SBFC Finance

88.47
-1.61
(-1.79%)
Market Cap
9,579.08 Cr
EPS
2.35
PE Ratio
30.11
Dividend Yield
0.00 %
52 Week High
105.81
52 Week Low
77.05
PB Ratio
3.28
Debt to Equity
1.72
Sector
NBFC
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from5 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy+100.00 %
+100.00 %
Hold0.0 %
0.0 %
Sell0.0 %
0.0 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
8,866.05
#1 5,48,805.37
35.18
#1 54,982.50
32.75
#1 14,451
18.39
61.40
222.67
1,41,465.40
89.92
1,854.70
#1 4,039.96
1,605
0.34
45.41
1,522.25
1,27,987.91
31.61
19,419.90
48.18
3,411
24.79
64.46
672.00
1,26,355.75
15.72
36,413.00
19.35
7,391
#1 73.39
67.58
2,313.55
92,880.68
18.98
15,162.70
26.62
4,468
21.51
56.72
868.60
82,633.91
40.00
17,483.50
22.39
2,408
-30.21
64.42
4,832.95
53,695.94
32.02
7,285.50
31.41
1,422
-9.94
58.71
287.20
35,484.42
14.44
15,970.30
24.45
1,943
47.29
56.42
342.25
26,624.70
157.27
3,147.30
56.71
1,652
-92.95
69.97
1,536.00
26,088.21
#1 6.62
2,611.20
381.77
4,285
-10.31
48.03
Growth Rate
Revenue Growth
37.75 %
Net Income Growth
58.38 %
Cash Flow Change
7.18 %
ROE
-1.61 %
ROCE
11.45 %
EBITDA Margin (Avg.)
0.65 %

Quarterly Financial Results

Quarterly Financials
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
224
240
256
273
287
303
321
Expenses
75
84
90
90
94
100
105
EBITDA
148
156
166
182
194
203
216
Operating Profit %
66 %
65 %
65 %
67 %
67 %
67 %
67 %
Depreciation
3
3
3
4
4
4
5
Interest
89
89
85
88
95
100
106
Profit Before Tax
63
71
86
97
105
110
118
Tax
16
18
22
24
27
26
30
Net Profit
47
53
64
74
79
84
88
EPS in ₹
0.52
0.52
0.60
0.69
0.74
0.78
0.82

Balance Sheet

Balance Sheet
2022
2023
2024
Total Assets
4,515
5,746
7,063
Fixed Assets
299
296
300
Current Assets
385
427
519
Capital Work in Progress
0
1
2
Investments
848
607
406
Other Assets
3,368
4,843
6,355
Total Liabilities
4,515
5,746
7,063
Current Liabilities
269
328
278
Non Current Liabilities
2,959
3,691
4,007
Total Equity
1,287
1,727
2,778
Reserve & Surplus
480
838
1,706
Share Capital
807
890
1,072

Cash Flow

Cash Flow
2022
2023
2024
Net Cash Flow
13
32
41
Investing Activities
652
206
159
Operating Activities
-822
-1,245
-1,155
Financing Activities
183
1,071
1,037

Share Holding

% Holding
Aug 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
64.02 %
64.05 %
63.73 %
60.66 %
55.19 %
55.05 %
54.75 %
FIIs
0.00 %
2.74 %
2.23 %
2.86 %
4.72 %
4.56 %
4.92 %
DIIs
5.08 %
12.41 %
11.94 %
13.52 %
16.24 %
16.26 %
16.46 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
14.27 %
9.10 %
10.28 %
11.59 %
12.24 %
12.73 %
12.72 %
Others
16.62 %
11.70 %
11.82 %
11.36 %
11.62 %
11.39 %
11.15 %
No of Share Holders
2,48,603
1,19,109
1,29,470
1,35,768
1,38,991
1,63,595
1,62,908

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Announcements

Closure of Trading Window1 hour ago
Board Meeting Intimation for Intimation Of Board Meeting Of SBFC Finance Limited And Closure Of Trading Window1 hour ago
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 20156 days ago
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 20116 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
Disclosure Under Regulation 30 Of SEBI Listing RegulationsMar 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 08, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 07, 2025
Board Meeting Outcome for Appointment Of DirectorFeb 28, 2025
Board Meeting Outcome for Appointment Of DirectorFeb 28, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 27, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 24, 2025
Announcement under Regulation 30 (LODR)-Credit RatingFeb 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 17, 2025
Intimation Of Press Release Dated February 10 2025Feb 10, 2025
Announcement under Regulation 30 (LODR)-AllotmentFeb 04, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 26, 2025
Integrated Filing (Financial)Jan 25, 2025
Board Meeting Outcome for Outcome Of The Board MeetingJan 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJan 25, 2025
Financial Results For December 2024Jan 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2025
ISO Certification: 27001:2022Jan 21, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 10, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 02, 2025
Closure of Trading WindowDec 28, 2024
Board Meeting Intimation for Intimation Of Board Meeting And Closure Of Trading WindowDec 28, 2024
Disclosure Under Regulations 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015Dec 15, 2024
Announcement under Regulation 30 (LODR)-Credit RatingNov 30, 2024
Receipt Of Certificate Of Registration From IRDAI To Act As A ''Corporate Agent (Composite)'' Under The Insurance Act, 1938Nov 25, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 13, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 08, 2024
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 31, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 28, 2024
Related Party Transactions For The Half Year Ended 30 September 2024Oct 26, 2024
Announcement under Regulation 30 (LODR)-Investor PresentationOct 26, 2024
Unaudited Financial Results For The Quarter And Half Year Ended 30 September 2024Oct 26, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 23, 2024
Announcement under Regulation 30 (LODR)-Credit RatingOct 23, 2024
Certificate Under Regulation 74(5) Of SEBI (Depositories And Participants Regulations, 2018 For The Quarter Ended 30Th September, 2024Oct 14, 2024
Disclosure Under Regulation 6(1) And Regulation 7(1) Of The Securities And Exchange Board Of India (Listing Regulations And Disclosure Requirements) Regulations, 2015 (Listing Regulations) As At September 30, 2024Oct 03, 2024
Announcement under Regulation 30 (LODR)-Credit RatingOct 01, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 25, 2024
Closure of Trading WindowSep 25, 2024

Technical Indicators

RSI(14)
Neutral
63.38
ATR(14)
Less Volatile
3.11
STOCH(9,6)
Neutral
69.57
STOCH RSI(14)
Overbought
100.00
MACD(12,26)
Bullish
0.62
ADX(14)
Weak Trend
21.92
UO(9)
Bearish
54.20
ROC(12)
Uptrend And Accelerating
4.02
WillR(14)
Overbought
-10.22

About SBFC Finance

SBFC Finance Limited is a non-banking finance company that provides secured MSME loans and loans against gold. The company primarily serves entrepreneurs, small business owners, self-employed individuals, and salaried workers. SBFC uses a PhyGital model, combining digital technology with personal relationships. They offer loan management services to institutional lenders, handling aspects such as client relations, collections, payments, porting, and data storage. The company also manages repayment modes, transfers EMIs between accounts, and provides support for delinquent loans. SBFC Finance Limited was originally incorporated in 2008 and underwent several name changes before becoming a public limited company in 2022. They recently completed an IPO in August 2023, raising Rs. 1025 Crore.
Listing Date
16 Aug, 2023(1 Years, 38 days)
Chairperson NameNEERAJ SWAROOP