
| Axis Small Cap Fund Direct-Growth | 6390734 | 0.29% | 0.01% | 0.04% | May 2025 | |
 Edelweiss Recently Listed IPO Fund Direct-Growth | 0 | 0.00% | 0.00% | 0.00% | May 2025 | |
 Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth | 164031 | 0.20% | 0.00% | 0.03% | May 2025 | |
 Bandhan Nifty Total Market Index Fund Direct-Growth | 691 | 0.02% | 0.00% | 0.00% | May 2025 |
About SBFC Finance
SBFC Finance Limited is a non-banking finance company that provides secured MSME loans and loans against gold. The company primarily serves entrepreneurs, small business owners, self-employed individuals, and salaried workers. SBFC uses a PhyGital model, combining digital technology with personal relationships. They offer loan management services to institutional lenders, handling aspects such as client relations, collections, payments, porting, and data storage. The company also manages repayment modes, transfers EMIs between accounts, and provides support for delinquent loans. SBFC Finance Limited was originally incorporated in 2008 and underwent several name changes before becoming a public limited company in 2022. They recently completed an IPO in August 2023, raising Rs. 1025 Crore.
Listing Date
16 Aug, 2023(1 Years,
27 days)
Website
Chairperson NameNEERAJ SWAROOP
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