Manba Finance reported a 36% year-on-year increase in net profit after tax (PAT) to ₹13.26 crore for the quarter ended June 30, 2026, driven by a significant expansion in interest income. The Mumbai-based non-banking financial company (NBFC) declared an interim dividend of ₹0.25 per equity share, signaling strong cash flow generation despite a marginal sequential dip in total revenue. This performance underscores the company’s ability to monetize its loan book effectively while maintaining robust asset quality metrics and complying with stringent security cover requirements for its listed debentures.

The Board of Directors approved the unaudited financial results during a meeting held on July 27, 2026. The results were subjected to a limited review by the statutory auditors, Krshna & Associates, pursuant to Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The trading window for designated persons reopened on July 30, 2026.

Financial Performance

Total revenue from operations stood at ₹92.61 crore for Q1FY27, down slightly from ₹93.41 crore in Q4FY26 but up significantly from ₹67.00 crore in Q1FY26. Interest income, the primary revenue driver, rose to ₹85.12 crore from ₹63.04 crore in the corresponding quarter of FY26. Other operating income also increased sharply to ₹7.48 crore from ₹3.96 crore last year.

Profit before tax was reported at ₹16.11 crore, compared to ₹16.94 crore in the preceding quarter. Total expenses remained stable at ₹76.50 crore. Finance costs increased to ₹43.52 crore from ₹32.39 crore in Q1FY26, while impairment on financial instruments rose to ₹7.91 crore from ₹4.34 crore in the same quarter last year.

Dividend and Shareholder Details

The Board declared a first interim dividend of ₹0.25 per share for the financial year 2026-27. The record date for determining eligible shareholders is August 7, 2026, with payment scheduled on or before August 20, 2026. This applies to equity shares with a face value of ₹10 each.

Regulatory Compliance and Asset Cover

Krshna & Associates issued a security cover certificate confirming that all secured listed non-convertible debentures (NCDs) are fully secured by a first pari passu charge over freehold immovable properties, current assets, cash flows, and receivables. As of June 30, 2026, the company maintained asset cover exceeding 110% of the outstanding amount of listed secured redeemable NCDs, which totaled ₹4,315.00 lakh. Unsecured NCDs outstanding amounted to ₹2,000.00 lakh.

The company confirmed compliance with all financial covenants, including a debt-to-tangible net worth ratio within permissible limits. No deviations were reported in the utilization of issue proceeds from NCD issuances, as per Regulation 52(7) of the SEBI Listing Regulations. The debt-equity ratio increased to 3.43 from 2.90 in the previous year, while net worth rose to ₹4,230.88 lakh from ₹3,788.53 lakh.

What the Numbers Show

The divergence between the slight decline in total revenue and the robust 36% jump in net profit highlights improved operational efficiency. While interest income grew significantly, other operating income contributed disproportionately more in Q1FY27 (8% of revenue) compared to Q4FY26 (1% of revenue), suggesting better monetization of ancillary services. Despite higher finance costs, the net profit margin expanded to 17.39% in Q1FY27, maintaining stability against the 17.65% margin in Q1FY26.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE939X01013/315e6377-a165-41fa-ad98-ebe8af1cc7a7.pdf

Manba Finance Limited has fixed August 07, 2026, as the record date to determine shareholder eligibility for its first interim dividend for the financial year 2026-27. The company’s Board of Directors approved the dividend declaration during a meeting held on July 27, 2026. Investors holding equity shares on the record date will receive the dividend entitlement, marking a key distribution event for FY27.

The announcement was communicated to both the National Stock Exchange of India Ltd. and BSE Limited on July 27, 2026. The filing specifies that the dividend applies to equity shares with a paid-up value of ₹50,23,94,100, corresponding to ₹10 per equity share. The record date is scheduled for Friday, August 07, 2026.

Dividend Details

The following table outlines the key parameters for the dividend entitlement:

Corporate Governance and Compliance

Bhavisha Jain, Company Secretary and Compliance Officer at Manba Finance Limited, signed the communication to the exchanges. The filing also included copies to the company’s debenture trustees: Vardhman Trusteeship Pvt Ltd. and SBICAP Trustee Company Limited. This ensures all relevant stakeholders are informed of the corporate action affecting shareholders.

What This Means for Investors

For investors, the record date is critical. Only those who hold the company’s equity shares in their demat accounts by the close of business on August 07, 2026, will be entitled to receive the first interim dividend for FY27. The declaration reflects the Board’s decision to distribute profits to shareholders during this financial period.