| Quarterly Financials | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 224 | 240 | 256 | 277 | 287 | 303 | 326 | 360 |
| Expenses | 75 | 84 | 90 | 90 | 94 | 100 | 105 | 113 |
| EBITDA | 148 | 156 | 166 | 186 | 194 | 203 | 221 | 246 |
| Operating Profit % | 66 % | 65 % | 65 % | 67 % | 67 % | 67 % | 68 % | 69 % |
| Depreciation | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 5 |
| Interest | 89 | 89 | 85 | 88 | 95 | 100 | 106 | 118 |
| Profit Before Tax | 63 | 71 | 86 | 97 | 105 | 110 | 118 | 125 |
| Tax | 16 | 18 | 22 | 24 | 27 | 26 | 30 | 31 |
| Net Profit | 47 | 53 | 64 | 74 | 79 | 84 | 88 | 94 |
| EPS in ₹ | 0.52 | 0.52 | 0.60 | 0.69 | 0.74 | 0.78 | 0.82 | 0.87 |
SBFC Finance
SBFC Finance
112.83
+4.92
(4.56%)
Key Fundamentals
Market Cap
11,778.80 Cr
EPS
3.21
PE Ratio
34.13
Dividend Yield
0.00 %
Industry
Financial Services 52 Week High
120.50
52 Week Low
77.61
PB Ratio
3.69
Debt to Equity
1.55
Sector
NBFC Analyst Rating and Forecast
- By Refinitiv from7 analysts
Actual
Company News
View All News
SBFC Finance Limited received confirmation on October 10, 2025, that the Show Cause Notice issued by the Government of Telangana Commercial/State Taxes Department has been closed with nil demand. The notice was originally issued under Section 8 of the Telangana Profession Tax Act, 1987, related to non-payment of Profession Tax and non-filing of tax returns. The company had responded to the notice, clarifying that the requisite Professional Tax had been duly paid. The professional tax office endorsed the closure on October 9, 2025, officially resolving the matter. The company reported no financial or operational impact from this development.
SBFC Finance Schedules Board Meeting for November 1 to Approve Q2 Results, Closes Trading Window
Sep 25, 2025
Sep 25, 2025SBFC Finance Limited has scheduled a board meeting for November 1, 2025, to consider and approve unaudited financial results for the quarter and half year ending September 30, 2025. The company has closed the trading window for designated persons and their immediate relatives from October 1, 2025, until 48 hours after the financial results declaration. The trading window closure applies to dealing in the company's securities during this period.
SBFC Finance has allotted ₹200 crore worth of redeemable senior secured non-convertible debentures (NCDs) through private placement. The NCDs are senior secured instruments, indicating they have priority in repayment and are backed by collateral.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,070.10 | #1 6,63,161.00 | 38.06 | #1 69,724.80 | 26.81 | #1 16,780 | 21.81 | 71.32 | |
309.30 | 1,98,281.60 | 123.85 | 2,078.90 | 12.09 | 1,613 | 0.86 | 50.76 | |
1,654.30 | 1,40,353.80 | 31.61 | 26,152.80 | 34.67 | 4,260 | 20.12 | 58.81 | |
3,334.50 | 1,31,220.00 | 21.32 | 20,324.50 | 34.04 | 5,352 | 65.12 | 73.53 | |
675.50 | 1,26,497.80 | 14.87 | 41,859.50 | 19.61 | 9,423 | 6.34 | 66.53 | |
927.00 | 88,955.10 | 47.39 | 18,637.10 | 6.60 | 1,916 | -6.48 | 66.54 | |
3,162.20 | 54,994.10 | #1 13.43 | 4,612.20 | #1 76.63 | 4,241 | -14.01 | 50.72 | |
4,488.20 | 49,892.30 | 26.01 | 8,563.00 | 17.53 | 1,813 | 9.27 | 49.29 | |
526.40 | 41,017.50 | 173.32 | 4,222.80 | 34.17 | -98 | #1 115.75 | 59.74 | |
300.10 | 40,767.90 | 17.78 | 18,530.50 | 16.03 | 2,261 | 6.44 | 71.07 |
Growth Rate
Revenue Growth
28.12 %
Net Income Growth
45.63 %
Cash Flow Change
-22.49 %
ROE
26.85 %
ROCE
5.60 %
EBITDA Margin (Avg.)
