One Mobikwik Systems

One Mobikwik Systems

255.90
-2.40
(-0.93%)
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Key Fundamentals
Add Ratio
Market Cap
1,999.91 Cr
EPS
-19.27
PE Ratio
-11.19
Dividend Yield
0.00 %
52 Week High
698.30
52 Week Low
219.20
PB Ratio
3.89
Debt to Equity
0.69
Sector
Fintech
Analyst Rating and Forecast
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

View All News
Caret
positive
MobiKwik Launches Instant Forex Purchase Service in Partnership with NBBL2 days ago
MobiKwik announced the launch of foreign exchange payment services on its mobile app in partnership with NPCI Bharat BillPay Limited (NBBL). The company becomes one of the first fintech firms to bring digital foreign exchange services to mobile platforms. The service allows users to book, top up forex cards instantly using net banking or UPI with same-day fulfillment, and remit money abroad. Currently supporting USD transactions for individual users, the platform offers competitive rates and is fully regulated by RBI and NBBL. The first live transaction was conducted at the Global Fintech Festival in Mumbai on October 7, 2025, in the presence of RBI Deputy Governor T. Rabi Sankar. MobiKwik serves 183.5 million registered users and 4.71 million merchants, holding a 19% market share of PPI wallet gross transaction value as of September 2025.
neutral
Mobikwik co-founder and CFO Upasana Taku spoke at the SBI Banking & Economics Conclave about the challenges facing India's fintech industry. She noted that fintechs in India face regulation from early business stages, unlike other markets where oversight follows product maturity. Mobikwik has evolved from a wallet business to financial product distribution, requiring multiple licenses from SEBI, IRDAI, and RBI. The company has become one of the top three fastest-growing UPI apps in recent months despite competition from global players. Taku discussed India's central bank digital rupee as fundamentally different from private cryptocurrencies, enabling peer-to-peer and offline transactions. Mobikwik is experimenting with voice-based payment technology called 'Say to Pay' for multiple Indian languages and has developed AI-based collection bots. She emphasized that cybersecurity and risk management now require more attention in the fintech sector, citing fraudulent activities as significant threats to consumer money.
positive
MobiKwik delivered quarterly results showing total income steady at ₹279 crores with significant operational improvements. The company achieved an 80% improvement in EBITDA to -₹6.4 crores, representing a ₹25 crore upswing from -₹31 crores in the previous quarter. Direct costs decreased 10% and contribution margin reached 34%, while fixed costs fell 5.7% quarter-over-quarter. The company faced a fraud incident on September 12 due to a technical bug, recovering 70% of losses with provisions made for the balance. MobiKwik has become one of the top three fastest-growing UPI apps in India. In lending business, disbursals grew with direct costs significantly reducing from 7.3% to 4.4% as percentage of disbursal. Payment business delivered gross profit of ₹61 crores with margins improving from 27.9% to 29.4%. Pure UPI accounts for 40% of GMV while wallet and bill payments comprise the remaining 60%. The company operates 80% disbursals under DLG model and 20% distribution, maintaining about 3% profit from lending business.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,298.60
#1 82,936.84
#1 -137.21
#1 7,624.90
-27.55
-663
-97.74
56.18
1,724.90
79,217.29
173.74
5,384.90
41.03
#1 353
#1 164.51
47.15
19.10
5,341.19
21.83
4,065.70
28.05
236
42.53
59.22
255.90
#4 1,999.91
#2 -11.19
#5 1,192.50
#3 33.94
#7 -122
#6 -694.44
47.18
24.65
597.20
46.06
620.40
#1 221.28
14
3.39
44.62
63.26
137.22
-
22.90
-40.21
-5
0.00
47.77
3.89
81.61
-4.83
11.20
3.70
-17
-7.50
42.62
4.30
53.70
-0.32
1,508.80
-11.64
-80
-1,161.69
45.64
Growth Rate
Revenue Growth
33.94 %
Net Income Growth
-961.70 %
Cash Flow Change
-208.84 %
ROE
-338.45 %
ROCE
-200.07 %
EBITDA Margin (Avg.)
-259.33 %

Quarterly Financial Results

Quarterly Financials
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
181
207
231
272
346
294
275
279
282
279
Expenses
171
196
221
266
344
287
317
324
313
298
EBITDA
10
11
11
6
2
7
-43
-46
-31
-18
Operating Profit %
4 %
4 %
4 %
-0 %
-0 %
1 %
-18 %
-21 %
-15 %
-10 %
Depreciation
1
1
1
1
2
3
3
4
3
3
Interest
5
5
5
5
7
7
7
7
8
7
Profit Before Tax
4
5
5
-1
-6
-3
-53
-57
-42
-29
Tax
0
0
-0
0
0
0
2
-1
0
0
Net Profit
4
5
5
-1
-7
-4
-55
-56
-42
-29
EPS in ₹
0.74
0.91
0.92
-0.12
-1.16
-0.63
-9.48
-8.88
-5.39
-3.67

