Paisalo Digital concluded the first half of FY27 with an expanded capital base, raising ₹294.9 crore through a public NCD offering and over ₹177 crore via commercial papers. The company also executed a ₹124.47 crore private placement NCD issuance in September 2026.

Funding activity in H1FY27

The company diversified its liability mix during H1FY27 by tapping both the public debt market and the short-term money market. The public NCD offering secured ₹294.9 crore under its ₹900 crore shelf programme. This was complemented by a listed, dual-rated, unsecured private placement NCD issuance of ₹124.47 crore in September 2026. Commercial papers contributed more than ₹177 crore, including ₹20 crore raised specifically in September 2026.

Liability management and debt redemption

In addition to new capital raising, Paisalo Digital engaged in proactive liability management. During September 2026, the company successfully redeemed debt obligations totaling ₹144 crore. This included ₹94 crore of unlisted NCDs and ₹50 crore of listed secured NCDs maturing on schedule. These redemptions demonstrate strong liquidity management and a commitment to timely debt servicing.

Promoter shareholding movement

Alongside the capital-raising activity, promoter ownership in Paisalo Digital rose approximately 4.97% during the period. Promoter group entities increased their shareholding through open-market purchases in September 2026, adding to acquisitions made earlier in Q1FY27. This reflects increased promoter commitment to the company at the close of H1FY27.

Investor confidence and FCCB conversion

The company reported receiving conversion requests from FCCB holders during the month. Management stated that these requests underscore continued investor confidence in Paisalo Digital's business model and growth trajectory. Santanu Agarwal, Deputy Managing Director, noted that the execution of fund-raising transactions, FCCB conversions, and debt redemptions strengthens the balance sheet and diversifies the funding mix.

Paisalo Digital Limited announced plans to hold a series of analyst and institutional investor meetings in Bengaluru and Dubai between October 6 and October 10, 2026. The company will engage with investors through a mix of group presentations and one-on-one sessions during this period.

The schedule was filed with stock exchanges under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The first leg of the roadshow is scheduled for October 6 to October 8, 2026, in Bengaluru. This will be followed by meetings in Dubai from October 9 to October 10, 2026.

Meeting Schedule Details

Compliance and Information Sharing

Paisalo Digital stated that no unpublished price sensitive information (UPSI) is proposed to be shared during these interactions. The company noted that the schedule is subject to changes due to exigencies on the part of analysts, institutional investors, or the company itself. The intimation was signed by Manendra Singh A Singh, Company Secretary, on September 30, 2026.