Capri Global Capital Limited has announced that it has secured credit ratings from two prominent global rating agencies. Moody's Ratings has assigned a first-time Ba3 long-term corporate family rating (CFR) with stable outlook, while Fitch Ratings has assigned a BB- (Stable) Long-Term Issuer Default Rating (IDR), along with a B Short-Term IDR and a BB- (Stable) Local Currency Long-Term IDR.

Dual Rating Assignment Details

The company received comprehensive ratings from both agencies, marking a significant milestone in its growth journey. The ratings reflect the company's diversified lending portfolio, improving asset quality, strong capitalisation, and continued focus on prudent risk management.

Management Commentary

Commenting on the development, Mr. Rajesh Sharma, Managing Director, Capri Global Capital Limited, stated that securing ratings from both Moody's and Fitch represents a significant milestone and strong validation of the company's business model, governance standards, and risk management practices. He emphasized the company's commitment to maintaining high asset quality, pursuing disciplined growth, and enhancing access to diversified funding sources.

Company Profile and Scale

Capri Global Capital Limited operates as a well-diversified retail focused Non-Banking Financial Company listed on BSE Limited and NSE Limited. The company maintains substantial scale with Assets Under Management of over ₹30,000 crores and serves a customer base of over 6.3 lakhs through more than 13,000 employees across 1,330+ branches as of December 31st, 2025.

Business Segments and Operations

The company offers a wide range of secured and collateralized loans across four primary lending segments including MSME Loans, Gold Loans, Construction Finance and Housing Loans through its subsidiary Capri Global Housing Finance Limited. Additionally, Capri Global operates fee-based businesses including distribution of car loan products and holds a composite license for distribution of Life, General and Health insurance policies.

Regulatory Compliance

The rating assignments were communicated to stock exchanges on March 23, 2026, under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The information has been made available on the company's website at www.capriloans.in for stakeholder access.

Capri Global Capital Limited has announced a significant enhancement in its credit rated limits, with Acuité Ratings & Research Limited reviewing and upgrading the company's facilities to a total of Rs. 12,400.00 crore. The rating agency has assigned an 'ACUITE AA/Stable' rating to the enhanced limits, reflecting confidence in the company's financial position and growth prospects.

Credit Rating Enhancement Details

Acuité has substantially increased the credit limits across two key financial instruments for Capri Global Capital. The enhancement demonstrates the rating agency's positive assessment of the company's creditworthiness and business fundamentals.

Rating Significance

The 'ACUITE AA/Stable' rating indicates a high degree of safety regarding timely servicing of financial obligations. The stable outlook suggests that Acuité expects the rating to remain consistent over the medium term, reflecting strong fundamentals and business prospects. This rating enhancement provides Capri Global Capital with increased financial flexibility and access to larger credit facilities.

Regulatory Compliance

The company has disclosed this development in compliance with Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The intimation was received by the company on March 18, 2026 at 10:20 p.m. (IST), and the rating rationale has been published on Acuité's website.

Business Impact

The substantial increase in credit limits, particularly the nearly four-fold enhancement in Non-Convertible Debenture facilities from Rs. 750.00 crore to Rs. 2,850.00 crore, positions the company for potential business expansion and growth initiatives. The enhanced bank loan facilities provide additional working capital support and operational flexibility for the financial services company. The rating rationale is also available on the company's website at www.capriloans.in .