Balance Sheet

Balance Sheet
2021
2022
2023
2024
2025
Total Assets
423
836
714
855
1,360
Fixed Assets
1
9
15
16
25
Current Assets
354
659
551
690
1,198
Capital Work in Progress
0
0
0
0
0
Investments
1
1
2
5
6
Other Assets
421
826
698
834
1,329
Total Liabilities
423
836
714
855
1,360
Current Liabilities
441
612
536
638
754
Non Current Liabilities
2
8
36
54
18
Total Equity
-20
217
143
163
589
Reserve & Surplus
-69
162
79
93
503
Share Capital
1
11
11
11
16

Cash Flow

Cash Flow
2021
2022
2023
2024
2025
Net Cash Flow
49
-76
44
9
133
Investing Activities
11
-85
-1
27
-314
Operating Activities
-35
-321
27
-22
-68
Financing Activities
73
329
18
4
515

Share Holding

% Holding
Jan 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
34.21 %
25.18 %
25.18 %
25.03 %
24.87 %
FIIs
0.00 %
4.84 %
3.90 %
7.08 %
3.74 %
DIIs
0.00 %
8.85 %
4.55 %
4.74 %
4.31 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
17.13 %
22.81 %
29.35 %
33.69 %
Others
65.79 %
44.00 %
43.56 %
33.81 %
33.39 %
No of Share Holders
2,501
3,062
1,85,741
1,87,251
1,88,309

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
25 Jun 2021 CHANGE OF NAME Change Of Name
NA
25 Jun 2021 0.00 0.00
07 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
07 Jan 2025 605.10 558.10
04 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
04 Feb 2025 415.00 406.75
19 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 May 2025 231.00 274.05
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 261.35 249.27
16 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
16 Sept 2025 228.75 315.65
04 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
04 Nov 2025 264.65 264.30

Announcements

Announcement under Regulation 30 (LODR)-Press Release / Media Release2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation4 days ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript7 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome9 days ago
Announcement under Regulation 30 (LODR)-Monitoring Agency Report9 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation10 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release10 days ago
Approval Of Financial Results For The Quarter And Half Year Ended September 30 202510 days ago
Board Meeting Outcome for Approval Of Financial Results For The Quarter And Half Year Ended September 30 202510 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 30, 2025
Board Meeting Intimation for Consider And Approve The Unaudited Financial Results (Standalone And Consolidated) Of The Company For The Quarter And Half Year Ended September 30 2025Oct 30, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 24, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 08, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 03, 2025
Announcement under Regulation 30 (LODR)-AcquisitionOct 01, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 25, 2025
Closure of Trading WindowSep 24, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 18, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 16, 2025
Announcement Under Regulation 30 Part C Of SEBI (LODR)Sep 16, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 16, 2025
Intimation Of Grant Of Stock Options Under Mobikwik Employee Stock Option Plan 2014Sep 08, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 03, 2025
Dispatch Of Letter To Shareholders Whose E-Mail Addresses Are Not Registered With Company/ Registrar & Share Transfer Agent/ Depository Participant(S)Aug 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 21, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 20, 2025
Reg. 34 (1) Annual Report.Aug 20, 2025
Notice Of 17Th Annual General Meeting Scheduled To Be Held On Tuesday September 16 2025 At 03:30 P.M. (IST) Along With Annual Report For The Financial Year 2024-25Aug 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 19, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 04, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportAug 01, 2025
Shareholders Letter For The Quarter Ended June 30 2025Jul 31, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 31, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 31, 2025
Financial Results For The Quarter Ended June 30 2025Jul 31, 2025
Board Meeting Outcome for Approval Of Financial Results For The Quarter Ended June 30 2025 Along With Other Business Matters.Jul 31, 2025
Grant Of Stock Options Under Mobikwik Employee Stock Option Plan 2014Jul 31, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 28, 2025
Board Meeting Intimation for Consider And Approve The Unaudited Financial Results (Standalone And Consolidated) Of The Company For The Quarter Ended June 30 2025Jul 25, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jul 21, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 09, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 03, 2025
Intimation For Granting Of Certificate Of Registration As Stock Broker/Clearing Member To Mobikwik Securities Broking Private Limited (Wholly-Owned Subsidiary Of The Company) Under The SEBI (Stock-Brokers) Regulations 1992Jul 03, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJun 30, 2025
Closure of Trading WindowJun 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 19, 2025

Technical Indicators

RSI(14)
Neutral
47.18
ATR(14)
Less Volatile
11.05
STOCH(9,6)
Neutral
36.75
STOCH RSI(14)
Neutral
73.67
MACD(12,26)
Bearish
-0.16
ADX(14)
Weak Trend
15.53
UO(9)
Bearish
43.60
ROC(12)
Downtrend And Accelerating
-1.75
WillR(14)
Neutral
-39.53