SBFC Finance

99.36
+2.14
(2.20%)
ann
There are new updates from the company13 hours ago
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Market Cap
10,790.49 Cr
EPS
2.35
PE Ratio
30.61
Dividend Yield
0.00 %
52 Week High
109.90
52 Week Low
77.05
PB Ratio
3.31
Debt to Equity
1.72
Sector
NBFC
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from5 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+80.00 %
+80.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+20.00 %
+20.00 %

Company News

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positive
SBFC Finance: Targets 25-30% Annual Growth, Stable Asset Quality in FY262 days ago
SBFC Finance aims for 25-30% annual AUM growth in FY26, maintaining 5-7% quarter-on-quarter growth. The company expects stable delinquencies and NPAs, with credit costs around 1%. Capital adequacy ratio stands at 35%, with plans to increase ROE to 15% by Q1 FY27 through increased leverage and reduced operating expenses.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
9,040.00
#1 5,60,370.30
33.56
#1 54,982.50
32.75
#1 14,451
18.85
52.31
256.85
1,63,180.44
100.85
1,854.70
#1 4,039.96
1,605
1.77
59.52
1,582.60
1,33,083.49
31.10
19,419.90
48.18
3,411
18.24
57.15
633.05
1,19,037.70
14.43
36,413.00
19.35
7,391
6.06
48.05
2,302.70
92,445.09
18.66
15,162.70
26.62
4,468
#1 21.51
58.73
907.45
86,330.61
45.41
17,483.50
22.39
2,408
-19.35
60.26
5,219.50
57,990.66
34.94
7,285.50
31.41
1,422
-9.94
62.19
263.40
32,543.86
14.27
15,970.30
24.45
1,943
-31.97
42.13
1,788.10
30,370.00
#1 7.53
2,611.20
381.77
4,285
-10.31
53.66
383.60
29,844.47
173.32
3,147.30
56.71
1,652
-81.22
57.20
Growth Rate
Revenue Growth
37.75 %
Net Income Growth
58.38 %
Cash Flow Change
7.18 %
ROE
-1.61 %
ROCE
11.45 %
EBITDA Margin (Avg.)
0.65 %

Quarterly Financial Results

Quarterly Financials
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
224
240
256
277
287
303
326
360
Expenses
75
84
90
90
94
100
105
113
EBITDA
148
156
166
186
194
203
221
246
Operating Profit %
66 %
65 %
65 %
67 %
67 %
67 %
68 %
69 %
Depreciation
3
3
3
4
4
4
5
5
Interest
89
89
85
88
95
100
106
118
Profit Before Tax
63
71
86
97
105
110
118
125
Tax
16
18
22
24
27
26
30
31
Net Profit
47
53
64
74
79
84
88
94
EPS in ₹
0.52
0.52
0.60
0.69
0.74
0.78
0.82
0.87

Balance Sheet

Balance Sheet
2022
2023
2024
Total Assets
4,515
5,746
7,063
Fixed Assets
299
296
300
Current Assets
385
427
519
Capital Work in Progress
0
1
2
Investments
848
607
406
Other Assets
3,368
4,843
6,355
Total Liabilities
4,515
5,746
7,063
Current Liabilities
269
328
278
Non Current Liabilities
2,959
3,691
4,007
Total Equity
1,287
1,727
2,778
Reserve & Surplus
480
838
1,706
Share Capital
807
890
1,072

Cash Flow

Cash Flow
2022
2023
2024
Net Cash Flow
13
32
41
Investing Activities
652
206
159
Operating Activities
-822
-1,245
-1,155
Financing Activities
183
1,071
1,037