2.67 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 4,515 | 5,746 | 7,063 | 8,596 |
| Fixed Assets | 299 | 296 | 300 | 308 |
| Current Assets | 385 | 427 | 519 | 456 |
| Capital Work in Progress | 0 | 1 | 2 | 1 |
| Investments | 848 | 607 | 406 | 327 |
| Other Assets | 3,368 | 4,843 | 6,355 | 7,961 |
| Total Liabilities | 4,515 | 5,746 | 7,063 | 8,596 |
| Current Liabilities | 269 | 328 | 278 | 141 |
| Non Current Liabilities | 2,959 | 3,691 | 4,007 | 5,265 |
| Total Equity | 1,287 | 1,727 | 2,778 | 3,190 |
| Reserve & Surplus | 480 | 838 | 1,706 | 2,101 |
| Share Capital | 807 | 890 | 1,072 | 1,085 |
Cash Flow
| Cash Flow | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 13 | 32 | 41 | 40 |
| Investing Activities | 652 | 206 | 159 | 174 |
| Operating Activities | -822 | -1,245 | -1,155 | -1,415 |
| Financing Activities | 183 | 1,071 | 1,037 | 1,281 |
Share Holding
| % Holding | Aug 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 64.02 % | 64.05 % | 63.73 % | 60.66 % | 55.19 % | 55.05 % | 54.75 % | 53.33 % | 53.19 % | 52.98 % |
| FIIs | 0.00 % | 2.74 % | 2.23 % | 2.86 % | 4.72 % | 4.56 % | 4.92 % | 6.53 % | 7.12 % | 7.01 % |
| DIIs | 5.08 % | 12.41 % | 11.94 % | 13.52 % | 16.24 % | 16.26 % | 16.46 % | 17.67 % | 17.00 % | 18.20 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 14.27 % | 9.10 % | 10.28 % | 11.59 % | 12.24 % | 12.73 % | 12.72 % | 11.88 % | 8.35 % | 8.54 % |
| Others | 16.62 % | 11.70 % | 11.82 % | 11.36 % | 11.62 % | 11.39 % | 11.15 % | 10.59 % | 14.34 % | 13.27 % |
| No of Share Holders | 2,48,603 | 1,19,109 | 1,29,470 | 1,35,768 | 1,38,991 | 1,63,595 | 1,62,908 | 1,53,744 | 1,42,155 | 1,42,669 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 01 Nov 2025 |  Quarterly Result Announcement | NA | 01 Nov 2025 | 112.15 | 107.91 |
| 30 Nov 2022 |  Change Of Name | NA | 30 Nov 2022 | 0.00 | 0.00 |
| 28 Jun 2024 |  Annual General Meeting | NA | 28 Jun 2024 | 90.45 | 82.63 |
| 26 Oct 2024 | Quarterly Result Announcement | NA | 26 Oct 2024 | 97.95 | 78.83 |
| 25 Jan 2025 | Quarterly Result Announcement | NA | 25 Jan 2025 | 89.13 | 88.16 |
| 26 Apr 2025 | Quarterly Result Announcement | NA | 26 Apr 2025 | 90.02 | 106.15 |
| 14 Jul 2025 | Annual General Meeting | NA | 14 Jul 2025 | 112.78 | 119.02 |
| 26 Jul 2025 | Quarterly Result Announcement | NA | 26 Jul 2025 | 106.59 | 109.46 |
Announcements
Announcement under Regulation 30 (LODR)-Credit Rating3 hours ago
3 hours agoAnnouncement Under Rgulation 306 days ago
6 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 201810 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Credit RatingOct 01, 2025
Oct 01, 2025Board Meeting Intimation for Board Meeting IntimationSep 25, 2025
Sep 25, 2025Closure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 17, 2025
Sep 17, 2025Intimation On ESG RatingSep 11, 2025
Sep 11, 2025Announcement under Regulation 30 (LODR)-AllotmentAug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 31, 2025
Jul 31, 2025Newspaper PublicationJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 26, 2025
Jul 26, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 26, 2025
Jul 26, 2025Results - Financial Results For The Quarter Ended June 30 2025Jul 26, 2025
Jul 26, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 26 July 2025Jul 26, 2025
Jul 26, 2025Grant Of Stock OptionsJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 23, 2025
Jul 23, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 17, 2025
Jul 17, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 15, 2025
Jul 15, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMJul 14, 2025
Jul 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 08, 2025
Jul 08, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 27, 2025
