PNB Global Business Rises 10.32% YoY to ₹29,99,876 Crore in Q1FY27
Punjab National Bank reported provisional global business of ₹29,99,876 crore for the quarter ended June 30, 2026, up 10.32% YoY. Global deposits rose 8.52% to ₹17,24,840 crore, while global advances climbed 12.85% to ₹12,75,036 crore. The global CD ratio improved to 73.92% from 71.09% a year ago, with sequential global business growth of 1.02%.

*this image is generated using AI for illustrative purposes only.
Punjab National Bank reported provisional global business of ₹29,99,876 crore for the quarter ended June 30, 2026, marking a 10.32% increase from ₹27,19,276 crore in the same period last year. Domestic business grew 9.91% year-on-year to ₹28,75,943 crore. The bank disclosed these figures in a regulatory filing submitted to the exchanges on July 2, 2026, pursuant to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Deposits and Advances
The bank's global deposits reached ₹17,24,840 crore, an 8.52% rise compared to ₹15,89,379 crore in the corresponding quarter of the previous year. Domestic deposits stood at ₹16,70,180 crore, growing 8.63% year-on-year. On the advances front, global advances increased by 12.85% to ₹12,75,036 crore, while domestic advances rose 11.74% to ₹12,05,763 crore.
The Credit-Deposit (CD) ratio for global operations improved to 73.92% as of June 30, 2026, compared to 71.09% a year ago. Sequentially, global business grew 1.02% and domestic business increased 1.19% from the figures reported on March 31, 2026.
Key Business Figures
The table below summarises Punjab National Bank's key provisional business metrics as of June 30, 2026, compared to the audited figures of the same period last year.
| Particulars: | 30.06.2025 (Audited) | 30.06.2026 (Provisional) | YoY Growth |
|---|---|---|---|
| Global Business: | ₹27,19,276 crore | ₹29,99,876 crore | 10.32% |
| Domestic Business: | ₹26,16,535 crore | ₹28,75,943 crore | 9.91% |
| Global Deposits: | ₹15,89,379 crore | ₹17,24,840 crore | 8.52% |
| Domestic Deposits: | ₹15,37,455 crore | ₹16,70,180 crore | 8.63% |
| Global Advances: | ₹11,29,898 crore | ₹12,75,036 crore | 12.85% |
| Domestic Advances: | ₹10,79,080 crore | ₹12,05,763 crore | 11.74% |
| Global CD Ratio: | 71.09% | 73.92% | — |
The figures are provisional and subject to audit by the Statutory Central Auditors of the bank.
Historical Stock Returns for Punjab National Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.46% | -2.34% | +1.21% | -15.96% | -7.47% | +150.24% |
How will the rising Credit-Deposit ratio impact the bank's liquidity management and future lending capacity?
What factors are driving the faster growth in advances compared to deposits, and is this trend sustainable?
How might the bank's asset quality metrics, such as NPAs, be affected by the double-digit growth in advances?































