Oracle Financial Services Software has filed its Business Responsibility and Sustainability Report (BRSR) for the financial year ended March 31, 2026, with the National Stock Exchange of India and BSE Ltd. The filing, submitted by Company Secretary Onkarnath Banerjee, provides a comprehensive overview of the company's environmental, social, and governance (ESG) performance. The report includes an independent assurance statement on BRSR core indicators provided by SGS India Private Limited, confirming reasonable assurance for the specified data.

Environmental Performance

The company reported a total energy consumption of 36,154 GJ for FY26, a decrease from 42,597 GJ in the previous year. Energy intensity per rupee of turnover improved to 0.63 GJ/million ₹ from 0.84 GJ/million ₹ in FY25. The company sourced 8,176 GJ of electricity from renewable sources, including onsite rooftop solar panels and third-party procurement. Consequently, the total Scope 1 and Scope 2 greenhouse gas emissions were 7,235 metric tons of CO2 equivalent, with an emission intensity of 0.13 tCO2e/million-₹.

Water consumption also decreased to 26,717 kiloliters in FY26 from 32,149 kiloliters in FY25, resulting in a water intensity of 0.47 KL/million ₹. The company generated 86.05 metric tons of waste, of which 116.90 metric tons were recovered through recycling operations. The report confirms compliance with all applicable environmental laws and regulations in India, with no non-compliances reported during the financial year.

Social and Governance Metrics

As of March 31, 2026, the company had a total workforce of 8,975 employees, comprising 8,347 permanent and 628 other-than-permanent employees. Women constituted 32.4% of the total workforce. The Board of Directors included three female members, representing 37.5% of the Board. The company reported a permanent employee turnover rate of 12.6% for FY26, compared to 11.6% in the previous year.

The company received 91 shareholder complaints during the year, all of which were resolved, compared to 72 complaints in the previous year. Two complaints regarding sexual harassment were filed, with one pending resolution at the end of the year. The report highlights that 100% of permanent employees were covered by performance and career development reviews. The company's Code of Ethics and Business Conduct governs its grievance redress mechanism for all stakeholders.

Key Financial and Operational Disclosures

The Business Responsibility Committee of the Board, chaired by the Managing Director & CEO, oversees the implementation and oversight of the company's sustainability policies. The company aligns its ESG commitments with Oracle Corporation's global initiatives.

Oracle Financial Services Software Limited reported a 12% increase in consolidated revenue to ₹ 76,721 million for the financial year ended March 31, 2026. Net income rose 11% to ₹ 26,393 million, while the operating margin stood at 44%. The Board declared two interim dividends totaling ₹ 400 per share for the year.

The company’s performance was driven by a 12% growth in products revenue, which reached ₹ 69,416 million, and a 16% increase in services revenue to ₹ 7,305 million. On a standalone basis, revenue increased 12% to ₹ 57,167 million, while net profit declined 17% to ₹ 27,746 million due to lower dividend income from subsidiaries compared to the previous year.

Financial Performance

The company maintained strong financial discipline, resulting in a net margin of 34% for the year. Employee costs increased 7% to ₹ 34,338 million, while professional fees rose 46% to ₹ 3,960 million, primarily due to higher cloud infrastructure costs and external contractor expenses. The effective tax rate for the year was 28%.

Strategic Developments

During the year, the company accelerated its AI-led innovation agenda, advancing intelligent automation across banking and insurance workflows. It expanded its cloud services portfolio with the launch of several new services, including Oracle Banking Retail Lending Servicing Cloud Service and Oracle Banking Collections Cloud Service. The company was recognized as a leader by IDC MarketScape in AI-enabled trade financing and loan origination systems.

Governance and Dividends

The Board of Directors declared a first interim dividend of ₹ 130 per share on October 17, 2025, and a second interim dividend of ₹ 270 per share on April 22, 2026. No final dividend was recommended for the financial year 2025-26. The company’s statutory auditors, M/s. S. R. Batliboi & Associates LLP, issued an unmodified audit report.