Share Holding

% Holding
Aug 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
64.02 %
64.05 %
63.73 %
60.66 %
55.19 %
55.05 %
54.75 %
53.33 %
FIIs
0.00 %
2.74 %
2.23 %
2.86 %
4.72 %
4.56 %
4.92 %
6.53 %
DIIs
5.08 %
12.41 %
11.94 %
13.52 %
16.24 %
16.26 %
16.46 %
17.67 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
14.27 %
9.10 %
10.28 %
11.59 %
12.24 %
12.73 %
12.72 %
11.88 %
Others
16.62 %
11.70 %
11.82 %
11.36 %
11.62 %
11.39 %
11.15 %
10.59 %
No of Share Holders
2,48,603
1,19,109
1,29,470
1,35,768
1,38,991
1,63,595
1,62,908
1,53,744

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
26 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
26 Apr 2025 90.02 106.15
25 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Jan 2025 89.13 88.16
26 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
26 Oct 2024 97.95 78.83
28 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
28 Jun 2024 90.45 82.63
30 Nov 2022 CHANGE OF NAME Change Of Name
NA
30 Nov 2022 0.00 0.00

Announcements

Key Performance Indicators (KPI) Under The Securities And Exchange Board Of India (Issue Of Capital And Disclosure Requirements) Regulations 201813 hours ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS2 days ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript5 days ago
Announcement under Regulation 30 (LODR)-Change in Management7 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome9 days ago
Details Under Regulation 30(5) Of The SEBI Listing RegulationsApr 26, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsApr 26, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 26, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 26, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 26, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 26, 2025
Board Meeting Outcome for Outcome Of Board MeetingApr 26, 2025
Results - March 2025Apr 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 23, 2025
Announcement Under Regulation 30 Of SEBI Listing RegulationsApr 23, 2025
Compliance Certificate (RTA & Compliance Officer) - March 2025Apr 22, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 21, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 08, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotApr 08, 2025
Closure of Trading WindowMar 26, 2025
Board Meeting Intimation for Intimation Of Board Meeting Of SBFC Finance Limited And Closure Of Trading WindowMar 26, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 20, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Mar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
Disclosure Under Regulation 30 Of SEBI Listing RegulationsMar 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 08, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 07, 2025
Board Meeting Outcome for Appointment Of DirectorFeb 28, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 27, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 24, 2025
Announcement under Regulation 30 (LODR)-Credit RatingFeb 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 17, 2025
Intimation Of Press Release Dated February 10 2025Feb 10, 2025
Announcement under Regulation 30 (LODR)-AllotmentFeb 04, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 26, 2025
Integrated Filing (Financial)Jan 25, 2025
Board Meeting Outcome for Outcome Of The Board MeetingJan 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJan 25, 2025
Financial Results For December 2024Jan 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2025
ISO Certification: 27001:2022Jan 21, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 10, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 02, 2025
Closure of Trading WindowDec 28, 2024
Board Meeting Intimation for Intimation Of Board Meeting And Closure Of Trading WindowDec 28, 2024
Disclosure Under Regulations 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015Dec 15, 2024

Technical Indicators

RSI(14)
Neutral
50.79
ATR(14)
Volatile
4.42
STOCH(9,6)
Neutral
23.86
STOCH RSI(14)
Oversold
3.51
MACD(12,26)
Bearish
-0.99
ADX(14)
Weak Trend
22.33
UO(9)
Bearish
43.76
ROC(12)
Downtrend And Accelerating
-0.46
WillR(14)
Neutral
-74.33

About SBFC Finance

SBFC Finance Limited is a non-banking finance company that provides secured MSME loans and loans against gold. The company primarily serves entrepreneurs, small business owners, self-employed individuals, and salaried workers. SBFC uses a PhyGital model, combining digital technology with personal relationships. They offer loan management services to institutional lenders, handling aspects such as client relations, collections, payments, porting, and data storage. The company also manages repayment modes, transfers EMIs between accounts, and provides support for delinquent loans. SBFC Finance Limited was originally incorporated in 2008 and underwent several name changes before becoming a public limited company in 2022. They recently completed an IPO in August 2023, raising Rs. 1025 Crore.
Listing Date
16 Aug, 2023(1 Years, 22 days)
Chairperson NameNEERAJ SWAROOP