Onemi Technology Solutions Ltd reported a 68.4% year-on-year increase in Assets Under Management (AUM) to approximately ₹9,317 crore for the quarter ended September 30, 2026. The digital lender also disclosed that overall disbursements reached ₹4,612 crore in Q2FY27.

The company announced these provisional business updates on October 3, 2026, pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This release follows the closure of its trading window for designated persons and their immediate relatives, which began on October 1, 2026, and remains in effect until 48 hours after the declaration of unaudited financial results for Q2FY27 and H1FY27.

Provisional Business Metrics

The provisional data highlights significant expansion across key operational metrics compared to the same period last year. Registered users grew by 32.6% to 79.54 million, while cumulative customers served increased by 22.5% to 12.80 million. During Q2FY27 specifically, customers served rose by 0.55 million.

The Loan Against Property (LAP) portfolio mix expanded to 7.9% of total AUM as of September 30, 2026, up from 4.1% in September 2025 and 7.7% in June 2026. On a quarter-on-quarter basis, AUM increased by approximately ₹1,316 crore, representing a 16.4% growth from the previous quarter.

Regulatory Compliance and Timeline

The trading window restriction was implemented under the Code of Conduct to regulate trading by Designated Persons, in compliance with the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015. The Board of Directors meeting to approve the final unaudited financial results has not yet been scheduled. The specific date will be informed to the stock exchanges in due course.

The filing regarding both the trading window closure and the business update was signed by Shraddha Rajkumar Patangia, Company Secretary and Compliance Officer. The company was formerly known as OnEMI Technology Solutions Private Limited.

What the Numbers Show

The divergence between AUM growth (68.4%) and disbursement growth (55.7%) suggests that the portfolio is benefiting from both new loan originations and potentially improved retention or balance sheet efficiency relative to the prior year's base. Additionally, the steady rise in LAP mix from 4.1% to 7.9% over twelve months indicates a strategic shift toward secured lending products within the mass market segment.

Onemi Technology Solutions Limited will engage with institutional investors through non-deal road shows scheduled for September 29 and 30, 2026. The company confirmed the meetings will take place in person, focusing on one-on-one interactions to discuss business updates.

Meeting schedule and format

The interactions are structured as individual sessions rather than group presentations. The company stated that the specific schedule for these institutional investor meetings remains subject to change due to potential exigencies on the part of either the investors or the company.

Disclosure and information sources

The company clarified that all discussions during these meetings will be strictly based on publicly available information. No unpublished price sensitive information is proposed to be shared with the attendees. This approach ensures compliance with regulatory standards regarding fair disclosure.

For reference, the company indicated that discussions will utilize the Investor Presentation previously uploaded to its website. This presentation was initially intimated to the stock exchanges on July 29, 2026. The same information regarding the meeting schedule and presentation will be made available on the company's website for broader access.