One MobiKwik Systems Limited has made its investor presentation and earnings call audio available for the quarter ended June 30, 2026 (Q1FY27). The company held its scheduled earnings call on August 3, 2026, allowing investors and analysts to review its financial performance and strategic direction for the initial quarter of the fiscal year. This disclosure provides stakeholders with comprehensive insights into the firm’s operational metrics, regulatory standing, and future outlook.

The communication was issued pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with Schedule III thereto. Ankita Sharma, Company Secretary and Compliance Officer of One MobiKwik Systems Limited, signed the filing. The notice was dispatched to the National Stock Exchange of India Limited and BSE Limited on August 3, 2026. The live webcast of the earnings call was accessible via a dedicated registration link, and the presentation is hosted on the company’s investor relations website.

Regulatory License Status

Alongside the financial results, One MobiKwik provided a detailed overview of its regulatory licenses across payments, lending, wealth, and insurance verticals. The company operates under permissions granted by the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), and Insurance Regulatory and Development Authority of India (IRDAI).

What the Numbers Show

The regulatory update underscores the continuity of One MobiKwik’s core payment infrastructure. The Offline Payment Aggregator license was renewed in May 2026, ensuring uninterrupted face-to-face transaction capabilities through QR codes and point-of-sale terminals. Similarly, the Non-Banking Financial Company license application was approved in April 2026, reinforcing the company’s ability to expand its on-book and co-lending operations. These renewals are critical for maintaining revenue streams in both merchant acquisition and consumer lending, which are central to the company’s diversified fintech model. The availability of the Q1FY27 presentation allows analysts to assess how these regulatory strengths translate into financial performance during the quarter.

one mobikwik systems has outlined a comprehensive growth strategy across its core business verticals, encompassing consumer payments, merchant services, and lending disbursals. The company is targeting steady expansion across each of these segments, underpinned by product innovation, new partnerships, and technology-driven efficiencies.

Consumer Payments and Merchant Business Outlook

One MobiKwik anticipates its consumer payments segment to grow at a steady pace of 5% to 6% on a quarterly basis. Alongside this, the company is aiming for a more aggressive 25% growth trajectory in its emerging merchant businesses, signaling a strategic emphasis on deepening its presence in the merchant ecosystem.

The following table summarizes the key growth targets across MobiKwik's business segments:

Lending Disbursal Expansion

On the lending side, One MobiKwik has set an ambitious target to grow its quarterly lending disbursals from INR 700 crores to INR 1,000 crores. This expansion is expected to be facilitated through a combination of new lending partners, diversified product offerings, and the application of artificial intelligence to optimize lending operations.

The key drivers and parameters for the lending growth target are outlined below:

The strategic focus on AI-driven optimization reflects the company's intent to enhance credit decisioning and operational efficiency within its lending vertical. By broadening its partner network and product suite, One MobiKwik aims to address a wider borrower base and accelerate disbursal volumes.

Strategic Priorities at a Glance

Across its business lines, One MobiKwik's stated priorities include:

• Sustaining quarterly growth of 5% to 6% in consumer payments
• Achieving 25% growth in emerging merchant businesses
• Scaling lending disbursals from INR 700 crores to INR 1,000 crores per quarter
• Leveraging new lending partners and AI optimization to drive disbursal growth
• Expanding the product portfolio within the lending segment

One MobiKwik's multi-segment growth strategy reflects a structured approach to scaling both its payments and financial services businesses, with technology and partnerships identified as central levers for achieving its stated targets.