Manba Finance Limited has entered into strategic partnerships with AMU Leasing Pvt. Ltd. and BRMP Leasing & Finance Private Limited (operating under the brand "SHFIN") to strengthen its presence in the electric mobility and rural financing segments. The collaborations aim to improve credit access for driver-owners, MSMEs, and first-time borrowers across specific regions in India, accelerating the adoption of clean mobility and deepening financial inclusion in underserved markets.

Through its partnership with Gurugram-based AMU Leasing, Manba Finance will support the financing of electric three-wheelers and other commercial electric vehicles (EVs) across Uttar Pradesh and Madhya Pradesh. This initiative focuses on enabling faster disbursements and simplified loan processes to facilitate the transition to zero-emission mobility. In parallel, the company has partnered with SHFIN to expand two-wheeler financing solutions in the Vidarbha region of Maharashtra, providing transparent and technology-driven financial solutions to rural and semi-urban markets.

Partnership Overview

The two partnerships collectively target distinct geographies and customer segments, as outlined below:

Strategic Objectives and Leadership Commentary

Mr. Manish Shah, Managing Director of Manba Finance Limited, stated that these collaborations reflect the company's commitment to building a future-ready and inclusive lending ecosystem. He noted that while the partnership with AMU Leasing supports India's transition towards sustainable mobility, the association with SHFIN enables the company to deepen its reach in rural Bharat.

Ms. Nehal Gupta, Managing Director of AMU Leasing Pvt. Ltd., emphasized that the collaboration is a step forward in making sustainable mobility accessible, adding that joining hands with Manba Finance strengthens their ability to create impact at scale while supporting the transition to clean transportation. Mr. Gurinder Singh Sehmbey, CEO of SHFIN, remarked that the partnership marks a significant step in their growth journey and will enable SHFIN to deepen its reach in underserved markets, empowering communities through reliable and responsible financial services.

Manba Finance has reported its audited standalone financial results for the quarter and full financial year ended March 31, 2026. The company posted a full-year net profit after tax of Rs. 4,535.64 lakhs, up from Rs. 3,780.25 lakhs in the previous year, reflecting sustained growth across its core financing business. Total income for the year stood at Rs. 33,019.44 lakhs, compared to Rs. 25,096.94 lakhs in the prior year. The statutory auditors, M/s. KRSHNA & Associates, Chartered Accountants, issued an unmodified audit opinion on the annual financial results. The Board of Directors approved the results on May 18, 2026, and the company published the audited financial results in the Financial Express and Nava Shakti newspapers on May 20, 2026, pursuant to Regulation 47 of the SEBI LODR Regulations.

Full Year Financial Performance

The following table presents the key profit and loss metrics for the financial year ended March 31, 2026, alongside the comparative prior year figures (all figures in Rs. lakhs):

Quarterly Performance (Q4 FY26)

For the quarter ended March 31, 2026, Manba Finance reported total income of Rs. 9,341.85 lakhs, compared to Rs. 6,800.18 lakhs in Q4 FY25. Net profit after tax for the quarter stood at Rs. 1,112.63 lakhs, up from Rs. 802.46 lakhs in the corresponding quarter of the previous year. Basic and diluted earnings per share for the quarter were Rs. 2.21, compared to Rs. 1.60 in Q4 FY25. The net profit margin for the quarter ended stood at 18.13%, versus 16.46% in the comparable prior-year quarter.

Balance Sheet Highlights

As at March 31, 2026, Manba Finance's total assets stood at Rs. 1,97,923.88 lakhs, up from Rs. 1,46,597.69 lakhs as at March 31, 2025. The loan book expanded to Rs. 1,56,027.87 lakhs from Rs. 1,14,606.83 lakhs. Total equity increased to Rs. 40,976.05 lakhs from Rs. 36,889.92 lakhs, while net worth as on March 31, 2026 stood at Rs. 40,976.05 lakhs.

Key Financial Ratios

The company's key financial and sector-specific ratios as at March 31, 2026 are presented below:

Dividend, NCD Issuance, and Other Board Decisions

The Board of Directors recommended a final dividend of Rs. 0.25 per share (2.5%) on equity shares of face value Rs. 10 each for FY 2025-26, subject to shareholder approval at the ensuing Annual General Meeting. Additionally, the Board approved and authorised the finance committee for a fresh issuance of Secured Non-Convertible Debentures (NCDs), Perpetual Debt Instruments, Unsecured Subordinated NCDs, bonds, and/or other debt securities up to INR 200 crores on a private placement basis, in one or more tranches. The paid-up equity share capital remained unchanged at Rs. 502.39 lakhs.

The company confirmed that all secured listed NCDs outstanding as on March 31, 2026, amounting to Rs. 45,433.20 lakhs, are fully secured by a first pari passu charge over freehold immovable properties, current assets, cash flows, and receivables. The company also maintains a security cover of more than 110% of the outstanding amount of listed secured redeemable non-convertible debentures. Listed unsecured NCDs outstanding as on March 31, 2026 amounted to Rs. 3,000 lakhs. The trading window for dealing in securities of the company was opened from May 21, 2026 onwards.