Mansi Finance (Chennai) Limited reported a net profit of ₹146.57 lakh for the quarter ended June 30, 2026, driven by improved operational efficiency despite a contraction in top-line revenue. The Mansi Finance result represents a 19.8% year-on-year increase from the ₹122.29 lakh net profit recorded in Q1FY26.

The standalone unaudited financial results, approved by the Board of Directors on August 14, 2026, highlight a divergence between revenue trends and profitability. While revenue from operations declined 29.4% to ₹257.44 lakh from ₹364.79 lakh in the same period last year, the company significantly expanded its bottom line. This contrasts with the preceding quarter ended March 31, 2026, where the company posted a net loss of ₹50.30 lakh on revenue of ₹176.66 lakh.

Financial Performance Overview

The quarterly performance indicates a recovery in earnings capacity, with basic and diluted earnings per share (EPS) rising to ₹4.15 each, compared to ₹3.46 in Q1FY25 and a loss of ₹1.42 in Q4FY26.

For the full fiscal year FY26, Mansi Finance had reported a net profit of ₹326.91 lakh against revenue of ₹1,053.73 lakh. The current quarter's profit before tax stood at ₹176.57 lakh, identical to the figure after exceptional items, indicating no material non-recurring impacts on the pre-tax result.

What the Numbers Show

A notable observation in the Q1FY27 results is the decoupling of revenue and profit growth. Despite a nearly 30% drop in revenue from operations compared to the previous year, net profit increased by nearly 20%. This suggests a significant improvement in cost management or margin expansion during the quarter, allowing the company to generate higher absolute profits on a lower revenue base than in Q1FY26. The paid-up equity share capital remained unchanged at ₹353.49 lakh.

Mansi Finance (Chennai) Limited reported a net profit of ₹326.91 lakh for the financial year ended March 31, 2026, compared to ₹297.88 lakh in the previous year. Revenue from operations for the year stood at ₹1,053.73 lakh, a decrease from ₹1,313.89 lakh in FY25. For the quarter ended March 31, 2026, the company recorded a net loss of ₹50.30 lakh, while revenue from operations was ₹176.66 lakh.

The board approved the audited financial results for the quarter and year ended March 31, 2026, at a meeting held on May 30, 2026. The statutory audit was conducted by Sirohia & Co, Chartered Accountants. The filing was made in compliance with Regulation 30 and Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Financial Performance

The company’s total expenses for FY26 decreased to ₹600.25 lakh from ₹947.48 lakh in the previous year. Finance costs for the year were ₹183.88 lakh, while impairment on financial instruments stood at ₹216.53 lakh. The earnings per share (EPS) for the year was ₹9.25, compared to ₹8.43 in the previous year. For the quarter ended March 31, 2026, the company reported a basic and diluted EPS of -₹1.42.

Balance Sheet Highlights

Total assets as of March 31, 2026, were ₹6,155.78 lakh, compared to ₹6,111.35 lakh in the previous year. Loans constituted the largest asset component at ₹4,908.17 lakh. Borrowings decreased to ₹1,913.58 lakh from ₹2,150.01 lakh in the prior year. Equity share capital remained unchanged at ₹353.49 lakh, while reserves excluding revaluation reserves increased to ₹3,730.63 lakh from ₹3,403.72 lakh.

The disclosure of transactions with related parties included unsecured loans from entities such as Sri Chandra Prabhu Agencies and Mansi Chhog Impex Chennai Ltd.