Jun 27, 2025Board Meeting Intimation for Quarter Ending 30Th June 2025.Jun 26, 2025
Jun 26, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 19, 2025
Jun 19, 2025Letter To Shareholders - Annual Report - FY2024-25Jun 18, 2025
Jun 18, 2025Business Responsibility and Sustainability Reporting (BRSR)Jun 18, 2025
Jun 18, 202518Th Annual General Meeting Of SBFC Finance Limited To Be Held On 14Th July 2025Jun 18, 2025
Jun 18, 2025Reg. 34 (1) Annual Report.Jun 18, 2025
Jun 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 13, 2025
Jun 13, 2025The Board Of Directors At Its Meeting Held On 06Th June 2025 Inter-Alia Approved Convening Of 18Th Annual General Meeting Of The Company Which Is To Be Held On Monday 14Th July 2025 Through Video Conferencing And/Or Other Audio-Visual Means.Jun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 06, 2025
Jun 06, 2025Board Meeting Outcome for Outcome Of The Board Meeting Dated 06Th June 2025Jun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 31, 2025
May 31, 2025Board Meeting Intimation for Inter-Alia To Consider Convening Annual General Meeting Of The Company With Respect To Issuance Of Ncds (Or Such Other Debt Securities As May Be Permitted From Time To Time) In Addition To Other Items As Applicable.May 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 27, 2025
May 27, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingMay 12, 2025
May 12, 2025Key Performance Indicators (KPI) Under The Securities And Exchange Board Of India (Issue Of Capital And Disclosure Requirements) Regulations 2018May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 05, 2025
May 05, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 28, 2025
Apr 28, 2025Mutual Fund Holdings
Invesco India Smallcap Fund Direct - Growth 
SBI Banking & Financial Services Fund Direct-Growth 
HDFC Banking & Financial Services Fund Direct - Growth 
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth 
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth 
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth 
Motilal Oswal Nifty 500 Index Fund Direct - Growth 
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth 
Groww Nifty Total Market Index Fund Direct - Growth 
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth 
Kotak Nifty Smallcap 250 Index Fund Direct-Growth 
Axis Nifty 500 Index Fund Direct-Growth 
Angel One Nifty Total Market Index Fund Direct - Growth 
Mirae Asset Nifty Total Market Index Fund Direct-Growth 
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 49.36
ATR(14)
Less Volatile 2.78
STOCH(9,6)
Neutral 29.17
STOCH RSI(14)
Neutral 36.56
MACD(12,26)
Bearish -0.15
ADX(14)
Weak Trend 9.46
UO(9)
Bearish 39.57
ROC(12)
Uptrend And Accelerating 0.45
WillR(14)
Neutral -67.76
About SBFC Finance
SBFC Finance Limited is a non-banking finance company that provides secured MSME loans and loans against gold. The company primarily serves entrepreneurs, small business owners, self-employed individuals, and salaried workers. SBFC uses a PhyGital model, combining digital technology with personal relationships. They offer loan management services to institutional lenders, handling aspects such as client relations, collections, payments, porting, and data storage. The company also manages repayment modes, transfers EMIs between accounts, and provides support for delinquent loans. SBFC Finance Limited was originally incorporated in 2008 and underwent several name changes before becoming a public limited company in 2022. They recently completed an IPO in August 2023, raising Rs. 1025 Crore.
Listing Date
16 Aug, 2023(2 Years,
1 days)
Website
Chairperson NameNEERAJ SWAROOP
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
